<SEC-DOCUMENT>0001086888-20-000080.txt : 20201112
<SEC-HEADER>0001086888-20-000080.hdr.sgml : 20201112
<ACCEPTANCE-DATETIME>20201112061034
ACCESSION NUMBER:		0001086888-20-000080
CONFORMED SUBMISSION TYPE:	6-K
PUBLIC DOCUMENT COUNT:		7
CONFORMED PERIOD OF REPORT:	20200930
FILED AS OF DATE:		20201112
DATE AS OF CHANGE:		20201112

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MANULIFE FINANCIAL CORP
		CENTRAL INDEX KEY:			0001086888
		STANDARD INDUSTRIAL CLASSIFICATION:	LIFE INSURANCE [6311]
		IRS NUMBER:				889897526
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		6-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-14942
		FILM NUMBER:		201303017

	BUSINESS ADDRESS:	
		STREET 1:		200 BLOOR ST EAST, NT-10
		CITY:			TORONTO
		STATE:			A6
		ZIP:			M4W1E5
		BUSINESS PHONE:		416-926-3000

	MAIL ADDRESS:	
		STREET 1:		200 BLOOR ST EAST, NT-10
		CITY:			TORONTO
		STATE:			A6
		ZIP:			M4W1E5
</SEC-HEADER>
<DOCUMENT>
<TYPE>6-K
<SEQUENCE>1
<FILENAME>form6-k.htm
<DESCRIPTION>FORM6-K-3Q-REPORT-11NOV2020
<TEXT>
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    <div style="text-align: center; line-height: 15.95pt; font-family: 'Times New Roman Bold', serif; font-size: 14pt; font-weight: bold;">UNITED STATES</div>
    <div style="text-align: center; line-height: 15.95pt; font-family: 'Times New Roman Bold', serif; font-size: 14pt; font-weight: bold;">SECURITIES AND EXCHANGE COMMISSION</div>
    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">Washington, D.C. 20549</div>
    <div style="line-height: 15.95pt;"><br style="line-height: 15.95pt;">
      <hr noshade="noshade" align="center" style="height: 2px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;"></div>
    <div style="text-align: center; line-height: 15.95pt; font-family: 'Times New Roman', serif; font-size: 14pt; font-weight: bold;">Form 6-K
      <hr noshade="noshade" align="center" style="height: 2px; color: #000000; background-color: #000000; margin-left: auto; margin-right: auto; border: none;"></div>
    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;"> <br>
    </div>
    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">REPORT OF <font style="font-family: 'Times New Roman Bold', serif;">FOREIGN</font> PRIVATE ISSUER PURSUANT TO RULE 13<font style="font-family: 'Times New Roman Bold', serif;">a</font>-16 OR <font style="font-family: 'Times New Roman Bold', serif;">15d</font>-16 UNDER THE </div>
    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">SECURITIES EXCHANGE ACT OF 1934</div>
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    </div>
    <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">For the month of <u>November, 2020</u></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Commission File Number:&#160; 1-14942</div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: center; line-height: 18.25pt; font-family: 'Times New Roman', serif; font-size: 16pt; font-weight: bold;">MANULIFE FINANCIAL CORPORATION
      <hr noshade="noshade" align="center" style="height: 2px; color: #000000; background-color: #000000; margin-left: auto; margin-right: auto; border: none;"></div>
    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif;">(Translation of registrant's name into English)</div>
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    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">200 Bloor Street East</div>
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    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">Toronto, Ontario, Canada M4W 1E5</div>
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      <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">(416) 926&#8209;3000</div>
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    <div style="text-align: center; line-height: 11.4pt; font-family: 'Times New Roman', serif;">(Address of principal executive office)</div>
    <div style="line-height: 13.7pt;"><br style="line-height: 13.7pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.</div>
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            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Form 20-F</div>
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            <div style="line-height: 12.55pt; font-size: 11pt;">&#9723;</div>
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            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Form 40-F</div>
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    </div>
    <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(1): <font style="font-family: 'Times New Roman', Times, serif;">&#9723;</font></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(7): <font style="font-family: 'Times New Roman', Times, serif;">&#9723;</font></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Indicate by check mark whether the registrant by furnishing the information contained in this Form is also thereby furnishing the information to the Commission
      pursuant to Rule 12g3-2(b) under the Securities Exchange Act of 1934.</div>
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            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Yes</div>
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            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">No</div>
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    <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">If "Yes" is marked, indicate below the file number assigned to the registrant in connection with Rule 12g3-2(b): 82- ________.</div>
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    <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">The registrant&#8217;s Management&#8217;s Discussion and Analysis and Unaudited Interim Consolidated Financial Statements for the quarter ended September 30, 2020 included
      on pages 4 to 38 and 39 to 78, respectively, of the registrant&#8217;s 2020 Third Quarter Report to Shareholders filed with this Form 6-K as Exhibit&#160;99.1, are incorporated by reference in the registration statements filed with the Securities and Exchange
      Commission by the registrant on Form S-8 (Registration Nos. 333-12610, 333-13072, 333-114951, 333-129430, 333&#8209;157326, and 333-211366), on Form&#160;F&#8209;3 (Registration No. 333-159176) and on Form F-10 (Registration No. 333-235315) and by the registrant and
      John&#160;Hancock Life Insurance Company (U.S.A.) on Form F-3 (Registration Nos. 333-221821-01 and 333-221821, respectively). Except for the foregoing, no other document or portion of a document filed with this Form 6-K is incorporated by reference in the
      above registration statements.</div>
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    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">DOCUMENTS FILED AS PART OF THIS FORM 6-K</div>
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    <div style="text-indent: 36pt; line-height: 12.55pt; color: #000000; font-family: 'Times New Roman', serif; font-size: 11pt;">The following documents, filed as exhibits to this Form 6-K, are incorporated by reference as part of this Form 6-K:</div>
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            <div style="line-height: 12.55pt; color: #000000; font-family: 'Times New Roman', serif; font-size: 11pt;">Exhibit</div>
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            <div style="line-height: 12.55pt; color: #000000; font-family: 'Times New Roman', serif; font-size: 11pt;">Description of Exhibit</div>
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          <td style="width: 84.36%; vertical-align: top; border-top: #000000 2px solid;">&#160;</td>
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            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">99.1</div>
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            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Third Quarter Report to Shareholders</div>
          </td>
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            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">99.2</div>
          </td>
          <td style="width: 84.36%; vertical-align: top;">
            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Certification Chief Executive Officer</div>
          </td>
        </tr>
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          <td style="width: 15.64%; vertical-align: top;">
            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">99.3</div>
          </td>
          <td style="width: 84.36%; vertical-align: top;">
            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Certification Chief Financial Officer</div>
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    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">SIGNATURES</div>
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    <div style="text-indent: 36pt; line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by
      the undersigned, thereunto duly authorized.</div>
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            <div style="line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt;">MANULIFE FINANCIAL CORPORATION</div>
          </td>
        </tr>
        <tr>
          <td style="width: 41.48%; vertical-align: top;">&#160;</td>
          <td style="width: 58.52%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 41.48%; vertical-align: top;">&#160;</td>
          <td style="width: 58.52%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 41.48%; vertical-align: top;">&#160;</td>
          <td style="width: 58.52%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 41.48%; vertical-align: top;">&#160;</td>
          <td style="width: 58.52%; vertical-align: top;">&#160;</td>
        </tr>
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          <td style="width: 41.48%; vertical-align: top;">&#160;</td>
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            <div style="line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">By:</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><font style="font-style: italic;">/s/</font>&#160;<font style="font-style: italic;">James D. Gallagher</font></font></div>
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          <td style="width: 41.48%; vertical-align: top;">&#160;</td>
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            <div style="line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Name:</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman', serif; font-size: 11pt;">James D. Gallagher</font></div>
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          <td style="width: 41.48%; vertical-align: top;">&#160;</td>
          <td style="width: 58.52%; vertical-align: top;">
            <div style="text-indent: -36.6pt; margin-left: 36.6pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Title:</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman', serif; font-size: 11pt;">General
                Counsel</font></div>
            <div style="line-height: 12.55pt;"><font style="line-height: 12.55pt;">&#160;</font></div>
            <div style="line-height: 12.55pt;"><font style="line-height: 12.55pt;">&#160;</font></div>
            <div style="line-height: 12.55pt;"><font style="line-height: 12.55pt;">&#160;</font></div>
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            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Date:&#160; November 11, 2020</div>
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          <td style="width: 58.52%; vertical-align: top;">&#160;</td>
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    <div style="text-align: center; line-height: 13.7pt; color: #000000; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">EXHIBIT INDEX</div>
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            <div style="line-height: 12.55pt; color: #000000; font-family: 'Times New Roman', serif; font-size: 11pt;">Exhibit</div>
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          <td style="width: 84.36%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div style="line-height: 12.55pt; color: #000000; font-family: 'Times New Roman', serif; font-size: 11pt;">Description of Exhibit</div>
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          <td style="width: 15.64%; vertical-align: top; border-top: #000000 2px solid;">&#160;</td>
          <td style="width: 84.36%; vertical-align: top; border-top: #000000 2px solid;">&#160;</td>
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          <td style="width: 15.64%; vertical-align: top;">
            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">99.1</div>
          </td>
          <td style="width: 84.36%; vertical-align: top;">
            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Third Quarter Report to Shareholders</div>
          </td>
        </tr>
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          <td style="width: 15.64%; vertical-align: top;">
            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">99.2</div>
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          <td style="width: 84.36%; vertical-align: top;">
            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Certification Chief Executive Officer</div>
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            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">99.3</div>
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            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Certification Chief Financial Officer</div>
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      <div style="margin-right: 2.9pt; line-height: 13.7pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Manulife reports 3Q20 net income of $2.1 billion, core earnings of $1.5 billion,
        APE sales of $1.4 billion, and a strong LICAT capital ratio of 155%</div>
      <div style="margin-right: 12.6pt; line-height: 12.55pt; margin-bottom: 3pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Today, Manulife announced its 3Q20 results. Key highlights include:</div>
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              <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Net income attributed to shareholders of $2.1 billion in 3Q20, up $1.3 billion from 3Q19</div>
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              <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Core earnings<font style="font-family: 'Arial Narrow','sans-serif';"><sup style="font-family: Calibri, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup></font>
                of $1.5 billion in 3Q20, down 6%<font style="font-family: 'Arial Narrow','sans-serif';"><sup style="font-family: Calibri, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">2</sup></font> from 3Q19</div>
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              <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Strong LICAT ratio<font style="font-family: 'Arial Narrow','sans-serif';"><sup style="font-family: Calibri, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">3</sup></font>
                of 155%</div>
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              <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Core ROE<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup> of 11.4% and ROE of 16.4% in 3Q20</div>
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              <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">NBV<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup> of $460 million in 3Q20, down 14% from 3Q19</div>
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              <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">APE sales<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup> of $1.4 billion in 3Q20, down 2% from 3Q19</div>
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              <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Global WAM net outflows<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup> of $2.2 billion in 3Q20 compared with net outflows of $4.4 billion in 3Q19</div>
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              <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The impact to net income of the annual actuarial review was a net charge of $198 million</div>
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      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">&#8220;While the COVID-19 pandemic continues to disrupt economies worldwide, the overall demand for our products was robust.
        Our strong digital capabilities have enabled us to fulfill customers&#8217; insurance and wealth management needs across all of our markets globally. The global diversity of our franchise, strength of our offerings, and quality of our distribution
        capabilities were evident in Manulife&#8217;s third quarter APE sales, which were down only 2% from the prior year quarter, despite the challenging environment. In addition, we delivered core earnings of $1.5 billion and net income of $2.1 billion for
        the quarter, which reflects the resilience of our business,&#8221; said Manulife President &amp; Chief Executive Officer Roy Gori.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">&#8220;I am confident that Manulife is well positioned to navigate the challenges of the current environment. Our balance
        sheet and capital levels are strong and we continue to execute on our <font style="color: #000000;">five priorities.</font><sup style="font-family: Calibri, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">4</sup><font style="color: #000000;">&#160;</font>We&#8217;ve made significant progress
        on our portfolio optimization and expense efficiency objectives, whilst accelerating growth in our highest potential businesses, notably Asia and Global WAM. Our efforts to enhance our digital capabilities over the last few years have enabled us to
        pivot quickly in the current environment, and position us well to serve our customers in a more digitally enabled world,&#8221; added Mr. Gori.</div>
      <div style="margin-right: 12.95pt; line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Phil Witherington, Chief Financial Officer, said, &#8220;Our LICAT ratio of 155% is strong and we continue to have
        substantial financial flexibility. We released over $450 million of incremental capital during the quarter by executing a reinsurance agreement in the U.S., bringing the cumulative capital benefits released from our legacy businesses through
        portfolio optimization activities to $5.8 billion since 2018.&#8221;<font style="color: #000000;"></font></div>
      <div style="margin-right: 12.95pt; line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="color: #000000;">&#8220;Expense discipline continues to be a strategic priority and we reduced core general
          expenses</font><font style="font-family: 'Arial Narrow','sans-serif';"><sup style="font-family: Calibri, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">5</sup></font><font style="color: #000000;"> by 5% compared with the prior year quarter. Furthermore, the </font>core EBITDA
        margin<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">&#160;</sup><font style="color: #000000;">in our Global WAM business exceeded 30% this quarter, which reflects our scale and commitment to expense efficiency,&#8221; added Mr. Witherington.</font></div>
      <div style="margin-right: 12.95pt; line-height: 12.55pt; margin-top: 12pt; margin-bottom: 6pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">BUSINESS HIGHLIGHTS:</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">We continued to make progress on our portfolio optimization initiative by executing an agreement with<font style="color: #000000;">&#160;</font>Global









        Atlantic Financial Group to reinsure approximately $3.4 billion of policy liabilities related to John Hancock&#8217;s legacy U.S. Bank-Owned Life Insurance business. John Hancock has retained administration of the policies. The transaction closed on
        September 30, 2020, released $465 million in capital, and generated a gain of $262 million that was reported outside of core earnings in 3Q20.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">In 3Q20, we continued to extend our product and distribution reach to fulfill the financial health and well-being needs of our customers. In
        Asia,<font style="color: #000000;"> we sold our first policy in Myanmar, a digitally savvy market with one of the lowest insurance penetration rates in Asia. In Vietnam, we entered into a partnership with Cong Dong Bau, a community with more than 5
          million members that improves access to financial advice and solutions for expectant and new mothers. </font>In Canada, we launched a new travel insurance product that covers emergency medical costs and trip interruption expenses from COVID-19
        and related conditions. We further enhanced our Group Benefits product offering with the introduction of Health by Design, a proactive approach using the latest science, technology and predictive analytics to help each member with their unique
        health journey. In the U.S., we continued to make progress on our objective of transforming the experience of owning life insurance for our customers. <br>
      </div>
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              <td style="width: 9.35pt; vertical-align: top;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup></td>
              <td style="width: auto; vertical-align: top;">
                <div style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Core earnings, core return on common shareholders&#8217; equity (&#8220;core ROE&#8221;), new business value (&#8220;NBV&#8221;), annualized premium equivalent (&#8220;APE&#8221;) sales and net flows are non-GAAP
                  measures. See &#8220;Performance and Non-GAAP Measures&#8221; below and in our Third Quarter 2020 Management&#8217;s Discussion and Analysis (&#8220;3Q20 MD&amp;A&#8221;) for additional information.</div>
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              <td style="width: 9pt; vertical-align: top;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">2</sup></td>
              <td style="width: auto; vertical-align: top;">
                <div style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">All percentage growth / declines in financial metrics in this news release are reported on a constant exchange rate basis. Constant exchange rate basis excludes the
                  impact of currency fluctuations and is a non-GAAP measure. See &#8220;Performance and Non-GAAP Measures&#8221; below and in our 3Q20 MD&amp;A for additional information.</div>
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        <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 2pt;">

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              <td style="width: 9pt; vertical-align: top;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">3</sup></td>
              <td style="width: auto; vertical-align: top;">
                <div style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Life Insurance Capital Adequacy Test (&#8220;LICAT&#8221;) ratio of The Manufacturers Life Insurance Company (&#8220;MLI&#8221;).</div>
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        <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 2pt;">

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              <td style="width: 9pt; vertical-align: top;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">4</sup></td>
              <td style="width: auto; vertical-align: top;">
                <div style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Our strategic priorities include Portfolio Optimization, Expense Efficiency, Accelerate Growth, Digital Customer Leader and High Performing Team. For more information,
                  please refer to &#8220;Strategic priorities progress update&#8221; in our 2019 Annual Report.</div>
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        </table>
        <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 6pt;">

            <tr>
              <td style="width: 9pt; vertical-align: top;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">5</sup></td>
              <td style="width: auto; vertical-align: top;">
                <div style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Core general expenses and core EBITDA margin are non-GAAP measures. See &#8220;Performance and Non-GAAP Measures&#8221; below and in our 3Q20 MD&amp;A for additional information.</div>
              </td>
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        </table>
        <br>
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          <div>Manulife Financial Corporation - Third Quarter 2020<br>
          </div>
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        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">1</font></div>
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      </div>
      <div style="line-height: 12.55pt; margin-top: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> We announced a strategic collaboration with Amazon which adds the Halo wellness band to the devices supported by John Hancock&#8217;s Vitality
        Program. In Global WAM, we continued to earn top scores on the United Nations-supported Principles for Responsible Investment (&#8220;PRI&#8221;) annual assessment report for integrating environmental, social, and governance (&#8220;ESG&#8221;) considerations into our
        investment practices across a range of asset classes.<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup> In addition, Manulife Investment Management was also recognized in the PRI Leaders' Group 2020, a 10-year initiative honouring signatories at the cutting edge of responsible
        investment. This year, 36 signatories, including Manulife Investment Management, were recognized for demonstrating responsible investment excellence in climate reporting throughout their organizations and portfolios. Finally, in Canada we
        accelerated our Retail wealth digital transformation by launching several online tools and automations that make account maintenance, accessing forms and statements easier for advisors to service their customers.</div>
      <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
      </div>
      <div style="line-height: 12.55pt; margin-top: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">FINANCIAL HIGHLIGHTS:</div>
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            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="6">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;"> </font></div>
              <div style="text-align: center; line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">Quarterly Results</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="6">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;"> </font></div>
              <div style="text-align: center; line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">YTD Results</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -12pt; margin-right: 18.6pt; margin-left: 12pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">($ millions, unless otherwise stated)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">3Q20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">3Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
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              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="margin-right: 18.6pt; line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">Profitability:</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-right: 18.6pt; margin-left: 9pt; line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif;">Net income attributed to shareholders</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">2,068</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">723</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">4,091</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">4,374</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-right: 18.6pt; margin-left: 9pt; line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif;">Core earnings<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">1,453</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">1,527</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">4,042</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">4,527</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-right: 18.6pt; margin-left: 9pt; line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif;">Diluted earnings per common share ($)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">1.04</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">0.35</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">2.04</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">2.16</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-right: 18.6pt; margin-left: 9pt; line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif;">Diluted core earnings per common share ($)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">0.73</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">0.76</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">2.01</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">2.24</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-right: 18.6pt; margin-left: 9pt; line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif;">Return on common shareholders&#8217; equity (&#8220;ROE&#8221;)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">16.4</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">5.9</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">10.8</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">12.8</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">%</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif;">Core ROE<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">11.4</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">13.0</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">10.6</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">13.3</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">%</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="margin-right: 18.6pt; line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif;">Expense efficiency ratio<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">51.2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">51.4</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">52.9</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">51.2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">%</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-left: 9pt; line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">Performance:</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: 4.5pt; margin-left: 8.25pt; line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif;">Asia new business value</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">365</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">430</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">1,019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">1,205</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: 4.5pt; margin-left: 8.25pt; line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif;">Canada new business value</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">67</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">51</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">190</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">178</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: 4.5pt; margin-left: 8.25pt; line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif;">U.S. new business value</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">28</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">45</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">104</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">141</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif;">Total new business value<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">460</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">526</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">1,313</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">1,524</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: 4.5pt; margin-left: 8.25pt; line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif;">Asia APE sales</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">1,005</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">1,052</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">2,873</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">3,303</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: 4.5pt; margin-left: 8.25pt; line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif;">Canada APE sales</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">289</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">235</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">903</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">786</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: 4.5pt; margin-left: 8.25pt; line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif;">U.S. APE sales</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">136</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">156</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">431</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">453</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif;">Total APE sales<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">1,430</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">1,443</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">4,207</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">4,542</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-right: 3.6pt; margin-left: 9pt; line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif;">Global Wealth and Asset Management net flows ($ billions)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">(2.2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">(4.4</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">6.1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">(5.8</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-right: 3.6pt; margin-left: 9pt; line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif;">Global Wealth and Asset Management gross flows ($ billions)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">27.5</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">28.0</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">98.7</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">81.3</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-right: 3.6pt; margin-left: 9pt; line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif;">Global Wealth and Asset Management assets under management and administration ($ billions)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">715.4</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">659.2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">715.4</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">659.2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="margin-right: 18.6pt; line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">Financial Strength:</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-left: 9pt; line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif;">MLI&#8217;s LICAT ratio</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">155</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">146</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">155</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">146</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">%</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-left: 9pt; line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif;">Financial leverage ratio</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">26.7</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">26.1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">26.7</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">26.1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">%</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-left: 9pt; line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif;">Book value per common share ($)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">25.49</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">23.51</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">25.49</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">23.51</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-left: 9pt; line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif;">Book value per common share excluding AOCI ($)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">21.13</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">19.60</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">21.13</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">19.60</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" id="zfbab64683a5a41669b1f94fcd0970a2b" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 2pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 9pt; vertical-align: top;">
              <div style="line-height: 9.1pt; margin-top: 2pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.1pt; margin-top: 2pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">This item is a non-GAAP measure. See &#8220;Performance and Non-GAAP Measures&#8221; below and in our 3Q20 MD&amp;A for
                additional information.</div>
            </td>
          </tr>

      </table>
      <div style="line-height: 12.55pt; margin-top: 6pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">PROFITABILITY:</div>
      <div style="margin-right: 21.6pt; line-height: 12.55pt; margin-top: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Reported net income attributed to shareholders of $2.1 billion in 3Q20, up $1.3 billion from 3Q19</div>
      <div style="line-height: 12.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The increase was driven by gains from investment-related experience compared with losses in the prior year quarter, gains from the direct
        impact of equity markets and interest rates and variable annuity guarantee liabilities (compared with losses in the prior year quarter, which included a $0.5 billion charge related to updated Ultimate Reinvestment Rate assumptions issued by the
        Canadian Actuarial Standards Board), and the impact of a reinsurance transaction to improve the capital efficiency of our legacy business, partially offset by a $198 million charge from the annual review of actuarial methods and assumptions.
        Investment-related experience in 3Q20 reflected the favourable impact of fixed income reinvestment activities and higher-than-expected returns (including fair value changes) on our alternative long-duration assets driven primarily by fair value
        gains on private equities.</div>
      <div style="line-height: 12.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
        <hr noshade="noshade" align="left" style="background-color: #000000; border: 0px; height: 1px; width: 2in; margin-left: 0pt; margin-right: auto; color: #000000;">
        <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 18pt;">

            <tr>
              <td style="width: 9pt; vertical-align: top;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup></td>
              <td style="width: auto; vertical-align: top;">
                <div style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">A+ awarded for strategy and governance, listed equity incorporation, and fixed-income Sovereign, Supranational, and Agency modules.</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 12.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div style="width: 100%;" id="DSPFPageFooter">
          <div>Manulife Financial Corporation - Third Quarter 2020<br>
          </div>
        </div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">2</font></div>
        <div style="page-break-after: always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
      </div>
      <div style="margin-right: 21.6pt; line-height: 12.55pt; margin-top: 6pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Delivered core earnings of $1.5 billion in 3Q20, a decrease of 6% compared with
        3Q19</div>
      <div style="line-height: 12.55pt; margin-bottom: 12pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="color: #000000;">The decrease in core earnings in 3Q20 compared with 3Q19 reflects the absence of core investment gains</font><sup style="color: #000000; font-family: Calibri, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup><font style="color: #000000;"> in the quarter (compared with gains in the prior year quarter), lower investment income in Corporate and Other,</font> unfavourable policyholder
        experience in our Canadian insurance businesses<font style="color: #000000;">, and</font><font style="color: #A6A6A6;">&#160;</font>lower new business volumes as a result of COVID-19<font style="color: #000000;">. These items were partially offset by </font>the









        impact of in-force business growth, favourable product mix in Hong Kong and Asia Other<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">2</sup><sup style="font-family: Calibri, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;"></sup>, and average AUMA growth in Global WAM.</div>
      <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 6pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">ANNUAL REVIEW OF ACTUARIAL METHODS AND ASSUMPTIONS:</div>
      <div style="line-height: 12.55pt; margin-bottom: 12pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">We completed our annual review of actuarial methods and assumptions, resulting in a net charge to net income attributed to shareholders
        of $198 million, which was consistent with the previously disclosed estimate. Assumptions reviewed this year included lapse assumptions for Canada and Japan life insurance, certain mortality and morbidity assumptions in all insurance segments, a
        complete review of our Canada variable annuities assumptions, as well as certain methodology refinements.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">BUSINESS PERFORMANCE:</div>
      <div style="margin-right: 21.6pt; line-height: 12.55pt; margin-top: 6pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">New business value (&#8220;NBV&#8221;) of $460 million in 3Q20, a decrease of 14% compared with
        3Q19</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">In Asia, NBV of $365 million was down 16% compared with the prior year quarter, primarily driven by lower APE sales and a
        decline in interest rates in Hong Kong. In Canada, NBV of $67 million was up 31% from 3Q19, primarily due to higher sales volumes in large-case group insurance. In the U.S., NBV of $28 million was down 38% compared with the prior year quarter,
        primarily driven by lower international universal life sales due to COVID-19.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Annualized premium equivalent (&#8220;APE&#8221;) sales of $1.4 billion in 3Q20, a decrease of 2% compared with 3Q19</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="color: #000000;">In Asia, APE sales decreased 6% compared with the prior year quarter </font>as growth in Japan and Asia
        Other was more than offset by lower sales in Hong Kong. <font style="color: #000000;">Hong Kong APE sales decreased 26% driven by </font><font style="color: #000000;">the adverse impact of COVID-19, a decrease in sales to mainland Chinese
          visitors, as well as strong prior year quarter sales of our Voluntary Health Insurance Scheme and Qualifying Deferred Annuity Policy products. Japan APE sales increased 9% as we gained traction in the corporate-owned life insurance (&#8220;COLI&#8221;)
          market following the launch of our re-designed COLI product in 3Q19,</font> partially offset by the adverse impact of COVID-19<font style="color: #000000;">. Asia Other APE sales increased 3% driven by higher agency sales, partially offset by
          lower bancassurance sales </font>due to restricted activities in bank branches and temporary bank closures<font style="font-family: Calibri, sans-serif; color: #000000;">.</font>&#160;<font style="color: #000000;">In Canada, APE sales increased 23%
          primarily driven by higher large-case group insurance sales, </font>partially offset by lower individual insurance sales due to the adverse impact of COVID-19<font style="color: #000000;">. In the U.S., APE sales declined 14% compared with the
          prior year quarter largely due to the adverse impacts of COVID-19. In addition, l</font>ower international universal life, domestic protection universal life, and variable universal life sales were partially offset by higher domestic indexed
        universal life and term life sales.</div>
      <div style="margin-right: 21.6pt; line-height: 12.55pt; margin-top: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Reported Global Wealth and Asset Management net outflows of $2.2 billion in 3Q20, compared with
        3Q19 net outflows of $4.4 billion</div>
      <div style="line-height: 12.55pt; margin-bottom: 12pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="color: #000000;">Net inflows in Asia were $1.1 billion in 3Q20, compared with net inflows of $2.3 billion in 3Q19, </font>driven









        by <font style="color: #000000;">higher retail redemptions in mainland China. Net inflows in Canada were $1.2 billion in 3Q20 compared with net outflows of $6.9 billion in 3Q19, </font>driven by the non-recurrence of an $8.5 billion redemption in
        <font style="color: #000000;">Institutional Asset Management.</font>&#160;<font style="color: #000000;">Net outflows in the U.S. were $4.5 billion in 3Q20 compared with net inflows of $0.1 billion in 3Q19, driven </font>by a $5.0 billion redemption of
        an equity mandate in Institutional Asset Management, coupled with <font style="color: #000000;">lower plan sales and recurring deposits, as well as higher member withdrawals in Retirement.</font></div>
      <br>
      <br>
      <hr noshade="noshade" align="left" style="background-color: #000000; border: 0px; height: 1px; width: 2in; margin-left: 0pt; margin-right: auto; color: #000000;">
      <table cellspacing="0" cellpadding="0" id="z50df4354bf8d4962a41a65b692a06bcf" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 9pt; vertical-align: top;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup></td>
            <td style="width: auto; vertical-align: top;">
              <div style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">This item is a non-GAAP measure. See &#8220;Performance and non-GAAP measures&#8221; below and in our 3Q20 MD&amp;A for additional information.</div>
            </td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" id="ze795beb1cfd94cf1888be4be0070c0a5" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 18pt;">

          <tr>
            <td style="width: 9pt; vertical-align: top;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">2</sup></td>
            <td style="width: auto; vertical-align: top;">
              <div style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Asia Other excludes Hong Kong and Japan.</div>
            </td>
          </tr>

      </table>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">
          <div>Manulife Financial Corporation - Third Quarter 2020<br>
          </div>
        </div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">3</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
      </div>
      <div style="line-height: 18.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 16pt; font-weight: bold;">MANAGEMENT&#8217;S DISCUSSION AND ANALYSIS</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">This Management&#8217;s Discussion and Analysis (&#8220;MD&amp;A&#8221;) is current as of November 11, 2020, unless
        otherwise noted. This MD&amp;A should be read in conjunction with our unaudited Interim Consolidated Financial Statements for the three and nine months ended September 30, 2020 and the MD&amp;A and audited Consolidated Financial Statements
        contained in our 2019 Annual Report.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">For further information relating to our risk management practices and risk factors affecting the
        Company, see &#8220;Risk Factors&#8221; in our 2019 Annual Information Form, &#8220;Risk Management&#8221;, &#8220;Risk Factors&#8221; and &#8220;Critical Actuarial and Accounting Policies&#8221; in the MD&amp;A in our 2019 Annual Report and the &#8220;Risk Management&#8221; note to the Consolidated
        Financial Statements in our most recent annual and interim reports.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">In this MD&amp;A, the terms &#8220;Company&#8221;, &#8220;Manulife&#8221;, &#8220;we&#8221; and &#8220;our&#8221; mean Manulife Financial Corporation
        (&#8220;MFC&#8221;) and its subsidiaries. All amounts are reported in Canadian dollars, unless otherwise indicated.</div>
      <div style="line-height: 13.7pt; margin-top: 12pt; margin-bottom: 4pt; font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Contents</div>
      <table cellspacing="0" cellpadding="0" id="z5c16a448f4314a7b92249284de3c2477" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

          <tr>
            <td style="width: 53.26%; vertical-align: top; border-top: #000000 2px solid;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -18pt; margin-left: 18pt; line-height: 11.4pt; margin-top: 6pt; margin-bottom: 1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-weight: bold;">A.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 18pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-weight: bold;">TOTAL COMPANY PERFORMANCE</font></div>
              <div style="margin-bottom: 1pt;"><font style="font-family: 'Arial Narrow', sans-serif;">1.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Profitability</font></div>
              <div style="margin-bottom: 1pt;"><font style="font-family: 'Arial Narrow', sans-serif;">2.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Business Performance</font></div>
              <div style="margin-bottom: 1pt;"><font style="font-family: 'Arial Narrow', sans-serif;">3.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Financial strength</font></div>
              <div style="margin-bottom: 1pt;"><font style="font-family: 'Arial Narrow', sans-serif;">4.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Revenue</font></div>
              <div style="margin-bottom: 1pt;"><font style="font-family: 'Arial Narrow', sans-serif;">5.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Assets under management and administration</font></div>
              <div style="margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif;">6.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Impact of fair value accounting</font></div>
              <div style="margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif;">7.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Impact of foreign currency exchange rates</font></div>
              <div style="margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif;">8.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Business highlights</font></div>
              <div style="text-indent: -18pt; margin-left: 18pt; line-height: 11.4pt; margin-top: 12pt; margin-bottom: 1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-weight: bold;">B.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 18pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-weight: bold;">PERFORMANCE BY SEGMENT</font></div>
              <div style="margin-bottom: 1pt;"><font style="font-family: 'Arial Narrow', sans-serif;">1.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Asia</font></div>
              <div style="margin-bottom: 1pt;"><font style="font-family: 'Arial Narrow', sans-serif;">2.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Canada</font></div>
              <div style="margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif;">3.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">U.S.</font></div>
              <div style="margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif;">4.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Global Wealth and Asset Management</font></div>
              <div style="margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif;">5.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Corporate and Other</font></div>
              <div style="line-height: 11.4pt; margin-top: 12pt; margin-bottom: 1pt;"><font style="line-height: 11.4pt;">&#160;</font></div>
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            </td>
            <td style="width: 46.74%; vertical-align: top; border-top: #000000 2px solid;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -19.2pt; margin-left: 19.2pt; line-height: 11.4pt; margin-top: 6pt; margin-bottom: 1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-weight: bold;">C.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 18pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-weight: bold;">RISK MANAGEMENT AND RISK FACTORS UPDATE</font></div>
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              <div style="margin-bottom: 1pt;"><font style="font-family: 'Arial Narrow', sans-serif;">3.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Publicly traded equity performance risk</font></div>
              <div style="margin-bottom: 1pt;"><font style="font-family: 'Arial Narrow', sans-serif;">4.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Interest rate and spread risk sensitivities and exposure measures</font></div>
              <div style="margin-bottom: 1pt;"><font style="font-family: 'Arial Narrow', sans-serif;">5.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Alternative long-duration asset performance risk</font></div>
              <div style="margin-bottom: 1pt;"><font style="font-family: 'Arial Narrow', sans-serif;">6.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Credit risk exposure measures</font></div>
              <div style="margin-bottom: 1pt;"><font style="font-family: 'Arial Narrow', sans-serif;">7.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Risk factors<font style="font-size: 11pt;"> - </font>Pandemic risk and potential implications of COVID-19</font></div>
              <div style="margin-bottom: 1pt;"><font style="font-family: 'Arial Narrow', sans-serif;">8.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Risk Factors - Global outlook and economic uncertainties</font></div>
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              <div style="line-height: 11.4pt; margin-top: 12pt; margin-bottom: 1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-weight: bold;">E.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 18pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-weight: bold;">OTHER</font></div>
              <div><font style="font-family: 'Arial Narrow', sans-serif;">1.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Outstanding









                  shares - selected information</font></div>
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                  and non-GAAP measures</font></div>
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                  regarding forward-looking statements</font></div>
              <div><font style="font-family: 'Arial Narrow', sans-serif;">5.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Quarterly









                  financial information</font></div>
              <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">6.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Other</font></div>
              <div style="line-height: 10.25pt;"><font style="line-height: 10.25pt;">&#160;</font></div>
            </td>
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        </div>
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      <div><br>
        <div><br>
        </div>
        <div><br>
        </div>
        <div><br>
        </div>
        <br>
      </div>
      <br>
      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
      </div>
      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
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          <div>Manulife Financial Corporation - Third Quarter 2020<br>
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        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">4</font></div>
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      <div style="line-height: 13.7pt; margin-top: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">A</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 27pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">TOTAL COMPANY PERFORMANCE</font></div>
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            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="text-align: center; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Quarterly Results</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="text-align: center; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">YTD Results</div>
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              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -12pt; margin-right: 18.6pt; margin-left: 12pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">($ millions, unless otherwise stated)</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2Q20</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3Q19</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="text-indent: -9pt; margin-right: 18.6pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net income attributed to shareholders</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,068</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">723</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,091</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,374</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
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            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
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              <div style="text-indent: -9pt; margin-right: 18.6pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Core earnings<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,453</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,527</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,042</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,527</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-right: 18.6pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Diluted earnings per common share ($)</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1.04</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">0.35</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">0.35</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2.04</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2.16</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-right: 18.6pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Diluted core earnings per common share ($)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">0.73</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">0.78</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">0.76</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2.01</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2.24</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-right: 18.6pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Return on common shareholders&#8217; equity (&#8220;ROE&#8221;)</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">16.4</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">5.5</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">5.9</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">10.8</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">12<font style="font-family: Calibri, sans-serif;">.</font>8</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">%</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Core ROE<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">11.4</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">12.2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">13.0</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">10.6</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">13.3</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">%</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="margin-right: 18.6pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Expense efficiency ratio<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">51.2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">48.9</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">51.4</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">52.9</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">51.2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">%</div>
            </td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" id="z541cd304534041419a3cb9e06f60a43b" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 1pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 9pt; vertical-align: top;">
              <div style="line-height: 9.1pt; margin-top: 1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.1pt; margin-top: 1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">This item is a non-GAAP measure. See &#8220;Performance and non-GAAP measures&#8221; below.</div>
            </td>
          </tr>

      </table>
      <div style="line-height: 14.4pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Quarterly profitability</div>
      <div style="line-height: 12.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Manulife&#8217;s net income attributed to shareholders was $2,068 million in the third quarter of 2020 (&#8220;3Q20&#8221;) compared with $723 million in the third quarter of
        2019 (&#8220;3Q19&#8221;). <font style="color: #000000;">Net income attributed to shareholders is comprised of core earnings</font><sup style="color: #000000; vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup><font style="color: #000000;"> (consisting of items we believe reflect the underlying
          earnings capacity of the business), which amounted to $1,453 million in 3Q20 compared with $1,527 million in 3Q19, and items excluded from core earnings, which amounted to a net gain of $615 million in 3Q20 compared with a net charge of $804
          million in 3Q19. </font>The effective tax rate on net income attributed to shareholders in 3Q20 was in-line with 3Q19 at 15%.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Net income attributed to shareholders increased $1.3 billion compared with 3Q19. <font style="color: #000000;">The
          increase was driven by gains from investment-related experience (compared with losses in the prior year quarter), gains from the direct impact of equity markets and interest rates and variable annuity guarantee liabilities (compared with losses
          in the prior year quarter, which included a $0.5 billion charge related to updated Ultimate Reinvestment Rate ("URR") assumptions issued by the Canadian Actuarial Standards Board), and the impact of a reinsurance transaction to improve the
          capital efficiency of our legacy business, partially offset by a $198 million charge from the annual review of actuarial methods and assumptions. Investment-related experience in 3Q20 reflected the favourable impact of fixed income reinvestment
          activities and higher-than-expected returns (including fair value changes) on our alternative long-duration assets (&#8220;ALDA&#8221;) driven primarily by fair value gains on private equities.</font></div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Core earnings decreased $74 million or 6% compared with 3Q19.<sup style="font-family: Calibri, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">2</sup> <font style="color: #000000;">The decrease in core earnings in 3Q20 compared with 3Q19 reflects the absence of core investment gains</font><sup style="color: #000000; vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup><font style="color: #000000;"> in the quarter (compared with gains in the prior year
          quarter), lower investment income in Corporate and Other</font><font style="font-family: Calibri, sans-serif; color: #000000;">,</font> unfavourable policyholder experience in our Canadian insurance businesses<font style="font-family: Calibri, sans-serif;">,</font> and lower new business volumes as a result of COVID-19<font style="color: #000000;">. These items were partially offset by </font>the impact of in-force business growth, favourable product mix in Hong Kong and Asia Other<sup style="font-family: Calibri, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">3</sup>, and average AUMA growth in Global Wealth and Asset Management ("Global WAM"). <font style="color: #000000;">Core earnings in 3Q20 included </font><font style="color: #000000;">net policyholder
          experience losses of $25 million ($38 million pre-tax) compared with gains of $21 million ($14 million pre-tax) in 3Q19.</font><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">4</sup><font style="color: #000000;"> </font>Actions to improve the capital efficiency of our legacy businesses
        resulted in $5 million lower core earnings in 3Q20 compared with 3Q19.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The components of the items excluded from core earnings are outlined in the table below and the annual review of actuarial methods and
        assumptions is discussed in section D2 &#8220;Actuarial methods and assumptions&#8221; below.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Year-to-date profitability</div>
      <div style="line-height: 12.55pt; margin-bottom: 5pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Net income attributed to shareholders for the 9 months ended September 30, 2020 was $4,091 million compared with $4<font style="font-family: Calibri, sans-serif;">,</font>374 million for the 9 months ended September 30, 2019. Year-to-date core earnings amounted to $4,042 million in 2020 compared with $4,527 million in the same period of 2019, and items excluded
        from year-to-date core earnings amounted to a net gain of $49 million in 2020 compared with a net charge of $153 million in the same period of 2019. The effective tax rate on year-to-date net income attributed to shareholders was 19% compared with
        14% for the same period in 2019, reflecting differences in the jurisdictional mix of pre-tax profits and losses in these periods.</div>
      <div style="line-height: 12.55pt; margin-bottom: 5pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 5pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
        <hr noshade="noshade" align="left" style="background-color: #000000; border: 0px; height: 1px; width: 2in; margin-left: 0pt; margin-right: auto; color: #000000;">
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
        <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 2pt; margin-top: 2pt;">

            <tr>
              <td style="width: 9pt; vertical-align: top;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup></td>
              <td style="width: auto; vertical-align: top;">
                <div style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">This item is a non-GAAP measure. See &#8220;Performance and non-GAAP measures&#8221; below.</div>
              </td>
            </tr>

        </table>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
        <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 2pt; margin-top: 2pt;">

            <tr>
              <td style="width: 9pt; vertical-align: top;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">2</sup></td>
              <td style="width: auto; vertical-align: top;">
                <div style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Percentage growth / declines in core earnings, core general expenses, pre-tax core earnings, APE sales, gross flows, net flows, NBV, assets under management and
                  administration, assets under management, core EBITDA and Global Wealth and Asset Management revenue are stated on a constant exchange rate basis. Constant exchange rate basis is a non-GAAP measure. See &#8220;Performance and non-GAAP measures&#8221;
                  below.</div>
              </td>
            </tr>

        </table>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
        <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 2pt; margin-top: 2pt;">

            <tr>
              <td style="width: 9pt; vertical-align: top;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">3</sup></td>
              <td style="width: auto; vertical-align: top;">
                <div style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Asia Other excludes Japan and Hong Kong.</div>
              </td>
            </tr>

        </table>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
        <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 2pt; margin-top: 2pt;">

            <tr>
              <td style="width: 9pt; vertical-align: top;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">4</sup></td>
              <td style="width: auto; vertical-align: top;">
                <div style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Policyholder experience includes gains of $13 million post-tax in 3Q20 (3Q19 &#8211; gains of $42 million post-tax) from the release of margins on medical policies in Hong Kong
                  that have lapsed for customers who have opted to change their existing policies to the new Voluntary Health Insurance Scheme (&#8220;VHIS&#8221;) products. These gains did not have a material impact on core earnings as they were mostly offset by new
                  business strain.</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 5pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div style="width: 100%;" id="DSPFPageFooter">
          <div>Manulife Financial Corporation - Third Quarter 2020<br>
          </div>
        </div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">5</font></div>
        <div style="page-break-after: always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The decrease of $283 million in year-to-date net income attributed to shareholders in 2020 compared with 2019 reflects a reduction in
        core earnings of $485 million and a net gain of $49 million in items excluded from core earnings in 2020 compared with a net charge in items excluded from core earnings of $153 million in 2019.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The $485 million or 12% reduction in year-to-date core earnings compared with the same period of 2019 was driven by the absence of core
        investment gains (compared with a $300 million gain in the same period of 2019), lower investment income in Corporate and Other, including the less favourable impact of markets on seed money investments in segregated funds and mutual funds and net
        losses on available-for-sale (&#8220;AFS&#8221;) equities in 2020 (compared with net gains in 2019), and lower new business volumes, including lower levels of activity as a result of COVID-19. This was partially offset by favourable policyholder experience,
        the impact of in-force business growth and average AUMA growth in Global WAM<font style="font-family: Calibri, sans-serif;">.</font> Year-to-date net policyholder experience gains were $110 million ($114 million pre-tax) in 2020 compared with gains
        of $6 million (charge of $17 million pre-tax) in the same period of 2019.<sup style="font-family: Calibri, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup> Actions to improve the capital efficiency of our legacy businesses resulted in $31 million lower core earnings in
        year-to-date 2020 compared with 2019.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Core earnings by segment and the items excluded from core earnings are outlined in the tables below. On a year-to-date basis, the items
        excluded from core earnings were a net gain of $49 million in 2020 consisting of a net gain from the direct impact of markets, reinsurance transactions and tax related items, partially offset by a net charge from investment-related experience and
        change in actuarial methods and assumptions.</div>
      <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Core earnings by segment and components of items excluded from core earnings</div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -12pt; margin-right: 18.6pt; margin-left: 12pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;"><font style="font-weight: bold;">Core Earnings by Segment</font><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="10">
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              <div style="text-align: center; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Quarterly Results</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="6">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;"> </font></div>
              <div style="text-align: center; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">YTD Results</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -12pt; margin-right: 18.6pt; margin-left: 12pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">($ millions, unaudited)</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3Q20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2Q20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-right: 18.6pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Asia</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">559</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
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            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">489</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">520</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,539</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,511</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-right: 18.6pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Canada</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">279</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">342</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">318</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">858</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">913</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-right: 18.6pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">U.S.</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">498</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">602</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">471</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,516</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,387</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Global Wealth and Asset Management</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">308</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">238</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">281</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">796</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">756</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -7.85pt; margin-right: 18.6pt; margin-left: 7.85pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Corporate and Other (excluding core investment gains)</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(191</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(110</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(163</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(667</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(340</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-right: 18.6pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Core investment gains<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1),(2)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">100</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;"><font style="font-family: 'Arial Narrow', sans-serif;">3</font>00</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total core earnings</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,453</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,561</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,527</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,042</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4<font style="font-family: Calibri, sans-serif;">,</font>527</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>

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      <table cellspacing="0" cellpadding="0" id="zdc129f9d11dd47969837d6467b5814ea" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 2pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 9pt; vertical-align: top;">
              <div style="line-height: 9.1pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.1pt; margin-top: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">This item is a non-GAAP measure. See &#8220;Performance and non-GAAP measures&#8221; below.</div>
            </td>
          </tr>

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      <table cellspacing="0" cellpadding="0" id="z6f6a667c69794ecdb6c479d2008c9237" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 9pt; vertical-align: top;">
              <div style="line-height: 9.1pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.1pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">As outlined in our definition of core earnings in section E3: Up to $400 million of net favourable investment-related experience will
                be reported in core earnings in a single year, which are referred to as &#8220;core investment gains&#8221;. This means up to $100 million in the first quarter, up to $200 million on a year-to-date basis in the second quarter, up to $300 million on a
                year-to-date basis in the third quarter and up to $400 million on a full year basis in the fourth quarter. Any investment-related experience losses reported in a quarter will be offset against the net year-to-date investment-related
                experience gains with the difference being included in core earnings subject to a maximum of the year-to-date core investment gains and a minimum of zero, which reflects our expectation that investment-related experience will be positive
                through-the-business cycle.</div>
            </td>
          </tr>

      </table>
      <br>
      <br>
      <hr noshade="noshade" align="left" style="background-color: #000000; border: 0px; height: 1px; width: 2in; margin-left: 0pt; margin-right: auto; color: #000000;">
      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
      </div>
      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
      </div>
      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
      </div>
      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
      </div>
      <table cellspacing="0" cellpadding="0" id="z3e2e21ca950d4db8b03b3093ce36595a" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 12pt;">

          <tr>
            <td style="width: 9pt; vertical-align: top;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup></td>
            <td style="width: auto; vertical-align: top;">
              <div style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Year-to-date policyholder experience includes gains of $47 million post-tax in 2020 (2019 &#8211; gains of $63 million post-tax) from the release of margins on medical policies
                in Hong Kong that have lapsed for customers who have opted to change their existing policies to the new VHIS products. These gains did not have a material impact on year-to-date core earnings as they were mostly offset by new business
                strain.</div>
            </td>
          </tr>

      </table>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">
          <div>Manulife Financial Corporation - Third Quarter 2020<br>
          </div>
        </div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">6</font></div>
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          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="line-height: 10.5pt; margin-bottom: 10pt;"><br style="line-height: 10.5pt;">
      </div>
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          <tr>
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              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="6">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;"> </font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -12pt; margin-right: 18.6pt; margin-left: 12pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">($ millions, unaudited)</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3Q19</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Investment-related experience outside of core earnings<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">147</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(916</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(289</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(1,377</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">184</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-right: 3.6pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Direct impact of equity markets and interest rates and variable</div>
              <div style="text-indent: -9pt; margin-right: 3.6pt; margin-left: 17.2pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">annuity guarantee liabilities<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">390</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">73</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(494</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,255</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(389</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -5.15pt; margin-right: 3.6pt; margin-left: 21.5pt; line-height: 9.1pt; margin-top: 2pt; color: #595959; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic;">Direct impact of equity markets and
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              <div style="text-indent: -9.55pt; margin-right: 3.6pt; margin-left: 30.4pt; line-height: 9.1pt; margin-top: 2pt; color: #595959; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic;">liabilities</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #595959; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic; font-weight: bold;">162</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #595959; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic;">568</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #595959; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic;">(38</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #595959; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #595959; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic; font-weight: bold;">(579</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #595959; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #595959; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic;">331</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -5.15pt; margin-right: 3.6pt; margin-left: 21.5pt; line-height: 9.1pt; margin-top: 2pt; color: #595959; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic;">Fixed income reinvestment rates
                assumed in the valuation of</div>
              <div style="text-indent: -5.15pt; margin-right: 3.6pt; margin-left: 25.9pt; line-height: 9.1pt; margin-top: 2pt; color: #595959; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic;">policy liabilities</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #595959; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic; font-weight: bold;">142</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #595959; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic;">(1,995</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #595959; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #595959; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic;">(213</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #595959; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #595959; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic; font-weight: bold;">(169</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #595959; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #595959; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic;">(547</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #595959; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -5.15pt; margin-right: 3.6pt; margin-left: 21.8pt; line-height: 9.1pt; margin-top: 2pt; color: #595959; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic;">Sale of AFS bonds and, impact of
                derivative positions in the</div>
              <div style="text-indent: -5.15pt; margin-right: 3.6pt; margin-left: 26.2pt; line-height: 9.1pt; color: #595959; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic;">Corporate and Other segment</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #595959; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic; font-weight: bold;">86</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #595959; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic;">1,500</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #595959; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic;">257</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #595959; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic; font-weight: bold;">2,003</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #595959; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic;">327</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -5.15pt; margin-right: 3.6pt; margin-left: 21.8pt; line-height: 9.1pt; margin-top: 2pt; color: #595959; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic;">Changes to the ultimate
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            <td valign="bottom" nowrap="nowrap" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #595959; font-family: Calibri, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold;">-</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #595959; font-family: Calibri, sans-serif; font-size: 8pt; font-style: italic;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #595959; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic;">(500</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #595959; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #595959; font-family: Calibri, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #595959; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic;">(500</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #595959; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="margin-right: 3.6pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Change in actuarial methods and assumptions<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(198</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(21</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(198</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(21</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="margin-right: 3.6pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Reinsurance transactions<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">276</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">9</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">297</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">115</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Tax related items and other</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">72</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(42</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Items excluded from core earnings</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">615</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(834</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(804</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">49</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(153</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
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          <tr>
            <td style="width: 9pt; vertical-align: top;">
              <div style="line-height: 9.1pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.1pt; margin-top: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Total investment-related experience in 3Q20 was a net gain of $147 million, compared with a net charge of $189 million in 3Q19, and in
                accordance with our definition of core earnings, we included no investment-related experience gains in core earnings and a $147 million gain in items excluded from core earnings in 3Q20 (gains of $100 million and a charge of $289 million,
                respectively, in 3Q19). Investment-related experience gains in 3Q20 reflected the favourable impact of fixed income reinvestment activities and higher-than-expected returns (including fair value changes) on alternative long-duration assets
                (&#8220;ALDA&#8221;) primarily driven by fair value gains on private equity, partially offset by modest credit losses and the estimated impact of the sale of NAL Resources Limited (&#8220;NAL&#8221;), a wholly-owned oil &amp; gas subsidiary, to Whitecap Resources
                Inc. which is expected to close on January 4, 2021. Under the arrangement, we will receive publicly traded shares in Whitecap Resources Inc. in exchange for all of the issued and outstanding shares of NAL. Investment-related experience
                charges in 3Q19 reflected lower-than-expected returns (including fair value changes) on ALDA partially offset by favourable credit experience.</div>
            </td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" id="z87db664775a84a8fa26ca483de0044b5" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 9pt; vertical-align: top;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">The direct impact of markets was a net gain of $390 million in 3Q20 driven by strong equity market performance, higher fixed income reinvestment rates
                and gains on the sale of available-for-sale (&#8220;AFS&#8221;) bonds. The gain from fixed income reinvestment rates reflected nonparallel movement in swap spreads, partially offset by narrowing corporate spreads, primarily in the U.S. The direct
                impact of markets was a net charge of $494 million in 3Q19 and included a $500 million charge related to changes to the URR. In July 2019, the Canadian Actuarial Standards Board (&#8220;ASB&#8221;) issued new assumptions with reductions to the URR and
                updates to the calibration criteria for stochastic risk-free rates. The updated standard included a reduction of 15 basis points in the URR and a corresponding change to stochastic risk-free rate modeling and was effective October 15, 2019.
                The long-term URR for risk-free rates in Canada is prescribed at 3.05% and we use the same assumption for the U.S. Our assumption for Japan is 1.6%. The ASB is currently conducting another review of the URR with any changes expected to be
                announced and implemented in 2021. The 3Q19 charges related to fixed income reinvestment rates was offset by gains on the sale of AFS bonds. The charges for fixed income reinvestment rates related to changes in the yield curve and the
                second order impact of changes in actuarial methods and assumptions<font style="font-family: 'Times New Roman',serif;">.</font></div>
            </td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" id="z6e151375303842f59b4d48e0b5831a60" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 9pt; vertical-align: top;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Refer to section D2 &#8220;Actuarial methods and assumptions&#8221; below for detail.</div>
            </td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" id="z6a72fd202d724278aba1a19860b5b17a" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 9pt; vertical-align: top;">
              <div style="line-height: 9.1pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.1pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">In 3Q20, reinsurance transactions in the U.S<font style="font-family: 'Times New Roman',serif;">.</font>, Asia and Canada contributed
                gains of $262 million, $8 million and $6 million, respectively.</div>
            </td>
          </tr>

      </table>
      <div style="line-height: 12.55pt; margin-top: 18pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The <font style="font-weight: bold;">expense efficiency ratio</font><sup style="font-family: Calibri, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup>
        was 51.2% for 3Q20, compared with 51.4% in 3Q19. The 0.2 percentage point improvement in the ratio compared with 3Q19 was driven by a reduction in general expenses included in core earnings (&#8220;core general expenses&#8221;)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup> of 5%, partially
        offset by a 4% decline in pre-tax core earnings<font style="font-family: Calibri, sans-serif;">.</font><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup> The reduction in core general expenses reflects the results of our efficiency programs<font style="font-family: Calibri, sans-serif;">,</font> as well as temporary reductions in discretionary and distribution spending.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 12pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">On a year-to-date basis, the expense efficiency ratio was 52.9% in 2020 compared with 51.2% in 2019. The 1.7 percentage
        point increase in the ratio compared with 2019 was driven by a 10% decline in year-to-date pre-tax core earnings<font style="font-family: Calibri, sans-serif;">,</font> partially offset by 3% lower year-to-date core general expenses<font style="font-family: Calibri, sans-serif;">.</font></div>
      <div style="line-height: 9.1pt; margin-bottom: 6pt;"><br style="line-height: 9.1pt;">
      </div>
      <br>
      <br>
      <hr noshade="noshade" align="left" style="background-color: #000000; border: 0px; height: 1px; width: 2in; margin-left: 0pt; margin-right: auto; color: #000000;">
      <table cellspacing="0" cellpadding="0" id="zb5c5006fb4584745bac66643b3722e8c" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 18pt;">

          <tr>
            <td style="width: 9pt; vertical-align: top;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup></td>
            <td style="width: auto; vertical-align: top;">
              <div style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">This item is a non-GAAP measure. See &#8220;Performance and non-GAAP measures&#8221; below.</div>
            </td>
          </tr>

      </table>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">
          <div>Manulife Financial Corporation - Third Quarter 2020<br>
          </div>
        </div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">7</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="line-height: 10.5pt; margin-bottom: 10pt;"><br style="line-height: 10.5pt;">
      </div>
      <div style="line-height: 12.55pt; margin-top: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">A2</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 27pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Business Performance<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="z1b7736f018d947cda934b6a649f7362d">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="10">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;"> </font></div>
              <div style="text-align: center; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Quarterly Results</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="6">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;"> </font></div>
              <div style="text-align: center; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">YTD Results</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -12pt; margin-right: 18.6pt; margin-left: 12pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">($ millions, unaudited)</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3Q20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2Q20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: 4.5pt; margin-left: 8.25pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Asia APE sales</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,005</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">784</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,052</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,873</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,303</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: 4.5pt; margin-left: 8.25pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Canada APE sales</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">289</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">238</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">235</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">903</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">786</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: 4.5pt; margin-left: 8.25pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">U.S. APE sales</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">136</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">154</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">156</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">431</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">453</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -5.25pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Total APE sales</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,430</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,176</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,443</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,207</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,542</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: 3.75pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Asia new business value</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">365</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">298</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">430</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,019</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,205</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: 3.75pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Canada new business value</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">67</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">46</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">51</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">190</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">178</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: 3.75pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">U.S. new business value</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">28</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">40</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">45</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">104</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">141</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Total new business value</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">460</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">384</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">526</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,313</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,524</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Global Wealth and Asset Management net flows ($ billions)</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(2.2</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">5.1</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(4.4</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">6.1</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(5.8</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-right: 3.6pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Global Wealth and Asset Management gross flows ($ billions)</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">27.5</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">33.1</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">28<font style="font-family: Calibri, sans-serif;">.0</font></font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">98.7</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">81<font style="font-family: Calibri, sans-serif;">.</font>3</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-right: 3.6pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Global Wealth and Asset Management assets under management</div>
              <div style="text-indent: -9pt; margin-right: 3.6pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">&#160;&#160; and administration ($ billions)</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">715.4</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">696.9</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">659<font style="font-family: Calibri, sans-serif;">.</font>2</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">715.4</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">659<font style="font-family: Calibri, sans-serif;">.</font>2</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>

      </table>
      <div style="line-height: 1.45pt;"><br style="line-height: 1.45pt;">
      </div>
      <table cellspacing="0" cellpadding="0" id="z869303e8b7be4f949ef787a29acdf7b8" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 1pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 9pt; vertical-align: top;">
              <div style="line-height: 9.1pt; margin-top: 1pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.1pt; margin-top: 1pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">These items are non-GAAP measures. See &#8220;Performance and non-GAAP measures&#8221; below.</div>
            </td>
          </tr>

      </table>
      <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Annualized premium equivalent (&#8220;APE&#8221;) sales</font><font style="font-family: 'Arial Narrow','sans-serif';"><sup style="font-family: Calibri, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup></font><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;"> </sup>were $1.4 billion in 3Q20, a decrease of 2% compared with 3Q19. <font style="color: #000000;">In Asia, APE sales decreased 6% compared with 3Q19 </font>as






        growth in Japan and Asia Other was more than offset by lower sales in Hong Kong. <font style="color: #000000;">Hong Kong APE sales decreased 26% compared with 3Q19 driven by the adverse impact of COVID-19, a decrease in sales to mainland Chinese
          visitors, as well as strong prior year quarter sales of </font><font style="color: #000000;">our </font>Voluntary Health Insurance Scheme (&#8220;<font style="color: #000000;">VHIS&#8221;) and Qualifying Deferred Annuity Policy (&#8220;QDAP&#8221;) products</font><font style="font-family: Calibri, sans-serif; color: #000000;">.</font><font style="color: #000000;"> Japan APE sales increased 9% compared with 3Q19 as we gained traction in the corporate-owned life insurance (&#8220;COLI&#8221;) market following the launch of
          our re-designed COLI product in 3Q19</font><font style="font-family: Calibri, sans-serif; color: #000000;">,</font> partially offset by the adverse impact of COVID-19<font style="color: #000000;">. Asia Other APE sales increased 3% compared with
          3Q19 driven by higher agency sales</font><font style="font-family: Calibri, sans-serif; color: #000000;">,</font><font style="color: #000000;"> partially offset by lower bancassurance sales due to restricted activities in bank branches and
          temporary bank closures</font><font style="font-family: Calibri, sans-serif; color: #000000;">.</font>&#160;<font style="color: #000000;">In Canada, APE sales increased 23% compared with 3Q19 primarily driven by higher large-case group insurance
          sales, </font>partially offset by lower individual insurance sales due to the adverse impact of COVID-19<font style="color: #000000;">. In the U.S., APE sales declined 14% compared with 3Q19 largely due to the adverse impacts of COVID-19</font><font style="font-family: Calibri, sans-serif; color: #000000;">.</font><font style="color: #000000;"> In addition, l</font>ower international universal life, domestic protection universal life, and variable universal life sales were partially offset
        by higher domestic indexed universal life and term life sales.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Year-to-date APE sales of $4.2 billion in 2020 were 9% lower than the same period of 2019, driven by lower sales in Asia
        and the U.S. partially offset by higher sales in Canada.</div>
      <div style="margin-right: 21.6pt; line-height: 12.55pt; margin-top: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">New business value (&#8220;NBV&#8221;)</font><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup><font style="font-weight: bold;">&#160;</font>was









        $460 million in 3Q20, a decrease of 14% compared with 3Q19. <font style="color: #000000;">In Asia, NBV of $365 million was down 16% compared with 3Q19, primarily driven by lower APE sales and a decline in interest rates in Hong Kong. In Canada,
          NBV of $67 million was up 31% compared with 3Q19, primarily due to higher sales volumes in large-case group insurance. In the U.S., NBV of $28 million was down 38% compared with 3Q19, primarily driven by lower international universal life sales
          due to COVID-19.</font></div>
      <div style="margin-right: 21.6pt; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Year-to-date NBV was $1.3 billion in 2020, a decrease of 15% compared with the same period of 2019
        largely due to lower NBV in Japan as a result of lower APE sales and an unfavourable business mix.</div>
      <div style="margin-right: 21.6pt; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Global Wealth and Asset Management (&#8220;Global WAM&#8221;) reported net
          outflows</font><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup> of $2.2 billion in 3Q20 compared with net outflows of $4.4 billion in 3Q19. Net inflows in Asia were $1.1 billion in 3Q20, compared with net inflows of $2.3 billion in 3Q19, driven by higher retail redemptions in
        mainland China. Net inflows in Canada were $1.2 billion in 3Q20 compared with net outflows of $6.9 billion in 3Q19, driven by the non-recurrence of an $8.5 billion redemption in Institutional Asset Management. Net outflows in the U.S. were $4.5
        billion in 3Q20 compared with net inflows of $0.1 billion in 3Q19, driven by a $5.0 billion redemption of an equity mandate in Institutional Asset Management<font style="font-family: Calibri, sans-serif;">,</font> coupled with lower plan sales and
        recurring deposits, as well as higher member withdrawals in Retirement.</div>
      <div style="margin-right: 21.6pt; line-height: 12.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Year-to-date net inflows were $6.1 billion in 2020, compared with net outflows of $5.8 billion in the same period of 2019, primarily
        driven by institutional asset management from the non-recurrence of an $8.5 billion redemption in 3Q19 noted above and the funding of a $6.9 billion mandate from a new client in Canada in the second quarter of 2020 (&#8220;2Q20&#8221;) partially offset by the
        above-noted $5.0 billion redemption of an equity mandate in the U.S. in 3Q20<font style="font-family: Calibri, sans-serif;">.</font></div>
      <div style="line-height: 9.1pt; margin-bottom: 6pt;"><br style="line-height: 9.1pt;">
      </div>
      <div style="line-height: 9.1pt; margin-bottom: 6pt;"><br style="line-height: 9.1pt;">
      </div>
      <div style="line-height: 9.1pt; margin-bottom: 6pt;"><br>
        <hr noshade="noshade" align="left" style="background-color: #000000; border: 0px; height: 1px; width: 2in; margin-left: 0pt; margin-right: auto; color: #000000;">
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
        <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 18pt; margin-top: 2pt;">

            <tr>
              <td style="width: 9pt; vertical-align: top;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup></td>
              <td style="width: auto; vertical-align: top;">
                <div style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">This item is a non-GAAP measure. See &#8220;Performance and non-GAAP measures&#8221; below.</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div style="width: 100%;" id="DSPFPageFooter">
          <div>Manulife Financial Corporation - Third Quarter 2020<br>
          </div>
        </div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">8</font></div>
        <div style="page-break-after: always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="line-height: 14.4pt; margin-top: 12pt; margin-bottom: 10pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">A3</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Financial strength</font></div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="z656f8fece0ed4d5294c5ad4a67cc5f29">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="10">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;"> </font></div>
              <div style="text-align: center; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Quarterly Results</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);" colspan="6">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;"> </font></div>
              <div style="text-align: center; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">YTD Results</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(unaudited)</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3Q20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2Q20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">MLI&#8217;s LICAT ratio</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">155</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">155</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">146</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">155</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">146</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">%</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Financial leverage ratio</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">26.7</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">26.0</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">26.1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">26.7</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">26.1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">%</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Total consolidated capital ($ billions)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">62.1</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">61.8</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">59<font style="font-family: Calibri, sans-serif;">.</font>1</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">62.1</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">59<font style="font-family: Calibri, sans-serif;">.</font>1</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Book value per common share ($)</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">25.49</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">25.14</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">23<font style="font-family: Calibri, sans-serif;">.</font>51</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">25.49</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">23<font style="font-family: Calibri, sans-serif;">.</font>51</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Book value per common share excluding AOCI ($)</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">21.13</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">20.36</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">19.60</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">21.13</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">19.60</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>

      </table>
      <div style="line-height: 1.45pt;"><br style="line-height: 1.45pt;">
      </div>
      <table cellspacing="0" cellpadding="0" id="z99b483bd4ace46519ae2514e54ae1443" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 9pt; vertical-align: top;">
              <div style="line-height: 9.1pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.1pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">This item is a non-GAAP measure. See &#8220;Performance and non-GAAP measures&#8221; below.</div>
            </td>
          </tr>

      </table>
      <div style="line-height: 12.55pt; margin-top: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">The </font><font style="font-weight: bold; color: #000000;">Life Insurance Capital Adequacy Test (&#8220;LICAT&#8221;)</font>
        ratio for <font style="color: #000000;">The Manufacturers Life Insurance Company (&#8220;MLI&#8221;) as at September 30, 2020 </font>was 155%, unchanged from June 30, 2020<font style="font-family: Calibri, sans-serif;">. </font>The impacts of a net capital
        issuance and reinsurance of a block of U<font style="font-family: Calibri, sans-serif;">.</font>S<font style="font-family: Calibri, sans-serif;">.</font> Bank-Owned Life Insurance (&#8220;BOLI&#8221;) business were offset mainly by the overall movement in
        markets and the capital impact of investment activities<font style="font-family: Calibri, sans-serif;">.</font></div>
      <div style="line-height: 12.55pt; margin-top: 4pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">MFC&#8217;s LICAT ratio was 141% as at September 30, 2020, compared with 143% as at June 3<font style="font-family: Calibri, sans-serif;">0</font>, 2020. The difference between the MLI and MFC ratios as at September 30, 2020 was largely due to the $6.5 billion of MFC senior debt outstanding that does not qualify as available capital at the MFC level but, based on the
        form it was down-streamed to MLI, it qualifies as regulatory capital at the MLI level.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">MFC&#8217;s financial leverage ratio</font> as at September 30, 2020 was 26.7%, an increase of
        0.7 percentage points from 26.0% as at June 30, 2020. The increase in the ratio was driven by net issuance of U.S. dollar denominated debt (US$655 million net) and the unfavourable impact of a stronger Canadian dollar, partially offset by an
        increase in retained earnings in the quarter.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">MFC&#8217;s total consolidated capital</font><sup style="font-family: Calibri, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup><font style="font-size: 9pt; font-weight: bold;"> </font>was $62.1 billion as at September 30, 2020, an increase of $4.7 billion compared with $57.4 billion as at December 31, 2019. The increase was primarily driven by growth in retained earnings, the
        impact of a weaker Canadian dollar, an increase in the unrealized gain balance of AFS debt securities and the net issuance of subordinated debt.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Book value per common share</font> as at September 30, 2020 was $25.49, an increase of 10% compared with
        $23.25 as at December 31, 2019. Book value per common share excluding accumulated other comprehensive income (&#8220;AOCI&#8221;) was $21.13 as at September 30, 2020, an increase of 6% compared with $19.94 as at December 31, 2019. Common shareholders&#8217; equity
        increased for similar reasons as outlined above. The number of common shares outstanding was 1,940 million as at September 30, 2020 and was 1,949 million as at December 31, 2019.</div>
      <div style="line-height: 15.75pt; margin-top: 12pt; margin-bottom: 10pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">A4</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Revenue</font></div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="z88819f7c73894295922d46ef49cae3b5">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="10">
              <div style="text-align: center; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Quarterly Results</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="6">
              <div style="text-align: center; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">YTD Results</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: justify; margin-right: 12.6pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">($ millions, unaudited)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3Q20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2Q20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="text-indent: -6.6pt; margin-right: 12.6pt; margin-left: 6.6pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Gross premiums</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">10,376</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">9,538</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">10,508</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">30,639</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">30,524</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-indent: -6.6pt; margin-right: 12.6pt; margin-left: 6.6pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Premiums ceded to reinsurers</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(4,370</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(1,305</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(1,173</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(7,045</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(4,184</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="text-indent: -6.6pt; margin-right: 12.6pt; margin-left: 6.6pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net premium income</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">6,006</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">8,233</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">9,335</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">23,594</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">26,340</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="text-indent: -6.6pt; margin-right: 12.6pt; margin-left: 6.6pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Investment income</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,521</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">5,262</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,932</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">12,067</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">11,389</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-indent: -6.6pt; margin-right: 12.6pt; margin-left: 6.6pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other revenue</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,749</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,365</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,770</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">8,094</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">7,966</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="text-indent: -8.1pt; margin-right: 12.6pt; margin-left: 8.1pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Revenue before realized and unrealized investment gains</div>
              <div style="text-indent: -8.1pt; margin-right: 12.6pt; margin-left: 17.3pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">and losses</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">12,276</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">15,860</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">16,037</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">43,755</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">45,695</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -7.9pt; margin-right: 12.95pt; margin-left: 7.9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Realized and unrealized gains and losses on assets</div>
              <div style="text-indent: -9pt; margin-right: 12.95pt; margin-left: 21.45pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">supporting insurance and investment contract</div>
              <div style="text-indent: -9pt; margin-right: 12.95pt; margin-left: 21.45pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">&#160; liabilities and on the macro hedge program</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,100</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">11,626</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">6,592</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">17,284</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">22,703</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="margin-right: 12.6pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total revenue</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">13,376</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">27,486</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">22,629</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">61,039</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">68,398</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>

      </table>
      <div style="line-height: 12.55pt; margin-top: 10pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Total revenue in 3Q20 was $13.4 billion compared with $22.6 billion in 3Q19. The amount of revenue reported in any fiscal
        period can be significantly affected by fair value accounting, which can materially impact the reported realized and unrealized investment gains or losses on assets supporting insurance and investment contract liabilities and on the macro hedge
        program, a component of revenue (see &#8220;Impact of fair value accounting&#8221; below). Accordingly, we discuss specific drivers of revenue in each segment before realized and unrealized investment gains and losses in section B &#8220;Performance by Segment&#8221;
        below.<br>
        <br>
        <br>
        <hr noshade="noshade" align="left" style="background-color: #000000; border: 0px; height: 1px; width: 2in; margin-left: 0pt; margin-right: auto; color: #000000;">
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
        <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 18pt; margin-top: 2pt;">

            <tr>
              <td style="width: 9pt; vertical-align: top;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup></td>
              <td style="width: auto; vertical-align: top;">
                <div style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">This item is a non-GAAP measure. See &#8220;Performance and non-GAAP measures&#8221; below.</div>
              </td>
            </tr>

        </table>
        <br>
      </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div style="width: 100%;" id="DSPFPageFooter">
          <div>Manulife Financial Corporation - Third Quarter 2020<br>
          </div>
        </div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">9</font></div>
        <div style="page-break-after: always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="line-height: 12.55pt; margin-top: 10pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 5pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="color: #000000;">3Q20 revenue before realized and unrealized investment gains and losses of $12.3 billion decreased $3.8
          billion compared with 3Q19 primarily due to a large ceded premium from </font>the reinsurance of a block of our legacy U.S. BOLI business and lower<font style="color: #000000;"> investment income in the Corporate and Other segment</font><font style="font-family: Calibri, sans-serif; color: #000000;">.</font></div>
      <div style="line-height: 14.4pt;">
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
        <div style="line-height: 12.55pt; margin-top: 5pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="color: #000000;">Net realized and unrealized investment gains and losses on assets supporting insurance and investment
            contract liabilities and on the macro hedge program was a net gain of $1.1 billion in 3Q20 compared with a net gain of $6.6 billion in 3Q19. </font><font style="color: #000000;">The 3Q20 gain was due the impact of declines in interest rates on
            corporate bonds, primarily in the U.S.</font><font style="font-family: Calibri, sans-serif; color: #000000;">,</font><font style="color: #000000;"> and fair value gains on private equites. The impact of growth in equity markets in North America
            and Asia was mostly offset by losses from derivatives hedging of our equity exposure. The 3Q19 gain was primarily due to an overall decrease in interest rates in North America and Asia</font><font style="font-family: Calibri, sans-serif;">.</font></div>
      </div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">On a year-to-date basis, revenue before net realized and unrealized investment gains and losses of $43.8 billion was
        $1.9 billion lower than the same period of 2019 due to the large ceded premium in 3Q20 noted above. The decrease was partially offset by higher investment income, the <font style="color: #000000;">one-time ceded premium from the reinsurance of </font>legacy









        annuity business<font style="color: #000000;"> in 2019 and the impact of changes in foreign currency exchange rates</font>. Net realized and unrealized investment gains and losses on assets supporting insurance and investment contract liabilities
        and on the macro hedge program was a net gain of $17.3 billion in 2020 compared with a net gain of $22.7 billion in 2019. The year-to-date gain in 2020 was primarily due to the impact of interest rate declines in North America and gains from
        derivatives hedging our equity exposure. The key driver of the fair value impact on a year-to-date basis in 2019 was similar to the factors noted above for the quarter.</div>
      <div style="line-height: 12.55pt; margin-top: 12pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">See &#8220;Impact of fair value accounting&#8221; below.</div>
      <table cellspacing="0" cellpadding="0" id="ze76c5725fa204eb79c0fda243872ca2c" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 6pt; margin-top: 12pt;">

          <tr>
            <td style="width: 27pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">A5</td>
            <td style="width: auto; vertical-align: top;">
              <div style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Assets under management and administration (&#8220;AUMA&#8221;)</font><sup style="font-family: Calibri, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup></div>
            </td>
          </tr>

      </table>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="color: #000000;">AUMA as at September 30, 2020 was $1.3 trillion, an increase of 4% compared with December 31, 2019,
          primarily due to the favourable impact of markets and year-to-date net inflows</font><font style="font-family: Calibri, sans-serif;">.</font></div>
      <table cellspacing="0" cellpadding="0" id="z23604b3e5958467d8584dd8bd04773a6" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 6pt; margin-top: 12pt;">

          <tr>
            <td style="width: 27pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">A6</td>
            <td style="width: auto; vertical-align: top;">
              <div style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Impact of fair value accounting</div>
            </td>
          </tr>

      </table>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Fair value accounting policies affect the measurement of both our assets and our liabilities. The difference between the
        reported amounts of our assets and liabilities determined as of the balance sheet date and the immediately preceding balance sheet date in accordance with the applicable fair value accounting principles is reported as investment-related experience
        and the direct impact of equity markets and interest rates and variable annuity guarantees, each of which impacts net income attributed to shareholders (see &#8220;Profitability&#8221; section above for discussion of 3Q20 experience).</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Net realized and unrealized investment gains on assets supporting insurance and investment contract
        liabilities and on the macro hedge program were $1.1 billion for 3Q20 (3Q19 &#8211; net gains of $6.6 billion) and on a year-to-date basis, were $17.3 billion for 2020 (2019 &#8211; net gains of $22.7 billion). See &#8220;Revenue&#8221; section above for discussion of
        results.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="color: #000000;">As outlined in &#8220;Critical Actuarial and Accounting Policies&#8221; in the MD&amp;A in our 2019
          Annual Report, net insurance contract liabilities, under IFRS 4, are determined using Canadian Asset Liability Method (&#8220;CALM&#8221;), as required by the Canadian Institute of Actuaries (&#8220;CIA&#8221;). The measurement of policy liabilities includes the
          estimated value of future policyholder benefits and settlement obligations to be paid over the term remaining on in-force policies, including the costs of servicing the policies, reduced by the future expected policy revenues and future expected
          investment income on assets supporting the policies. Investment returns are projected using current asset portfolios and projected reinvestment strategies. Experience gains and losses are reported when current period activity differs from what
          was assumed in the policy liabilities at the beginning of the period. We classify gains and losses by assumption type. For example, current period investing activities that increase (decrease) the future expected investment income on assets
          supporting the policies will result in an investment-related experience gain (loss). See description of investment-related experience in &#8220;Performance and non-GAAP measures&#8221; below</font><font style="font-family: Calibri, sans-serif;">.</font></div>
      <div style="line-height: 12.55pt; margin-bottom: 12pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">As noted in &#8220;Critical Actuarial and Accounting Policies &#8211; Future Accounting and Reporting Changes&#8221; in the MD&amp;A in our 2019 Annual
        Report, IFRS 17 is expected to replace IFRS 4 and therefore CALM. In June 2020, the IASB deferred the effective date of the IFRS 17 implementation to January 1, 2023. The new standard will materially change insurance contract measurement and the
        timing of recognition of earnings. The measurement of the discount rate used to estimate the present value of insurance contract liabilities and the reporting of new business gains are among the more significant changes. We reported $232 million
        (post-tax) of new business gains in net income attributed to shareholders in 3Q20 (3Q19 <font style="color: #000000;">&#8211;</font> $183 million) and $543 million (post-tax) for year-to-date 2020 (2019 <font style="color: #000000;">&#8211;</font> $567
        million). Under IFRS 17, new business gains are recorded on the balance </div>
      <div style="line-height: 12.55pt; margin-bottom: 12pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 12pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
        <hr noshade="noshade" align="left" style="background-color: #000000; border: 0px; height: 1px; width: 2in; margin-left: 0pt; margin-right: auto; color: #000000;">
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
        <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 18pt;">

            <tr>
              <td style="width: 9pt; vertical-align: top;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup></td>
              <td style="width: auto; vertical-align: top;">
                <div style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">This item is a non-GAAP measure. See &#8220;Performance and non-GAAP measures&#8221; below.</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div style="width: 100%;" id="DSPFPageFooter">
          <div>Manulife Financial Corporation - Third Quarter 2020<br>
          </div>
        </div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">10</font></div>
        <div style="page-break-after: always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 12pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">sheet (in the contractual service margin component of the insurance contract liability) and are amortized into income as services are
        provided.</div>
      <table cellspacing="0" cellpadding="0" id="z6a2ebbeced4c47e8952f42b567fe1614" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 6pt; margin-top: 6pt;">

          <tr>
            <td style="width: 27pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">A7</td>
            <td style="width: auto; vertical-align: top;">
              <div style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Impact of foreign currency exchange rates</div>
            </td>
          </tr>

      </table>
      <div style="line-height: 12.55pt; margin-bottom: 12pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="color: #000000;">Changes in foreign currency exchange rates increased core earnings by $15 million in 3Q20 compared with
          3Q19 primarily due to a weaker Canadian dollar compared with the U.S. dollar. Changes in foreign currency exchange rates increased year-to-date core earnings by $71 million in 2020 </font>compared with the same period of 2019<font style="color: #000000;">. The impact of foreign currency exchange rates on items excluded from core earnings does not provide relevant information given the nature of those items.</font></div>
      <table cellspacing="0" cellpadding="0" id="z71ceda90248c48af94d5d400bedbd0ce" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 6pt; margin-top: 6pt;">

          <tr>
            <td style="width: 27pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">A8</td>
            <td style="width: auto; vertical-align: top;">
              <div style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Business highlights</div>
            </td>
          </tr>

      </table>
      <div style="line-height: 12.55pt; margin-top: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">We continued to make progress on our portfolio optimization initiative by executing an agreement with<font style="color: #000000;">&#160;</font>Global









        Atlantic Financial Group to reinsure approximately $3.4 billion of policy liabilities related to John Hancock&#8217;s legacy U.S. BOLI business. John Hancock has retained administration of the policies. The transaction closed on September 30, 2020,
        released $465 million in capital, and generated a gain of $262 million that was reported outside of core earnings in 3Q20.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 12pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">In 3Q20, we continued to extend our product and distribution reach to fulfill the financial health and well-being needs
        of our customers. In Asia,<font style="color: #000000;"> we sold our first policy in Myanmar, a digitally savvy market with one of the lowest insurance penetration rates in Asia. In Vietnam, </font><font style="color: #000000;">we entered into a
          partnership with Cong Dong Bau, a community with more than 5 million members</font><font style="color: #000000;"> that improves access to financial advice and solutions for expectant and new mothers. </font>In Canada<font style="font-family: Calibri, sans-serif;">,</font> we launched a new travel insurance product that covers emergency medical costs and trip interruption expenses from COVID-19 and related conditions. We further enhanced our Group Benefits product offering with the
        introduction of Health by Design, a proactive approach using the latest science, technology and predictive analytics to help each member with their unique health journey. In the U.S., we continued to make progress on our objective of transforming
        the experience of owning life insurance for our customers. We announced a strategic collaboration with Amazon which adds the Halo wellness band to the devices supported by John Hancock&#8217;s Vitality Program. In Global WAM, we continued to earn top
        scores on the United Nations-supported Principles for Responsible Investment (&#8220;PRI&#8221;) annual assessment report for integrating environmental, social, and governance (&#8220;ESG&#8221;) considerations into our investment practices across a range of asset
        classes.<sup style="font-family: Calibri, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup> In addition, Manulife Investment Management was also recognized in the PRI Leaders' Group 2020, a 10-year initiative honouring signatories at the cutting edge of responsible investment.
        This year, 36 signatories, including Manulife Investment Management, were recognized for demonstrating responsible investment excellence in climate reporting throughout their organizations and portfolios. Finally, in Canada we accelerated our
        Retail wealth digital transformation by launching several online tools and automations that make account maintenance, accessing forms and statements easier for advisors to service their customers.</div>
      <div style="line-height: 9.1pt; margin-bottom: 6pt;"><br style="line-height: 9.1pt;">
      </div>
      <br>
      <br>
      <hr noshade="noshade" align="left" style="background-color: #000000; border: 0px; height: 1px; width: 2in; margin-left: 0pt; margin-right: auto; color: #000000;">
      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
      </div>
      <table cellspacing="0" cellpadding="0" id="z5e4cf663bad24c7ea52398c5ea0dd736" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 18pt;">

          <tr>
            <td style="width: 9pt; vertical-align: top;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup></td>
            <td style="width: auto; vertical-align: top;">
              <div style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">A+ awarded for strategy and governance, listed equity incorporation, and fixed-income Sovereign, Supranational, and Agency modules.</div>
            </td>
          </tr>

      </table>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">
          <div>Manulife Financial Corporation - Third Quarter 2020<br>
          </div>
        </div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">11</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="line-height: 10.5pt; margin-bottom: 10pt;"><br style="line-height: 10.5pt;">
      </div>
      <div style="line-height: 13.7pt; margin-top: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">B</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 27pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">PERFORMANCE BY SEGMENT</font></div>
      <table cellspacing="0" cellpadding="0" id="z4faf7d7e4c4e4577bc6ead4718ab42ab" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 2pt; margin-top: 6pt;">

          <tr>
            <td style="width: 27pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">B1</td>
            <td style="width: auto; vertical-align: top;">
              <div style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Asia</div>
            </td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="z1bd44b08c1b2449fb9327121f7b3812f">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
              <div style="margin-right: 8.1pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">($ millions, unless otherwise stated)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="10">
              <div style="text-align: center; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Quarterly Results</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="6">
              <div style="text-align: center; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">YTD Results</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="margin-right: 8.1pt; line-height: 10.25pt; margin-top: 12pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-style: italic;">Canadian dollars</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3Q20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2Q20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-right: 8.1pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net income attributed to shareholders<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">651</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">377</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">128</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,123</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">559</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">489</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">520</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,539</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,511</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-right: 8.1pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Annualized premium equivalent sales</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,005</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">784</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,052</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,873</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,303</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
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            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">365</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">298</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">430</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,019</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,205</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-right: 8.1pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Revenue</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">7,161</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">8,511</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">7,105</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">20,149</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">22,552</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="text-indent: -8.05pt; margin-right: 8.1pt; margin-left: 8.05pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Revenue before realized and unrealized investment</div>
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            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">6,353</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">5,391</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">6,295</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">18,583</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">17,963</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="margin-right: 8.1pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Assets under management ($ billions)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">134.5</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">132.1</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">118</font><font style="font-family: Calibri, sans-serif; font-size: 9pt;">.</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">8</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">134.5</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">118<font style="font-family: Calibri, sans-serif;">.</font>8</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="margin-right: 8.1pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-style: italic;"> <br>
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              <div style="margin-right: 8.1pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-style: italic;">U.S. dollars</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1" rowspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1" rowspan="1"><font style="font-weight: bold;">US$</font> <br>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif';" colspan="1" rowspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1" rowspan="1">US$ <br>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1" rowspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1" rowspan="1">US$ <br>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1" rowspan="1">&#160;97</td>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; border-left: 2px solid rgb(0, 0, 0);" colspan="1" rowspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1" rowspan="1"><font style="font-weight: bold;">US$</font> <br>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;" colspan="1" rowspan="1">&#160;832</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1" rowspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1" rowspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1" rowspan="1">US$ <br>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1" rowspan="1">&#160;976</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">420</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">353</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">394</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,138</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,137</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-right: 8.1pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Annualized premium equivalent sales</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">755</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">567</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">796</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,128</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,486</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">274</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">215</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">326</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">754</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">907</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">5,378</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">6,145</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">5,379</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">14,852</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">16,970</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="text-indent: -8.05pt; margin-right: 8.1pt; margin-left: 8.05pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Revenue before realized and unrealized investment</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,770</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,893</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,766</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">13,749</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">13,520</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">100.8</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">96.9</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">89.7</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">100.8</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">89.7</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>

      </table>
      <div style="line-height: 1.45pt;"><br style="line-height: 1.45pt;">
      </div>
      <table cellspacing="0" cellpadding="0" id="zceccabdaec784bb7a71caacab6201f0a" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 1pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 9pt; vertical-align: top;">
              <div style="line-height: 9.1pt; margin-top: 1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.1pt; margin-top: 1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">See &#8220;Performance and non-GAAP measures&#8221; for a reconciliation between net income (loss) attributed to shareholders and core earnings.</div>
            </td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" id="z7c428cf6c1c448249400eb0dd10a8841" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 9pt; vertical-align: top;">
              <div style="line-height: 9.1pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.1pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">See section A6 &#8220;Impact of fair value accounting&#8221;.</div>
            </td>
          </tr>

      </table>
      <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 10pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Asia&#8217;s net income attributed to shareholders</font> was $651 million in 3Q20 compared
        with $128 million in 3Q19. Net income attributed to shareholders is comprised of core earnings, which was $559 million in 3Q20 compared with $520 million in 3Q19, and items excluded from core earnings, which amounted to a net gain of $92 million in
        3Q20 compared with a net charge of $392 million in 3Q19. The changes in net income attributed to shareholders and core earnings expressed in Canadian dollars are due to the factors described below and, in addition, core earnings reflected a net $9
        million favourable impact due to changes in foreign currency exchange rates versus the Canadian dollar.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Expressed in U.S. dollars, the presentation currency of the segment, net income attributed to shareholders was US$489 million in 3Q20
        compared with US$97 million in 3Q19 and core earnings were US$420 million in 3Q20 compared with US$394 million in 3Q19. Items excluded from core earnings were a net gain of US$69 million in 3Q20 compared with a net charge of US$297 million in 3Q19
        (see a reconciliation of net income (loss) attributed to shareholders to core earnings in<font style="color: #000000;">&#160;</font>&#8220;Performance and non-GAAP measures&#8221; below).</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Core earnings in 3Q20 increased 6% compared with 3Q19. This was driven by in-force business growth across Asia, and favourable new
        business product mix in Hong Kong and Asia Other, partially offset by unfavourable new business product mix in Japan and the non-recurrence of management actions in 3Q19.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Year-to-date net income attributed to shareholders was US$832 million in 2020 compared with US$976 million in the same period of 2019.
        Year-to-date core earnings of US$1,138 million in 2020 were consistent with the same period of 2019 as in-force business growth, favourable new business product mix in Hong Kong and Asia Other, and improved policyholder experience across Asia were
        offset by lower new business volumes in Japan and the non-recurrence of management actions in 3Q19. Items excluded from year-to-date core earnings were a net charge of US$306 million in 2020 compared with a net charge of US$161 million for the same
        period of 2019 (see a reconciliation of net income (loss) attributed to shareholders to core earnings in &#8220;Performance and non-GAAP measures&#8221; below). Expressed in Canadian dollars, year-to-date core earnings reflected a net $30 million favourable
        impact of changes in foreign currency exchange rates versus the Canadian dollar.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">APE sales </font>in 3Q20 were US$755 million, a decrease of 6% compared with 3Q19 as growth in Japan
        and Asia Other was more than offset by lower sales in Hong Kong. NBV in 3Q20 was US$274 million, a 16% decrease compared with 3Q19 mainly driven by the decrease in APE sales. Both APE sales and NBV improved compared with 2Q20, increasing 31% and
        26%, respectively, following the relaxation of some COVID-19 containment measures in certain markets in Asia in the latter part of 2Q20. Year-to-date APE sales were US$2,128 million in 2020, a decrease of 14% compared with the same period of 2019
        due to the adverse impact of COVID-19, lower VHIS and QDAP sales in Hong Kong and accelerated sales of COLI products in Japan in the first quarter of 2019 (&#8220;1Q19&#8221;) in anticipation of a change in tax regulations. Year-to-date NBV was US$754 million
        in 2020, a 17% </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div style="width: 100%;" id="DSPFPageFooter">
          <div>Manulife Financial Corporation - Third Quarter 2020<br>
          </div>
        </div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">12</font></div>
        <div style="page-break-after: always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">decrease compared with the same period of 2019, reflecting the impact of lower sales and lower interest rates partially offset by
        favourable business mix. New business value margin (&#8220;NBV margin&#8221;)<sup style="font-family: Calibri, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;"> </sup>was 38.7% in 3Q20 compared with 43.2% in 3Q19<font style="font-family: Calibri, sans-serif;">.</font></div>
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          <tr>
            <td style="width: 36pt; vertical-align: top; align: right;">
              <div style="margin-left: 18pt; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-size: 11pt; font-weight: bold;">&#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Japan APE sales in 3Q20 were US$159 million, an increase of 9% compared with 3Q19 driven by an increase in COLI
                sales, partially offset by the adverse impact of COVID-19. Japan NBV in 3Q20 of US$31 million decreased 40% compared with 3Q19 due to higher COLI mix. Japan NBV margin was 19.9% in 3Q20, a decrease of 16.1 percentage points compared with
                3Q19.</div>
            </td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" id="z877732738f1c4ebea44f7be1056cd08c" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 36pt; vertical-align: top; align: right;">
              <div style="margin-left: 18pt; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; color: #000000; font-size: 11pt;">&#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Hong Kong APE sales in 3Q20 were US$197 million, a 26% decrease compared with 3Q19. The decrease
                in sales was driven by the tightening of COVID-19 containment measures during the quarter, a decrease in sales to mainland Chinese visitors as well as strong prior year quarter sales of our VHIS and QDAP products. Hong Kong NBV in 3Q20 of
                US$111 million decreased 35% compared with 3Q19 as a result of lower sales and a decline in interest rates. Hong Kong NBV margin was 56.0% in 3Q20, a decrease of 7.7 percentage points compared with 3Q19.</div>
            </td>
          </tr>

      </table>
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          <tr>
            <td style="width: 36pt; vertical-align: top; align: right;">
              <div style="margin-left: 18pt; line-height: 12.55pt; margin-top: 6pt; color: #000000; font-size: 11pt;">&#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 12.55pt; margin-top: 6pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Asia Other APE sales in 3Q20 were US$399 million, a 3% increase compared with 3Q19. Higher sales in agency were
                offset by lower sales in bancassurance due to restricted activities in bank branches and temporary bank closures. Asia Other NBV in 3Q20 of US$132 million increased 27% compared with 3Q19, primarily as a result of higher sales, management
                actions and a favourable product mix, partially offset by a decline in market interest rates. Asia Other NBV margin was 37.5% in 3Q20, an increase of 7.3 percentage points compared with 3Q19.</div>
            </td>
          </tr>

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      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 5pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Revenue</font> was US$5.4 billion in 3Q20 and 3Q19. Revenue before realized and
        unrealized investment gains and losses was US$4.8 billion in 3Q20 and 3Q19. Year-to-date revenue was US$14.9 billion in 2020 compared with US$17.0 billion in the same period of 2019. Year-to-date revenue before realized and unrealized investment
        gains and losses was US$13.8 billion in 2020, compared with US$13.5 billion in the same period of 2019.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Assets under management</font><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1 </sup>were US$100.8 billion as at September 30, 2020, an increase
        of US$7.3 billion or 7% compared with December 31, 2019, due to net customer inflows of US$7.1 billion<font style="font-family: Calibri, sans-serif;">.</font></div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 10pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold; color: #000000;">Business highlights </font><font style="font-family: Calibri, sans-serif;">-</font><font style="color: #000000;"> In 3Q20, we sold our first policy in Myanmar, a digitally savvy market with one of the lowest insurance penetration rates in Asia. In Vietnam, we entered into a partnership with Cong Dong Bau, a
          community with more than 5 million members that improves access to financial advice and solutions for expectant and new mothers</font><font style="font-family: Calibri, sans-serif; color: #000000;">.</font></div>
      <div style="line-height: 17.15pt; margin-top: 12pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">B2</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Canada</font></div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="10">
              <div style="text-align: center; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Quarterly Results</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="6">
              <div style="text-align: center; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">YTD Results</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: justify; text-indent: -12.6pt; margin-left: 12.6pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">($ millions, unless otherwise stated)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3Q20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2Q20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net income (loss) attributed to shareholders<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">291</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">142</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(172</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(433</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">896</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Core earnings<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">279</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">342</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">318</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">858</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">913</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -8.1pt; margin-left: 8.1pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Annualized premium equivalent sales</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">289</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">238</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">235</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">903</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">786</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -12.6pt; margin-left: 12.6pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Manulife Bank average net lending assets ($ billions)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">22.7</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">22.5</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">22.0</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">22.5</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">21.8</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -12.6pt; margin-left: 12.6pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Revenue</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,313</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">7,934</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,524</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">14,632</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">17,366</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -12.6pt; margin-right: 12.6pt; margin-left: 12.6pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Revenue before realized and unrealized investment income</div>
              <div style="text-indent: -12.6pt; margin-right: 12.6pt; margin-left: 21.5pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">gains and losses<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,553</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,404</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,550</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">10,032</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">10,925</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -12.6pt; margin-left: 12.6pt; line-height: 10.25pt; margin-top: 3pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Assets under management ($ billions)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">157.5</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">156.4</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">152</font><font style="font-family: Calibri, sans-serif; font-size: 9pt;">.</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">157.5</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">152<font style="font-family: Calibri, sans-serif;">.</font>2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>

      </table>
      <div style="line-height: 1.45pt;"><br style="line-height: 1.45pt;">
      </div>
      <table cellspacing="0" cellpadding="0" id="z6bcf42fe42644015ab0a381efa4f5a19" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 9pt; vertical-align: top;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">See &#8220;Performance and non-GAAP measures&#8221; below for a reconciliation between net income (loss) attributed to shareholders and core earnings.</div>
            </td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" id="zed3ccd91eace4bceb41f0c959b109031" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 9pt; vertical-align: top;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">See section A6 &#8220;Impact of fair value accounting&#8221;.</div>
            </td>
          </tr>

      </table>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Canada&#8217;s 3Q20 net income attributed to shareholders </font>was $291 million compared
        with a net loss attributed to shareholders of $172 million in 3Q19. Net income attributed to shareholders is comprised of core earnings, which were $279 million in 3Q20 compared with $318 million in 3Q19, and items excluded from core earnings,
        which amounted to a net gain of $12 million in 3Q20 compared with a net charge of $490 million in 3Q19 (see a reconciliation of net income (loss) attributed to shareholders to core earnings in &#8220;Performance and non-GAAP measures&#8221; below).</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Core earnings decreased $39 million or 12% compared with 3Q19, primarily reflecting unfavourable policyholder experience in our insurance
        businesses and a number of smaller experience-related items.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Year-to-date net loss attributed to shareholders was $433 million in 2020 compared with a year-to-date net income attributed to
        shareholders of $896 million in the same period of 2019 and year-to-date core earnings were $858 million in 2020 compared with $913 million in the same period of 2019. The decrease in year-to-date core earnings of $55 million was driven by the
        unfavourable impact of lower individual insurance sales, the non-recurrence of gains from the second phase of our segregated fund transfer program in 3Q19 and a number of smaller experience-related items, partially offset by favourable policyholder
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
        <hr noshade="noshade" align="left" style="background-color: #000000; border: 0px; height: 1px; width: 2in; margin-left: 0pt; margin-right: auto; color: #000000;">
        <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 18pt;">

            <tr>
              <td style="width: 9pt; vertical-align: top;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup></td>
              <td style="width: auto; vertical-align: top;">
                <div style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">This item is a non-GAAP measure. See &#8220;Performance and non-GAAP measures&#8221; below.</div>
              </td>
            </tr>

        </table>
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      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
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          <div>Manulife Financial Corporation - Third Quarter 2020<br>
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        </div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">13</font></div>
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          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
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      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">experience. Items excluded from year-to-date core earnings were a net charge of $1,291 million in 2020 compared with a net charge of $17
        million for the same period of 2019 (see a reconciliation of net income (loss) attributed to shareholders to core earnings in &#8220;Performance and non-GAAP measures&#8221; below).</div>
      <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">APE sales </font>of $289 million in 3Q20 increased by $54 million or 23% compared
        with 3Q19, primarily driven by higher large-case group insurance sales, partially offset by lower individual insurance sales due to the adverse impact of COVID-19. Year-to-date APE sales in 2020 were $903 million, $117 million or 15% higher than in
        the same period of 2019, driven by large-case group insurance sales, affinity market sales and higher sales of lower risk segregated fund products, partially offset by lower retail individual insurance sales.</div>
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              <div style="margin-left: 18.7pt; line-height: 12.55pt; margin-bottom: 2pt; font-size: 11pt;">&#8226;</div>
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              <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Individual insurance APE sales in 3Q20 of $82 million decreased $24 million or 23% compared with 3Q19, with lower sales due to
                the impact of COVID-19.</div>
            </td>
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              <div style="margin-left: 18.7pt; line-height: 12.55pt; margin-bottom: 2pt; font-size: 11pt;">&#8226;</div>
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              <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Group insurance APE sales in 3Q20 of $154 million increased $74 million or 93% compared with 3Q19, due to higher large-case
                sales.</div>
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            <td style="width: 36.7pt; vertical-align: top; align: right;">
              <div style="margin-left: 18.7pt; line-height: 12.55pt; margin-bottom: 6pt; font-size: 11pt;">&#8226;</div>
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              <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Annuities APE sales in 3Q20 of $53 million increased $4 million or 8% compared with 3Q19, due to higher sales in our lower risk
                segregated funds. We are focused on growth in lower risk segregated fund products, which in 3Q20 accounted for 85% of annuities APE sales.</div>
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      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Manulife Bank </font>average net lending assets for the quarter were $22.7 billion as
        at September 30, 2020, up $0.6 billion or 3% from the fourth quarter of 2019 average.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Revenue</font> in 3Q20 was $3.3 billion compared with $4.5 billion in 3Q19. Revenue
        before realized and unrealized investment gains and losses of $3.6 billion in 3Q20 was in line with 3Q19. Year-to-date revenue was $14.6 billion in 2020 compared with $17.4 billion in the same period of 2019. Year-to-date revenue before realized
        and unrealized investment gains and losses was $10.0 billion in 2020, a decrease of 8% compared with the same period of 2019 due to lower investment income as a result of sharp declines in oil and gas prices in the first quarter of 2020 (&#8220;1Q20&#8221;).</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Assets under management</font> were $157.5 billion as at September 30, 2020, an
        increase of $6.3 billion or 4% from December 31, 2019, due to the impact of lower interest rates<font style="font-family: Calibri, sans-serif;">.</font></div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 12pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Business highlights </font><font style="font-family: Calibri, sans-serif;">-</font>
        In 3Q20, we continued to take actions to protect the health and well-being of our customers during the global pandemic. We launched our new travel insurance product that covers emergency medical costs and trip interruption expenses from COVID-19
        and related conditions. We also released a new Return to Work Playbook incorporating health and safety as well as mental health guidance to support our Group Benefits clients as they return to their workplace. We further enhanced our Group Benefits
        product offering with the introduction of Health by Design, a proactive approach using the latest science, technology and predictive analytics to help each member with their unique health journey<font style="font-family: Calibri, sans-serif;">.</font></div>
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            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3Q20</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2Q20</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3Q19</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="margin-right: 17.1pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net income attributed to shareholders<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">891</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(1,580</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">342</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,163</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,285</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="margin-right: 17.1pt; line-height: 10.25pt; margin-top: 3pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Core earnings<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">498</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">602</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">471</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,516</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,387</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-right: 17.1pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Annualized premium equivalent sales</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">136</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">154</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">156</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">431</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">453</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-right: 17.1pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Revenue</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,398</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">8,518</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" rowspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" rowspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" rowspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" rowspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" rowspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" rowspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" rowspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" rowspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" rowspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" rowspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" rowspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" rowspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1" rowspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" rowspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" rowspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" rowspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" rowspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" rowspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" rowspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" rowspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="text-align: justify; margin-right: 17.1pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-style: italic;"><font style="font-style: normal;">Net income attributed to shareholders<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font><br>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;" colspan="1">US$ <br>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;" colspan="1">&#160;669</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">US$ <br>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;(1,140)</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">US$ <br>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;" colspan="1">US$ <br>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;" colspan="1">&#160;906</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">US$ <br>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="margin-right: 17.1pt; line-height: 10.25pt; margin-top: 3pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Core earnings<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">374</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">434</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">357</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,118</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,043</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">102</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">111</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">118</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">318</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">341</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">5,488</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">14,467</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">17,640</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="text-indent: -12.95pt; margin-right: 17.1pt; margin-left: 12.95pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Revenue before realized and unrealized</div>
              <div style="text-indent: -12.95pt; margin-right: 17.1pt; margin-left: 21.5pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">investment income gains and losses<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">664</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,586</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,305</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">6,262</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">8,907</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="margin-right: 17.1pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Assets under management ($ billions)</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">183.4</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">182.3</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">176.6</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">183.4</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">176.6</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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      <div style="line-height: 1.45pt;"><br style="line-height: 1.45pt;">
      </div>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">See &#8220;Performance and non-GAAP measures&#8221; below for a reconciliation between net income (loss) attributed to shareholders and core earnings.</div>
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      <table cellspacing="0" cellpadding="0" id="z1d9f12f3e3794adca78a482d3e5cf980" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

          <tr>
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              <div style="line-height: 9.1pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
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              <div style="line-height: 9.1pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">See section A6 &#8220;Impact of fair value accounting&#8221;.</div>
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      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">
          <div>Manulife Financial Corporation - Third Quarter 2020<br>
          </div>
        </div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">14</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
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      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">U.S. 3Q20 net income attributed to shareholders</font> was $891 million compared with
        $342 million in 3Q19. Net income attributed to shareholders is comprised of core earnings, which amounted to $498 million in 3Q20 compared with $471 million in 3Q19, and items excluded from core earnings, which amounted to a net gain of $393
        million in 3Q20 compared with a net charge of $129 million in 3Q19<font style="font-family: Calibri, sans-serif;">.</font>&#160;The changes in net income attributed to shareholders and core earnings expressed in Canadian dollars are due to the factors
        described below and, in addition, the change in core earnings reflected a net $4 million favourable currency impact from the strengthening of the U.S. dollar compared with the Canadian dollar.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Expressed in U.S. dollars, the functional currency of the segment, 3Q20 net income attributed to shareholders was US$669 million compared
        with US$258 million in 3Q19, core earnings were US$374 million in 3Q20 compared with US$357 million in 3Q19, and items excluded from core earnings were a net gain of US$295 million in 3Q20 compared with a net charge of US$99 million in 3Q19<font style="color: #000000;">&#160;</font>(see a reconciliation of net income (loss) attributed to shareholders to core earnings in &#8220;Performance and non-GAAP measures&#8221; below)<font style="font-family: Calibri, sans-serif; color: #000000;">.</font></div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Core earnings increased US$17 million or 5% compared with 3Q19 primarily driven by higher in-force earnings and a focus on reduced
        spending in the current economic environment. These were partially offset by the non-recurrence of a favourable true-up of prior year tax accruals in 3Q19. Insurance policyholder experience was flat compared with the prior year, as unfavourable
        life insurance experience, which included modest COVID-19 related claim losses was partially offset by favourable long-term care experience resulting from claim terminations due to the impact of COVID-19.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Year-to-date net income attributed to shareholders was US$906 million in 2020 compared with US$965 million in the same period of 2019 and
        year-to-date core earnings were US$1,118 million in 2020 compared with US$1,043 million in the same period of 2019. Year-to-date core earnings increased US$75 million due to the factors noted above, along with a net favourable year-to-date
        policyholder experience. Policyholder experience improved compared with the same period of 2019, with favourable long-term care claim terminations due to the impact of COVID-19, partially offset by unfavourable life insurance policyholder
        experience, including COVID-19 related claims. Items excluded from year-to-date core earnings were a net charge of US$212 million in 2020 compared with a net charge of US$78 million for the same period of 2019 (see a reconciliation of net income
        (loss) attributed to shareholders to core earnings in &#8220;Performance and non-GAAP measures&#8221; below). Expressed in Canadian dollars, year-to-date core earnings reflected a $30 million favourable impact of changes in foreign currency exchange rates
        versus the Canadian dollar.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">APE sales </font>in 3Q20 of US$102 million declined 14% compared with 3Q19, as lower international
        universal life, domestic protection universal life, and variable universal life sales were partially offset by higher domestic indexed universal life and term life sales. The John Hancock Vitality PLUS feature continues to be a key differentiator
        in the market as 3Q20 APE sales were consistent with record APE sales in 3Q19. Year-to-date APE sales in 2020 of US$318 million declined 7% compared with the same period of 2019 primarily due to similar factors as noted above. The decline in 3Q20
        and year-to-date 2020 APE sales compared to the same periods in the prior year reflects the impact of COVID-19.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Revenue </font>in 3Q20 was US$1.1 billion compared with US$6.9 billion in 3Q19.
        Revenue before net realized and unrealized investment gains and losses was US$0.7 billion in 3Q20 compared with US$3.3 billion in 3Q19. The US$2.6 billion decrease was driven by the net impact of the reinsurance of a block of our legacy U.S. BOLI
        business in 3Q20. Year-to-date revenue was US$14.5 billion in 2020, a decrease compared with US$17.6 billion in the same period of 2019. Year-to-date revenue before realized and unrealized investment gains and losses was US$6.3 billion in 2020
        compared with US$8.9 billion in the same period of 2019. The US$2.6 billion decrease was driven by the above-noted reinsurance transaction and lower investment income, partially offset by the impact of a one-time ceded premium in 1Q19 from the
        reinsurance of legacy annuity business.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Assets under management </font>as at September 30, 2020 were US$183.4 billion, an
        increase of 3% from December 31, 2019. The increase was driven by favourable mark-to-market movement on assets supporting our insurance business resulting from lower interest rates partially offset by the continued run-off of the annuity business
        and the above-noted reinsurance of a block of our legacy BOLI business in 3Q20.</div>
      <div style="line-height: 12.55pt; margin-bottom: 12pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Business highlights </font><font style="font-family: Calibri, sans-serif;">-</font><font style="font-weight: bold;">&#160;</font>In 3Q20, continued to make progress on our objective of transforming the experience of owning life insurance for our customers. We announced a strategic collaboration with Amazon, which adds the Halo wellness
        band to the devices supported by John Hancock&#8217;s Vitality Program. We also reinsured a block of our legacy U.S. BOLI business that generated the release of US$340 million of capital. In addition, we launched a savings plan product for international
        customers, designed to complement our already competitive international suite of products.</div>
      <div style="line-height: 9.1pt; margin-bottom: 6pt;"><br style="line-height: 9.1pt;">
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">
          <div>Manulife Financial Corporation - Third Quarter 2020<br>
          </div>
        </div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">15</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
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      <div style="line-height: 14.75pt; margin-top: 12pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">B4</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Global Wealth and Asset Management</font></div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="z91c20f2cc7724d9a9d2b2d912c50aeef">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="10">
              <div style="text-align: center; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Quarterly Results</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="6">
              <div style="text-align: center; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">YTD Results</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: justify; margin-right: 17.1pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">($ millions, unless otherwise stated)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3Q20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2Q20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">308</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">238</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">281</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">796</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">757</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="margin-right: 17.1pt; line-height: 10.25pt; margin-top: 3pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Core earnings<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">308</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">238</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">281</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">796</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">756</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="margin-right: 17.1pt; line-height: 10.25pt; margin-top: 3pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Core EBITDA<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">446</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">381</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">404</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,217</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,145</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="margin-right: 17.1pt; line-height: 10.25pt; margin-top: 3pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Core EBITDA margin<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup> (%)</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">30.4</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">28.0</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">28.7</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">%</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">28.6</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">27.5</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">%</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="margin-right: 17.1pt; line-height: 10.25pt; margin-top: 3pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Sales</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="text-indent: 0pt; margin-right: 17.1pt; margin-left: 8.1pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Wealth and asset management gross flows</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">27,475</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">33,071</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">27,968</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">98,718</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">81,318</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="text-indent: 0pt; margin-right: 17.1pt; margin-left: 8.1pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Wealth and asset management net flows</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(2,219</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">5,149</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(4,410</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">6,088</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(5,767</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-right: 17.1pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Revenue</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,465</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,361</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,409</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,252</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,162</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="margin-right: 17.1pt; line-height: 10.25pt; margin-top: 3pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Assets under management and administration ($ billions)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">715.4</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">696.9</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">659<font style="font-family: Calibri, sans-serif;">.</font>2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">715.4</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">659.2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -8.3pt; margin-right: 17.1pt; margin-left: 8.3pt; line-height: 10.25pt; margin-top: 3pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Average assets under management and administration</div>
              <div style="text-indent: -8.3pt; margin-right: 17.1pt; margin-left: 12.4pt; line-height: 10.25pt; margin-top: 3pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">($ billions)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">707.9</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">672.0</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">655.6</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">686.4</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">645.4</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>

      </table>
      <div style="line-height: 1.45pt;"><br style="line-height: 1.45pt;">
      </div>
      <table cellspacing="0" cellpadding="0" id="za1f9aa8fdbf34927a5921133e5e04063" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 9pt; vertical-align: top;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">See &#8220;Performance and non-GAAP measures&#8221; below for a reconciliation between net income (loss) attributed to shareholders and core earnings.</div>
            </td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" id="za0da3a1d9ed244f2af5fd712f9ed35d0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 9pt; vertical-align: top;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Core EBITDA and core EBITDA margin are non-GAAP measures. Core EBITDA is core earnings before interest, taxes, depreciation and amortization and core
                EBITDA margin is core EBITDA divided by total revenue. See &#8220;Performance and non-GAAP measures&#8221; below.</div>
            </td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" id="zb0086d1eaecd4290b9391042053d2ca7" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 9pt; vertical-align: top;">
              <div style="line-height: 9.1pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.1pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Average assets under management and administration (&#8220;average AUMA&#8221;) is a non-GAAP measure reflecting the average of Global WAM&#8217;s AUMA
                during the reporting period. See &#8220;Performance and non-GAAP measures&#8221; below.</div>
            </td>
          </tr>

      </table>
      <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Global Wealth and Asset Management&#8217;s net income attributed to shareholders</font> was
        $308 million in 3Q20 compared with $281 million in 3Q19. Net income attributed to shareholders is comprised of core earnings, which were $308 million in 3Q20 compared with $281 million in 3Q19 and items excluded from core earnings, which were nil
        in 3Q20 and 3Q19 (see a reconciliation of net income (loss) attributed to shareholders to core earnings in &#8220;Performance and non-GAAP measures&#8221; below).</div>
      <div style="line-height: 14.4pt;">
        <div style="line-height: 12.55pt; margin-bottom: 5pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Core earnings in 3Q20 increased 9% compared with 3Q19 driven primarily by higher average assets under management and administration,
          partially offset by unfavourable impacts from changes in product mix and lower fee spread in the U.S. Retirement business, and lower tax benefits.</div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div style="line-height: 14.4pt;">
        <div style="line-height: 12.55pt; margin-bottom: 5pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Core EBITDA<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup><sup style="font-family: Calibri, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;"></sup> was $446 million in 3Q20, an increase of 10% compared with
          3Q19, driven by higher net fee income<font style="font-family: Calibri, sans-serif;">.</font> Core EBITDA margin<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup> was 30.4% in 3Q20, an increase of 170 basis points compared with 3Q19, reflecting our scale and commitment to expense
          efficiency.</div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 5pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Year-to-date net income attributed to shareholders was $796 million in 2020 compared with $757 million in the same period of 2019 and
        year-to-date core earnings were $796 million in 2020 compared with $756 million in the same period of 2019. The increase in year-to-date core earnings of $40 million or 4% was driven by the same factors as noted above, as well as lower expenses
        from ongoing efficiency initiatives. Items excluded from year-to-date core earnings were nil in 2020 compared with a net gain of $1 million for the same period of 2019 (see a reconciliation of net income (loss) attributed to shareholders to core
        earnings in &#8220;Performance and non-GAAP measures&#8221; below).</div>
      <div style="line-height: 12.55pt; margin-bottom: 5pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Year-to-date core EBITDA was $1,217 million in 2020 compared with $1,145 million in the same period of 2019. The increase in year-to-date
        core EBITDA of $72 million or 5% was driven by higher net fee income and expense reductions. Year-to-date core EBITDA margin was 28.6% in 2020 compared with 27.5% in the same period of 2019. The increase of 110 basis points was driven by the
        factors as noted above for the quarter.</div>
      <div style="line-height: 14.4pt;">
        <div style="line-height: 12.55pt; margin-bottom: 5pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold; color: #000000;">Gross flows</font><sup style="color: #000000; vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup><font style="color: #000000;">&#160;</font><font style="font-weight: bold; color: #000000;">and net flows </font><font style="font-family: Calibri, sans-serif;">-</font><font style="font-weight: bold; color: #000000;">&#160;</font><font style="color: #000000;">Gross flows were $27.5 billion in
            3Q20, a decrease of 2% compared with 3Q19, and net outflows were $2.2 billion in 3Q20, compared with net outflows of $4.4 billion in 3Q19. Year-to-date gross flows in 2020 of $98.7 billion were 20% higher than the same period of 2019, and
            year-to-date net inflows were $6.1 billion in 2020 compared with net outflows of $5.8 billion for the same period of 2019. By geography, the results were:</font></div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">WAM Asia:</div>
      <table cellspacing="0" cellpadding="0" id="z766ba7d071a14dc389ad58990d822b2d" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 36.7pt; vertical-align: top; align: right;">
              <div style="margin-left: 18.7pt; line-height: 12.55pt; margin-bottom: 2pt; font-size: 11pt;">&#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Gross flows in Asia in 3Q20 were $6.2 billion, an increase of $0.5 billion or 8% compared with 3Q19, driven by higher gross flows
                across all business lines. Growth was driven by higher retail gross flows in Indonesia, an institutional fixed income product launch in mainland China and higher retirement gross flows in Indonesia and Hong Kong. Year-to-date gross flows in
                2020 of $16.5 billion were 8% higher than the same period of 2019.</div>
            </td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" id="zc30a3c6f81064aafbee30aa25855fbc2" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 36.7pt; vertical-align: top; align: right;">
              <div style="margin-left: 18.7pt; line-height: 12.55pt; margin-bottom: 2pt; font-size: 11pt;">&#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Net inflows in Asia in 3Q20 were $1.1 billion, compared with net inflows of $2.3 billion in 3Q19, driven by higher retail
                redemptions in mainland China. This was partially offset by higher gross flows as mentioned above. Year-to-date net <br>
              </div>
            </td>
          </tr>

      </table>
      <div style="line-height: 12.55pt; margin-top: 5pt; margin-bottom: 2pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;"> <br>
        <font style="font-family: Calibri, sans-serif;"><br>
        </font>
        <hr noshade="noshade" align="left" style="background-color: #000000; border: 0px; height: 1px; width: 2in; margin-left: 0pt; margin-right: auto; color: #000000;">
        <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 18pt;">

            <tr>
              <td style="width: 9pt; vertical-align: top;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup><br>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">This item is a non-GAAP measure. See &#8220;Performance and non-GAAP measures&#8221; below<font style="font-family: Calibri, sans-serif;">.</font></div>
              </td>
            </tr>

        </table>
        <br>
      </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div style="width: 100%;" id="DSPFPageFooter">
          <div>Manulife Financial Corporation - Third Quarter 2020<br>
          </div>
        </div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">16</font></div>
        <div style="page-break-after: always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="line-height: 12.55pt; margin-top: 5pt; margin-bottom: 2pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">
        <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 36.7pt; vertical-align: top; align: right;"></td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">inflows were $1.7 billion in 2020 compared with net inflows of $4.6 billion in the same period of 2019.</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 12.55pt; margin-top: 5pt; margin-bottom: 2pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">WAM Canada:</div>
      <table cellspacing="0" cellpadding="0" id="z934879e6fca04f3cb6812b1f741ce0f7" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 36.7pt; vertical-align: top; align: right;">
              <div style="margin-left: 18.7pt; line-height: 12.55pt; margin-bottom: 2pt; font-size: 11pt;">&#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Gross flows in Canada in 3Q20 were $4.8 billion, a decrease of $1.2 billion or 19% compared with 3Q19, driven by lower gross
                flows into fixed income mandates in Institutional Asset Management. This was partially offset by higher new plan sales and recurring deposits growth in Retirement. Year-to-date gross flows in 2020 of $24.4 billion were 38% higher than the
                same period of 2019<font style="font-family: Calibri, sans-serif;">.</font></div>
            </td>
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      </table>
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          <tr>
            <td style="width: 36.7pt; vertical-align: top; align: right;">
              <div style="margin-left: 18.7pt; line-height: 12.55pt; margin-bottom: 2pt; font-size: 11pt;">&#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Net inflows in Canada were $1.2 billion in 3Q20 compared with net outflows of $6.9 billion in 3Q19, driven by the non-recurrence
                of an $8.5 billion redemption in Institutional Asset Management in 3Q19 and lower redemptions in Retirement. This was partially offset by lower gross flows as mentioned above. Year-to-date net inflows were $12.4 billion in 2020 compared
                with net outflows of $4.7 billion in the same period of 2019<font style="font-family: Calibri, sans-serif;">.</font></div>
            </td>
          </tr>

      </table>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">WAM U.S.:</div>
      <table cellspacing="0" cellpadding="0" id="z004472a8c1bd48f8bed76bf1961765a0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 36.7pt; vertical-align: top; align: right;">
              <div style="margin-left: 18.7pt; line-height: 12.55pt; margin-bottom: 2pt; font-size: 11pt;">&#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Gross flows in the U.S. in 3Q20 were $16.4 billion, in line with 3Q19, as higher gross flows into global equity and fixed income
                products in Retail and higher gross flows in Institutional Asset Management offset lower new plan sales and recurring deposits in Retirement. Year-to-date gross flows in 2020 of $57.8 billion were 17% higher than the same period of 2019.</div>
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          <tr>
            <td style="width: 36.7pt; vertical-align: top; align: right;">
              <div style="margin-left: 18.7pt; line-height: 12.55pt; margin-bottom: 2pt; font-size: 11pt;">&#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Net outflows in the U.S. were $4.5 billion in 3Q20 compared with net inflows of $0.1 billion in 3Q19, driven by the redemption of
                an equity mandate in Institutional Asset Management of $5.0 billion and higher member withdrawals in Retirement<font style="font-family: Calibri, sans-serif;">.</font> Year-to-date net outflows were $8.0 billion in 2020 compared with net
                outflows of $5.7 billion in the same period of 2019<font style="font-family: Calibri, sans-serif;">.</font></div>
            </td>
          </tr>

      </table>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Revenue </font>in 3Q20 was $1.5 billion, an increase of 3% compared with 3Q19, driven
        by higher average assets under management and administration, partially offset by changes in product mix and lower fee spread in the U.S. Retirement business. Year-to-date revenue in 2020 was $4.3 billion, an increase of 1% compared with the same
        period of 2019 driven by the same factors as noted above.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Assets under management and administration </font>of $715.4 billion as at September
        30, 2020 increased 3% compared with December 31, 2019. The increase in AUMA was driven by the favourable impact of markets and year-to-date net inflows of $6.1 billion. Global WAM also manages $207.9 billion in assets for the Company&#8217;s non-WAM
        reporting segments. Including those managed assets, AUMA managed by Global WAM was $923.2 billion as at September 30, 2020 compared with $879.2 billion as at December 31, 2019.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 10pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Business highlights </font><font style="font-family: Calibri, sans-serif;">-</font>
        In 3Q20, we continued to earn top scores from the United Nations-supported Principles for Responsible Investment (&#8220;PRI&#8221;) annual assessment report for integrating environmental, social, and governance (&#8220;ESG&#8221;) considerations into our investment
        practices across a range of asset classes.<sup style="font-family: Calibri, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup> In addition, Manulife Investment Management was also recognized in the PRI Leaders' Group 2020, a 10-year initiative honouring signatories at the
        cutting edge of responsible investment. This year, 36 signatories, including Manulife Investment Management, were recognized for demonstrating responsible investment excellence in climate reporting throughout their organizations and portfolios.
        Finally, in Canada we accelerated our Retail wealth digital transformation by launching several online tools and automations that make account maintenance, accessing forms and statements easier for advisors to service their customers<font style="font-family: Calibri, sans-serif;">.</font></div>
      <font style="font-family: Calibri, sans-serif; font-size: 11pt;"> </font>
      <div style="line-height: 14.75pt; margin-top: 12pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">B5</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Corporate and Other</font></div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="z3601d902620a4272b5150cddaf3437b4">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="10">
              <div style="text-align: center; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Quarterly Results</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="6">
              <div style="text-align: center; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">YTD Results</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-indent: -12.6pt; margin-left: 12.6pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">($ millions, unless otherwise stated)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3Q20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2Q20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net income (loss) attributed to shareholders<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(73</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,550</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">144</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,442</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">137</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-right: 8.1pt; margin-left: 17.1pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Core loss excluding core investment gains<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(191</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(110</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(163</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(667</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(340</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-right: 8.1pt; margin-left: 17.1pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Core investment gains</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">100</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">300</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="margin-right: 8.1pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Total core gain (loss)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(191</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(110</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(63</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(667</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(40</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -12.6pt; margin-right: 8.1pt; margin-left: 12.6pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Revenue</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">39</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,076</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">445</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,341</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">879</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>

      </table>
      <div style="text-align: justify; margin-left: 9pt; line-height: 1.15pt; margin-top: 2pt;"><br style="line-height: 1.15pt;">
      </div>
      <table cellspacing="0" cellpadding="0" id="z000e5fc90f1140059307c8dd4cd3ccdc" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 9pt; vertical-align: top; font-weight: normal;">
              <div style="line-height: 9.1pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.1pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">See &#8220;Performance and non-GAAP measures&#8221; for a reconciliation between net income (loss) attributed to shareholders and core earnings.</div>
            </td>
          </tr>

      </table>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Corporate and Other is composed of</font> investment performance on assets backing
        capital, net of amounts allocated to operating segments; financing costs; costs incurred by the corporate office related to shareholder activities (not allocated to the operating segments); our Property and Casualty (&#8220;P&amp;C&#8221;) Reinsurance
        business; as well as run-off reinsurance operations including variable annuities and accident and health.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
        <hr noshade="noshade" align="left" style="background-color: #000000; border: 0px; height: 1px; width: 2in; margin-left: 0pt; margin-right: auto; color: #000000;">
        <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 18pt;">

            <tr>
              <td style="width: 9pt; vertical-align: top;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup></td>
              <td style="width: auto; vertical-align: top;">
                <div style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">A+ awarded for strategy and governance, listed equity incorporation, and fixed-income Sovereign, Supranational, and Agency modules.</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div style="width: 100%;" id="DSPFPageFooter">
          <div>Manulife Financial Corporation - Third Quarter 2020<br>
          </div>
        </div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">17</font></div>
        <div style="page-break-after: always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="line-height: 12.55pt; margin-top: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">For segment reporting purposes, settlement costs for macro equity hedges and other non-operating items are included in Corporate and Other
        earnings. This segment is also where we reclassify favourable investment-related experience to core earnings from items excluded from core earnings, subject to certain limits (see &#8220;Performance and non-GAAP measures&#8221; below). In each of the operating
        segments, we report all investment-related experience in items excluded from core earnings.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Corporate and Other reported a net loss attributed to shareholders</font> of $73
        million in 3Q20 compared with net income attributed to shareholders of $144 million in 3Q19. The core loss was $191 million in 3Q20 compared with a core loss of $63 million in 3Q19 and the items excluded from core loss amounted to a net gain of
        $118 million in 3Q20 compared with a net gain of $207 million in 3Q19 (see a reconciliation of net income (loss) attributed to shareholders to core earnings in &#8220;Performance and non-GAAP measures&#8221; below)<font style="font-family: Calibri, sans-serif;">.</font></div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The $128 million increase in core loss was primarily related to nil core investment gains in 3Q20
        compared with $100 million in 3Q19 and lower investment income due to lower yield and asset mix.The net impact of markets on seed money investments in segregated funds and mutual funds and sales of AFS equities was consistent with the prior year.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The items excluded from core loss amounted to a net gain of $118 million in 3Q20 and were primarily due to the gains from the sale of AFS
        bonds and the favourable impact of changes in actuarial methods and assumptions.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 5pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">On a year-to-date basis, net income attributed to shareholders was $1,442 million in 2020 compared with $137 million in
        the same period of 2019. The year-to-date core loss was $667 million in 2020 compared with $40 million in the same period of 2019. The unfavourable variance in the year-to-date core loss of $627 million was primarily attributable to nil core
        investment gains in the first 9 months of 2020 compared with $300 million in the same period of 2019, the less favourable impact of markets on seed money investments in segregated funds and mutual funds<font style="font-family: Calibri, sans-serif;">,</font> net losses on AFS equities in 2020 compared to net gains in 2019 and lower investment income. Items excluded from the year-to-date core loss were a net gain of $2,109 million in 2020 compared with a net gain of $177 million
        in the same period of 2019 (see a reconciliation of net income (loss) attributed to shareholders to core earnings in &#8220;Performance and non-GAAP measures&#8221; below).</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 12pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Revenue </font>in 3Q20 was $39 million compared with $445 million in 3Q19. The
        variance was primarily driven by lower realized gains on the sale of AFS bonds and lower investment income. Year-to-date revenue was $2,341 million in 2020 compared with $879 million in the same period of 2019. The favourable variance was largely
        due to realized gains on the sale of AFS bonds.</div>
      <div style="line-height: 13.7pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">C</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">RISK MANAGEMENT AND RISK FACTORS UPDATE</font></div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">This section provides an update to our risk management practices and risk factors outlined in the MD&amp;A in our 2019
        Annual Report (&#8220;2019 MD&amp;A&#8221;). The shaded text and tables in this section of the MD&amp;A represent our disclosure on market and liquidity risk in accordance with IFRS 7 &#8220;Financial Instruments &#8211; Disclosures&#8221;. Accordingly, the following shaded
        text and tables represent an integral part of our unaudited Interim Consolidated Financial Statements.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">C1</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Variable annuity and segregated fund guarantees</font></div>
      <div style="background-color: #E0E0E0; line-height: 14.4pt;">
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">As described in the MD&amp;A in our 2019 Annual Report, guarantees on variable annuity products and segregated funds may include one or
          more of death, maturity, income and withdrawal guarantees. Variable annuity and segregated fund guarantees are contingent on and only payable upon the occurrence of the relevant event, if fund values at that time are below guaranteed values.
          Depending on future equity market levels, liabilities on current in-force business would be due primarily in the period from 2020 to 2040.</div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">We seek to mitigate a portion of the risks embedded in our retained (i.e. net of reinsurance) variable annuity and segregated fund
          guarantee business through the combination of our dynamic and macro hedging strategies (see section C3 &#8220;Publicly traded equity performance risk&#8221; below).</div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div><br>
      </div>
      <div><br>
      </div>
      <br>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">
          <div>Manulife Financial Corporation - Third Quarter 2020<br>
          </div>
        </div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">18</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <!--PROfilePageNumberReset%Num%19%%%-->
      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow','sans-serif'; font-size: 11pt; background-color: rgb(234, 234, 234); font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">The table below shows selected information regarding the Company&#8217;s variable annuity and segregated fund investment-related guarantees gross and net of reinsurance.</div>
      <div style="line-height: 15.75pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Variable annuity and segregated fund guarantees, net of reinsurance</div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="z9b42f95a27e24bfb9f8bcb3a0092f524">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); padding-bottom: 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="10">
              <div style="text-align: center; line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">September 30, 2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="10">
              <div style="text-align: center; line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">December 31, 2019</div>
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            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">As at</div>
              <div style="line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">($ millions)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: right; line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Guarantee</div>
              <div style="text-align: right; line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">value</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: right; line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Fund value</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: right; line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Amount at</div>
              <div style="text-align: right; line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">risk<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3),(4)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: right; line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Guarantee</div>
              <div style="text-align: right; line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">value</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: right; line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Fund value</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: right; line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Amount at</div>
              <div style="text-align: right; line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">risk<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3),(4)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 28%;">
              <div style="line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Guaranteed minimum income benefit</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">4,525</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">3,499</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">1,109</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">4,629</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">3,696</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">998</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 28%;">
              <div style="line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Guaranteed minimum withdrawal benefit</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">51,702</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">44,300</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">7,787</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">53,355</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">48,031</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">6,030</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Guaranteed minimum accumulation benefit</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">18,381</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">18,770</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">22</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">17,994</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">18,362</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">10</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 28%;">
              <div style="line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Gross living benefits<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">74,608</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">66,569</font></div>
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            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">8,918</font></div>
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            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">75,978</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">70,089</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">7,038</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Gross death benefits<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">9,391</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">17,520</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">829</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">9,555</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">17,186</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">802</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Total gross of reinsurance</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">83,999</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">84,089</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">9,747</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">85,533</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">87,275</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">7,840</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 28%;">
              <div style="line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Living benefits reinsured</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">3,877</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">3,022</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">923</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">3,977</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">3,199</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">832</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Death benefits reinsured</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">718</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">538</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">302</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">718</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">500</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">318</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Total reinsured</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">4,595</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">3,560</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">1,225</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">4,695</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">3,699</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">1,150</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">Total, net of reinsurance</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">79,404</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">80,529</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">8,522</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">$</div>
            </td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">80,838</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">$</div>
            </td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">83,576</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">6,690</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>

      </table>
      <div style="background-color: #E0E0E0; line-height: 14.4pt;">
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
        <table cellspacing="0" cellpadding="0" id="z3afa18517a954c8bb9b23232bab8da41" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 1pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 9pt; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Where a policy includes both living and death benefits, the guarantee in excess of the living benefit is included in the death benefit
                  category as outlined in footnote 2.</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="background-color: #E0E0E0; line-height: 14.4pt;">
        <table cellspacing="0" cellpadding="0" id="ze581e0ad330e4cd7a230350cb0ed20d0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 9pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Death benefits include standalone guarantees and guarantees in excess of living benefit guarantees where both death and living benefits are provided on
                  a policy.</div>
              </td>
            </tr>

        </table>
        <table cellspacing="0" cellpadding="0" id="zb5e49d419c4a451693c49c0eaca44b53" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 9pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Amount at risk (in-the-money amount) is the excess of guarantee values over fund values on all policies where the guarantee value exceeds the fund
                  value. This amount is not currently payable. For guaranteed minimum death benefit, the amount at risk is defined as the current guaranteed minimum death benefit in excess of the current account balance. For guaranteed minimum income
                  benefit, the amount at risk is defined as the excess of the current annuitization income base over the current account value. For all guarantees, the amount at risk is floored at zero at the single contract level.</div>
              </td>
            </tr>

        </table>
        <table cellspacing="0" cellpadding="0" id="z6253ea80cf294e6b9c9759a76af455be" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 9pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">The amount at risk net of reinsurance at September 30, 2020 was $8,522 million (December 31, 2019 &#8211; $6,690 million) of which: US$5,336 million
                  (December 31, 2019 &#8211; US$3,995 million) was on our U.S. business, $1,084 million (December 31, 2019 &#8211; $1,178 million) was on our Canadian business, US$104 million (December 31, 2019 &#8211; US$104 million) was on our Japan business and US$136
                  million (December 31, 2019 &#8211; US$145 million) was related to Asia (other than Japan) and our run-off reinsurance business.</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 15.75pt; margin-top: 12pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">C2</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Caution related to sensitivities</font></div>
      <div style="line-height: 12.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="background-color: #E0E0E0;">In this document, we provide sensitivities and risk exposure measures for certain risks. These include sensitivities
          due to specific changes in market prices and interest rate levels projected using internal models as at a specific date, and are measured relative to a starting level reflecting the Company&#8217;s assets and liabilities at that date and the actuarial
          factors, investment activity and investment returns assumed in the determination of policy liabilities. The risk exposures measure the impact of changing one factor at a time and assume that all other factors remain unchanged. Actual results can
          differ significantly from these estimates for a variety of reasons including the interaction among these factors when more than one changes; changes in actuarial and investment return and future investment activity assumptions; actual experience
          differing from the assumptions, changes in business mix, effective tax rates and other market factors; and the general limitations of our internal models. For these reasons, the sensitivities should only be viewed as directional estimates of the
          underlying sensitivities for the respective factors based on the assumptions outlined below. Given the nature of these calculations, we cannot provide assurance that the actual impact on net income attributed to shareholders</font> or on MLI&#8217;s
        LICAT total ratio <font style="background-color: #D9D9D9;">will be as indicated.</font> Market movements affect LICAT capital sensitivities both through income and other components of the regulatory capital framework. For example, LICAT is
        affected by changes to other comprehensive income.</div>
      <div style="line-height: 15.75pt; margin-top: 12pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">C3</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Publicly traded equity performance risk</font></div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">As outlined in our 2019 Annual Report, we have net exposure to equity risk through asset and liability mismatches; our variable annuity
        guarantee dynamic hedging strategy is not designed to completely offset the sensitivity of policy liabilities to all risks associated with the guarantees embedded in these products. The macro hedging strategy is designed to mitigate public equity
        risk arising from variable annuity guarantees not dynamically hedged and from other unhedged exposures in our insurance liabilities (see pages 44 and 45 of our 2019 Annual Report).</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Changes in equity prices may impact other items including, but not limited to, asset-based fees earned on assets under management and
        administration or policyholder account value, and estimated profits and amortization of deferred policy acquisition and other costs. These items are not hedged.<font style="background-color: rgb(234, 234, 234); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-style: normal; font-variant: normal; text-transform: none;"><br>
        </font><br>
        <font style="background-color: rgb(234, 234, 234); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-style: normal; font-variant: normal; text-transform: none;"> <font lang="EN-CA" style="font-size:11.0pt;line-height:115%;font-family:'Arial Narrow',sans-serif; mso-fareast-font-family:PMingLiU;mso-bidi-font-family:Arial;mso-ansi-language: EN-CA;mso-fareast-language:ZH-TW;mso-bidi-language:AR-SA">The table below shows the
            potential impact on net income attributed to shareholders resulting from an immediate 10%, 20% and 30% change in market values of publicly traded equities followed by a return to the expected level of growth assumed in the valuation </font><font style="font-size:11.0pt;line-height:115%;font-family:'Arial Narrow',sans-serif; mso-fareast-font-family:PMingLiU;mso-bidi-font-family:Arial;color:black; mso-ansi-language:EN-US;mso-fareast-language:ZH-TW;mso-bidi-language:AR-SA">of policy
            liabilities.</font><font style="font-size:11.0pt;line-height:115%; font-family:'Arial Narrow',sans-serif;mso-fareast-font-family:PMingLiU; mso-bidi-font-family:Arial;mso-ansi-language:EN-CA;mso-fareast-language:ZH-TW; mso-bidi-language:AR-SA">
          </font><font style="font-size:11.0pt;line-height: 115%;font-family:'Arial Narrow',sans-serif;mso-fareast-font-family:PMingLiU; mso-bidi-font-family:Arial;color:black;mso-ansi-language:EN-US;mso-fareast-language: ZH-TW;mso-bidi-language:AR-SA">If
            market values were to remain flat for an entire year, the potential impact would be roughly equivalent to an immediate decline in market values equal to the expected level of annual growth assumed in the valuation of policy liabilities.
            Further, </font><font lang="EN-CA" style="font-size:11.0pt;line-height:115%;font-family:'Arial Narrow',sans-serif; mso-fareast-font-family:PMingLiU;mso-bidi-font-family:Arial;mso-ansi-language: EN-CA;mso-fareast-language:ZH-TW;mso-bidi-language:AR-SA">i</font><font style="font-size:11.0pt;line-height:115%;font-family:'Arial Narrow',sans-serif; mso-fareast-font-family:PMingLiU;mso-bidi-font-family:Arial;color:black; mso-ansi-language:EN-US;mso-fareast-language:ZH-TW;mso-bidi-language:AR-SA">f after market values dropped 10%, 20% or 30% they continued to decline, remained flat, or grew more slowly than assumed in the valuation the potential impact on net
            income attributed to shareholders could be considerably </font><br>
        </font></div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="background-color: rgb(234, 234, 234); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-style: normal; font-variant: normal; text-transform: none;"><font style="font-size:11.0pt;line-height:115%;font-family:'Arial Narrow',sans-serif; mso-fareast-font-family:PMingLiU;mso-bidi-font-family:Arial;color:black; mso-ansi-language:EN-US;mso-fareast-language:ZH-TW;mso-bidi-language:AR-SA"><br>
            <br>
          </font></font></div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div style="width: 100%;" id="DSPFPageFooter">
          <div>Manulife Financial Corporation - Third Quarter 2020<br>
          </div>
        </div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow','sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">19</font></div>
        <div style="page-break-after: always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div><br>
      </div>
      <div>
        <div style="background-color: #D9D9D9; line-height: 14.4pt;">
          <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="color: #000000;">more than shown. </font>R<font style="color: #000000;">efer to sect</font>ion D3 &#8220;Sensitivity of
            policy liabilities to asset related assumptions&#8221; for more information on the level of growth assumed and on the net income sensitivity to changes in these long-term assumptions. The potential impact is shown after taking into account the impact
            of the change in markets on the hedge assets. While we cannot reliably estimate the amount of the change in dynamically hedged variable annuity guarantee liabilities that will not be offset by the profit or loss on the dynamic hedge assets, we
            make certain assumptions for the purposes of estimating the impact on net income attributed to shareholders.</div>
          <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">This estimate assumes that the performance of the dynamic hedging program would not completely offset the gain/loss from the
            dynamically hedged variable annuity guarantee liabilities. It assumes that the hedge assets are based on the actual position at the period end, and that equity hedges in the dynamic program are rebalanced at 5% intervals. In addition, we assume
            that the macro hedge assets are rebalanced in line with market changes.</div>
          <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">It is also important to note that these estimates are illustrative, and that the dynamic and macro hedging programs may underperform
            these estimates, particularly during periods of high realized volatility and/or periods where both interest rates and equity market movements are unfavourable.</div>
          <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The Standards of Practice for the valuation of insurance contract liabilities and guidance published by the CIA constrain the
            investment return assumptions for public equities and certain ALDA assets based on historical return benchmarks for public equities. The potential impact on net income attributed to shareholders does not consider possible changes to investment
            return assumptions resulting from the impact of declines in public equity market values on these historical return benchmarks.</div>
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
        </div>
      </div>
      <div style="line-height: 15.75pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Potential immediate impact on net income attributed to shareholders arising from
          changes to public equity returns</font><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1),(2),(3)</sup></div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="z98735dc8ffe14c72ae94bdba1ecf7f93">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219);">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">As at September 30, 2020</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219);" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219);" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219);" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219);" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219);" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219);" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">($ millions)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-30</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-10</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">+10</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">+20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">+30</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 28%;">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Underlying sensitivity to net income attributed</div>
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">&#160; to shareholders<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
            </td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 28%;">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Variable annuity guarantees</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(3,340</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(2,020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(910</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">710</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,250</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,660</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">General fund equity investments<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5)</sup></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(1,400</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(890</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(400</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">370</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">730</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,080</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 28%;">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total underlying sensitivity before hedging</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(4,740</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(2,910</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(1,310</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,080</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,980</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,740</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Impact of macro and dynamic hedge assets<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(6)</sup></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,590</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,580</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">700</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(690</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(1,240</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(1,670</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-indent: -3.8pt; margin-left: 8.2pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net potential impact on net income attributed to shareholders after impact
                of hedging</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(2,150</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(1,330</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(610</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">390</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">740</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
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            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,070</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 28%;">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"> <br>
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              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">As at December 31, 2019</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">($ millions)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-30</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-10</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">+10</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">+20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">+30</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 28%;">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Underlying sensitivity to net income attributed</div>
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">&#160; to shareholders<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
            </td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 28%;">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Variable annuity guarantees</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(3,270</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(1,930</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(860</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">620</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,060</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,360</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">General fund equity investments<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5)</sup></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(1,140</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(720</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(330</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">340</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">680</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 28%;">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total underlying sensitivity before hedging</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(4,410</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(2,650</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(1,190</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">960</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,740</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2,380</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Impact of macro and dynamic hedge assets<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(6)</sup></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2,690</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,580</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">670</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(580</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(1,020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(1,340</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-indent: -3.8pt; margin-left: 3.8pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net potential impact on net income attributed</div>
              <div style="text-indent: -3.8pt; margin-left: 8.2pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">&#160; to shareholders after impact of hedging</div>
            </td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(1,720</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(1,070</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(520</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">380</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">720</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,040</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>

      </table>
      <div style="line-height: 1.45pt;"><br style="line-height: 1.45pt;">
      </div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt;">
        <table cellspacing="0" cellpadding="0" id="z64d702a83e1a44ba9837b23346870ec4" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 9.35pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">See &#8220;Caution related to sensitivities&#8221; above.</div>
              </td>
            </tr>

        </table>
        <table cellspacing="0" cellpadding="0" id="z90439736b7764881b4734494e2d44f3d" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 9.35pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">The tables above show the potential impact on net income attributed to shareholders resulting from an immediate 10%, 20% and 30% change in market
                  values of publicly traded equities followed by a return to the expected level of growth assumed in the valuation of policy liabilities, excluding impacts from asset-based fees earned on assets under management and policyholder account
                  value<font style="font-family: Calibri,sans-serif;">.</font></div>
              </td>
            </tr>

        </table>
        <table cellspacing="0" cellpadding="0" id="z49da737b34a540b5858eeaa68e56fed1" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 9.35pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Please refer to section D3 &#8220;Sensitivity of policy liabilities to asset related assumptions&#8221; for more information on the level of growth assumed and on
                  the net income sensitivity to changes in these long-term assumptions.</div>
              </td>
            </tr>

        </table>
        <table cellspacing="0" cellpadding="0" id="z4ae5362ecdb44c508e13faf34ffa639b" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 9.35pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Defined as earnings sensitivity to a change in public equity markets including settlements on reinsurance contracts, but before the offset of hedge
                  assets or other risk mitigants.</div>
              </td>
            </tr>

        </table>
        <table cellspacing="0" cellpadding="0" id="zefe663604d674869bd0e7fe4d205b530" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 9.35pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">This impact for general fund equity investments includes general fund investments supporting our policy liabilities, investment in seed money
                  investments (in segregated and mutual funds made by Corporate and Other segment) and the impact on policy liabilities related to the projected future fee income on variable universal life and other unit linked products. The impact does
                  not include: (i) any potential impact on public equity weightings; (ii) any gains or losses on AFS public equities held in the Corporate and Other segment; or (iii) any gains or losses on public equity investments held in Manulife Bank.
                  The participating policy funds are largely self-supporting and generate no material impact on net income attributed to shareholders as a result of changes in equity markets.</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt;">
        <table cellspacing="0" cellpadding="0" id="z15dc3fe842b94cd0bee2946d2ec6c156" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 9pt; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(6)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Includes the impact of rebalancing equity hedges in the macro and dynamic hedging program. The impact of dynamic hedge rebalancing
                  represents the impact of rebalancing equity hedges for dynamically hedged variable annuity guarantee best estimate liabilities at 5% intervals, but does not include any impact in respect of other sources of hedge ineffectiveness (e.g.
                  fund tracking, realized volatility and equity, interest rate correlations different from expected among other factors).</div>
              </td>
            </tr>

        </table>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">
          <div>Manulife Financial Corporation - Third Quarter 2020<br>
          </div>
        </div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">20</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 12pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Changes in equity markets impact our available and required components of the LICAT total ratio. The following table shows the potential
        impact to MLI&#8217;s LICAT total ratio resulting from changes in public equity market values.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Potential immediate impact on MLI&#8217;s LICAT total ratio arising from public equity returns different than
          the expected return for policy liability valuation</font><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1),(2),(3)</sup></div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

            <tr>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="22">
                <div style="text-align: center; line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Impact on MLI's LICAT total ratio</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Percentage points</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-30</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-20</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-10</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">+10</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">+20</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">+30</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">September 30, 2020</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(4</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(2</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(1</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 11.45pt;">-<br>
                </div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1<br>
                </div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-<br>
                </div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;"><br>
                </div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">December 31, 2019</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(5</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(3</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(1</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">5</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>

        </table>
      </div>
      <table cellspacing="0" cellpadding="0" id="z1dc17e4b8cf34a9daed1aeac2261f526" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 2pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 9.35pt; vertical-align: top;">
              <div style="line-height: 9.1pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.1pt; margin-top: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">See &#8220;Caution related to sensitivities&#8221; above. In addition, estimates exclude changes to the net actuarial gains/losses with respect to
                the Company&#8217;s pension obligations as a result of changes in equity markets, as the impact on the quoted sensitivities is not considered to be material.</div>
            </td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" id="zdb08eb6d31d64dbda2e5de173b5d918e" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 9.35pt; vertical-align: top;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">The potential impact is shown assuming that the change in value of the hedge assets does not completely offset the change in the dynamically hedged
                variable annuity guarantee liabilities. The estimated amount that would not be completely offset relates to our practices of not hedging the provisions for adverse deviation and of rebalancing equity hedges for dynamically hedged variable
                annuity liabilities at 5% intervals.</div>
            </td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" id="z5a797d39be194d6a92788b94d707a39f" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 9.35pt; vertical-align: top;">
              <div style="line-height: 9.1pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.1pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">The Office of the Superintendent of Financial Institutions (&#8220;OSFI&#8221;) rules for segregated fund guarantees reflect full capital impacts
                of shocks over 20 quarters within a prescribed range. As such, the deterioration in equity markets could lead to further increases in capital requirements after the initial shock.</div>
            </td>
          </tr>

      </table>
      <div style="line-height: 15.75pt; margin-top: 12pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">C4</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Interest rate and spread risk sensitivities and exposure measures</font><br>
        <div style="background-color: #D9D9D9; line-height: 14.4pt;">
          <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">As at September 30, 2020, we estimated the sensitivity of our net income attributed to shareholders to a 50 basis point parallel
            decline in interest rates to be neutral, and to a 50 basis point increase in interest rates to be a charge of $200 million.</div>
          <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The table below shows the potential impact on net income attributed to shareholders from a 50 basis point parallel move in interest
            rates. This includes a change of 50 basis points in current government, swap and corporate rates for all maturities across all markets with no change in credit spreads between government, swap and corporate rates, and with a floor of zero on
            government rates where government rates are not currently negative, relative to the rates assumed in the valuation of policy liabilities, including embedded derivatives. For variable annuity guarantee liabilities that are dynamically hedged, it
            is assumed that interest rate hedges are rebalanced at 20 basis point intervals.</div>
          <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">As the sensitivity to a 50 basis point change in interest rates includes any associated change in the applicable reinvestment
            scenarios, the impact of changes to interest rates for less than, or more than 50 basis points is unlikely to be linear. Furthermore, our sensitivities are not consistent across all regions in which we operate, and the impact of yield curve
            changes will vary depending upon the geography where the change occurs. Reinvestment assumptions used in the valuation of policy liabilities tend to amplify the negative effects of a decrease in interest rates and dampen the positive effects of
            interest rate increases. This is because the reinvestment assumptions used in the valuation of our insurance liabilities are based on interest rate scenarios and calibration criteria set by the Canadian Actuarial Standards Board, while our
            interest rate hedges are valued using current market interest rates. Therefore, in any particular quarter, changes to the reinvestment assumptions are not fully aligned to changes in current market interest rates especially when there is a
            significant change in the shape of the interest rate curve. As a result, the impact from non-parallel movements may be materially different from the estimated impact of parallel movements. For example, if long-term interest rates increase more
            than short-term interest rates (sometimes referred to as a steepening of the yield curve) in North America, the decrease in the value of our swaps may be greater than the decrease in the value of our insurance liabilities. This could result in
            a charge to net income attributed to shareholders in the short-term even though the rising and steepening of the yield curve, if sustained, may have a positive long-term economic impact.</div>
          <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The interest rate and spread risk sensitivities are determined in isolation of each other and therefore do not reflect the combined
            impact of changes in government rates and credit spreads between government, swap and corporate rates occurring simultaneously. As a result, the impact of the summation of each individual sensitivity may be materially different from the impact
            of sensitivities to simultaneous changes in interest rate and spread risk.</div>
          <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The potential impact on net income attributed to shareholders does not take into account any future potential changes to our ultimate
            reinvestment rate assumptions or calibration criteria for stochastic risk-free rates. At December 31, 2019, we estimated the sensitivity of our net income attributed to shareholders to a 10 basis point reduction in the URR in all geographies,
            and a corresponding change to stochastic risk-free modeling, to be a charge of $350 million (post-tax); and note that the impact of changes to the URR are not linear. The long-term URR for risk-free rates in Canada is prescribed at 3.05% and we
            use the same assumption for the U.S. Our assumption for Japan is 1.6%. The ASB is currently conducting another review of the URR with any changes expected to be announced and implemented in 2021<font style="font-family: Calibri, sans-serif;">.
            </font></div>
          <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: Calibri, sans-serif;"></font>The potential impact on net income attributable to shareholders does not take
            into account other potential impacts of lower interest rate levels, for example, increased strain on the sale of new business or lower interest earned on our surplus assets. The impact also does not reflect any unrealized gains or losses on AFS
            fixed income assets held in our Corporate and Other segment. Changes in the market value of these assets may provide a natural economic offset to the interest rate risk arising </div>
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
        </div>
      </div>
      <div style="line-height: 15.75pt; margin-top: 12pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;"><br>
        </font></div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div style="width: 100%;" id="DSPFPageFooter">
          <div>Manulife Financial Corporation - Third Quarter 2020<br>
          </div>
        </div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">21</font></div>
        <div style="page-break-after: always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div>
        <div style="background-color: #D9D9D9; line-height: 14.4pt;">
          <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">from our product liabilities. In order for there to also be an accounting offset, the Company would need to realize a portion of the
            AFS fixed income asset unrealized gains or losses. It is not certain we would realize any of the unrealized gains or losses available.</div>
          <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The impact does not reflect any potential effect of changing interest rates to the value of our ALDA assets. Rising interest rates
            could negatively impact the value of our ALDA (see &#8220;Critical Actuarial and Accounting Policies &#8211; Fair Value of Invested Assets&#8221;, on page 67 of our 2019 Annual Report). More information on ALDA assets can be found under the section C5
            &#8220;Alternative long-duration asset performance risk&#8221;.</div>
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
        </div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Under LICAT, changes in unrealized gains or losses in our AFS bond portfolio resulting from interest rate shocks tend to dominate
          capital sensitivities. As a result, the reduction in interest rates improves LICAT total ratios and vice-versa.</div>
      </div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt;">
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The following table shows the potential impact on net income attributed to shareholders including the change in the market value of AFS
          fixed income assets held in our Corporate and Other segment, which could be realized through the sale of these assets.</div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 3pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Potential impact on net income attributed to shareholders and MLI&#8217;s LICAT total ratio
          of an immediate parallel change in interest rates relative to rates assumed in the valuation of policy liabilities</font><sup style="color: #000000; vertical-align: text-top; line-height: 1; font-size: smaller;">(1),(2),(3),(4)</sup></div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="z629e44c84f2c4b6999777f779670571d">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="6">
              <div style="text-align: center; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">September 30, 2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="6">
              <div style="text-align: center; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">December 31, 2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">As at</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-50</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">bp</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">+50</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">bp</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-50</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">bp</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">+50</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">bp</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 52%;">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net income attributed to shareholders ($ millions)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 52%;">
              <div style="text-indent: -4.4pt; margin-left: 4.4pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Excluding change in market value of AFS fixed income assets held in the Corporate and Other</div>
              <div style="margin-left: 3.7pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160;segment</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(200</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(100</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(100</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 52%;">
              <div style="text-indent: -4.4pt; margin-left: 4.4pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">From fair value changes in AFS fixed income assets held in the Corporate and Other segment, if</div>
              <div style="text-indent: -4.4pt; margin-left: 8.2pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160;realized</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,400</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(2,200</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,700</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(1,600</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">MLI's LICAT total ratio (Percentage points)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">LICAT total ratio change in percentage points<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5)</sup></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">7</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(7</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(4</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
          </tr>

      </table>
      <div style="background-color: #E0E0E0; line-height: 14.4pt;">
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
        <table cellspacing="0" cellpadding="0" id="zc9ddceaaa44c4019a408cf1cee027c55" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 9pt; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 2pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 2pt; color: rgb(0, 0, 0); font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">See &#8220;Caution related to sensitivities&#8221; above. In addition, estimates exclude changes to the net actuarial
                  gains/losses with respect to the Company&#8217;s pension obligations as a result of changes in interest rates, as the impact on the quoted sensitivities is not considered to be material.</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="background-color: #E0E0E0; line-height: 14.4pt;">
        <table cellspacing="0" cellpadding="0" id="z394e7d4c85114e72969106a368504eee" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 9pt; vertical-align: top;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Includes guaranteed insurance and annuity products, including variable annuity contracts as well as adjustable benefit products
                  where benefits are generally adjusted as interest rates and investment returns change, a portion of which have minimum credited rate guarantees. For adjustable benefit products subject to minimum rate guarantees, the sensitivities are
                  based on the assumption that credited rates will be floored at the minimum.</div>
              </td>
            </tr>

        </table>
        <table cellspacing="0" cellpadding="0" id="z1ab08651c42240349a542d53feaae0a8" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 9pt; vertical-align: top;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><font style="color: rgb(0, 0, 0);">The amount of gain or loss that can be realized on AFS fixed income assets held in the </font>Corporate and Other<font style="color: rgb(0, 0, 0);"> segment will depend on the aggregate amount of unrealized gain or loss.</font></div>
              </td>
            </tr>

        </table>
        <table cellspacing="0" cellpadding="0" id="z1d6907aca7054d999c8d16671d4133fc" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 9pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Sensitivities are based on projected asset and liability cash flows and the impact of realizing fair value changes in AFS fixed
                  income is based on the holdings at the end of the period.</div>
              </td>
            </tr>

        </table>
      </div>
      <table cellspacing="0" cellpadding="0" id="z5df5513ba8884b7db6fa48c3b6c74bc4" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 9pt; vertical-align: top;">
              <div style="line-height: 9.1pt; margin-bottom: 2pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.1pt; margin-bottom: 2pt; color: rgb(0, 0, 0); font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">LICAT impacts include realized and unrealized fair value changes in AFS fixed income assets. LICAT impacts do
                not reflect the impact of the scenario switch discussed below.</div>
            </td>
          </tr>

      </table>
      <div style="line-height: 5.7pt;"><br style="line-height: 5.7pt;">
      </div>
      <div style="background-color: #E0E0E0; line-height: 14.4pt;">
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
        <div style="margin-right: 11.9pt; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The following tables show the potential impact on net income attributed to shareholders
          resulting from a change in corporate spreads and swap spreads over government bond rates for all maturities across all markets with a floor of zero on the total interest rate, relative to the spreads assumed in the valuation of policy
          liabilities.</div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold; color: #000000;">Potential impact on net income attributed to shareholders </font><font style="font-weight: bold;">and MLI&#8217;s LICAT total ratio </font><font style="font-weight: bold; color: #000000;">arising from changes to corporate spreads and swap spreads</font><sup style="color: #000000; vertical-align: text-top; line-height: 1; font-size: smaller;">(1),(2),(3)</sup></div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="zb84097011184451dac384920d372cbb5">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); padding-bottom: 2px;">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Corporate spreads<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4),(5)</sup></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="6">
              <div style="text-align: center; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">September 30, 2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="6">
              <div style="text-align: center; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">December 31, 2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">As at</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-50</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">bp</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">+50</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">bp</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-50</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">bp</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">+50</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">bp</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 52%;">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net income attributed to shareholders ($ millions)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(1,000</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">800</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(800</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">800</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">MLI&#8217;s LICAT total ratio (change in percentage points)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(6)</sup></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(5</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">4</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(7</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">5</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>

      </table>
      <div style="line-height: 2.3pt; margin-bottom: 3pt;"><br style="line-height: 2.3pt;">
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="z351b63cf53504e93a816089fdf93c67a">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); padding-bottom: 2px;">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Swap spreads</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="6">
              <div style="text-align: center; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">September 30, 2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="6">
              <div style="text-align: center; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">December 31, 2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(217, 217, 217); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">As at</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">bp</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">+20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">bp</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">bp</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">+20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(217, 217, 217); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">bp</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 52%;">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net income attributed to shareholders ($ millions)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">100</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(100</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: #D9D9D9; vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">MLI&#8217;s LICAT total ratio (change in percentage points)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(6)</sup></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">nil</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">nil</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">nil</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">nil</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
          </tr>

      </table>
      <div style="background-color: #E0E0E0; line-height: 14.4pt;">
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
        <table cellspacing="0" cellpadding="0" id="z6e01ddc59e6549acb1f761088092b39c" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 9pt; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 2pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 2pt; color: rgb(0, 0, 0); font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">See &#8220;Caution related to sensitivities&#8221; above.</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="background-color: #E0E0E0; line-height: 14.4pt;">
        <table cellspacing="0" cellpadding="0" id="z497eae60a21a45afa2d170e17351b9b5" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 9pt; vertical-align: top;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><font style="color: rgb(0, 0, 0);">The impact on net income attributed to shareholders assumes no gains or losses are realized on our AFS fixed income
                    assets held in the </font>Corporate and Other<font style="color: rgb(0, 0, 0);"> segment and excludes the impact of changes in segregated fund bond values due to changes in credit spreads. The participating policy funds are largely
                    self-supporting and generate no material impact on net income attributed to shareholders as a result of changes in corporate and swap spreads.</font></div>
              </td>
            </tr>

        </table>
        <table cellspacing="0" cellpadding="0" id="zf8df1b08a70b4b6d94260a308571e200" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 9pt; vertical-align: top;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Sensitivities are based on projected asset and liability cash flows.</div>
              </td>
            </tr>

        </table>
        <table cellspacing="0" cellpadding="0" id="z353f6e55c16a436497a53c9866d2b6b4" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 9pt; vertical-align: top;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Corporate spreads are assumed to grade to the long-term average over five years.</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="background-color: #E0E0E0; line-height: 14.4pt;">
        <table cellspacing="0" cellpadding="0" id="zeb6626c96df34e8db98bdc5fe45259e3" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 9pt; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-bottom: 2pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-bottom: 2pt; color: rgb(0, 0, 0); font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">As the sensitivity to a 50 basis point decline in corporate spreads includes the impact of a change in
                  deterministic reinvestment scenarios where applicable, the impact of changes to corporate spreads for less than, or more than, the amounts indicated are unlikely to be linear.</div>
              </td>
            </tr>

        </table>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <table cellspacing="0" cellpadding="0" id="z9643d70f12ab400bbe656b1dd882c399" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 9.35pt; vertical-align: top;">
              <div style="line-height: 9.1pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(6)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.1pt; margin-bottom: 2pt; color: rgb(0, 0, 0); font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">LICAT impacts include realized and unrealized fair value change in AFS fixed income assets. Under LICAT, spread
                movements are determined from a selection of investment grade bond indices with BBB and better bonds for each jurisdiction. For LICAT, we use the following indices: FTSE TMX Canada All Corporate Bond Index,&#160;Barclays USD Liquid Investment
                Grade Corporate Index, and Nomura-BPI (Japan). LICAT impacts presented for corporate spreads do not reflect the impact of the scenario switch discussed below.</div>
            </td>
          </tr>

      </table>
      <div style="line-height: 15.75pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-weight: bold;"> <br>
      </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div style="width: 100%;" id="DSPFPageFooter">
          <div>Manulife Financial Corporation - Third Quarter 2020<br>
          </div>
        </div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">22</font></div>
        <div style="page-break-after: always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="line-height: 15.75pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-weight: bold;">LICAT Scenario Switch</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Typically, a reduction in interest rates improves LICAT capital ratios and vice-versa. However, when interest rates decline past a
        certain threshold, reflecting the combined movement in risk-free rates and corporate spreads, a different prescribed interest rate stress scenario needs to be taken into account in the LICAT ratio calculation according to the OSFI guideline.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The OSFI guideline specifies four stress scenarios for interest rates and prescribes the methodology to determine the most adverse
        scenario to apply for each geographic region based on current market inputs and the Company&#8217;s balance sheet.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">We estimate the potential impact of a switch in the scenarios would be approximately a one-time six percentage point decrease in MLI&#8217;s
        total LICAT ratio. Under recently issued guidelines from OSFI in 1Q20, should the scenario switch be triggered, the impact would be reflected over 6 quarters using a rolling average of interest rate risk capital for participating products.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The potential negative impact of a switch in scenarios is not reflected in the stated risk-free rate and corporate spread sensitivities,
        as it is a one-time impact. After this one-time event, the sensitivity of the LICAT ratio to further decreases in risk-free interest rates would continue to improve the LICAT capital position.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The level of interest rates and corporate spreads that would trigger a switch in the scenarios is dependent on market conditions and
        movements in the Company&#8217;s asset and liability position. The scenario switch, if triggered, could reverse in response to subsequent increases in rates and/or corporate spreads<font style="font-family: Calibri, sans-serif;">.</font></div>
      <div style="line-height: 15.75pt; margin-top: 12pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">C5</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Alternative long-duration asset performance risk</font></div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt;">
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The following table shows the potential impact on net income attributed to shareholders resulting from an immediate 10% change in
          market values of ALDA followed by a return to the expected level of growth assumed in the valuation of policy liabilities. If market values were to remain flat for an entire year, the potential impact would be roughly equivalent to an immediate
          decline in market values equal to the expected level of annual growth assumed in the valuation of policy liabilities. Further, if after market values dropped 10% they continued to decline, remained flat, or grew more slowly than assumed in the
          valuation of policy liabilities, the potential impact on net income attributed to shareholders could be considerably more than shown. Refer to section D3 &#8220;Sensitivity of policy liabilities to asset related assumptions&#8221;, for more information on
          the level of growth assumed and on the net income sensitivity to changes in these long-term assumptions.</div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">ALDA includes commercial real estate, timber and farmland real estate, oil and gas direct holdings, and private equities, some of which
          relate to oil and gas.</div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Potential impact on net income attributed to shareholders and MLI LICAT</font><font style="font-weight: bold; color: #FF0000;">&#160;</font><font style="font-weight: bold;">arising from changes in ALDA returns</font><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1),(2),(3),(4),(5),(6)</sup></div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="zf4b85486b3ef471999da323360f23409">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); padding-bottom: 2px;">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">As at</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="6">
              <div style="text-align: center; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">September 30, 2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="6">
              <div style="text-align: center; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">December 31, 2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(217, 217, 217); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">($ millions)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-10</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">+10</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-10</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">+10</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(217, 217, 217); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 52%;">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net income attributed to shareholders</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="background-color: #D9D9D9; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 52%;">
              <div style="margin-left: 3.65pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Real estate, agriculture and timber assets</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(1,600</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,400</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(1,300</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,200</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: #D9D9D9; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="margin-left: 3.65pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Private equities and other ALDA</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(2,000</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,800</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(1,800</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,700</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(217, 217, 217); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(3,600</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">3,200</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(3,100</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">2,900</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(217, 217, 217); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">MLI&#8217;s LICAT total ratio (change in percentage points)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(5</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">3</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(5</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">4</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>

      </table>
      <div style="line-height: 1.45pt;"><br style="line-height: 1.45pt;">
      </div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt;">
        <table cellspacing="0" cellpadding="0" id="za8d33839fa644a05993152bbf3ef4ba6" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 9pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">See &#8220;Caution Related to Sensitivities&#8221; above.</div>
              </td>
            </tr>

        </table>
        <table cellspacing="0" cellpadding="0" id="za57b3a27d57241698c7246e1de86da4f" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 9pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">This impact is calculated as at a point-in-time impact and does not include: (i) any potential impact on ALDA weightings; or (ii) any gains or losses
                  on ALDA held in the Corporate and Other segment.</div>
              </td>
            </tr>

        </table>
        <table cellspacing="0" cellpadding="0" id="z02ca8e7c575a4da6a5541bd1e9dfe93c" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 9pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">The participating policy funds are largely self-supporting and generate no material impact on net income attributed to shareholders as a result of
                  changes in ALDA returns. For some classes of ALDA, where there is not an appropriate long-term benchmark available, the return assumptions used in valuation are not permitted by the Standards of Practice and CIA guidance to result in a
                  lower reserve than an assumption based on a historical return benchmark for public equities in the same jurisdiction.</div>
              </td>
            </tr>

        </table>
        <table cellspacing="0" cellpadding="0" id="z99633e40204345dbbdc9b46197f3025b" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 9pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Net income impact does not consider any impact of the market correction on assumed future return assumptions.</div>
              </td>
            </tr>

        </table>
        <table cellspacing="0" cellpadding="0" id="z7a3472b00fb5404c857d49bb6a54e33d" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 9pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Please refer to section D3 &#8220;Sensitivity of policy liabilities to asset related assumptions&#8221; for more information on the level of growth assumed and on
                  the net income sensitivity to changes in these long-term assumptions.</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt;">
        <table cellspacing="0" cellpadding="0" id="z6822006df5014d35b1c70a8fbb6e13d0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 9.35pt; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(6)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">The impact of changes to the portfolio asset mix supporting our North American legacy businesses are reflected in the sensitivities
                  when the changes take place<font style="font-family: Calibri,sans-serif;">.</font></div>
              </td>
            </tr>

        </table>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div style="line-height: 15.75pt; margin-top: 12pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">C6</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Credit risk exposure measures</font></div>
      <div style="line-height: 12.55pt; margin-top: 2pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Allowances for losses on loans are established taking into consideration normal historical credit loss levels and future
        expectations, with an allowance for adverse deviations. Additionally, we make general provisions for credit losses from future asset impairments in the determination of policy liabilities. The amount of the provision for credit losses included in
        policy liabilities is established through regular monitoring of all credit related exposures, considering such information as general </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div style="width: 100%;" id="DSPFPageFooter">
          <div>Manulife Financial Corporation - Third Quarter 2020<br>
          </div>
        </div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">23</font></div>
        <div style="page-break-after: always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="line-height: 12.55pt; margin-top: 2pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">market conditions, industry and borrower specific credit events and any other relevant trends or conditions. To the
        extent that an asset is written off, or disposed of, any allowance and general provisions for credit losses are released.</div>
      <div style="line-height: 12.55pt; margin-top: 2pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Our general provision for credit losses included in policyholder liabilities as at September 30, 2020 was $4,492 million
        compared to $3,959 million as at December 31, 2019. This provision represents 1.7% of our fixed income assets<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup><sup style="font-family: Calibri, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;"></sup> supporting policy liabilities reported on our Consolidated Statements of
        Financial Position as at September 30, 2020.</div>
      <div style="line-height: 12.55pt; margin-top: 2pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">As at <font style="color: #000000;">September 30, 2020</font> and December 31, 2019, the impact of a 50% increase in
        credit defaults over the next year in excess of the rates provided for in policy liabilities, would reduce net income attributed to shareholders by $77 million and $69 million, respectively.</div>
      <div style="line-height: 12.55pt; margin-top: 2pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Credit downgrades of fixed income investments would adversely impact our regulatory capital, as required capital levels
        for these investments are based on the credit quality of each instrument. In addition, credit downgrades could also lead to a higher general provision for credit losses than had been assumed in policy liabilities, resulting in an increase in policy
        liabilities and a reduction in net income attributed to shareholders. The estimated impact of a one-notch<sup style="font-family: Calibri, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">2</sup> ratings downgrade across 25% of fixed income assets would result in an increase to
        policy liabilities and a decrease to our net income attributed to shareholders of $350 million post-tax<font style="font-family: Calibri, sans-serif;">.</font> This ratings downgrade would result in a one percentage point reduction to our LICAT
        ratio<font style="font-family: Calibri, sans-serif;">.</font> Approximately 58% of the impact on our policy liabilities and net income attributed to shareholders relates to fixed income assets<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">&#160;</sup>rated BBB and below.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The table below shows net impaired assets and allowances for loan losses.</div>
      <div style="line-height: 15.75pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Net Impaired Assets and Loan Losses</div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="z39ed93bd68204fd0bbac43cf22393a5d">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.5pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">As at</div>
              <div style="line-height: 10.5pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">($ millions, unless otherwise stated)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">September 30,</div>
              <div style="text-align: right; line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;"> 2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">December 31, </div>
              <div style="text-align: right; line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.5pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net impaired fixed income assets</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">315</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">234</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.5pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net impaired fixed income assets as a % of total invested assets</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">0.076</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">0.062</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.5pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Allowance for loan losses</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">110</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">20</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>

      </table>
      <div style="line-height: 15.75pt; margin-top: 12pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">C7</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Risk factors - Pandemic risk and potential implications of COVID-19</font></div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">In our 2019 MD&amp;A we outlined risk factors that may affect future results, including the potential impact of catastrophic events such
        as the global spread of diseases or illnesses. In 1Q20, the viral outbreak known as COVID-19 rapidly developed into a global pandemic. In response, worldwide emergency measures were taken, and continue to be taken, to combat the spread of the
        virus, including the imposition of travel restrictions, business closure orders, and regional quarantines and physical distancing requirements. In addition, governments have implemented unprecedented monetary and fiscal policy changes aimed to help
        stabilize economies and capital markets.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">We cannot predict future legal and regulatory responses to concerns about the COVID-19 pandemic and related public health issues and how
        these responses may impact our business. The COVID-19 pandemic, actions taken globally in response to it, and the ensuing economic downturn have caused significant disruption to global supply chains, business activities and economies. The depth,
        breadth and duration of these disruptions continue to remain highly uncertain. While the pandemic continues, with local or regional resurgences, governments continue to apply a variety of measurers to concurrently mitigate further strains on public
        health systems and help stabilize economies. As a result, it is difficult to predict how significant the longer-term impact of the COVID-19 pandemic, including any responses to it, will be on the global economy and our business. These disruptions,
        if they continue, could have a significant adverse impact on our global businesses and operations and on our financial results<font style="font-family: Calibri, sans-serif;">.</font></div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">We have outlined these risks in more detail in two parts<font style="font-family: Calibri, sans-serif;">.</font> Those risk factors
        related specifically to the COVID-19 pandemic are described in this section and those related to the broader economic uncertainty are described below (see C8 - Global outlook and economic uncertainties).</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Strategic Risk Factors</div>
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                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-size: 11pt;">The ongoing COVID-19 pandemic could continue to adversely impact our financial results in future periods as a result of reduced new business, reduced asset-based fee
                  revenue, and net unfavourable policyholder experience including claims experience and premium persistency. The uncertainty around the expected duration of the pandemic and the measures put in place by governments to respond to it could
                  further depress business activity and financial markets, which could lead to lower net income attributed to shareholders. While in recent years we&#8217;ve taken significant actions <br>
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              <td style="width: 9pt; vertical-align: top;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup></td>
              <td style="width: auto; vertical-align: top;">
                <div style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><font style="color: #000000;">Includes debt securities, private placements and mortgages</font><font style="font-family: 'Times New Roman', serif; color: #000000;">.</font></div>
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              <td style="width: 9pt; vertical-align: top;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">2</sup></td>
              <td style="width: auto; vertical-align: top;">
                <div style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">A one-notch downgrade is equivalent to a ratings downgrade from A to A- or BBB- to BB+.</div>
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          <div>Manulife Financial Corporation - Third Quarter 2020<br>
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        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">24</font></div>
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              <div style="line-height: 12.55pt; margin-bottom: 2pt; font-size: 11pt;">to diversify and bolster the resilience of our Company, further management actions may be required, including, but not limited to, changes to business and product mix,
                pricing structures on in-force and new business, investment mix, hedging programs, and the use of reinsurance.</div>
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              <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Collaborative activities required to advance our strategic initiatives could also be impeded as emergency measures to combat the
                virus significantly restrict direct human interactions and movement. Although we expect that our digital capabilities and tools should enable us to reasonably conduct business while emergency measures are in place, there can be no assurance
                these or other strategies taken to address adverse impacts related to the COVID-19 pandemic will be successful.</div>
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              <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">We have experienced ongoing disruptions to our underwriting processes as a result of government measures taken to stop the spread
                of the virus<font style="font-family: Calibri, sans-serif;">,</font> including the temporary closure of paramedical services in some markets, as well as consumer fears over in-person services which have led to lower sales volumes. To help
                mitigate the impacts of these disruptions, and to continue to support our customers with their insurance needs, we took steps to temporarily adjust our underwriting processes to allow us to accept certain low risk applications. We will
                continue to monitor the situation and adjust underwriting practices where necessary (i.e. digital applications and further modifications to underwriting requirements in lower risk applications).</div>
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      <div style="line-height: 12.55pt; margin-top: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Product Risk Factors</div>
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              <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Claims and lower lapses on certain products resulting from pandemic-related events could cause substantial volatility in our
                financial results in any period and could materially reduce our profitability or impair our financial condition. Further, large-scale events such as COVID-19 reduce the overall level of economic activity as well as activity through our
                distribution channels, which could continue to adversely impact our ability to write new business. It is also possible that geographic concentration of insured individuals could increase the severity of claims experience. The effectiveness
                of external parties, including governmental and non-governmental organizations, in combating the pandemic is outside of our control but could also have a material and adverse impact on our results of operations.</div>
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              <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Increased economic uncertainty and increased unemployment resulting from the economic impacts of the spread of COVID-19 may also
                result in policyholders seeking sources of liquidity and withdrawing at rates greater than we previously expected. If premium persistency is less than anticipated or if policyholder lapse rates significantly exceed our expectations, it
                could have a material adverse effect on our business, financial condition, results of operations and cash flows.</div>
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              <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">We purchase reinsurance protection on certain risks underwritten or assumed by our various insurance businesses. As a result of
                COVID-19 we may find reinsurance more difficult or costly to obtain. In addition, reinsurers may dispute, or seek to reduce or eliminate, coverage on policies as a result of any changes to policies or practices we make as a result of
                COVID-19<font style="font-family: Calibri, sans-serif;">.</font></div>
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      <div style="line-height: 12.55pt; margin-top: 12pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Operational Risk Factors</div>
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              <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The pandemic has resulted in the imposition of government measures to restrict the movement of people, including travel bans and
                physical distancing requirements and other containment measures. These measures have led to disruptions to business operations across our global offices. While our business continuity plans have been executed across the organization with
                the vast majority of employees shifting to remote work arrangements and our networks and systems have generally remained stable in supporting this large-scale effort, there can be no assurance that our ability to continue to operate our
                business will not be adversely impacted if our networks and systems, including those aspects of our operations which rely on services provided by third parties, fail to operate as expected. The successful execution of business continuity
                strategies by third parties is outside our control. If one or more of the third parties to whom we outsource certain critical business activities fails to perform as a result of the impacts from the spread of COVID-19, it may have a
                material adverse effect on our business and operations<font style="font-family: Calibri, sans-serif;">.</font></div>
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              <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">In the first and second quarter of 2020, our global processing centres&#8217; operational capacity was temporarily impacted due to
                strict government measures to lock down businesses and limit the movement of people within their jurisdictions, which resulted in slower processing times and lower than expected customer experience. This reduction in operating capacity
                required us to reallocate capacity to less impacted geographies, expand the use of remote work capabilities, and deprioritize non-essential business activities. While the capacity of our global processing centres has been restored, there
                can be no assurance that strategies taken to mitigate COVID-19 related pandemic impacts will continue to be successful if operating conditions deteriorate further in the future, either due to additional restrictions imposed by authorities
                or because of any other adverse development.</div>
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              <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The implementation of widespread remote work arrangements also increases other operational risks, including, but not limited to,
                fraud, money-laundering, information security, privacy, and third-party risks. We are relying on our risk management strategies to monitor and mitigate these and other operational risks during this period of heightened uncertainty<font style="font-family: Calibri, sans-serif;">.</font></div>
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      <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;"> <br>
        </font></div>
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          <div>Manulife Financial Corporation - Third Quarter 2020<br>
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        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">25</font></div>
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                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">We may incur increased administrative expenses as a result of process and other changes we implemented in response to COVID-19.
                  In addition, we may face increased workplace safety costs and risks and employee-relations challenges and claims<font style="font-family: Calibri, sans-serif;">.</font></div>
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      <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">C8</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Risk Factors - Global outlook and economic uncertainties</font></div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The COVID-19 pandemic and actions taken in response to it have resulted in a significant economic downturn and significant disruptions in
        supply chains and business activity globally. Updates to specific risk factors are noted below:</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Market Risk Factors</div>
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              <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The pandemic and resulting economic downturn has contributed to significant volatility and declines in financial and commodity
                markets. Central banks announced emergency interest rate cuts, while governments implemented unprecedented fiscal stimulus packages to support economic stability. The pandemic has resulted in a global recessionary environment with continued
                market volatility and low or negative interest rates, which may continue to impact our net income attributed to shareholders. Our investment portfolio has been, and may continue to be, adversely affected as a result of market developments
                from the COVID-19 pandemic and related uncertainty.</div>
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              <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">We have hedging programs, supported by a comprehensive collateral management program in place to help mitigate the risk of
                interest rate and public equity market volatility. Our interest rate and public equity variable annuity hedging programs have performed with a high level of effectiveness during this period of volatility to date.</div>
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              <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Extreme market volatility may leave us unable to react to market events in a manner consistent with our historical investment
                practices in dealing with more orderly markets. Market dislocations, decreases in observable market activity or unavailability of information arising from the spread of COVID-19, may restrict our access to key inputs used to derive certain
                estimates and assumptions made in connection with financial reporting or otherwise, including estimates and changes in long term macro-economic assumptions relating to accounting for future credit losses. Restricted access to such inputs
                may make our financial statement balances and estimates and assumptions used to run our business subject to greater variability.</div>
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              <div style="line-height: 12.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The global recessionary environment could continue to put downward pressure on asset valuations and increase the risk of potential impairments of
                investments, in particular, for more exposed sectors such as transportation, services and consumer cyclical industries. The COVID-19 pandemic has contributed to supply and demand shocks that have created historic dislocation in the energy
                markets and could continue to adversely impact our oil and gas and other energy-related investments. Furthermore, delays in general return-to-office policies and practices and/or reduced demand for office space could continue to have a
                negative impact on our commercial real estate portfolio.</div>
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      </table>
      <div style="line-height: 12.55pt; margin-top: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Liquidity risk and capital management</div>
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          <tr>
            <td style="width: 36pt; vertical-align: top; align: right;">
              <div style="margin-left: 18pt; line-height: 12.55pt; font-size: 11pt;">&#9726;</div>
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              <div style="line-height: 12.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Extreme market volatility and stressed conditions resulting from COVID-19 could result in additional cash and collateral demands primarily from
                changes to policyholder termination or renewal rates, withdrawals of customer deposit balances, borrowers renewing or extending their loans when they mature, derivative settlements or collateral demands, reinsurance settlements or
                collateral demands and our willingness to support the local solvency position of our subsidiaries. Such an environment could also limit our access to capital markets. We maintain strong financial strength ratings from our credit rating
                agencies. However, sustained global economic uncertainty could result in adverse credit ratings changes which in turn could result in more costly or limited access to funding sources. In addition, while we currently have a variety of
                sources of liquidity including cash balances, short-term investments, government and highly rated corporate bonds, and access to contingent liquidity facilities, there can be no assurance that these sources will provide us with sufficient
                liquidity on commercially reasonable terms in the future.</div>
            </td>
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              <div style="margin-left: 18pt; line-height: 12.55pt; margin-bottom: 6pt; font-size: 11pt;">&#9726;</div>
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              <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">On March 13, 2020, OSFI announced measures to support the resilience of financial institutions including their expectation for
                all federally regulated financial institutions that dividend increases and share buybacks should be halted for the time being. Accordingly, the Company has not repurchased its shares since March 13, 2020.</div>
            </td>
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      <div style="line-height: 12.55pt; margin-top: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Credit Risk Factors</div>
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              <div style="line-height: 12.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">A prolonged economic slowdown or recession could continue to impact a wide range of industries to which we are exposed. Further, borrower or
                counterparty downgrades or defaults would cause increased provisions or impairments related to our general fund invested assets and derivative financial instruments, and an increase in provisions for future credit impairments to be included
                in our policy liabilities. This could result in losses potentially above our long-term expected levels.</div>
            </td>
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              <div style="margin-left: 18pt; line-height: 12.55pt; margin-bottom: 6pt; font-size: 11pt;">&#9726;</div>
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              <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">We have experienced downgrades across some industries in our portfolio which may continue in subsequent quarters. The general
                fund portfolio is constructed through credit selection criteria and is diversified with the majority of the portfolio rated investment grade which helps to mitigate risks associated with the current economic downturn. Our approach includes
                seeking investments which perform more favourably in the longer term, throughout economic <br>
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            </td>
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      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
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          <div>Manulife Financial Corporation - Third Quarter 2020<br>
          </div>
        </div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">26</font></div>
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          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="line-height: 13.7pt; margin-top: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;"> </font><br>
        <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;"><br>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">and business cycles, but there can be no assurance these or other strategies taken to address adverse impacts related to the
                  COVID-19 pandemic will be successful.</div>
              </td>
            </tr>

        </table>
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      <div style="line-height: 13.7pt; margin-top: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">D</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">CRITICAL ACTUARIAL AND ACCOUNTING POLICIES</font></div>
      <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">D1</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Critical actuarial and accounting policies</font></div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Our significant accounting policies are described in note 1 to our Consolidated Financial Statements for the year ended December 31,
        2019. The critical actuarial and accounting policies and estimation processes relate to the determination of insurance and investment contract liabilities, assessment of control over other entities for consolidation, estimation of fair value of
        invested assets, evaluation of invested asset impairment, accounting for derivative financial instruments, determination of pension and other post-employment benefit obligations and expenses, accounting for income taxes and uncertain tax positions
        and valuation and impairment of goodwill and intangible assets as described on pages 60 to 68 of our 2019 Annual Report.</div>
      <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">D2</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Actuarial methods and assumptions</font></div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">A comprehensive review of actuarial methods and assumptions is performed annually. The review is designed to reduce the Company&#8217;s
        exposure to uncertainty by ensuring assumptions for both asset and liability related risks remain appropriate. This is accomplished by monitoring experience and selecting assumptions which represent a current best estimate view of expected future
        experience, and margins for adverse deviations that are appropriate for the risks assumed. While the assumptions selected represent the Company&#8217;s current best estimates and assessment of risk, the ongoing monitoring of experience and the changes in
        economic environment are likely to result in future changes to the actuarial assumptions, which could materially impact the insurance contract liabilities.</div>
      <div style="line-height: 12.55pt; margin-bottom: 12pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The completion of the 2020 annual review of actuarial methods and assumptions resulted in an increase in insurance contract liabilities
        of $563 million, net of reinsurance, and a decrease in net income attributed to shareholders of $198 million post-tax.</div>
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            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="text-align: center; line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Change in insurance contract liabilities, net of reinsurance</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 11.8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">For the three and nine months ended September 30, 2020</div>
              <div style="line-height: 11.8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">($ millions)</div>
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            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Attributed to</div>
              <div style="text-align: right; line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"> Participating</div>
              <div style="text-align: right; line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"> policyholders&#8217;</div>
              <div style="text-align: right; line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"> account<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Attributed to</div>
              <div style="text-align: right; line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"> shareholders&#8217;</div>
              <div style="text-align: right; line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"> account</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Change in net</div>
              <div style="text-align: right; line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"> Income</div>
              <div style="text-align: right; line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"> attributed to</div>
              <div style="text-align: right; line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"> shareholders</div>
              <div style="text-align: right; line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"> (post-tax)</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.5pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Canada variable annuity product review</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(42</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(42</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">31</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.5pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Mortality and morbidity updates</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(304</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(303</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">232</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.5pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Lapses and policyholder behaviour</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">893</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">893</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(682</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: middle; width: 52%;">
              <div style="line-height: 10.5pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Investment-related updates</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(212</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(153</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(59</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">31</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: middle; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.5pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other updates</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">228</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">455</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(227</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">190</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.5pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net impact</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">563</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">301</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">262</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(198</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
            </td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" id="zad0ccd9b43d64045bbafe03c56503c27" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 1pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 9pt; vertical-align: top;">
              <div style="line-height: 9.1pt; margin-top: 1pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.1pt; margin-top: 1pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">The change in insurance contract liabilities, net of reinsurance, attributable to the participating policyholders&#8217;
                account was driven by refinements to our valuation models, primarily due to annual updates to reflect market movements in the first half of 2020.</div>
            </td>
          </tr>

      </table>
      <div style="line-height: 12.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Canada variable annuity product review</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The review of our variable annuity product in Canada resulted in a $31 million post-tax gain to net income attributed to shareholders.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The gain was driven by refinements to our segregated fund guaranteed minimum withdrawal benefit valuation models, partially offset by
        updates to lapse assumptions to reflect emerging experience.</div>
      <div style="line-height: 12.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Updates to mortality and morbidity</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Mortality and morbidity updates resulted in a $232 million post-tax gain to net income attributed to shareholders.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The gain was primarily driven by a review of our reinsurance arrangements and mortality margins for preferred risk classes in our Canada
        Individual Insurance business, as well as updates to the morbidity assumptions on certain products in Japan. This was partially offset by a charge from the review of mortality assumptions in our U.S. Insurance business, where emerging experience
        showed higher mortality at older attained ages.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Other updates to mortality and morbidity assumptions were made across several products, largely in Canada, to reflect recent experience
        resulting in a net post-tax gain to net income attributable to shareholders.</div>
      <div style="line-height: 12.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Updates to lapses and policyholder behaviour</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Updates to lapses and policyholder behaviour assumptions resulted in a $682 million post-tax charge to net income attributed to
        shareholders.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div style="width: 100%;" id="DSPFPageFooter">
          <div>Manulife Financial Corporation - Third Quarter 2020<br>
          </div>
        </div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">27</font></div>
        <div style="page-break-after: always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">We completed a detailed review of the lapse assumptions for universal life policies in Canada, including both yearly renewable term, and
        level cost of insurance products. We lowered the ultimate lapse assumptions due to the emergence of more recent data, which resulted in a post-tax charge of $504 million to net income attributed to shareholders, primarily driven by adverse
        experience on large policies.</div>
      <div style="line-height: 12.55pt; margin-bottom: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Other updates to lapse and policyholder behaviour assumptions were made across several products to reflect recent experience resulting in
        a net post-tax charge to net income attributable to shareholders. The primary driver of the charge was adverse lapse experience from retail policies in Japan.</div>
      <div style="line-height: 12.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Investment<font style="font-family: Calibri, sans-serif;">-</font>related updates</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Updates to investment return assumptions resulted in a $31 million post-tax gain to net income attributed to shareholders.</div>
      <div style="line-height: 12.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Other updates</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Other updates resulted in a $190 million post-tax gain to net income attributed to shareholders. This incorporated several positive items
        including updates to our U.S. segregated fund guaranteed minimum withdrawal benefit valuation models, as well as updates to the projection of our tax and liability cash flows in the U.S to align with updated U.S. tax and statutory reporting
        standard changes, partially offset by refinements to our valuation models, primarily driven by annual updates to reflect market movements in the first half of 2020.</div>
      <div style="line-height: 12.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Impact of changes in actuarial methods and assumptions by segment</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The impact of changes in actuarial methods and assumptions in Canada resulted in a $77 million post-tax gain to net income attributed to
        shareholders. The gain was driven by updates to certain Individual Insurance reinsurance arrangements and mortality margins for preferred risk classes, as well as refinements to our valuation models, primarily driven by annual updates to reflect
        market movements in the first half of 2020, largely offset by updated lapse assumptions on our universal life products.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">In the U.S., the impact of changes in actuarial methods and assumptions resulted in a $301 million post-tax charge to net income
        attributed to shareholders. The charge was driven by updates to our life mortality assumptions to reflect emerging experience, as well as refinements to our valuation models, primarily driven by annual updates to reflect market movements in the
        first half of 2020, partially offset by updates to our U.S. segregated fund guaranteed minimum withdrawal benefit valuation models, as well as updates to the projection of our tax and liability cash flows to align with updated U.S. tax and
        statutory reporting standards.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The impact of changes in actuarial methods and assumptions in Asia resulted in a $41 million post-tax charge to net income attributed to
        shareholders. The charge was primarily driven by Japan, whereby lapse and morbidity updates on certain products to reflect emerging experience were partially offsetting.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The impact of changes in actuarial methods and assumptions in Corporate and Other (which includes our Reinsurance business) resulted in a
        $67 million post-tax gain to net income attributed to shareholders.</div>
      <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">D3</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Sensitivity of policy liabilities to asset related assumptions</font></div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">When the assumptions underlying our determination of policy liabilities are updated to reflect recent and emerging experience or change
        in outlook, the result is a change in the value of policy liabilities which in turn affects net income attributed to shareholders. The sensitivity of net income attributed to shareholders to updates to certain asset related assumptions underlying
        policy liabilities is shown below and assumes that there is a simultaneous change in the assumptions across all business units.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">For changes in asset related assumptions, the sensitivity is shown net of the corresponding impact on income of the change in the value
        of the assets supporting policy liabilities. In practice, experience for each assumption will frequently vary by geographic market and business, and assumption updates are made on a business/geographic specific basis. Actual results can differ
        materially from these estimates for a variety of reasons including the interaction among these factors when more than one changes, changes in actuarial and investment return and future investment activity assumptions, actual experience differing
        from the assumptions, changes in business mix, effective tax rates and other market factors, and the general limitations of our internal models.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div style="width: 100%;" id="DSPFPageFooter">
          <div>Manulife Financial Corporation - Third Quarter 2020<br>
          </div>
        </div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">28</font></div>
        <div style="page-break-after: always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="line-height: 15.75pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Potential impact on net income attributed to shareholders arising from changes to asset related assumptions supporting
        actuarial liabilities</div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="z10fd6c990e81402f81f84bc1b8880641">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="14">
              <div style="text-align: center; line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Increase (decrease) in after-tax net income attributed to</div>
              <div style="text-align: center; line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">shareholders</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
              <div style="line-height: 10.5pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">As at</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="6">
              <div style="text-align: center; line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">September 30, 2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="6">
              <div style="text-align: center; line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">December 31, 2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.5pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">($ millions)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Increase</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Decrease</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Increase</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Decrease</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 10.5pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Asset related assumptions updated periodically in valuation basis changes</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.5pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">100 basis point change in future annual returns for public equities<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">500</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(500</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">500</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(500</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.5pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">100 basis point change in future annual returns for ALDA<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">4,300</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(5,200</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3,800</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(4,400</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.5pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">100 basis point change in equity volatility assumption for stochastic segregated fund modelling<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(200</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">200</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(300</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">300</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" id="zd1d2b404cbcc43bdbed94f4da1e122d9" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 1pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 9.35pt; vertical-align: top;">
              <div style="line-height: 9.1pt; margin-top: 1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.1pt; margin-top: 1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">The sensitivity to public equity returns above includes the impact on both segregated fund guarantee reserves and on other policy
                liabilities. Expected long-term annual market growth assumptions for public equities are based on long-term historical observed experience and compliance with actuarial standards. As at September 30, 2020, the growth rates inclusive of
                dividends in the major markets used in the stochastic valuation models for valuing segregated fund guarantees are 9.2% per annum in Canada, 9.6% per annum in the U.S. and 6.2% per annum in Japan. Growth assumptions for European equity funds
                are market-specific and vary between 8.3% and 9.9%.</div>
            </td>
          </tr>

      </table>
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          <tr>
            <td style="width: 9.35pt; vertical-align: top;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">ALDA include commercial real estate, timber, farmland, direct oil and gas properties, and private equities, some of which relate to oil and gas. Expected
                long-term return assumptions for ALDA and public equity are set in accordance with the Standards of Practice for the valuation of insurance contract liabilities and guidance published by the CIA. Annual best estimate return assumptions for
                ALDA and public equity include market growth rates and annual income, such as rent, production proceeds and dividends, and will vary based on our holding period. Over a 20-year horizon, our best estimate return assumptions range between
                5.25% and 11.65%, with an average of 9.3% based on the current asset mix backing our guaranteed insurance and annuity business as of September 30, 2020. Our return assumptions including the margins for adverse deviations in our valuation,
                which take into account the uncertainty of achieving the returns, range between 2.5% and 7.5%, with an average of 6.1% based on the asset mix backing our guaranteed insurance and annuity business as of September 30, 2020<font style="font-family: Calibri,sans-serif;">.</font></div>
            </td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" id="ze411d055ab2b4aae8992f80cadcfa1f2" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 9pt; vertical-align: top;">
              <div style="line-height: 9.1pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.1pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Volatility assumptions for public equities are based on long-term historical observed experience and compliance with actuarial
                standards. The resulting volatility assumptions are 16.5% per annum in Canada and 17.1% per annum in the U.S. for large-cap public equities, and 19.1% per annum in Japan. For European equity funds, the volatility varies between 16.3% and
                17.7%.</div>
            </td>
          </tr>

      </table>
      <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">D4</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Accounting and reporting changes</font></div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">For accounting and reporting changes during the quarter, refer to note 2 of our unaudited Interim Consolidated Financial Statements for
        the three and nine months ended September 30, 2020.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">In addition, we have provided enhanced disclosures on measurement uncertainty in notes 1, 3 and 11 of our unaudited Interim Consolidated
        Financial Statements for the three and nine months ended September 30, 2020.</div>
      <div style="line-height: 13.7pt; margin-top: 12pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">E</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">OTHER</font></div>
      <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">E1</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Outstanding shares &#8211; selected information</font></div>
      <div style="line-height: 12.55pt; margin-top: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Common shares</div>
      <div style="line-height: 15.75pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">As at October 31, 2020 MFC had 1,939,829,037 common shares outstanding.</div>
      <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">E2</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Legal and regulatory proceedings</font></div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">We are regularly involved in legal actions, both as a defendant and as a plaintiff. Information on legal and regulatory proceedings can
        be found in note 12 of our unaudited Interim Consolidated Financial Statements for the three and nine months ended September 30, 2020.</div>
      <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">E3</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Performance and non-GAAP measures</font></div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">We use a number of non-GAAP financial measures to measure overall performance and to assess each of our businesses. A financial measure
        is considered a non-GAAP measure for Canadian securities law purposes if it is presented other than in accordance with generally accepted accounting principles used for the Company&#8217;s audited financial statements. Non-GAAP measures include: core
        earnings (loss); core ROE; diluted core earnings per common share; pre-tax core earnings; core earnings before income taxes, depreciation and amortization (&#8220;core EBITDA&#8221;); core EBITDA margin; core investment gains; core general expenses; constant
        exchange rate basis (measures that are reported on a constant exchange rate basis include percentage growth/decline in core earnings, core general expenses, pre-tax core earnings, sales, APE sales, gross flows, net flows, core EBITDA, new business
        value (&#8220;NBV&#8221;), assets under management, assets under management and administration (&#8220;AUMA&#8221;), average assets under management and administration (&#8220;average AUMA&#8221;) and Global Wealth and Asset Management revenue); assets under administration; expense
        efficiency ratio; assets under management and administration; assets under management; average AUMA, consolidated capital; embedded value; new business value; new business value margin (&#8220;NBV margin&#8221;); sales; APE sales; gross flows; and net flows.
        Non-GAAP financial measures are not defined terms under GAAP and, therefore, are unlikely to be comparable to similar terms used by other issuers. Therefore, they should not be considered in isolation or as a substitute for any other financial
        information prepared in accordance with GAAP<font style="font-family: Calibri, sans-serif;">.</font></div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: Calibri, sans-serif;"> <br>
        </font></div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div style="width: 100%;" id="DSPFPageFooter">
          <div>Manulife Financial Corporation - Third Quarter 2020<br>
          </div>
        </div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">29</font></div>
        <div style="page-break-after: always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Core earnings (loss)</font> is a non-GAAP measure which we believe aids investors in better
        understanding the long-term earnings capacity and valuation of the business. Core earnings allows investors to focus on the Company&#8217;s operating performance by excluding the direct impact of changes in equity markets and interest rates, changes in
        actuarial methods and assumptions as well as a number of other items, outlined below, that we believe are material, but do not reflect the underlying earnings capacity of the business. For example, due to the long-term nature of our business, the
        mark-to-market movements of equity markets, interest rates, foreign currency exchange rates and commodity prices from period-to-period can, and frequently do, have a substantial impact on the reported amounts of our assets, liabilities and net
        income attributed to shareholders. These reported amounts are not actually realized at the time and may never be realized if the markets move in the opposite direction in a subsequent period. This makes it very difficult for investors to evaluate
        how our businesses are performing from period-to-period and to compare our performance with other issuers.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">We believe that core earnings better reflect the underlying earnings capacity and valuation of our business. We use core earnings as the
        basis for management planning and reporting and, along with net income attributed to shareholders, as a key metric used in our short and mid-term incentive plans at the total Company and operating segment level.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">While core earnings is relevant to how we manage our business and offers a consistent methodology, it is not insulated from
        macro-economic factors which can have a significant impact. See &#8220;Quarterly financial information&#8221; below for reconciliation of core earnings to net income (loss) attributed to shareholders.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Any future changes to the core earnings definition referred to below, will be disclosed.</div>
      <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Items included in core earnings:</div>
      <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">
        <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 6pt; font-weight: bold;">
          <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18pt; vertical-align: top; align: right;">
                  <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">1.</div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Expected earnings on in-force policies, including expected release of provisions for adverse deviation, fee income, margins
                    on group business and spread business such as Manulife Bank and asset fund management.</div>
                </td>
              </tr>

          </table>
          <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18pt; vertical-align: top; align: right;">
                  <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">2.</div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Macro hedging costs based on expected market returns.</div>
                </td>
              </tr>

          </table>
          <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18pt; vertical-align: top; align: right;">
                  <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">3.</div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">New business strain and gains.</div>
                </td>
              </tr>

          </table>
          <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18pt; vertical-align: top; align: right;">
                  <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">4.</div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Policyholder experience gains or losses.</div>
                </td>
              </tr>

          </table>
          <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18pt; vertical-align: top; align: right;">
                  <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">5.</div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Acquisition and operating expenses compared with expense assumptions used in the measurement of policy liabilities.</div>
                </td>
              </tr>

          </table>
          <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18pt; vertical-align: top; align: right;">
                  <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">6.</div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Up to $400 million of net favourable investment-related experience reported in a single year, which are referred to as &#8220;core
                    investment gains&#8221;. This means up to $100 million in the first quarter, up to $200 million on a year-to-date basis in the second quarter, up to $300 million on a year-to-date basis in the third quarter and up to $400 million on a full
                    year basis in the fourth quarter. Any i<font style="color: #000000;">nvestment-related experience losses reported in a quarter will be offset against the net year-to-date investment-related experience gains with the difference being
                      included in core earnings subject to a maximum of the year-to-date core investment gains and a minimum of zero, which reflects our expectation that investment-related experience will be positive through-the-business cycle. To the
                      extent any investment-related experience losses cannot be fully offset in a quarter they will be carried forward to be offset against investment-related experience gains in subsequent quarters in the same year, for purposes of
                      determining core investment gains. </font>Investment-related experience relates to fixed income investing, ALDA returns, credit experience and asset mix changes other than those related to a strategic change. An example of a
                    strategic asset mix change is outlined below.</div>
                </td>
              </tr>

          </table>
          <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 36pt; vertical-align: top; align: right;">
                  <div style="margin-left: 18pt; line-height: 12.55pt; margin-bottom: 6pt; font-size: 11pt;">&#8226;</div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">This favourable and unfavourable investment-related experience is a combination of reported investment experience as well as
                    the impact of investing activities on the measurement of our policy liabilities. We do not attribute specific components of investment-related experience to amounts included or excluded from core earnings.</div>
                </td>
              </tr>

          </table>
          <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 36pt; vertical-align: top; align: right;">
                  <div style="margin-left: 18pt; line-height: 12.55pt; margin-bottom: 6pt; font-size: 11pt;">&#8226;</div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The $400 million threshold represents the estimated average annualized amount of net favourable investment-related experience
                    that the Company reasonably expects to achieve through-the-business cycle based on historical experience. It is not a forecast of expected net favourable investment-related experience for any given fiscal year.</div>
                </td>
              </tr>

          </table>
          <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 36pt; vertical-align: top; align: right;">
                  <div style="margin-left: 18pt; line-height: 12.55pt; margin-bottom: 6pt; font-size: 11pt;">&#8226;</div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Our average net annualized investment-related experience calculated from the introduction of core earnings in 2012 to the end
                    of 2019 was $527 million (2012 to the end of 2018 was $493 million)<font style="font-family: Calibri, sans-serif;">.</font></div>
                </td>
              </tr>

          </table>
          <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 36pt; vertical-align: top; align: right;">
                  <div style="margin-left: 18pt; line-height: 12.55pt; margin-bottom: 6pt; font-size: 11pt;">&#8226;</div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The decision announced on December 22, 2017 to reduce the allocation to ALDA in the portfolio asset mix supporting our legacy
                    businesses was the first strategic asset mix change since we introduced the core earnings metric in 2012. <font style="color: #000000;">We refined our description of investment-related experience in 2017 to note that asset mix changes
                      other than those related to a strategic change are taken into consideration in the investment-related experience component of core investment gains.</font></div>
                </td>
              </tr>

          </table>
        </div>
        <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;">
                <div style="margin-left: 18pt; line-height: 12.55pt; margin-bottom: 6pt; font-size: 11pt;">&#8226;</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">While historical investment return time horizons may vary in length based on underlying asset classes generally exceeding 20
                  years, for purposes of establishing the threshold, we look at a business cycle that is five or more years</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div style="width: 100%;" id="DSPFPageFooter">
          <div>Manulife Financial Corporation - Third Quarter 2020<br>
          </div>
        </div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">30</font></div>
        <div style="page-break-after: always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <table cellspacing="0" cellpadding="0" id="z0dc1f52fe79548cca330e2116cddfc4f" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 36pt; vertical-align: top; align: right;"><br>
            </td>
            <td style="width: auto; vertical-align: top; font-family: 'Arial Narrow','sans-serif'; font-size: 11pt;"> and includes a recession. We monitor the appropriateness of the threshold as part of our annual five-year planning process and would
              adjust it, either to a higher or lower amount, in the future if we believed that our threshold was no longer appropriate.</td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" id="z56a366b33e7a4fc49d47a3d752ebb8ec" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 36pt; vertical-align: top; align: right;">
              <div style="margin-left: 18pt; line-height: 12.55pt; margin-bottom: 6pt; font-size: 11pt;"> &#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Specific criteria used for evaluating a potential adjustment to the threshold may include, but are not limited to, the extent to
                which actual investment-related experience differs materially from actuarial assumptions used in measuring insurance contract liabilities, material market events, material dispositions or acquisitions of assets, and regulatory or accounting
                changes.</div>
            </td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" id="z283fbc2a7910416fba7acfdb69832515" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 18pt; vertical-align: top; align: right;">
              <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">7.</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Earnings on surplus other than mark-to-market items. Gains on available-for-sale (&#8220;AFS&#8221;) equities and seed money investments in
                segregated and mutual funds are included in core earnings.</div>
            </td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" id="za1aebb12943d485d90f8f62a24dddfea" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 18pt; vertical-align: top; align: right;">
              <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">8.</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Routine or non-material legal settlements.</div>
            </td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" id="zf820a19073064463a54a09677a67a820" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 18pt; vertical-align: top; align: right;">
              <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">9.</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">All other items not specifically excluded.</div>
            </td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" id="zcdec142ad3f44fc8a53d8d9f8949df1b" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 18pt; vertical-align: top; align: right;">
              <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">10.</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Tax on the above items.</div>
            </td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" id="z0fa56278c2d44a07816ce935b59445ea" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 18pt; vertical-align: top; align: right;">
              <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">11.</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">All tax related items except the impact of enacted or substantively enacted income tax rate changes.</div>
            </td>
          </tr>

      </table>
      <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Items excluded from core earnings:</div>
      <table cellspacing="0" cellpadding="0" id="z5d12aa0db22a42d48e599886680fbaa7" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 18pt; vertical-align: top; align: right;">
              <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">1.</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The direct impact of equity markets and interest rates and variable annuity guarantee liabilities includes the items listed
                below.</div>
            </td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" id="zc66ed34149e848c58e01bb0f8b480ff0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 36pt; vertical-align: top; align: right;">
              <div style="margin-left: 18pt; line-height: 12.55pt; margin-bottom: 6pt; font-size: 11pt;">&#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The earnings impact of the difference between the net increase (decrease) in variable annuity liabilities that are dynamically
                hedged and the performance of the related hedge assets. Our variable annuity dynamic hedging strategy is not designed to completely offset the sensitivity of insurance and investment contract liabilities to all risks or measurements
                associated with the guarantees embedded in these products for a number of reasons, including; provisions for adverse deviation, fund performance, the portion of the interest rate risk that is not dynamically hedged, realized equity and
                interest rate volatilities and changes to policyholder behaviour.</div>
            </td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" id="z62d9cc4cb09440ea9960a7c30d0cb973" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 36pt; vertical-align: top; align: right;">
              <div style="margin-left: 18pt; line-height: 12.55pt; margin-bottom: 6pt; font-size: 11pt;">&#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Gains (charges) on variable annuity guarantee liabilities not dynamically hedged.</div>
            </td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" id="z76ef13fe75954595bc9a0beeafde924e" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 36pt; vertical-align: top; align: right;">
              <div style="margin-left: 18pt; line-height: 12.55pt; margin-bottom: 6pt; font-size: 11pt;">&#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Gains (charges) on general fund equity investments supporting policy liabilities and on fee income.</div>
            </td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" id="z4646cb9945504428bbfc69d56aa4a829" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 36pt; vertical-align: top; align: right;">
              <div style="margin-left: 18pt; line-height: 12.55pt; margin-bottom: 6pt; font-size: 11pt;">&#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Gains (charges) on macro equity hedges relative to expected costs. The expected cost of macro hedges is calculated using the
                equity assumptions used in the valuation of insurance and investment contract liabilities.</div>
            </td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" id="z623c4ed88a2b43b599039763f1e4b8c9" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 36pt; vertical-align: top; align: right;">
              <div style="margin-left: 18pt; line-height: 12.55pt; margin-bottom: 6pt; font-size: 11pt;">&#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Gains (charges) on higher (lower) fixed income reinvestment rates assumed in the valuation of insurance and investment contract
                liabilities.</div>
            </td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" id="zfdee1aac36da4bfab84773828fd7d3eb" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 36pt; vertical-align: top; align: right;">
              <div style="margin-left: 18pt; line-height: 12.55pt; margin-bottom: 6pt; font-size: 11pt;">&#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Gains (charges) on sale of AFS bonds and open derivatives not in hedging relationships in the Corporate and Other segment.</div>
            </td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" id="zee7739871bc24260b6a1cdcd3bf12b0b" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 18pt; vertical-align: top; align: right;">
              <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">2.</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Net favourable investment-related experience in excess of $400 million per annum or net unfavourable investment-related
                experience on a year-to-date basis.</div>
            </td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" id="zce3f6a1cc6764b31b15d229583545c15" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 18pt; vertical-align: top; align: right;">
              <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">3.</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Mark-to-market gains or losses on assets held in the Corporate and Other segment other than gains on AFS equities and seed money
                investments in new segregated or mutual funds.</div>
            </td>
          </tr>

      </table>
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              <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">4.</div>
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              <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Changes in actuarial methods and assumptions. As noted in the &#8220;Critical actuarial and accounting policies&#8221; section of our 2019
                MD&amp;A, policy liabilities for IFRS are valued in Canada under standards established by the Actuarial Standards Board. The standards require a comprehensive review of actuarial methods and assumptions to be performed annually. The review
                is designed to reduce the Company&#8217;s exposure to uncertainty by ensuring assumptions for both asset related and liability related risks remain appropriate and is accomplished by monitoring experience and selecting assumptions which represent
                a current best estimate view of expected future experience, and margins that are appropriate for the risks assumed. Changes related to ultimate reinvestment rates (&#8220;URR&#8221;) are included in the direct impact of equity markets and interest
                rates and variable annuity guarantee liabilities. By excluding the results of the annual reviews, core earnings assist investors in evaluating our operational performance and comparing our operational performance from period to period with
                other global insurance companies because the associated gain or loss is not reflective of current year performance and not reported in net income in most actuarial standards outside of Canada.</div>
            </td>
          </tr>

      </table>
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          <tr>
            <td style="width: 18pt; vertical-align: top; align: right;">
              <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">5.</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The impact on the measurement of policy liabilities of changes in product features or new reinsurance transactions, if material.</div>
            </td>
          </tr>

      </table>
      <div style="line-height: 12.55pt; margin-top: 12pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div style="width: 100%;" id="DSPFPageFooter">
          <div>Manulife Financial Corporation - Third Quarter 2020<br>
          </div>
        </div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">31</font></div>
        <div style="page-break-after: always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="line-height: 12.55pt; margin-top: 12pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">
        <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">6.</div>
              </td>
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                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Goodwill impairment charges.</div>
              </td>
            </tr>

        </table>
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            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">7.</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Gains or losses on disposition of a business.</div>
              </td>
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            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">8.</div>
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                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Material one-time only adjustments, including highly unusual/extraordinary and material legal settlements or other items that
                  are material and exceptional in nature.</div>
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        <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

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              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">9.</div>
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                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Tax on the above items.</div>
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            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">10.</div>
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                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Impact of enacted or substantially enacted income tax rate changes.</div>
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        <div style="line-height: 12.55pt; margin-top: 12pt;">&#160;The following table summarizes for the past eight quarters core earnings and net income (loss) attributed to shareholders.</div>
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            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">($ millions, unaudited)</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">3Q20</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1Q20</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3Q19</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2Q19</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">559</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">489</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">491</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">471</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">520</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">463</font></div>
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              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
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              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,539</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
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              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,511</div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">279</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">342</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">237</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">288</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">318</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">312</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">283</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">305</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">858</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">913</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">498</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">602</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">416</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">489</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">471</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">441</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">475</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">454</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,516</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,387</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 20%;" rowspan="1" colspan="3">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Global Wealth and Asset Management</div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">308</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">238</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">250</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">265</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">281</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">242</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">233</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">231</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">796</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">756</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;" rowspan="1" colspan="3">
              <div style="text-indent: -3.65pt; margin-left: 3.65pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Corporate and Other (excluding core</div>
              <div style="text-indent: -3.65pt; margin-left: 8.2pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; investment gains)</div>
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              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(191</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(110</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(366</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(159</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(163</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(114</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(63</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(216</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(667</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(340</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Core investment gains</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">100</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">100</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">100</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">100</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">100</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">300</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total core earnings</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,453</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,561</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,028</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,477</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,527</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,452</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,548</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,337</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">4,042</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4,527</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;" rowspan="1" colspan="3">
              <div style="text-indent: -3.65pt; margin-left: 3.65pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Items to reconcile core earnings (loss)</div>
              <div style="text-indent: -3.65pt; margin-left: 8.2pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; to net income (loss) attributed to</div>
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            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(916</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(608</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(289</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">146</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">327</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(130</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(1,377</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">184</font></div>
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          <tr>
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              <div style="text-indent: -5.65pt; margin-left: 21.65pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Direct impact of equity markets and</div>
              <div style="text-indent: -5.65pt; margin-left: 26.2pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; interest rates and variable annuity</div>
              <div style="text-indent: -5.65pt; margin-left: 30.7pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; guarantee liabilities</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">73</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">792</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(389</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(494</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(144</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">249</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(675</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,255</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(389</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;">
              <div style="text-indent: -5.65pt; margin-left: 21.65pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Change in actuarial methods and</div>
              <div style="text-indent: -5.65pt; margin-left: 26.2pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160;assumptions</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(198</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(21</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(198</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(21</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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          <tr>
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              <div style="margin-left: 16pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Reinsurance transactions</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">276</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">9</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">12</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">63</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">297</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">115</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(63</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">72</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(8</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(42</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(18</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">72</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(42</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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          <tr>
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              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">&#160; shareholders</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,068</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">727</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,296</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,228</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">723</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">593</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4,374</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1Q20</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3Q19</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2019</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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          <tr>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">559</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">489</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">491</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">494</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">520</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">471</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">520</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">463</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,539</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,511</div>
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          <tr>
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              <div style="text-indent: -3.65pt; margin-left: 3.65pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Items to reconcile core earnings to </div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 20%;" rowspan="1" colspan="3">
              <div style="text-indent: -5.65pt; margin-left: 21.65pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Investment-related experience</div>
              <div style="text-indent: -5.65pt; margin-left: 26.2pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; outside of core earnings</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">81</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(40</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">50</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">46</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(13</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">47</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">116</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">99</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">91</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">150</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;" rowspan="1" colspan="3">
              <div style="text-indent: -5.65pt; margin-left: 21.65pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Direct impact of equity markets and</div>
              <div style="text-indent: -5.65pt; margin-left: 26.2pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; interest rates and variable annuity</div>
              <div style="text-indent: -5.65pt; margin-left: 30.7pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; guarantee liabilities</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">44</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(81</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(458</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">96</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(372</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(42</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">59</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(244</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(495</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(355</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;" rowspan="1" colspan="3">
              <div style="text-indent: -5.65pt; margin-left: 21.65pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Change in actuarial methods and</div>
              <div style="text-indent: -5.65pt; margin-left: 26.2pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">assumptions</div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(41</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(7</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(41</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(7</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="margin-left: 16pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Reinsurance transactions</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">8</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">29</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <div style="text-indent: -3.65pt; margin-left: 3.65pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net income (loss) attributed to</div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">651</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">377</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">95</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">636</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">128</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">476</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">695</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">318</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,123</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,299</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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      <div style="line-height: 1.45pt;"><br style="line-height: 1.45pt;">
      </div>
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            <td style="width: 9pt; vertical-align: top;">
              <div style="line-height: 9.1pt; margin-bottom: 12pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
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            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.1pt; margin-bottom: 12pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">2018 core earnings and net income (loss) attributed to shareholders <font style="color: rgb(0, 0, 0);">have been updated to reflect
                  the 2019 methodology for allocating capital and interest on surplus to our insurance segments from the Corporate and Other segment</font><font style="font-family: 'Times New Roman',serif;">.</font></div>
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    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div style="width: 100%;" id="DSPFPageFooter">
        <div>Manulife Financial Corporation - Third Quarter 2020<br>
        </div>
      </div>
      <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">32</font></div>
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        <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
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    <div style="line-height: 14.4pt;"><font style="font-size: 11pt; font-family: 'Arial Narrow','sans-serif'; font-weight: bold;">Canada</font>
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            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="30">
              <div style="text-align: center; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Quarterly Results</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="text-align: center; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">YTD Results</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">($ millions, unaudited)</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">3Q20</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2Q20</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1Q20</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3Q19</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">279</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">342</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">237</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">288</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">318</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">312</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">283</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">305</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">858</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">913</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 20%;" rowspan="1" colspan="3">
              <div style="text-indent: -3.65pt; margin-left: 3.65pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Items to reconcile core earnings to net</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;" rowspan="1" colspan="3">
              <div style="text-indent: -5.65pt; margin-left: 21.65pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Investment-related experience</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(28</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(186</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(378</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">69</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(47</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">2</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">453</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(143</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(592</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">408</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;" rowspan="1" colspan="3">
              <div style="text-indent: -5.65pt; margin-left: 21.65pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Direct impact of equity markets and</div>
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              <div style="text-indent: -5.65pt; margin-left: 30.7pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; annuity guarantee liabilities</div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(43</font></div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(14</font></div>
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              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(725</div>
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              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(97</font></div>
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              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(335</div>
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              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">7</font></div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">11</font></div>
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              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(234</div>
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              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(782</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(317</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 20%;" rowspan="1" colspan="3">
              <div style="text-indent: -5.65pt; margin-left: 21.65pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Change in actuarial methods and</div>
              <div style="text-indent: -5.65pt; margin-left: 26.2pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; assumptions</div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">77</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(108</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">77</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(108</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;">
              <div style="margin-left: 16pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Reinsurance transactions</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">6</font></div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(34</font></div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">4</font></div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">6</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">4</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1" colspan="2">
              <div style="margin-left: 16pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Tax-related items and other</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(2</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(4</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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          <tr>
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              <div style="text-indent: -3.65pt; margin-left: 3.65pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net income (loss) attributed to</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">291</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">142</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(866</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">226</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(172</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">317</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">751</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(74</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(433</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">896</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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      <div style="line-height: 1.45pt;"><br style="line-height: 1.45pt;">
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          <tr>
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              <div style="line-height: 9.1pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
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            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.1pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">2018 core earnings and net income (loss) attributed to shareholders <font style="color: rgb(0, 0, 0);">have been updated to reflect
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          </tr>

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      <div style="line-height: 14.4pt; margin-top: 18pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">U.S.</div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="zf26303b3960942ba9163f9343168afbd">

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            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="text-align: center; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Quarterly Results</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="text-align: center; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">YTD Results</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">($ millions, unaudited)</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">3Q20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2Q20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1Q20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4Q19</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3Q19</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4Q18</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">498</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">602</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">416</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">489</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">471</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">441</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">475</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">454</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,516</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,387</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 20%;" rowspan="1" colspan="3">
              <div style="text-indent: -3.65pt; margin-left: 3.65pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Items to reconcile core earnings to net</div>
              <div style="text-indent: -3.65pt; margin-left: 8.2pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; income (loss) attributed to </div>
              <div style="text-indent: -3.65pt; margin-left: 8.2pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160;&#160;&#160; shareholders:</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 20%;" rowspan="1" colspan="3">
              <div style="text-indent: -5.65pt; margin-left: 21.65pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Investment-related experience </div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">121</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(682</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(266</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">177</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(134</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">166</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(143</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">15</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(827</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(111</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;" rowspan="1" colspan="3">
              <div style="text-indent: -5.65pt; margin-left: 21.65pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Direct impact of equity markets and</div>
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              <div style="text-indent: -5.65pt; margin-left: 30.7pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; annuity guarantee liabilities</div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">311</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(1,500</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,702</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(515</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(66</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(173</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">61</font></div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(95</font></div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">513</font></div>
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              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(178</div>
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              <div style="text-indent: -5.65pt; margin-left: 21.65pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Change in actuarial methods and</div>
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              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(301</div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">71</font></div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(301</div>
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              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">71</font></div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">262</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">63</font></div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">48</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">142</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">262</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">111</font></div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">5</font></div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">5</font></div>
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              <div style="text-indent: -3.35pt; margin-left: 3.35pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net income (loss) attributed to</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">891</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(1,580</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,852</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">143</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">342</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">502</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">441</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">513</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,163</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,285</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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      <div style="line-height: 1.45pt;"><br style="line-height: 1.45pt;">
      </div>
      <table cellspacing="0" cellpadding="0" id="zc5689d9b69064d1ba37fa114ac96bd0f" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 9pt; vertical-align: top;">
              <div style="line-height: 9.1pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
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              <div style="line-height: 9.1pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">2018 core earnings and net income (loss) attributed to shareholders have been updated to reflect the 2019 methodology for allocating
                capital and interest on surplus to our insurance segments from the Corporate and Other segment<font style="font-family: 'Times New Roman',serif;">.</font></div>
            </td>
          </tr>

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      <div style="line-height: 14.4pt; margin-top: 18pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Global Wealth and Asset Management</div>
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            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="30">
              <div style="text-align: center; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Quarterly Results</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="6">
              <div style="text-align: center; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">YTD Results</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">($ millions, unaudited)</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">3Q20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2Q20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1Q20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4Q18</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;" rowspan="1" colspan="2">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Global WAM core earnings</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">308</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">238</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">250</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">265</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">281</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">242</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">233</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">231</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">796</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">756</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">&#160;&#160;&#160;&#160;&#160; Tax-related items and other</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(13</font></div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1</font></div>
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              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net income (loss) attributed to</div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">308</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">238</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">250</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">265</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">281</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">243</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">233</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">218</font></div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">757</font></div>
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          <div>Manulife Financial Corporation - Third Quarter 2020<br>
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        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">33</font></div>
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            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1Q20</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4Q19</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3Q19</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2Q19</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1Q19</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4Q18</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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          <tr>
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              <div style="text-indent: -3.65pt; margin-left: 3.65pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Corporate and Other core income</div>
              <div style="text-indent: -3.65pt; margin-left: 7.65pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">&#160;&#160; (loss) (excluding core </div>
              <div style="text-indent: -3.65pt; margin-left: 7.65pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">&#160;&#160; investment gains)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(191</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(110</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(366</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(159</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(163</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(114</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(63</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(216</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(667</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(340</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Core investment gains (loss)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">100</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">100</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">100</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">100</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">100</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 12.55pt; font-family: Calibri, sans-serif; font-size: 11pt; font-weight: bold;">-</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">300</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total core earnings (loss)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(191</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(110</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(366</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(59</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(63</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(14</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">37</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(116</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(667</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(40</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;" rowspan="1" colspan="3">
              <div style="text-indent: -3.65pt; margin-left: 3.65pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other items to reconcile core earnings</div>
              <div style="text-indent: -3.65pt; margin-left: 7.65pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; (loss) to net income (loss) attributed</div>
              <div style="text-indent: -3.65pt; margin-left: 7.65pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160;&#160;&#160; to shareholders:</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;" rowspan="1" colspan="3">
              <div style="text-indent: -5.65pt; margin-left: 21.65pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Investment-related experience</div>
              <div style="text-indent: -5.65pt; margin-left: 25.65pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160;&#160; outside of core earnings</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(27</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(8</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(14</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(110</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(95</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(69</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(99</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(101</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(49</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(263</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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              <div style="text-indent: -5.65pt; margin-left: 21.65pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Direct impact of equity markets and</div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">78</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,668</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">273</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">127</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">279</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">64</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">118</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(102</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,019</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">461</font></div>
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          <tr>
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              <div style="text-indent: -5.65pt; margin-left: 21.65pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Changes in actuarial methods and</div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">67</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">23</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">67</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">23</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;" rowspan="1" colspan="2">
              <div style="margin-left: 16pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Tax-related items and other</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">72</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(44</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">72</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(44</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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              <div style="margin-left: 16pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Restructuring charge</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(63</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1" colspan="2">
              <div style="text-indent: -3.65pt; margin-left: 3.65pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net income (loss) attributed to</div>
              <div style="text-indent: -3.65pt; margin-left: 7.75pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">&#160; shareholders<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(73</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,550</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(35</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(42</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">144</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(63</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">56</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(382</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,442</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">137</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>

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      <table cellspacing="0" cellpadding="0" id="zcca2eac18f3841949a8418d53ada2883" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 1pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 9pt; vertical-align: top; font-weight: normal;">
              <div style="line-height: 9.1pt; margin-top: 1pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 9.1pt; margin-top: 1pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">The Corporate and Other segment includes earnings on assets backing capital net of amounts allocated to operating
                segments. 2018 core income (loss) (excluding core investment gains) and net income (loss) attributed to shareholders have been updated to reflect the 2019 methodology for allocating capital and interest on surplus to our insurance segments
                from the Corporate and Other segment<font style="font-family: 'Times New Roman',serif;">.</font></div>
            </td>
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      </table>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Core return on common shareholders&#8217; equity</font> (&#8220;core ROE&#8221;) is a non-GAAP
        profitability measure that presents core earnings available to common shareholders as a percentage of the capital deployed to earn the core earnings. The Company calculates core ROE using average common shareholders&#8217; equity<font style="font-family: Calibri, sans-serif;">.</font></div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Diluted core earnings per common share</font> is core earnings available to common shareholders
        expressed per diluted weighted average common share outstanding.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The Company also uses financial performance measures that are prepared on a <font style="font-weight: bold;">constant exchange rate
          basis</font>, which are non-GAAP measures that exclude the impact of currency fluctuations (from local currency to Canadian dollars at a total Company level and from local currency to U.S. dollars in Asia). Quarterly amounts stated on a constant
        exchange rate basis in this MD&amp;A are calculated, as appropriate, using the income statement and balance sheet exchange rates effective for 3Q20. Measures that are reported on a constant exchange rate basis include growth in core earnings, core
        general expenses, pre-tax core earnings<font style="font-family: Calibri, sans-serif;">,</font> sales, APE sales, gross flows, net flows, core EBITDA, new business value, assets under management, assets under management and administration, average
        assets under management and administration and Global Wealth and Asset Management revenue.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Assets under management and administration</font><font style="font-weight: bold;"> (&#8220;AUMA&#8221;)</font> is a
        non-GAAP measure of the size of the Company. It is comprised of the non-GAAP measures assets under management (&#8220;AUM&#8221;), which includes both assets of general account and external client assets for which we provide investment management services, and
        assets under administration (&#8220;AUA&#8221;), which includes assets for which we provide administrative services only. Assets under management and administration is a common industry metric for WAM businesses<font style="font-family: Calibri, sans-serif;">.</font></div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 13.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">Assets under management and administration</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 11.8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">As at</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">
              <div style="text-align: right; line-height: 12.85pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">September 30,</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">
              <div style="text-align: right; line-height: 12.85pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">June 30,</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">
              <div style="text-align: right; line-height: 12.85pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">September 30,</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 11.8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">($ millions)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 12.85pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 12.85pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 12.85pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="line-height: 11.8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Total invested assets</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">414,234</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">413,864</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 12.85pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 12.85pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">380,115</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Segregated funds net assets</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">351,408</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">342,043</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">336,621</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="line-height: 11.8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Assets under management per financial statements</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">765,642</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">755,907</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">716,736</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="line-height: 11.8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Mutual funds</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">221,118</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">213,125</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">207,371</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="line-height: 11.8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Institutional advisory accounts (excluding segregated funds)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">105,499</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">108,036</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">93,102</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other funds</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">9,914</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">9,722</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">8,916</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="line-height: 11.8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total assets under management</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 12.85pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,102,173</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 12.85pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,086,790</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 12.85pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,026,125</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="line-height: 11.8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other assets under administration</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">155,211</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">149,511</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">140,425</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Currency impact</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">(16,544</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">9,056</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">AUMA at constant exchange rates</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 12.85pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 12.85pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,257,384</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 12.85pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 12.85pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,219,757</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 12.85pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 12.85pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,175,606</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>

      </table>
      <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Average assets under management and administration (&#8220;average AUMA&#8221;) </font>is a
        non-GAAP measure of the average of Global WAM&#8217;s AUMA during the reporting period. It is a measure used in analyzing and explaining fee income and earnings of our Global Wealth and Asset Management segment. It is calculated as the average of the
        opening balance of AUMA and the </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div style="width: 100%;" id="DSPFPageFooter">
          <div>Manulife Financial Corporation - Third Quarter 2020<br>
          </div>
        </div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">34</font></div>
        <div style="page-break-after: always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">ending balance of AUMA using daily balances where available and month-end or quarter-end averages when daily averages
        are unavailable.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Consolidated capital </font>is a non-GAAP measure. It serves as a foundation of our
        capital management activities at the MFC level. For regulatory reporting purposes, the numbers are further adjusted for various additions or deductions to capital as mandated by the guidelines used by OSFI. Consolidated capital is calculated as the
        sum of (i) total equity excluding accumulated other comprehensive income (&#8220;AOCI&#8221;) on cash flow hedges; and (ii) liabilities for capital instruments.</div>
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            <td valign="bottom" style="vertical-align: bottom;" colspan="1">
              <div style="line-height: 13.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">Consolidated capital</div>
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            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
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              <div style="line-height: 13.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">As at</div>
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            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">
              <div style="text-align: right; line-height: 12.85pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">September 30,</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">
              <div style="text-align: right; line-height: 12.85pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">June 30,</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">
              <div style="text-align: right; line-height: 12.85pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">September 30,</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 11.8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">($ millions)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 12.85pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 12.85pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 12.85pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
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            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">53,884</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">53,476</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">50,770</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="line-height: 11.8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Add AOCI loss on cash flow hedges</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">300</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">329</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">217</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Add qualifying capital instruments</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">7,915</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">7,950</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">8,143</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Consolidated capital</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">62,099</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">61,755</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">59,130</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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      <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Core EBITDA </font>is a non-GAAP measure which Manulife uses to better understand the
        long-term earnings capacity and valuation of our Global WAM business on a basis more comparable to how the profitability of global asset managers is generally measured. Core EBITDA presents core earnings before the impact of interest, taxes,
        depreciation, and amortization. Core EBITDA excludes certain acquisition expenses related to insurance contracts in our retirement businesses which are deferred and amortized over the expected life time of the customer relationship under the CALM.
        Core EBITDA was selected as a key performance indicator for our Global WAM business, as EBITDA is widely used among asset management peers, and core earnings is a primary profitability metric for the Company overall.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Core EBITDA margin </font>is a non-GAAP measure which Manulife uses to better understand the long-term
        profitability of our Global WAM business on a more comparable basis to how profitability of global asset managers are measured. Core EBITDA margin presents core earnings before the impact of interest, taxes, depreciation, and amortization divided
        by total revenue from these businesses. Core EBITDA margin was selected as a key performance indicator for our Global WAM business, as EBITDA margin is widely used among asset management peers, and core earnings is a primary profitability metric
        for the Company overall.</div>
      <div style="line-height: 15.75pt; margin-top: 6pt; margin-bottom: 6pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Global Wealth and Asset Management</div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="30">
              <div style="text-align: center; line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Quarterly Results</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.5pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">($ millions, unless otherwise stated, unaudited)</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">3Q20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1Q20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4Q18</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;">
              <div style="line-height: 10.5pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Core EBITDA</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">446</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">381</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">390</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">391</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">404</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">375</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">366</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">362</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;" rowspan="1" colspan="3">
              <div style="line-height: 10.5pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Amortization of deferred acquisition</div>
              <div style="line-height: 10.5pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; costs and other depreciation</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(80</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(81</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(80</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(78</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(78</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(79</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(76</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(77</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1" colspan="3">
              <div style="line-height: 10.5pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Amortization of deferred sales</div>
              <div style="line-height: 10.5pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; commissions</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(21</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(22</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(22</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(19</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(19</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(20</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(23</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(22</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;" rowspan="1" colspan="2">
              <div style="line-height: 10.5pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Core earnings before income taxes</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">345</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">278</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">288</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">294</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">307</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">276</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">267</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">263</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1" colspan="2">
              <div style="line-height: 10.5pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Core income tax (expense) recovery</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(37</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(40</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(38</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(29</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(26</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(34</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(34</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(32</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.5pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Core earnings</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">308</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">238</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">250</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">265</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">281</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">242</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">233</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">231</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;">
              <div style="line-height: 10.5pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Core EBITDA</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">446</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">381</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">390</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">391</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">404</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">375</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">366</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">362</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;">
              <div style="line-height: 10.5pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Revenue</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,465</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,361</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,426</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,433</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,409</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,395</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,358</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,371</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.5pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Core EBITDA Margin</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">30.4</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">28.0</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">27.3</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">27.3</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">28.7</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">26.9</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">27.0</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">26.4</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
            </td>
          </tr>

      </table>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Expense efficiency ratio</font> is a non-GAAP measure which Manulife uses to measure
        progress towards our target to be more efficient. Efficiency ratio is defined as pre-tax general expenses included in core earnings (&#8220;core general expenses&#8221;) divided by the sum of core earnings before income taxes (&#8220;pre-tax core earnings&#8221;) and
        pre-tax core general expenses<font style="font-family: 'Times New Roman', serif;">.</font></div>
      <div style="line-height: 12.55pt; margin-top: 2pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Embedded value</font>&#160;<font style="font-weight: bold;">(&#8220;EV&#8221;)</font> is a measure of
        the present value of shareholders&#8217; interests in the expected future distributable earnings on in-force business reflected in the Consolidated Statements of Financial Position of Manulife, excluding any value associated with future new business. EV
        is calculated as the sum of the adjusted net worth and the value of in-force business. The adjusted net worth is the IFRS shareholders&#8217; equity adjusted for goodwill and intangibles, fair value of surplus assets, the carrying value of debt and
        preferred shares, and local statutory balance sheet, regulatory reserve, and capital for Manulife&#8217;s Asian business. The value of in-force business in Canada and the U.S. is the present value of expected future IFRS earnings on in-force business
        less the present value of the cost of holding capital to support the in-force business under the LICAT <br>
        <div><br>
        </div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
          <div style="width: 100%;" id="DSPFPageFooter">
            <div>Manulife Financial Corporation - Third Quarter 2020<br>
            </div>
          </div>
          <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-size: 10pt; font-weight: normal; font-style: normal;" id="DSPFPageNumber">35</font></div>
          <div style="page-break-after: always;" id="DSPFPageBreak">
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        </div>
        framework. The value of in-force business in Asia reflects local statutory earnings and capital requirements. The value of in-force excludes our Global WAM, Manulife Bank and Property and Casualty Reinsurance businesses.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">New business value (&#8220;NBV&#8221;) </font>is the change in embedded value as a result of sales in the reporting
        period. NBV is calculated as the present value of shareholders&#8217; interests in expected future distributable earnings, after the cost of capital, on actual new business sold in the period using assumptions that are consistent with the assumptions
        used in the calculation of embedded value. <font style="color: #000000;">NBV excludes businesses with immaterial insurance risks, such as the Company&#8217;s Global WAM, Manulife Bank and the short-term Property and Casualty Reinsurance businesses.</font>
        NBV is a useful metric to evaluate the value created by the Company&#8217;s new business franchise.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">New business value margin (&#8220;NBV margin&#8221;) </font>is calculated as NBV divided by APE excluding
        non-controlling interests. APE is calculated as 100% of annualized first year premiums for recurring premium products, and as 10% of single premiums for single premium products. Both NBV and APE used in the NBV margin calculation are after
        non-controlling interests and exclude our Global WAM, Manulife Bank and Property and Casualty Reinsurance businesses. NBV margin is a useful metric to help understand the profitability of our new business.</div>
      <div style="line-height: 13.7pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Sales are measured according to product type:</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">For individual insurance, sales include 100% of new annualized premiums and 10% of both excess and single premiums. For individual
        insurance, new annualized premiums reflect the annualized premium expected in the first year of a policy that requires premium payments for more than one year. Single premium is the lump sum premium from the sale of a single premium product, e.g.
        travel insurance. Sales are reported gross before the impact of reinsurance.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">For group insurance, sales include new annualized premiums and administrative services only premium equivalents on new cases, as well as
        the addition of new coverages and amendments to contracts, excluding rate increases.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">APE sales are comprised of 100% of regular premiums/deposits and 10% of single premiums/deposits for both insurance and insurance-based
        wealth accumulation products<font style="font-family: Calibri, sans-serif;">.</font></div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Insurance-based wealth accumulation product sales include all new deposits into variable and fixed annuity contracts. As we discontinued
        sales of new Variable Annuity contracts in the U.S. in 1Q13, subsequent deposits into existing U.S. Variable Annuity contracts are not reported as sales. Asia variable annuity deposits are included in APE sales.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Bank new lending volumes include bank loans and mortgages authorized in the period.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Gross flows</font> is a new business measure presented for our Global WAM business and includes all
        deposits into mutual funds, college savings 529 plans, group pension/retirement savings products, private wealth and institutional asset management products. Gross flows is a common industry metric for WAM businesses as it provides a measure of how
        successful the businesses are at attracting assets.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Net flows</font> is presented for our Global WAM business and includes gross flows less redemptions for
        mutual funds, college savings 529 plans, group pension/retirement savings products, private wealth and institutional asset management products. Net flows is a common industry metric for WAM businesses as it provides a measure of how successful the
        businesses are at attracting and retaining assets. When gross flows exceed redemptions, net flows will be positive and will be referred to as net inflows. Conversely, when redemptions exceed gross flows, net flows will be negative and will be
        referred to as net outflows<font style="font-family: Calibri, sans-serif;">.</font></div>
      <div style="line-height: 15.75pt; margin-top: 12pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">E4</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Caution regarding forward-looking statements</font></div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">From time to time, MFC makes written and/or oral forward-looking statements, including in this document. In addition,
        our representatives may make forward-looking statements orally to analysts, investors, the media and others. All such statements are made pursuant to the &#8220;safe harbour&#8221; provisions of Canadian provincial securities laws and the U.S. Private
        Securities Litigation Reform Act of 1995.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The forward-looking statements in this document include, but are not limited to, statements with respect to our business
        continuity plans and measures implemented in response to the COVID-19 pandemic and its expected impact on our businesses, operations, earnings and results, <font style="color: #000000;">our expense efficiency program</font><font style="color: #FF0000;">&#160;</font>and, also related to, among other things, our objectives, goals, strategies, intentions, plans, beliefs, expectations and estimates, and can generally be identified by the use of words such as &#8220;may&#8221;, &#8220;will&#8221;, &#8220;could&#8221;, &#8220;should&#8221;,
        &#8220;would&#8221;, &#8220;likely&#8221;, &#8220;outlook&#8221;, &#8220;expect&#8221;, &#8220;intend&#8221;, &#8220;estimate&#8221;, &#8220;anticipate&#8221;, &#8220;believe&#8221;, &#8220;plan&#8221;, &#8220;forecast&#8221;, &#8220;objective&#8221;, &#8220;seek&#8221;, &#8220;aim&#8221;, &#8220;continue&#8221;, &#8220;goal&#8221;, and &#8220;restore&#8221; (or the negative thereof) and words and expressions of similar import, and
        include statements concerning possible or assumed future results. Although we believe that the expectations reflected in such forward-looking statements are reasonable, such statements involve risks and uncertainties, and undue reliance should not
        be placed on such statements and they should not be interpreted as confirming market or analysts&#8217; expectations in any way.</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div style="width: 100%;" id="DSPFPageFooter">
          <div>Manulife Financial Corporation - Third Quarter 2020<br>
          </div>
        </div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">36</font></div>
        <div style="page-break-after: always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Certain material factors or assumptions are applied in making forward-looking statements and actual results may differ
        materially from those expressed or implied in such statements. Important factors that could cause actual results to differ materially from expectations include but are not limited to: general business and economic conditions (including but not
        limited to the performance, volatility and correlation of equity markets, interest rates, credit and swap spreads, currency rates, investment losses and defaults, market liquidity and creditworthiness of guarantors, reinsurers and counterparties);
        the severity, duration and spread of the COVID-19 outbreak, as well as actions that have been, or may be taken by governmental authorities to contain COVID-19 or to treat its impact; changes in laws and regulations; changes in accounting standards
        applicable in any of the territories in which we operate; changes in regulatory capital requirements; our ability to execute strategic plans and changes to strategic plans; downgrades in our financial strength or credit ratings; our ability to
        maintain our reputation; impairments of goodwill or intangible assets or the establishment of provisions against future tax assets; the accuracy of estimates relating to morbidity, mortality and policyholder behaviour; the accuracy of other
        estimates used in applying accounting policies, actuarial methods and embedded value methods; our ability to implement effective hedging strategies and unforeseen consequences arising from such strategies; our ability to source appropriate assets
        to back our long-dated liabilities; level of competition and consolidation; our ability to market and distribute products through current and future distribution channels; unforeseen liabilities or asset impairments arising from acquisitions and
        dispositions of businesses; the realization of losses arising from the sale of investments classified as available-for-sale; our liquidity, including the availability of financing to satisfy existing financial liabilities on expected maturity dates
        when required; obligations to pledge additional collateral; the availability of letters of credit to provide capital management flexibility; accuracy of information received from counterparties and the ability of counterparties to meet their
        obligations; the availability, affordability and adequacy of reinsurance; legal and regulatory proceedings, including tax audits, tax litigation or similar proceedings; our ability to adapt products and services to the changing market; our ability
        to attract and retain key executives, employees and agents; the appropriate use and interpretation of complex models or deficiencies in models used; political, legal, operational and other risks associated with our non-North American operations;
        acquisitions and our ability to complete acquisitions including the availability of equity and debt financing for this purpose; the disruption of or changes to key elements of the Company&#8217;s or public infrastructure systems; environmental concerns;
        our ability to protect our intellectual property and exposure to claims of infringement; and our inability to withdraw cash from subsidiaries.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Additional information about material risk factors that could cause actual results to differ materially from
        expectations and about material factors or assumptions applied in making forward-looking statements may be found in this document under &#8220;Risk Management and Risk Factors Update&#8221; and &#8220;Critical Actuarial and Accounting Policies&#8221;, under &#8220;Risk
        Management&#8221;, &#8220;Risk Factors&#8221; and &#8220;Critical Actuarial and Accounting Policies&#8221; in the Management&#8217;s Discussion and Analysis in our most recent annual report and, in the &#8220;Risk Management&#8221; note to the consolidated financial statements in our most recent
        annual and interim reports and elsewhere in our filings with Canadian and U.S. securities regulators.</div>
      <div style="line-height: 12.55pt; margin-bottom: 10pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The forward-looking statements in this document are, unless otherwise indicated, stated as of the date hereof and are presented for the
        purpose of assisting investors and others in understanding our financial position and results of operations, our future operations, as well as our objectives and strategic priorities, and may not be appropriate for other purposes. We do not
        undertake to update any forward-looking statements, except as required by law.</div>
      <div style="line-height: 12.55pt; margin-bottom: 10pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 10pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 10pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 10pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">
          <div>Manulife Financial Corporation - Third Quarter 2020<br>
          </div>
        </div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">37</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="line-height: 15.75pt; margin-top: 12pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">E5</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Quarterly financial information</font></div>
      <div style="line-height: 15.75pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The following table provides summary information related to our eight most recently completed quarters.</div>
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              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">As at and for the three months ended</div>
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            <td valign="bottom" style="vertical-align: bottom;" colspan="2">
              <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">Sept 30,</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
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              <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">Jun 30,</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
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              <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">Mar 31,</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
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              <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">Dec 31,</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
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              <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">Sept 30,</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
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              <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">Jun 30,</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">
              <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">Mar 31,</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">
              <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">Dec 31,</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="1" colspan="2">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">($ millions, except per share amounts or </div>
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">&#160; otherwise stated, unaudited)</div>
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            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
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            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
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              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">Revenue</div>
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            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">Premium income</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">Life and health insurance<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">5,302</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">7,560</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">8,454</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">8,373</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">8,309</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">7,696</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">8,077</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">7,724</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">Annuities and pensions<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">704</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">673</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">901</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">865</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,026</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">995</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">237</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(5,892</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">Net premium income</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">6,006</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">8,233</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">9,355</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">9,238</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">9,335</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">8,691</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">8,314</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,832</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">Investment income</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">3,521</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">5,262</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">3,284</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">4,004</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">3,932</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">3,710</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">3,747</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">3,278</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;" rowspan="1" colspan="3">
              <div style="text-indent: -3.8pt; margin-left: 3.8pt; line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">Realized and unrealized gains and losses on</div>
              <div style="text-indent: -3.8pt; margin-left: 3.8pt; line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">&#160; assets supporting insurance and investment</div>
              <div style="text-indent: -3.8pt; margin-left: 3.8pt; line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">&#160;&#160;&#160; contract liabilities<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">1,100</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">11,626</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">4,558</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(4,503</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">6,592</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">7,185</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">8,926</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,113</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">Other revenue</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">2,749</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">2,365</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">2,980</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">2,433</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">2,770</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">2,634</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">2,562</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">2,291</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">Total revenue</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">13,376</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">27,486</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">20,177</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">11,172</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">22,629</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">22,220</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">23,549</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">8,514</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">Income (loss) before income taxes</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">2,170</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">832</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,704</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,225</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">715</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,756</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">2,524</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">359</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">Income tax (expense) recovery</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">(381</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">7</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(597</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">(89</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(100</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(240</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(289</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">(43</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">Net income (loss)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">1,789</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">839</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,107</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,136</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">615</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,516</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">2,235</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">316</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">Net income (loss) attributed to shareholders</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">2,068</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">727</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,296</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,228</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">723</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,475</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">2,176</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">593</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;" rowspan="1" colspan="3">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">Reconciliation of core earnings to net </div>
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">&#160; income attributed to shareholders</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">Total core earnings<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">1,453</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,561</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,028</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,477</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,527</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,452</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,548</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,337</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;" rowspan="1" colspan="3">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">Other items to reconcile net income attributed<br>
                &#160; to shareholders to core earnings<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5)</sup>:</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;" rowspan="1" colspan="3">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">Investment-related experience outside of</div>
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">&#160; core earnings</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">147</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(916</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(608</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">182</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(289</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">146</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">327</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(130</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;" rowspan="1" colspan="3">
              <div style="text-indent: -3.5pt; margin-left: 3.5pt; line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">Direct impact of equity markets, interest</div>
              <div style="text-indent: -3.5pt; margin-left: 3.5pt; line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">&#160; rates and variable annuity guarantee liabilities</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">390</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">73</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">792</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(389</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(494</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(144</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">249</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(675</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;" rowspan="1" colspan="3">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">Change in actuarial methods and assumptions</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">(198</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">(21</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">Reinsurance transactions</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">276</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">9</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">12</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">(34</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">63</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">52</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">142</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 20%;">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">Restructuring charge</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">(63</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">)</font></div>
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              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">Tax-related items and other</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">72</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">(8</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">(42</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">(18</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">)</font></div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">Net income (loss) attributed to shareholders</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">2,068</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">727</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,296</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,228</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">723</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,475</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">2,176</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">593</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1" colspan="2">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">Basic earnings (loss) per common share</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">1.04</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">0.35</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">0.64</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">0.61</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">0.35</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">0.73</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1.09</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">0.28</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1" colspan="2">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">Diluted earnings (loss) per common share</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">1.04</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">0.35</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">0.64</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">0.61</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">0.35</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">0.73</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1.08</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">0.28</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">Segregated funds deposits</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">9,158</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">8,784</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">11,215</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">9,417</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">9,160</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">9,398</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">10,586</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">9,212</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">Total assets (in billions)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">876</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">866</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">831</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">809</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">812</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">790</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">780</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">750</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1" colspan="3">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">Weighted average common shares</div>
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">&#160; (in millions)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">1,940</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,939</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,943</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,948</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,961</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,965</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,965</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,980</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1" colspan="3">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">Diluted weighted average common shares</div>
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">&#160; (in millions)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">1,942</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,941</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,947</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,953</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,965</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,969</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,969</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,983</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">Dividends per common share</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">0.280</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">0.280</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">0.280</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">0.250</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">0.250</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">0.250</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">0.250</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">0.250</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
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              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">CDN$ to US$1 - Statement of Financial </div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1" colspan="2">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">CDN$ to US$1 - Statement of Income</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1.3854</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1.3377</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1.3295</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 7.4pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1.3204</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt; margin-top: 1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
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              <div style="line-height: 9.1pt; margin-top: 1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Includes ceded premiums related to the reinsurance of a block of our legacy U.S. Bank-Owned Life Insurance of US$2.4 billion in 3Q20.</div>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Includes ceded premiums related to the reinsurance of a block of our legacy U.S. payout annuities of US$0.5 billion in 1Q19 and US$5.3 billion in 4Q18.</div>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">For fixed income assets supporting insurance and investment contract liabilities and for equities supporting pass-through products and derivatives
                related to variable hedging programs, the impact of realized and unrealized gains and losses on the assets is largely offset in the change in insurance and investment contract liabilities.</div>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Core earnings is a non-GAAP measure. See &#8220;Performance and non-GAAP measures&#8221; above.</div>
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      <table cellspacing="0" cellpadding="0" id="z6cc81207b9404aaeb2939d39c4af7cd3" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5)</sup></div>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">For explanations of other items, see &#8220;Items excluded from core earnings&#8221; table in section A1 &#8220;Profitability&#8221; and for an operating segment split of these
                items see the 8 quarter trend tables in &#8220;Performance and non-GAAP measures&#8221; which reconcile net income (loss) attributed to shareholders to core earnings.</div>
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      <div style="line-height: 15.75pt; margin-top: 18pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">E6</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Other</font></div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">No changes were made in our internal control over financial reporting during the three and nine months ended September 30, 2020, that
        have materially affected or are reasonably likely to materially affect our internal control over financial reporting.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">As in prior quarters, MFC&#8217;s Audit Committee reviewed this MD&amp;A and the unaudited interim financial report and MFC&#8217;s Board of
        Directors approved this MD&amp;A prior to its release.</div>
      <div style="line-height: 1.45pt; margin-bottom: 10pt;"><br style="line-height: 1.45pt;">
      </div>
      <div style="line-height: 1.15pt; margin-bottom: 6pt;"><br style="line-height: 1.15pt;">
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
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          <div>Manulife Financial Corporation - Third Quarter 2020<br>
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        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">38</font></div>
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      <div style="line-height: 11.45pt; margin-bottom: 10pt;"><br style="line-height: 11.45pt;">
      </div>
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              <div style="line-height: 13.7pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Consolidated Statements of Financial Position</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="background-color: #D9D9D9; vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
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          <tr>
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              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">As at</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(Canadian $ in millions, unaudited)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">September 30, 2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">December 31, 2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Assets</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Cash and short-term securities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">26,970</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">20,300</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Debt securities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">222,944</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">198,122</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Public equities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">21,705</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">22,851</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Mortgages</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">50,541</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">49,376</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Private placements</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">40,785</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">37,979</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Policy loans</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">6,844</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">6,471</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Loans to bank clients</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,941</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,740</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Real estate</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">13,305</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">12,928</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other invested assets</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">29,199</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">28,760</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total invested assets (note 3)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">414,234</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">378,527</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Other assets</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Accrued investment income</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,437</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,416</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Outstanding premiums</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,456</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,385</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Derivatives (note 4)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">33,551</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">19,449</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Reinsurance assets</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">48,208</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">41,446</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Deferred tax assets</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,753</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,574</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Goodwill and intangible assets</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">10,170</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">9,975</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Miscellaneous</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">10,194</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">8,250</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total other assets</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">110,769</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">87,495</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Segregated funds net assets (note 14)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">351,408</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">343,108</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total assets</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">876,411</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">809,130</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Liabilities and Equity</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Liabilities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Insurance contract liabilities (note 5)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">392,086</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">351,161</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Investment contract liabilities (note 5)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,239</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,104</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Deposits from bank clients</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">21,290</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">21,488</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Derivatives (note 4)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">17,752</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">10,284</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Deferred tax liabilities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,749</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,972</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other liabilities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">19,631</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">16,244</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">456,747</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">404,253</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Long-term debt (note 7)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">6,457</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,543</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Capital instruments (note 8)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">7,915</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">7,120</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Segregated funds net liabilities (note 14)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">351,408</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">343,108</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total liabilities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">822,527</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">759,024</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Equity</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Preferred shares (note 9)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,822</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,822</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Common shares (note 9)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">23,034</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">23,127</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Contributed surplus</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">259</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">254</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Shareholders' retained earnings</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">17,693</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">15,488</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Shareholders' accumulated other comprehensive income (loss):</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="margin-left: 18pt; line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Pension and other post-employment plans</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(467</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(350</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="margin-left: 18pt; line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Available-for-sale securities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,619</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,511</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="margin-left: 18pt; line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Cash flow hedges</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(300</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(143</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="margin-left: 18pt; line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Real estate revaluation surplus</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">30</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">31</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="margin-left: 18pt; line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Translation of foreign operations</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">6,587</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">5,398</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Total shareholders' equity</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">53,277</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">49,138</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Participating policyholders' equity</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(791</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(243</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Non-controlling interests</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,398</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">809,130</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom;" colspan="8">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">The accompanying notes are an integral part of these unaudited Interim Consolidated Financial Statements.</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 12.55pt;"><img src="rg.jpg"></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="7" rowspan="1"><img src="cassidyj.jpg">&#160;&#160;&#160;&#160; <br>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom;" colspan="7" rowspan="1">
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
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              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-style: italic;">&#160;&#160;&#160;&#160;&#160; Chairman of the Board of Directors</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
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          <div>Manulife Financial Corporation - Third Quarter 2020<br>
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            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: middle; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: middle; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: middle; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: middle; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="6">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="6">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="6">
              <div style="text-align: center; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">three months ended</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="6">
              <div style="text-align: center; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">nine months ended</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(Canadian $ in millions except per share amounts, unaudited)</div>
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            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); text-align: right;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt; font-weight: bold; text-align: right;">2020</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); text-align: right;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); text-align: right;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt; text-align: right;">2019</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt; font-weight: bold; text-align: right;">2020</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); text-align: right;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); text-align: right;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt; text-align: right;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
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          <tr>
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            </td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
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            </td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
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            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">10,376</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">10,508</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">30,639</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">30,524</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="margin-left: 18pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Premiums ceded to reinsurers (note 5)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(4,370</div>
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              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(1,173</div>
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              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(7,045</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(4,184</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net premiums</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">6,006</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">9,335</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">23,594</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">26,340</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Investment income (note 3)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 18pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Investment income</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,521</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,932</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">12,067</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">11,389</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-indent: -4.25pt; margin-left: 22.25pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Realized and unrealized gains (losses) on assets supporting insurance</div>
              <div style="text-indent: -4.5pt; margin-left: 27pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">and investment contract liabilities and on the macro hedge program</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,100</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">6,592</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">17,284</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">22,703</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net investment income (loss)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,621</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">10,524</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">29,351</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">34,092</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other revenue (note 10)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,749</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,770</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">8,094</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">7,966</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total revenue</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">13,376</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">22,629</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">61,039</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">68,398</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Contract benefits and expenses</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 18pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Gross claims and benefits (note 5)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">7,346</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">6,920</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">22,543</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">21,376</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 18pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Increase (decrease) in insurance contract liabilities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">7,101</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">13,003</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">31,911</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">34,439</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 18pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Increase (decrease) in investment contract liabilities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">29</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">26</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">133</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">136</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 18pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Benefits and expenses ceded to reinsurers</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(1,550</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(802</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(5,184</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(3,781</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="margin-left: 18pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(Increase) decrease in reinsurance assets (note 5)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(5,858</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(1,579</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(5,566</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(1,540</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Net benefits and claims</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">7,068</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">17,568</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">43,837</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">50,630</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">General expenses</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,853</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,925</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">5,542</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">5,620</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Investment expenses</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">395</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">388</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,206</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,518</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,582</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,452</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,655</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">281</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">348</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">916</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">994</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net premium taxes</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">91</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">103</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">285</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">298</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total contract benefits and expenses</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">11,206</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">21,914</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">56,333</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">63,403</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Income before income taxes</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,170</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">715</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,706</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,995</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Income tax (expense) recovery</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(381</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(100</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(971</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(629</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Net income</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,789</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">615</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,735</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,366</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
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            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 18pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Non-controlling interests</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">117</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">13</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">193</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">164</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 18pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Participating policyholders</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(396</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(121</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(549</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(172</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="margin-left: 18pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Shareholders</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,068</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">723</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,091</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,374</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,789</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">615</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,735</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,366</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net income attributed to shareholders</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,068</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">723</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,091</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,374</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Preferred share dividends</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(42</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(43</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(128</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(129</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Common shareholders' net income</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,026</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">680</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,963</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,245</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Earnings per share</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 17.75pt; line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Basic earnings per common share (note 9)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1.04</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">0.35</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2.04</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2.16</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 17.75pt; line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Diluted earnings per common share (note 9)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1.04</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">0.35</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2.04</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2.16</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Dividends per common share</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">0.28</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">0.25</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">0.84</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">0.75</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;" colspan="16">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">The accompanying notes are an integral part of these unaudited Interim Consolidated Financial Statements.</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
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      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
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          <div>Manulife Financial Corporation - Third Quarter 2020<br>
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        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">40</font></div>
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          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
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      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
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          <tr>
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              <div style="line-height: 13.7pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Consolidated Statements of Comprehensive Income</div>
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            <td valign="bottom" nowrap="nowrap" style="background-color: #D9D9D9; vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">For the</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="6">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;"> </font></div>
              <div style="text-align: center; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">three months ended</div>
              <div style="text-align: center; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">September 30,</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="6">
              <div style="text-align: center; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">nine months ended</div>
              <div style="text-align: center; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">September 30,</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(Canadian $ in millions, unaudited)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net income</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,789</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">615</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">3,735</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4,366</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Other comprehensive income (loss) ("OCI"), net of tax</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 18pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Translation of foreign operations</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(741</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">280</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,364</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(1,333</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 18pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net investment hedges</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">83</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(23</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(175</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">230</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160;Available-for-sale financial securities:</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 18pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Unrealized gains (losses) arising during the period</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(74</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,082</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">3,055</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2,941</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="text-indent: -3.75pt; margin-left: 21.75pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Reclassification of net realized (gains) losses and impairments to net income</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(127</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(273</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(1,942</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(342</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Cash flow hedges:</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 18pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Unrealized gains (losses) arising during the period</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">28</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(54</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(144</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(100</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 18pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Reclassification of realized losses to net income</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">10</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(13</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">10</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Share of other comprehensive income (losses) of associates</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total items that may be subsequently reclassified to net income</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(828</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,021</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,144</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,406</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Items that will not be reclassified to net income:</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 18pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Change in pension and other post-employment plans</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">36</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(117</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="margin-left: 18pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Real estate revaluation reserve</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">11</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total items that will not be reclassified to net income</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">35</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(118</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">15</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Other comprehensive income (loss), net of tax</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(793</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,026</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,421</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total comprehensive income (loss), net of tax</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">996</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,634</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">5,761</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">5,787</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total comprehensive income (loss) attributed to:</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 18pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Non-controlling interests</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">116</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">13</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">196</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">168</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 18pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Participating policyholders</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(394</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(123</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(548</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(174</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="margin-left: 18pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Shareholders</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,274</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,744</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">6,113</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">5,793</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>

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      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
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      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="z867fd133a0bc4a7aa2d4af2692641fc2">

          <tr>
            <td valign="bottom" style="vertical-align: middle; background-color: #D9D9D9; border-bottom: #000000 solid 2px;" colspan="16">
              <div style="line-height: 13.7pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Income Taxes included in Other Comprehensive Income</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: #D9D9D9; vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">For the</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="6">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;"> </font></div>
              <div style="text-align: center; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">three months ended</div>
              <div style="text-align: center; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">September 30,</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="6">
              <div style="text-align: center; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">nine months ended</div>
              <div style="text-align: center; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">September 30,</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(Canadian $ in millions, unaudited)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Income tax expense (recovery) on:</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Unrealized foreign exchange gains/losses on translation of foreign operations</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(1</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(1</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Unrealized foreign exchange gains/losses on net investment hedges</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">12</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">9</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(24</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">42</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Unrealized gains/losses on available-for-sale financial securities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(22</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">246</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">671</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">714</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="text-indent: -3.35pt; margin-left: 3.35pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Reclassification of realized gains/losses and recoveries/impairments to net income on</div>
              <div style="text-indent: -3.35pt; margin-left: 8pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">available-for-sale financial securities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(28</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(82</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(525</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(103</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Unrealized gains/losses on cash flow hedges</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">15</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(16</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(40</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(26</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Reclassification of realized gains/losses to net income on cash flow hedges</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(5</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Share of other comprehensive income (loss) of associates</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Change in pension and other post-employment plans</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">8</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(32</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total income tax expense (recovery)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(16</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
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          <div>Manulife Financial Corporation - Third Quarter 2020<br>
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            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">3,822</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">3,822</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 76%;" colspan="1">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Balance, end of period</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,822</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,822</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 76%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Common shares</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;" colspan="1">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">23,127</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">22,961</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;" colspan="1">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(121</div>
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              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(551</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;" colspan="1">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">28</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">89</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">567</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;" colspan="1">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Balance, beginning of period</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">254</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">265</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Exercise of stock options and deferred share units</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(5</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(17</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Stock option expense</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">10</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">8</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Impact of deferred tax asset rate change</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Balance, end of period</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">259</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">254</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Shareholders' retained earnings</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Balance, beginning of period</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">15,488</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">12,704</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Opening adjustment on adoption of IFRS 16</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net income attributed to shareholders</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,091</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,374</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Common shares repurchased (note 9)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(132</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(518</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Preferred share dividends</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(128</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(129</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Common share dividends</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(1,626</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(1,476</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Balance, end of period</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">17,693</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">14,936</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Shareholders' accumulated other comprehensive income (loss) ("AOCI")</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 76%;" colspan="1">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">6,447</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;" colspan="1">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,189</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(1,101</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
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          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;" colspan="1">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(117</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Change in unrealized gains (losses) on available-for-sale financial securities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,109</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,595</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Change in unrealized gains (losses) on derivative instruments designated as cash flow hedges</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(157</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(90</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Change in real estate revaluation reserve</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">11</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Share of other comprehensive income (losses) of associates</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Balance, end of period</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">8,469</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">7,631</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total shareholders' equity, end of period</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">53,277</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">49,709</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Participating policyholders' equity</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Balance, beginning of period</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(243</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">94</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Opening adjustment on adoption of IFRS 16</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(3</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net income (loss) attributed to participating policyholders</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(549</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(172</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other comprehensive income (losses) attributed to policyholders</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Balance, end of period</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(83</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;" colspan="1">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;" colspan="1">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,093</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;" colspan="1">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">193</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">164</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;" colspan="1">
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            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Contributions (distributions/disposal), net</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(9</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(117</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Balance, end of period</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,398</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,144</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total equity, end of period</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">53,884</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">50,770</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom;" colspan="4">
              <div style="line-height: 10.25pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">The accompanying notes are an integral part of these unaudited Interim Consolidated Financial Statements.</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
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      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
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          <div>Manulife Financial Corporation - Third Quarter 2020<br>
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      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
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              <div style="line-height: 13.7pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Consolidated Statements of Cash Flows</div>
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            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="background-color: #D9D9D9; vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">For the nine months ended September 30,</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(Canadian $ in millions, unaudited)</div>
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            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2020</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
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            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Operating activities</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
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            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">3,735</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">4,366</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
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            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="margin-left: 9pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Increase (decrease) in insurance contract liabilities</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">31,911</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">34,439</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="margin-left: 9pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Increase (decrease) in investment contract liabilities</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">133</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">136</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="margin-left: 9pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(Increase) decrease in reinsurance assets excluding coinsurance transactions (note 5)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(2,677</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(828</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="margin-left: 9pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Amortization of (premium) discount on invested assets</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">103</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">86</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="margin-left: 9pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other amortization</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">499</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">464</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="margin-left: 9pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net realized and unrealized (gains) losses and impairment on assets</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(19,546</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(24,396</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="margin-left: 9pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Deferred income tax expense (recovery)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">431</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">44</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="margin-left: 9pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Stock option expense</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">10</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">8</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Cash provided by operating activities before undernoted items</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">14,599</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">14,319</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Changes in policy related and operating receivables and payables</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(753</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">565</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Cash provided by (used in) operating activities</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">13,846</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">14,884</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Investing activities</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Purchases and mortgage advances</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(83,869</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(60,162</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Disposals and repayments</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">75,213</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">47,206</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Change in investment broker net receivables and payables</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(235</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">292</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net cash flows from acquisition and disposal of subsidiaries and businesses</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">269</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Cash provided by (used in) investing activities</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(12,395</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
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            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Change in repurchase agreements and securities sold but not yet purchased</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">16</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">462</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Issue of long-term debt, net (note 7)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,455</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Redemption of long-term debt</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(652</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Issue of capital instruments, net</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,990</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Redemption of capital instruments (note 8)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(1,250</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(500</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Secured borrowing</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,303</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Changes in deposits from Bank clients, net</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(212</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2,064</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Lease payments</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(99</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(85</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Shareholders' dividends paid in cash</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(1,754</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(1,038</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Contributions from (distributions to) non-controlling interests, net</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(9</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Common shares repurchased (note 9)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(253</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(1,069</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Common shares issued, net (note 9)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">28</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">89</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Cash provided by (used in) financing activities</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,563</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(97</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Cash and short-term securities</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
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            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">6,518</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2,392</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Effect of foreign exchange rate changes on cash and short-term securities</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">136</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(297</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Balance, beginning of period</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">19,548</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">15,382</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Balance, end of period</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">26,202</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">17,477</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Cash and short-term securities</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Beginning of period</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Gross cash and short-term securities</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">20,300</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">16,215</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net payments in transit, included in other liabilities</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(752</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(833</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net cash and short-term securities, beginning of period</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">19,548</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">15,382</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">End of period</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Gross cash and short-term securities</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">26,970</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">18,018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net payments in transit, included in other liabilities</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(768</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(541</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net cash and short-term securities, end of period</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">26,202</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">17,477</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Supplemental disclosures on cash flow information</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Interest received</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">8,607</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">8,533</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Interest paid</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">842</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">916</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Income taxes paid (refund)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,017</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(288</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;" colspan="8">
              <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">The accompanying notes are an integral part of these unaudited Interim Consolidated Financial Statements.</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
          </tr>

      </table>
      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">
          <div>Manulife Financial Corporation - Third Quarter 2020<br>
          </div>
        </div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">43</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
      </div>
      <div style="line-height: 13.7pt; font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">CONDENSED NOTES TO INTERIM CONSOLIDATED FINANCIAL STATEMENTS</div>
      <div style="line-height: 9.1pt; margin-bottom: 12pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(Canadian $ in millions except per share amounts or unless otherwise stated, unaudited)</div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
        <table cellspacing="0" cellpadding="0" id="z71bb12ea2ccd40699c80676c2e7e9163" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 12pt; margin-top: 12pt;">

            <tr>
              <td style="width: 45pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Note 1</td>
              <td style="width: auto; vertical-align: top;">
                <div style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Nature of Operations and Significant Accounting Policies</div>
              </td>
            </tr>

        </table>
      </div>
      <table cellspacing="0" cellpadding="0" id="z0c6e75ac476e46c8b5304053cb6736b7" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 12pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 27pt; vertical-align: top;">
              <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(a)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Reporting entity</div>
            </td>
          </tr>

      </table>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Manulife Financial Corporation (&#8220;MFC&#8221;) is a publicly traded company and the holding company of The Manufacturers Life Insurance Company
        (&#8220;MLI&#8221;), a Canadian life insurance company. MFC and its subsidiaries (collectively, &#8220;Manulife&#8221; or the &#8220;Company&#8221;) is a leading financial services group with principal operations in Asia, Canada and the United States. Manulife&#8217;s international network
        of employees, agents and distribution partners offers financial protection and wealth management products and services to personal and business clients as well as asset management services to institutional customers.&#160; The Company operates as
        Manulife in Canada and Asia and as John Hancock in the United States.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">These Interim Consolidated Financial Statements and condensed notes have been prepared in accordance with International Accounting
        Standard (&#8220;IAS&#8221;) 34 &#8220;Interim Financial Reporting&#8221; as issued by the International Accounting Standards Board (&#8220;IASB&#8221;), using accounting policies which are consistent with those used in the Company&#8217;s 2019 Annual Consolidated Financial Statements,
        except as disclosed in note 2.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">These Interim Consolidated Financial Statements should be read in conjunction with the audited Consolidated Financial Statements for the
        year ended December 31, 2019, included on pages 96 to 178 of the Company&#8217;s 2019 Annual Report, as well as the disclosures on risk in the shaded text and tables in the&#8221; Risk Management and Risk Factors&#8221; section of the third quarter 2020 Management&#8217;s
        Discussion and Analysis. These risk disclosures are considered an integral part of these Interim Consolidated Financial Statements.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">These Interim Consolidated Financial Statements as at and for the three and nine months ended September 30, 2020 were authorized for
        issue by MFC&#8217;s Board of Directors on November 11, 2020.</div>
      <table cellspacing="0" cellpadding="0" id="z6be100a367714aaea35e8c71f06de532" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 12pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 27pt; vertical-align: top;">
              <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(b)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Basis of preparation</div>
            </td>
          </tr>

      </table>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Refer to note 1 of the 2019 Consolidated Financial Statements for a summary of the most significant estimation processes used in the
        preparation of the Consolidated Financial Statements under IFRS and description of the Company&#8217;s measurement techniques in determining carrying values and respective fair values of its assets and liabilities.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The Company&#8217;s results and operations have been and may continue to be adversely impacted by the COVID -19 pandemic and the recent
        economic downturn. The adverse effects include but are not limited to significant volatility in equity markets, decline in interest rates, increase in credit risk, strain on commodity markets, foreign currency exchange rate volatility, increases in
        insurance claims, persistency and redemptions, and disruption of business operations. The breadth and depth of these events and how long they will continue have introduced additional uncertainty around estimates used in determining the carrying
        value of certain assets and liabilities included in these Interim Consolidated Financial Statements.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The uncertainty regarding key inputs used in establishing the carrying amounts of certain invested assets and net obligations for defined
        benefit obligations are outlined in notes 3 and 11, respectively. The Company has applied appropriate measurement techniques using reasonable judgment and estimates from a market participant perspective to reflect current economic conditions. The
        impact of these techniques has been reflected in these Interim Consolidated Financial Statements. Changes in the inputs used could materially impact the respective carrying values.</div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
        <table cellspacing="0" cellpadding="0" id="z22a39661e040428dbbdcc4c947f18641" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 12pt; margin-top: 12pt;">

            <tr>
              <td style="width: 54pt; vertical-align: top; font-family: 'Arial Narrow',sans-serif; font-size: 12pt; font-weight: bold;">Note 2</td>
              <td style="width: auto; vertical-align: top;">
                <div style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Accounting and Reporting Changes</div>
              </td>
            </tr>

        </table>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <table cellspacing="0" cellpadding="0" id="zea83acc66a214580b107716a525d5f38" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 12pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 27pt; vertical-align: top;">
              <div style="line-height: 13.7pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">(a)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 13.7pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Changes in accounting and reporting policy</div>
            </td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" id="z0f7f1ad152984927842e855c4f4ea873" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 27pt; vertical-align: top;">
              <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(I)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Amendments to IFRS 3 &#8220;Business Combinations&#8221;</div>
            </td>
          </tr>

      </table>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Amendments to IFRS 3 &#8220;Business Combinations&#8221; were issued in October 2018 and are effective for business combinations occurring on or
        after January 1, 2020, with earlier application permitted. The amendments revise the definition of a business and permit a simplified assessment of whether an acquired set of activities and assets qualifies as a business. Application of the
        amendments are expected to result in fewer acquisitions qualifying as business combinations. Adoption of these amendments did not have a significant impact on the Company&#8217;s Consolidated Financial Statements.</div>
      <table cellspacing="0" cellpadding="0" id="z7f52620245964226b2730d61e178cb76" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 27pt; vertical-align: top;">
              <div style="line-height: 13.7pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">(II)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 13.7pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;"><font style="font-size: 11pt;">Amendments to IAS 1 &#8220;Presentation of Financial Statements&#8221; and IAS 8 &#8220;Accounting
                  Policies, Changes in Accounting Estimates and Errors</font>&#8221;</div>
            </td>
          </tr>

      </table>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Amendments to IAS 1 &#8220;Presentation of Financial Statements&#8221; and IAS 8 &#8220;Accounting Policies, Changes in Accounting Estimates and Errors&#8221;
        were issued in October 2018. The amendments are effective for annual periods beginning on or after January 1, 2020 and are to be applied prospectively. The amendments update the definition of material. Adoption of these </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div style="width: 100%;" id="DSPFPageFooter">
          <div>Manulife Financial Corporation - Third Quarter 2020<br>
          </div>
        </div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">44</font></div>
        <div style="page-break-after: always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">amendments did not have a significant impact on the Company&#8217;s Consolidated Financial Statements.</div>
      <table cellspacing="0" cellpadding="0" id="z8cbd7bde16dd42b188b9ed050c4a8a68" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 27pt; vertical-align: top;">
              <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">(III)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Interest Rate Benchmark Reform Amendments to IFRS 9, IAS 39 and IFRS 7</div>
            </td>
          </tr>

      </table>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Amendments to IFRS 9, IAS 39 and IFRS 7 were issued in September 2019 related to interest rate benchmark reform and are effective
        retrospectively for annual periods beginning on or after January 1, 2020. The amendments provide temporary relief for hedge accounting to continue during the period of uncertainty before replacement of an existing interest rate benchmark with an
        alternative risk-free rate. The amendments apply to all hedge accounting relationships that are affected by the interest rate benchmark reform. The IASB is expected to issue further guidance addressing various accounting issues that will arise when
        the existing interest rate benchmark has been replaced. Adoption of these amendments did not have a significant impact on the Company&#8217;s Consolidated Financial Statements<font style="font-family: Calibri, sans-serif;">.</font></div>
      <table cellspacing="0" cellpadding="0" id="z4f313e55e49d44fb8e86396dbf3045ed" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 12pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 27pt; vertical-align: top;">
              <div style="line-height: 13.7pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">(b)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 13.7pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Future accounting and reporting changes</div>
            </td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" id="z40dcafba09354d6e839699a71bc2d577" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 27pt; vertical-align: top;">
              <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">(I)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">IFRS 17 &#8220;Insurance Contracts&#8221; and IFRS 9 &#8220;Financial Instruments&#8221;</div>
            </td>
          </tr>

      </table>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Amendments to IFRS 17 &#8220;Insurance Contracts&#8221; were issued in June 2020 and include a two-year deferral of the effective date along with
        other changes targeted to address implementation concerns and challenges raised by stakeholders. IFRS 17 as amended, is effective for years beginning on January 1, 2023, to be applied retrospectively. If full retrospective application to a group of
        contracts is impractical, the modified retrospective or fair value methods may be used.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">In conjunction with the amendments to IFRS 17, the IASB also amended IFRS 4 &#8220;Insurance Contracts&#8221; to permit eligible insurers to apply
        IFRS 9 effective January 1, 2023, alongside IFRS 17.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The Company continues its assessment of IFRS 17 as amended and expects that it will have a significant impact on the Company&#8217;s
        Consolidated Financial Statements. In addition, in certain jurisdictions, including Canada, it could have a material effect on tax and regulatory capital positions and other financial metrics that are dependent upon IFRS accounting values<font style="font-family: Calibri, sans-serif; color: #000000;">.</font></div>
      <table cellspacing="0" cellpadding="0" id="z7a3c5c8dbc8c4ebcb9b5d99e4cf6e8a0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 27pt; vertical-align: top;">
              <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(II)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Annual Improvements 2018&#8211;2020 Cycle</div>
            </td>
          </tr>

      </table>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Annual Improvements 2018&#8211;2020 Cycle was issued in May 2020 and is effective on or after January 1, 2022. The IASB issued four minor
        amendments to different standards as part of the Annual Improvements process, with the amendments to be applied prospectively. Adoption of these amendments is not expected to have a significant impact on the Company&#8217;s Consolidated Financial
        Statement.</div>
      <table cellspacing="0" cellpadding="0" id="z46665043f47b407b9a03b07f119003c7" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 27pt; vertical-align: top;">
              <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(III)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Amendments to IFRS 3 &#8220;Business Combinations&#8221;</div>
            </td>
          </tr>

      </table>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Amendments to IFRS 3 &#8220;Business Combinations&#8221; were issued in May 2020, and are effective on or after January 1, 2022, with earlier
        application permitted. The amendments update references within IFRS 3 to the 2018 Conceptual Framework and require that the principles in IAS 37 &#8220;Provisions, Contingent Liabilities and Contingent Assets&#8221; be used to identify liabilities and
        contingent assets arising from a business combination. Adoption of these amendments is not expected to have a significant impact on the Company&#8217;s Consolidated Financial Statements.</div>
      <table cellspacing="0" cellpadding="0" id="zb6b6496dcd88411ca672c28db0754603" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 27pt; vertical-align: top;">
              <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(IV)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Amendments to IAS 37 &#8220;Provisions, Contingent Liabilities and Contingent Assets&#8221;</div>
            </td>
          </tr>

      </table>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Amendments to IAS 37 &#8220;Provisions, Contingent Liabilities and Contingent Assets&#8221; were issued in May 2020, and are effective on or after
        January 1, 2022, with earlier application permitted. The amendments address identifying onerous contracts and specify the cost of fulfilling a contract which includes all costs directly relate to the contract. These include incremental direct costs
        and allocations of other costs that relate directly to fulfilling the contract. Adoption of these amendments is not expected to have a significant impact on the Company&#8217;s Consolidated Financial Statements.</div>
      <table cellspacing="0" cellpadding="0" id="z1d770746ad2c49929d397df33aec58a4" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 27pt; vertical-align: top;">
              <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(V)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Interest Rate Benchmark Reform Amendments to IFRS 9, IAS 39, IFRS 7, IFRS 4 and IFRS 16</div>
            </td>
          </tr>

      </table>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Amendments to IFRS 9, IAS 39, IFRS 7, IFRS 4 and IFRS 16 were issued in August 2020 related to interest rate benchmark reform and are
        effective retrospectively for annual periods beginning January 1, 2021. The amendments provide relief from derecognition of financial assets and liabilities, and discontinuation of hedge relationships, when changing interest rate benchmarks from
        LIBOR to a replacement benchmark. The Company is assessing the impact of the amendments on the Company&#8217;s Consolidated Financial Statements.</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div style="width: 100%;" id="DSPFPageFooter">
          <div>Manulife Financial Corporation - Third Quarter 2020<br>
          </div>
        </div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">45</font></div>
        <div style="page-break-after: always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="line-height: 15.75pt; margin-bottom: 10pt;">
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
        <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
          <table cellspacing="0" cellpadding="0" id="z9470e1d038444a4ebcc4e5cbcf7525fe" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 12pt; margin-top: 12pt;">

              <tr>
                <td style="width: 45pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Note 3</td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Invested Assets and Investment Income</div>
                </td>
              </tr>

          </table>
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z2f99e3ddf8034a39ba65ab1eb9f78921" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18pt; vertical-align: top; align: right;">
                  <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(a)</div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Carrying values and fair values of invested assets</div>
                </td>
              </tr>

          </table>
        </div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="z0e49b09805af420b8d7514585b3b3166">

            <tr>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">As at September 30, 2020</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">FVTPL<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">AFS<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total carrying</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"> value</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total fair value</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Cash and short-term securities<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,280</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">18,719</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">5,971</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">26,970</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">26,970</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Debt securities<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5)</sup></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="margin-left: 16pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Canadian government and agency</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">20,865</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">4,164</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">25,029</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">25,029</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="margin-left: 16pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">U.S. government and agency</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">11,343</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">21,392</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">32,735</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">32,735</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="margin-left: 16pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other government and agency</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">19,844</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">5,906</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">25,750</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">25,750</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">129,474</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">6,565</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">136,039</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">136,039</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="margin-left: 16pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Mortgage/asset-backed securities</div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">3,221</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">170</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">3,391</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">3,391</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Public equities</div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">20,206</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,499</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">21,705</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">21,705</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Mortgages</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">50,541</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">50,541</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">54,495</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Private placements</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">40,785</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">40,785</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">47,529</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Policy loans</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">6,844</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">6,844</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">6,844</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Loans to Bank clients</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,941</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,941</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,945</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Real estate</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="margin-left: 16pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Own use property</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,955</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,955</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">3,287</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="margin-left: 16pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Investment property</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">11,350</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">11,350</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">11,350</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other invested assets</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="margin-left: 16pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Alternative long-duration assets<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(6),(7)</sup></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">15,574</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">93</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">9,353</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">25,020</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">25,927</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="margin-left: 16pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Various other</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">149</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">4,030</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">4,179</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">4,180</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total invested assets</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">222,956</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">58,508</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">132,770</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">414,234</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">427,176</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">As at December 31, 2019</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">FVTPL<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">AFS<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"> <br>
                </div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total carrying</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"> value</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total fair value</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Cash and short-term securities<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,859</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">13,084</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">5,357</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">20,300</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">20,300</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Debt securities<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5)</sup></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="margin-left: 16pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Canadian government and agency</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">18,582</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">4,779</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">23,361</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">23,361</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="margin-left: 16pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">U.S. government and agency</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">11,031</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">17,221</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">28,252</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">28,252</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="margin-left: 16pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other government and agency</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">17,383</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">4,360</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">21,743</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">21,743</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="margin-left: 16pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Corporate</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">116,044</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">5,285</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">121,329</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">121,329</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="margin-left: 16pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Mortgage/asset-backed securities</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">3,267</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">170</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">3,437</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">3,437</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Public equities</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">20,060</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">2,791</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">22,851</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">22,851</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Mortgages</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">49,376</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">49,376</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">51,450</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Private placements</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">37,979</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">37,979</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">41,743</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Policy loans</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">6,471</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">6,471</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">6,471</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Loans to Bank clients</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,740</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,740</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,742</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Real estate</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="margin-left: 16pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Own use property</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,926</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,926</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">3,275</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="margin-left: 16pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Investment property</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">11,002</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">11,002</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">11,002</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other invested assets</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="margin-left: 16pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Alternative long-duration assets<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(6),(7)</sup></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">15,252</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">99</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">9,492</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">24,843</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">25,622</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="margin-left: 16pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Various other</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">149</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">3,768</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">3,917</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">3,918</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total invested assets</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">203,627</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">47,789</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">127,111</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">378,527</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">386,496</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>

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        <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
        </div>
        <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="za1f9c7eb99974ae4a1bf37112b16a6a8" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 9pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">FVTPL classification was elected for securities backing insurance contract liabilities to substantially reduce any accounting mismatch arising from
                    changes in the fair value of these assets and changes in the value of the related insurance contract liabilities. If this election had not been made and instead the available-for-sale (&#8220;AFS&#8221;) classification was selected, there would be
                    an accounting mismatch because changes in insurance contract liabilities are recognized in net income rather than in OCI.</div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="za0b691851a9f4a4d9ea2c7600fae96b1" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 9pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Securities that are designated as AFS are not actively traded by the Company, but sales do occur as circumstances warrant. Such sales result in a
                    reclassification of any accumulated unrealized gain (loss) in AOCI to net income as a realized gain (loss).</div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="zfdd6c11c708147a5b93cab067f5693af" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 9pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Primarily includes assets classified as loans and carried at amortized cost, own use and investment properties, equity method accounted investments,
                    oil and gas investments, and leveraged leases.</div>
                </td>
              </tr>

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        <div>
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              <tr>
                <td style="width: 9pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Includes short-term securities with maturities of less than one year at acquisition amounting to $8,701 (December 31, 2019 &#8211; $3,806) cash equivalents
                    with maturities of less than 90 days at acquisition amounting to $12,298 (December 31, 2019 &#8211; $11,137) and cash of $5,971 (December 31, 2019 &#8211; $5,357).</div>
                </td>
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          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z421be2e5a4484494b8b4847c9789e6ce" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 9pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Debt securities include securities which were acquired with maturities of less than one year and less than 90 days of $954 and $328, respectively
                    (December 31, 2019 &#8211; $537 and $69, respectively).</div>
                </td>
              </tr>

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        <div>
          <table cellspacing="0" cellpadding="0" id="z75aa80f3128b478093db8ed51fbf11d4" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 9pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(6)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Alternative long-duration assets (&#8220;ALDA&#8221;) include investments in private equity of $7,313, infrastructure of $8,689, oil and gas of $2,220, timber
                    and agriculture sectors of $4,797 and various other invested assets of $2,001 (December 31, 2019 &#8211; $6,396, $8,854, $3,245, $4,669 and $1,679 respectively).</div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <div>
            <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

                <tr>
                  <td style="width: 9pt; vertical-align: top;">
                    <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(7)</sup></div>
                  </td>
                  <td style="width: auto; vertical-align: top;">
                    <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">In 2019, the Company sold $1,112 of North American Private Equity investments to Manulife Private Equity Partners, L.P, a closed-end pooled fund of
                      funds. The Company provides management services to the fund.</div>
                  </td>
                </tr>

            </table>
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          <br>
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        <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
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            <div>Manulife Financial Corporation - Third Quarter 2020<br>
            </div>
          </div>
          <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">46</font></div>
          <div id="DSPFPageBreak" style="page-break-after:always;">
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          <div id="DSPFPageHeader"></div>
        </div>
        <div>
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              <tr>
                <td style="width: 27pt; vertical-align: top;">
                  <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(b)</div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Investment income</div>
                </td>
              </tr>

          </table>
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        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="z24f3c5d4c12140b99be7867a3ae1196b">

            <tr>
              <td valign="bottom" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="6">
                <div style="text-align: center; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">three months ended</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="6">
                <div style="text-align: center; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">nine months ended</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="6">
                <div style="text-align: center; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">September 30,</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="6">
                <div style="text-align: center; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">September 30,</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">For the</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">2020</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); text-align: right;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">2019</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); text-align: right; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">2020</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); text-align: right;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">2019</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Interest income</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,925</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2,869</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">8,711</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">8,564</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Dividend, rental and other income</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">569</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">620</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,643</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2,035</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Impairments, provisions and recoveries, net</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(136</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">21</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(849</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">68</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">163</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">422</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,562</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">722</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">3,521</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3,932</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">12,067</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">11,389</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="text-indent: -4.65pt; margin-left: 4.65pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Realized and unrealized gains (losses) on assets supporting insurance and</div>
                <div style="text-indent: -9pt; margin-left: 13.5pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">investment contract liabilities and on the macro equity hedging program</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="text-indent: 0.3pt; margin-left: 13.2pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Debt securities</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">601</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3,534</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">8,829</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">13,385</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="margin-left: 13.2pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Public equities</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">919</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(3</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(31</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2,013</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="margin-left: 13.2pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Mortgages</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">25</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(39</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">26</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(15</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="margin-left: 13.2pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Private placements</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(43</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(56</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(90</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(139</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="margin-left: 13.2pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Real estate</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">53</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">87</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(86</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">402</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="margin-left: 13.2pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other invested assets</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">415</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(52</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(707</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">632</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="margin-left: 13.2pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Derivatives, including macro equity hedging program</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(870</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3,121</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">9,343</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">6,425</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,100</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">6,592</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">17,284</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">22,703</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total investment income</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">4,621</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">10,524</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">29,351</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">34,092</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>

        </table>
        <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="zfd0afe1abb9f4c559b9b81cc959972df" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 27pt; vertical-align: top;">
                  <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(c)</div>
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                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Fair value measurement</div>
                </td>
              </tr>

          </table>
        </div>
        <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 12pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The following table presents fair values by the fair value hierarchy of invested assets and segregated funds net
          assets measured at fair value in the Consolidated Statements of Financial Position.</div>
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                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">As at September 30, 2020</div>
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              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total fair value</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Level 1</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Level 2</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Level 3</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Cash and short-term securities</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="margin-left: 16pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">FVTPL</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">2,280</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">2,280</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="margin-left: 16pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">AFS</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">18,719</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">18,719</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="margin-left: 16pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">5,971</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">5,971</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Debt securities</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="margin-left: 8pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">FVTPL</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="margin-left: 16pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Canadian government and agency</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">20,865</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">20,865</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="margin-left: 16pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">U.S. government and agency</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">11,343</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">11,343</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="margin-left: 16pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other government and agency</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">19,844</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">19,844</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="margin-left: 16pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Corporate</div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">129,474</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">128,887</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">587</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="margin-left: 16pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Residential mortgage-backed securities</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">12</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">12</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="margin-left: 16pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Commercial mortgage-backed securities</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,322</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,322</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="margin-left: 16pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other asset-backed securities</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,887</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,845</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">42</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="margin-left: 8pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">AFS</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="margin-left: 16pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Canadian government and agency</div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">4,164</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">4,164</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="margin-left: 16pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">U.S. government and agency</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">21,392</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">21,392</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="margin-left: 16pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other government and agency</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">5,906</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">5,906</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="margin-left: 16pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Corporate</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">6,565</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">6,562</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">3</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="margin-left: 16pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Residential mortgage-backed securities</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="margin-left: 16pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Commercial mortgage-backed securities</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">107</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">107</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="margin-left: 16pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other asset-backed securities</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">62</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">62</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Public equities</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="margin-left: 16pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">FVTPL</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">20,206</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">20,206</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="margin-left: 16pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">AFS</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,499</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,499</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Real estate - investment property<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">11,350</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">11,350</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Other invested assets<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">18,537</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">86</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">18,451</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Segregated funds net assets<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">351,408</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">301,706</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">45,249</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">4,453</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">652,914</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">329,468</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">288,560</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">34,886</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>

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        <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
        </div>
        <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="width: 100%;" id="DSPFPageFooter">
            <div>Manulife Financial Corporation - Third Quarter 2020<br>
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          <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">47</font></div>
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            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
          <div id="DSPFPageHeader"></div>
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        <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
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            <tr>
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                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">As at December 31, 2019</div>
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              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total fair value</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Level 1</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Level 2</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Level 3</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Cash and short-term securities</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="margin-left: 16pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">FVTPL</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,859</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,859</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="margin-left: 16pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">AFS</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">13,084</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">13,084</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="margin-left: 16pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">5,357</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">5,357</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Debt securities</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="margin-left: 8pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">FVTPL</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="margin-left: 16pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Canadian government and agency</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">18,582</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">18,582</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="margin-left: 16pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">U.S. government and agency</div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">11,031</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">11,031</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="margin-left: 16pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other government and agency</div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">17,383</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">17,383</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="margin-left: 16pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Corporate</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">116,044</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">115,411</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">633</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="margin-left: 16pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Residential mortgage-backed securities</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">13</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">13</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="margin-left: 16pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Commercial mortgage-backed securities</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,271</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,271</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="margin-left: 16pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other asset-backed securities</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,983</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,983</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="margin-left: 8pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">AFS</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="margin-left: 16pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Canadian government and agency</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">4,779</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">4,779</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="margin-left: 16pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">U.S. government and agency</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">17,221</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">17,221</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="margin-left: 16pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other government and agency</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">4,360</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">4,360</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="margin-left: 16pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Corporate</div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">5,285</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">5,270</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">15</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="margin-left: 16pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Residential mortgage-backed securities</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="margin-left: 16pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Commercial mortgage-backed securities</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">102</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">102</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="margin-left: 16pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other asset-backed securities</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">67</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">67</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Public equities</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="margin-left: 16pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">FVTPL</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">20,060</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">20,060</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="margin-left: 16pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">AFS</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">2,791</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">2,788</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">3</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Real estate - investment property<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">11,002</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">11,002</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Other invested assets<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">18,194</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">91</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">18,103</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Segregated funds net assets<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">343,108</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">293,903</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">44,693</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">4,512</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">613,577</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">322,199</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">257,113</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">34,265</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>

        </table>
        <div>
          <table cellspacing="0" cellpadding="0" id="z6b4efc8c0f24492fb2326f7a4fae4801" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 1pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 9pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; margin-top: 1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; margin-top: 1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">For real estate investment properties, the significant unobservable inputs are capitalization rates (ranging from 2.75% to 8.50%
                    during the period and ranging from 2.75% to 8.75% during the year 2019) and terminal capitalization rates (ranging from 3.25% to 9.25% during the period and ranging from 3.80% to 9.25% during the year 2019). Holding other factors
                    constant, a lower capitalization or terminal capitalization rate will tend to increase the fair value of an investment property. Changes in fair value based on variations in unobservable inputs generally cannot be extrapolated because
                    the relationship between the directional changes of each input is not usually linear.</div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z7db04a4456574d99847cb4ebdbf565e7" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 9pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">Other invested assets measured at fair value are held primarily in the infrastructure and timber sectors. The significant inputs used in the
                    valuation of the Company&#8217;s infrastructure investments are primarily future distributable cash flows, terminal values and discount rates. Holding other factors constant, an increase to future distributable cash flows or terminal values
                    would tend to increase the fair value of an infrastructure investment, while an increase in the discount rate would have the opposite effect. Discount rates during the period ranged from 7.00% to 15.6% (for the year ended December 31,
                    2019 &#8211; ranged from 7.00% to 16.5%). Disclosure of distributable cash flow and terminal value ranges are not meaningful given the disparity in estimates by project. The significant inputs used in the valuation of the Company&#8217;s
                    investments in timberland are timber prices and discount rates. Holding other factors constant, an increase to timber prices would tend to increase the fair value of a timberland investment, while an increase in the discount rates would
                    have the opposite effect. Discount rates during the period ranged from 5.0% to 7.0% (for the year ended December 31, 2019 &#8211; ranged from 5.0% to 7.0%). A range of prices for timber is not meaningful as the market price depends on factors
                    such as property location and proximity to markets and export yards.</div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z3c640e06574c4e20bf76ad5fa0aa381b" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 9pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Segregated funds net assets are measured at fair value. The Company&#8217;s Level 3 segregated funds assets are predominantly invested in investment
                    properties and timberland properties valued as described above.</div>
                </td>
              </tr>

          </table>
        </div>
        <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">As a result of COVID-19 and the recent economic downturn, significant measurement uncertainty exists in determining
          the fair value of real estate and other invested assets. For the nine months ended September 30, 2020, based on reasonable estimates and assumptions reflecting both the nature of the assets and currently available information, the Company has
          recognized a reduction in the carrying value oil and gas investments of $983, the measurement of which was subject to significant judgment. A summary of the measurement uncertainties and impacts to valuation inputs and techniques with respect to
          real estate and other invested assets is disclosed below. For the methodologies used in determining carrying values of the remaining invested assets, refer to note 1 of the 2019 Consolidated Financial Statements.</div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Real Estate</font>&#160;<font style="font-weight: bold;">&#8211;</font> For real estate investment properties,
          valuation inputs include existing and assumed tenancies, market data from recent comparable transactions, future economic outlook and market risk assumptions, capitalization rates and internal rates of return. Measurement uncertainty is driven
          primarily by a reduction in available information, which could have a negative impact on future carrying value of these assets.</div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Timberland and Farmland</font>&#160;<font style="font-weight: bold;">&#8211;</font> For investments in timberland
          and farmland, valuation inputs include asset-specific production, relevant commodity prices and discount rates. There has been an increase in uncertainty regarding these inputs used, including potential future reduction in demand, which could
          have a negative impact on the future carrying value of these assets.</div>
        <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="width: 100%;" id="DSPFPageFooter">
            <div>Manulife Financial Corporation - Third Quarter 2020<br>
            </div>
          </div>
          <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">48</font></div>
          <div id="DSPFPageBreak" style="page-break-after:always;">
            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
          <div id="DSPFPageHeader"></div>
        </div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Infrastructure &#8211; </font>For infrastructure investments, valuation is largely based on discounted cash
          flow techniques reflecting estimates regarding future cash flows, terminal values and discount rates. These assets are defensive in nature and are supported by existing contractual revenue streams. There has been an increase in uncertainty
          regarding critical valuation inputs listed, driven primarily by a reduction in available information, which could have a negative impact on future carrying value of these assets.</div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Oil and Gas &#8211; </font>Significant declines in oil and gas commodity prices experienced in the nine
          months ended September 30, 2020 coupled with economic uncertainty stemming from COVID-19 have resulted in reductions in the carrying value of these investments, by way of both impairment and fair value adjustments. Methods for determining the
          fair value of directly held oil and gas properties use models and inputs reflecting forecasted price curves, planned production, capital expenditures, and operating costs. Investments in other private equity interests are valued primarily based
          on financial statements and inputs provided by third party general partners and sponsors for these funds. Significant measurement uncertainty relating to future prices for relevant commodities as well as the current absence of information from
          third parties could have an impact on the carrying value of these assets in future periods.</div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Private Equity &#8211;</font> Included in the Company&#8217;s private equity investments are assets valued
          primarily based on net asset value as per financial statements provided by third party general partners or fund sponsors and on reasonable techniques from a market participant perspective. Significant measurement uncertainty relating to
          volatility in underlying markets as well as the current absence of information from third parties could have an impact on the carrying value of these assets in future periods.</div>
        <div style="line-height: 12.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The following table presents fair value of invested assets not measured at fair value by the fair value hierarchy.</div>
        <div style="line-height: 12.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
        </div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="z52656336bbe143adb904a75abc1efe93">

            <tr>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">As at September 30, 2020</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Carrying value</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total fair value</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Level 1</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Level 2</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Level 3</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Mortgages</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">50,541</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">54,495</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">54,495</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Private placements</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">40,785</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">47,529</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">41,181</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">6,348</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Policy loans</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">6,844</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">6,844</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">6,844</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Loans to Bank clients</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,941</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,945</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,945</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Real estate - own use property</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,955</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">3,287</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">3,287</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other invested assets<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">10,662</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">11,570</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">134</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">11,436</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total invested assets disclosed at fair value</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">112,728</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">125,670</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">134</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">49,970</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">75,566</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"> <br>
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                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">As at December 31, 2019</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Carrying value</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total fair value</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Level 1</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Level 2</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Level 3</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Mortgages</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">49,376</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">51,450</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">51,450</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Private placements</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">37,979</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">41,743</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">36,234</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">5,509</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Policy loans</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">6,471</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">6,471</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">6,471</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Loans to Bank clients</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,740</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,742</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,742</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Real estate - own use property</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,926</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">3,275</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">3,275</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other invested assets<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">10,566</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">11,346</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">165</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">11,181</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total invested assets disclosed at fair value</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">108,058</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">116,027</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">165</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">44,447</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">71,415</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>

        </table>
        <div>
          <table cellspacing="0" cellpadding="0" id="z1190e511180f4a83a4ae312caed337b3" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 1pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 9pt; vertical-align: top; font-weight: normal;">
                  <div style="line-height: 9.1pt; margin-top: 1pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; margin-top: 1pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Other invested assets disclosed at fair value include $3,517 (December 31, 2019 &#8211; $3,371) of leveraged leases
                    which are disclosed at their carrying values as fair value is not routinely calculated on these investments.</div>
                </td>
              </tr>

          </table>
        </div>
        <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Transfers between Level 1 and Level 2</div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The Company records transfers of assets and liabilities between Level 1 and Level 2 at their fair values as at the end of each
          reporting period, consistent with the date of the determination of fair value. Assets are transferred out of Level 1 when they are no longer transacted with sufficient frequency and volume in an active market. Conversely, assets are transferred
          from Level 2 to Level 1 when transaction volume and frequency are indicative of an active market. During the three and nine months ended September 30, 2020 and 2019, the Company had $nil transfers between Level 1 and Level 2.</div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">For segregated funds net assets, the Company had $nil and $nil transfers from Level 1 to Level 2 for the three and nine months ended
          September 30, 2020 (three and nine months ended September 30, 2019 &#8211; $8 and $nil). The Company had $nil and $nil transfers from Level 2 to Level 1 for the three and nine months ended September 30, 2020 (three and nine months ended September 30,
          2019 &#8211; $nil and $nil)<font style="font-family: Calibri, sans-serif;">.</font></div>
        <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Invested assets and segregated funds net assets measured at fair value in the Consolidated Statements of Financial
          Position using significant unobservable inputs (Level 3)</div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The Company classifies the fair values of the invested assets and segregated funds net assets as Level 3 if there are no observable
          markets for these assets or, in the absence of an active markets, most of the inputs used to determine fair value are based on the Company&#8217;s own assumptions about market participant assumptions. The Company prioritizes the use of market-based
          inputs over entity-based assumptions in determining Level 3 fair values. The gains and losses in the tables below include the changes in fair value due to both observable and unobservable factors<font style="font-family: Calibri, sans-serif;">.</font></div>
        <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="width: 100%;" id="DSPFPageFooter">
            <div>Manulife Financial Corporation - Third Quarter 2020<br>
            </div>
          </div>
          <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">49</font></div>
          <div id="DSPFPageBreak" style="page-break-after:always;">
            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
          <div id="DSPFPageHeader"></div>
        </div>
        <br>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The following table presents a roll forward of all invested assets and segregated funds net assets measured at fair value using
          significant unobservable inputs (Level 3) for the three months ended September 30, 2020 and 2019.</div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="z0acacb0842534ac7ba330a389518f945">

            <tr>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">For the three months</div>
                <div style="line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">ended September 30, 2020</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Balance,</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;"> July 1,</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;"> 2020</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Total gains</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;"> (losses)</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;"> included in</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;"> net</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;"> income<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Total gains</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;"> (losses)</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;"> included in</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;"> AOCI<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Purchases</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Sales</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Settlements</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Transfer</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">in<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3),(4)</sup></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Transfer</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">out<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3),(4)</sup></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Currency</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">movement</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">Balance,</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">September</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">30, 2020</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Change in</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">unrealized</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">gains</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(losses)</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">on assets</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">still held</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom;">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">Debt securities</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom;">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">FVTPL</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 12%;">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Corporate</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">672</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">54</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
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              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(163</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">37</font></div>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(13</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">587</font></div>
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              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">32</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 12%;" rowspan="1" colspan="2">
                <div style="text-indent: -3.65pt; margin-left: 3.65pt; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Other asset-backed</div>
                <div style="text-indent: -3.65pt; margin-left: 8pt; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">securities</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">44</font></div>
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              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
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                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">42</font></div>
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                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(1</font></div>
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            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 12%;">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">AFS</div>
              </td>
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            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 12%;">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Corporate</div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">4</font></div>
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                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(1</font></div>
              </td>
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                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">3</font></div>
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                <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 12%;">
                <div style="text-indent: -3.35pt; margin-left: 3.35pt; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">Investment property</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">11,171</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">35</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">209</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">40</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(105</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">11,350</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">35</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 12%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">Other invested assets</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">17,820</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">322</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">3</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">700</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(10</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(139</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">1</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(2</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(244</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">18,451</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">330</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 12%;">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">Total invested assets</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">29,711</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">409</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">3</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">909</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(173</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(139</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">78</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(2</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(363</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">30,433</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">396</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 12%;">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">Derivatives, net</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">4,385</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">231</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">7</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(261</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(266</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(85</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">4,011</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(18</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 12%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-indent: -3.35pt; margin-left: 3.35pt; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">Segregated funds net</div>
                <div style="text-indent: -3.35pt; margin-left: 8pt; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">assets</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">4,395</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">71</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">33</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(18</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(8</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">31</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(1</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(50</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">4,453</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">52</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 12%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">Total</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">38,491</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">711</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">10</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">942</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(191</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(408</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">109</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(269</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(498</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">38,897</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</font></div>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">430</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>

        </table>
        <div style="line-height: 2.85pt;"><br style="line-height: 2.85pt;">
        </div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="z03401d2a73554030a3eca3d920f6ecf1">

            <tr>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">For the three months</div>
                <div style="line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;"> ended September 30, 2019</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Balance,</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">July 1,</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">2019</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Total gains</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(losses)</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">included in</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">net</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">income<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Total gains</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(losses)</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">included in</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">AOCI<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Purchases</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Sales</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Settlements</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Transfer</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">in<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3),(4)</sup></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Transfer</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">out<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3),(4)</sup></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Currency</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">movement</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">Balance,</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">September</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">30, 2019</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;"> <br>
                </div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Change in</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">unrealized</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">gains</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(losses)</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">on assets</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">still held</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom;">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">Debt securities</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom;">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">FVTPL</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 12%;" rowspan="1" colspan="2">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Other government &amp; </div>
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">&#160; agency</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">187</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(11</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(5</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(178</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">7</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(12</font></div>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 12%;">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Corporate</div>
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              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">930</font></div>
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                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(22</font></div>
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                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(3</font></div>
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                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(458</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</div>
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                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">23</font></div>
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                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">443</font></div>
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                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(23</font></div>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 12%;" rowspan="1" colspan="2">
                <div style="text-indent: -3.75pt; margin-left: 3.75pt; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Residential mortgage-</div>
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                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">7</font></div>
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                <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(1</font></div>
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                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(5</font></div>
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                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">1</font></div>
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            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 12%;">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">AFS</div>
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            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 12%;" rowspan="1" colspan="2">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Other government &amp; </div>
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                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">42</font></div>
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                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">1</font></div>
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                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(3</font></div>
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                <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(10</font></div>
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                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(31</font></div>
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                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Corporate</div>
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                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">122</font></div>
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                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(4</font></div>
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                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(15</font></div>
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                <div style="text-indent: -3.75pt; margin-left: 3.75pt; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Residential mortgage-</div>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 12%;">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">FVTPL</div>
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              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">3</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">3</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 12%;">
                <div style="line-height: 7.65pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">Investment property</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 7.65pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">10,866</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 7.65pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">103</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 7.65pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 7.65pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">69</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 7.65pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(23</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 7.65pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 7.65pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 7.65pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">1</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 7.65pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 7.65pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">53</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 7.65pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">11,069</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 7.65pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">98</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 12%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">Other invested assets</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">18,760</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(75</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">7</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">690</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(10</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(218</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">2</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">142</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">19,298</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(63</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 12%;">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">Total invested assets</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">30,919</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(3</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">760</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(91</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(222</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">3</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(766</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">230</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">30,830</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 12%;">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">Derivatives, net</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">1,612</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">1,449</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">4</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">15</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">30</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(224</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">20</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">2,906</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">1,478</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 12%; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1" colspan="2">
                <div style="text-indent: -3.35pt; margin-left: 3.35pt; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">Segregated funds net</div>
                <div style="text-indent: -3.35pt; margin-left: 8pt; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">&#160; assets</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">4,459</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">4</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">32</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(38</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">2</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">28</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">4,487</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">15</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 12%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: justify; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">Total</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">36,990</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">1,450</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">4</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">807</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(129</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(190</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">3</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(990</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">278</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">38,223</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">1,493</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>

        </table>
        <div>
          <table cellspacing="0" cellpadding="0" id="z232fcda6331b4164bbd84a9cf99ec592" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 9pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Included in net investment income in the Consolidated Statements of Income except for the amount related to segregated funds net assets, where the
                    amount is recorded in changes in segregated funds net assets, refer to note 14.</div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z102c53a89d804351b55f06b86f7fe55e" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 9pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Included in AOCI in the Consolidated Statements of Financial Position except for the amount related to segregated funds net assets.</div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z5a88dbcb4b95435b903a6c6972bc4775" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 9pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">For assets that are transferred into and/or out of Level 3, the Company uses fair value of the assets at the beginning of period.</div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="zf1eb0490738844d69104e8b9a20adc38" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 9pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">For derivatives transfer into or out of Level 3, the Company uses fair value at the end of the period and at the beginning of the
                    period, respectively.</div>
                </td>
              </tr>

          </table>
        </div>
        <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="width: 100%;" id="DSPFPageFooter">
            <div>Manulife Financial Corporation - Third Quarter 2020<br>
            </div>
          </div>
          <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">50</font></div>
          <div id="DSPFPageBreak" style="page-break-after:always;">
            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
          <div id="DSPFPageHeader"></div>
        </div>
        <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
        </div>
        <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The following table presents a roll forward of all invested assets and segregated funds net assets measured at fair
          value using significant unobservable inputs (Level 3) for the nine months ended September 30, 2020 and 2019.</div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="z6ef5b993de1b4f34979f1bffbc5a84c7">

            <tr>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="1" colspan="2">
                <div style="line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">For the nine months </div>
                <div style="line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">ended September 30, 2020</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Balance,</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">January 1,</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">2020</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Total gains</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(losses)</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">included in</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">net</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">income<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Total gains</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(losses)</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">included in</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">AOCI<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Purchases</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Sales</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Settlements</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Transfer</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">in<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3),(4)</sup></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Transfer</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">out<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3),(4)</sup></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Currency</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">movement</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">Balance,</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">September</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">30, 2020</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Change in</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">unrealized</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">gains</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(losses)</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">on assets</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">still held</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom;">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">Debt securities</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom;">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">FVTPL</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 12%;">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Corporate</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">633</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(8</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">36</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(193</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(1</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">151</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(50</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">19</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">587</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">90</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 12%;" rowspan="1" colspan="2">
                <div style="text-indent: -3.65pt; margin-left: 3.65pt; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Other asset-backed </div>
                <div style="text-indent: -3.65pt; margin-left: 3.65pt; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">&#160; securities</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(12</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
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              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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                <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(1</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">54</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">1</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">42</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(4</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 12%;">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">AFS</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 12%;">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Corporate</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">15</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(6</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">1</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">6</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(13</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">3</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 12%;">
                <div style="text-indent: -3.35pt; margin-left: 3.35pt; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">Investment property</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">11,002</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(114</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">579</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(331</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">40</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">174</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">11,350</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(160</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 12%; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1" colspan="2">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">Other invested assets</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">18,103</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(884</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(49</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">2,009</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(841</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(431</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">92</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(2</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">454</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">18,451</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(1,298</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 12%;">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">Total invested assets</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">29,753</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(1,024</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(48</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">2,624</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(1,365</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(433</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">343</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(65</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">648</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">30,433</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(1,372</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 12%;">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">Derivatives, net</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">1,456</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">3,526</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(47</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">10</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(896</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(85</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">47</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">4,011</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">2,808</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 12%; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1" colspan="2">
                <div style="text-indent: -3.35pt; margin-left: 3.35pt; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">Segregated funds net</div>
                <div style="text-indent: -3.35pt; margin-left: 8pt; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">assets</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">4,512</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(84</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">19</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(86</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(2</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">35</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(3</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">62</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">4,453</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">2</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 12%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">Total</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">35,721</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">2,418</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(95</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">2,653</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(1,451</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(1,331</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">378</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(153</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">757</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">38,897</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">1,438</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>

        </table>
        <div style="line-height: 2.85pt;"><br style="line-height: 2.85pt;">
        </div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="zd6ece85b60404f059653fc74ed450732">

            <tr>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="1" colspan="2">
                <div style="line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">For the nine months </div>
                <div style="line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">ended September 30, 2019</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Balance,</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">January 1,</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">2019</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Total gains</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(losses)</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">included in</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">net</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">income<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Total gains</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(losses)</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">included in</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">AOCI<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Purchases</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Sales</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Settlements</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Transfer</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">in<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3),(4)</sup></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Transfer</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">out<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3),(4)</sup></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Currency</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">movement</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">Balance,</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">September</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">30, 2019</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;"> <br>
                </div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Change in</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">unrealized</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">gains</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(losses)</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">on assets</div>
                <div style="text-align: right; line-height: 8pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">still held</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom;">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">Debt securities</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom;">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">FVTPL</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 12%;" rowspan="1" colspan="2">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Other government &amp; </div>
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">&#160; agency</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">180</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">1</font></div>
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                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">-</font></div>
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                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
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                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">17</font></div>
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                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(18</div>
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                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">-</font></div>
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                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(178</div>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 12%;">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Corporate</div>
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                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">784</font></div>
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                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">32</font></div>
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                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">43</font></div>
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                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(88</font></div>
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                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">162</font></div>
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                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(458</div>
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                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(15</font></div>
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                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">443</font></div>
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                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">44</font></div>
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            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 12%;" rowspan="1" colspan="2">
                <div style="text-indent: -3.75pt; margin-left: 3.75pt; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Residential mortgage-</div>
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                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">7</font></div>
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                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(5</font></div>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 12%;">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">AFS</div>
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              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">37</font></div>
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              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">1</font></div>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">-</font></div>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">5</font></div>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(12</font></div>
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                <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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                <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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                <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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                <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Corporate</div>
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              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">120</font></div>
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                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">1</font></div>
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                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(1</font></div>
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                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">14</font></div>
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                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(21</font></div>
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                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(4</font></div>
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                <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(93</font></div>
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                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(1</font></div>
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                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">15</font></div>
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                <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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              <td valign="bottom" style="vertical-align: bottom; width: 12%;" rowspan="1" colspan="2">
                <div style="text-indent: -3.75pt; margin-left: 3.75pt; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Residential mortgage-</div>
                <div style="text-indent: -3.75pt; margin-left: 8pt; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">&#160; backed securities</div>
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              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">2</font></div>
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                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(1</font></div>
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                <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">1</font></div>
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                <div style="text-indent: -3.45pt; margin-left: 3.45pt; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Commercial mortgage-</div>
                <div style="text-indent: -3.45pt; margin-left: 8pt; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">backed securities</div>
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              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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                <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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                <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
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              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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                <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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                <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">FVTPL</div>
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              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">3</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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                <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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                <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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                <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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                <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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                <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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                <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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                <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">3</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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                <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; width: 12%;">
                <div style="line-height: 7.65pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">Investment property</div>
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              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 7.65pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">10,761</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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                <div style="line-height: 7.65pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">411</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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                <div style="line-height: 7.65pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 7.65pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">208</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 7.65pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(158</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 7.65pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</div>
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              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 7.65pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 7.65pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">15</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 7.65pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 7.65pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(168</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 7.65pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 7.65pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">11,069</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 7.65pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">399</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; width: 12%; border-bottom: 2px solid rgb(0, 0, 0);">
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              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">17,562</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">595</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">4</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">2,537</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(144</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(780</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">2</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(478</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">19,298</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">698</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 12%;">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">Total invested assets</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">29,456</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">1,041</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">3</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">2,861</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(442</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(801</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">179</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(803</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(664</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">30,830</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">1,141</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 12%;">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">Derivatives, net</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">106</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">2,964</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">35</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">33</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(286</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">149</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(90</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(5</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">2,906</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">2,838</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 12%; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1" colspan="2">
                <div style="text-indent: -3.35pt; margin-left: 3.35pt; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">Segregated funds net</div>
                <div style="text-indent: -3.35pt; margin-left: 8pt; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">&#160; assets</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">4,447</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">90</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">154</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(118</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(26</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(60</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">4,487</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">64</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 12%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: justify; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">Total</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">34,009</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">4,095</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">38</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">3,048</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(560</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(1,113</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">328</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(893</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(729</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">38,223</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">4,043</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>

        </table>
        <div>
          <table cellspacing="0" cellpadding="0" id="zaef84ddf5396491194daf374b2f55231" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 9pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">These amounts are included in net investment income in the Consolidated Statements of Income except for the amount related to segregated funds net
                    assets, where the amount is recorded in changes in segregated funds net assets, refer to note 14.</div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="zb04e8dcb422840ff92488d4cb5d0185a" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 9.35pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">These amounts are included in AOCI in the Consolidated Statements of Financial Position.</div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z310b4e44c4974ff3afb85b2d9619d2b4" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 9.35pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">The Company uses fair values of the assets at the beginning of the year for assets transferred into and out of Level 3 except for derivatives, refer
                    to footnote 4 below<font style="font-family: Calibri,sans-serif;">.</font></div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z23ec84a1d08c4aef83cb0b4df65d0443" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 9.35pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">For derivatives transferred into or out of Level 3, the Company uses fair value at the end of the period and at the beginning of
                    the year, respectively.</div>
                </td>
              </tr>

          </table>
        </div>
        <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Transfers into Level 3 primarily result from securities that were impaired during the period or securities where a
          lack of observable market data (versus the previous period) resulted in reclassifying assets into Level 3. Transfers from Level 3 primarily result from observable market data now being available for the entire term structure of the debt security.</div>
        <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="width: 100%;" id="DSPFPageFooter">
            <div>Manulife Financial Corporation - Third Quarter 2020<br>
            </div>
          </div>
          <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">51</font></div>
          <div id="DSPFPageBreak" style="page-break-after:always;">
            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
          <div id="DSPFPageHeader"></div>
        </div>
        <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
        </div>
        <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
          <table cellspacing="0" cellpadding="0" id="zaa151fe7588740a390920358d47157b6" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 12pt; margin-top: 12pt;">

              <tr>
                <td style="width: 45pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Note 4</td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Derivative and Hedging Instruments</div>
                </td>
              </tr>

          </table>
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
        </div>
        <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Fair value of derivatives</div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The following table presents the gross notional amount and fair value of derivative instruments by the underlying risk exposure for
          derivatives in qualifying hedge accounting relationships and derivatives not designated in qualifying hedge accounting relationships.</div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="z45bb8cddb2e541bc8c14657b71abbfc0">

            <tr>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;&#160;&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="10">
                <div style="text-align: center; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">September 30, 2020</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="10">
                <div style="text-align: center; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">December 31, 2019</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">As at</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="2" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="2" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Notional</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"> amount</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="2" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="6">
                <div style="text-align: center; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Fair value</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" rowspan="2" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="2" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Notional</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">amount</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="2" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="6">
                <div style="text-align: center; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Fair value</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Type of hedge</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-family: 'Arial Narrow',sans-serif; font-size: 8pt; margin-left: 9pt;">Instrument type</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
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                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Assets</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
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                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Liabilities</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; width: 14%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Fair value hedges</div>
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              <td valign="bottom" style="vertical-align: bottom; width: 14%;">
                <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-family: 'Arial Narrow',sans-serif; font-size: 8pt; margin-left: 9pt;">Interest rate swaps</div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">100</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">350</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">5</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; padding-left: 15%; width: 28%;" colspan="2">
                <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">&#160;Foreign currency</div>
                <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">&#160;&#160;&#160; swaps</div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">88</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">4</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">3</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">86</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">3</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 14%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Cash flow hedges</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 14%;">
                <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-family: 'Arial Narrow',sans-serif; font-size: 8pt; margin-left: 9pt;">Foreign currency swaps</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,794</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">39</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">569</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,790</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">39</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">407</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; padding-left: 15%; width: 28%;" colspan="2">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160;Equity contracts</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">145</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">15</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">132</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">16</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 14%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net investment</div>
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; hedges</div>
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              <td valign="bottom" style="vertical-align: bottom; width: 14%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-family: 'Arial Narrow',sans-serif; font-size: 8pt; margin-left: 9pt;">Foreign currency</div>
                <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-family: 'Arial Narrow',sans-serif; font-size: 8pt; margin-left: 9pt;">&#160; contracts</div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">598</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">10</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">2,822</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">7</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">22</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="3" rowspan="1">
                <div style="text-indent: -3.35pt; margin-left: 3.35pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total derivatives in qualifying hedge accounting</div>
                <div style="text-indent: -3.35pt; margin-left: 8pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160;relationships</div>
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              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">2,725</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">45</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">597</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">5,180</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">65</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">435</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;" colspan="2">
                <div style="text-indent: -3.35pt; margin-left: 3.35pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Derivatives not designated in qualifying hedge</div>
                <div style="text-indent: -3.35pt; margin-left: 8pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">accounting relationships</div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; padding-left: 15%; width: 28%;" colspan="2">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Interest rate swaps</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">291,071</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">26,017</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">14,776</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">283,172</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">15,159</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">8,140</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; padding-left: 15%; width: 28%;" colspan="2">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Interest rate futures</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">16,344</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">13,069</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; padding-left: 15%; width: 28%;" colspan="2">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Interest rate options</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">12,629</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">879</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">9</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">12,248</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">423</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; padding-left: 15%; width: 28%;" colspan="2">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Foreign currency swaps</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">31,081</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">751</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,985</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">26,329</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">606</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,399</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; padding-left: 15%; width: 28%;" colspan="2">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Currency rate futures</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">3,915</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">3,387</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; padding-left: 15%; width: 28%;" colspan="2">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Forward contracts</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">37,892</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">4,939</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">285</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">33,432</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">2,337</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">273</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; padding-left: 15%; width: 28%;" colspan="2">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Equity contracts</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">15,822</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">917</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">100</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">14,582</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">853</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">37</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; padding-left: 15%; width: 28%;" colspan="2">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Credit default swaps</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">373</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">3</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">502</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">6</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; padding-left: 15%; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Equity futures</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">10,971</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">10,576</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="3" rowspan="1">
                <div style="text-indent: -3.35pt; margin-left: 3.35pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total derivatives not designated in qualifying</div>
                <div style="text-indent: -3.35pt; margin-left: 8pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">hedge accounting relationships</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">420,098</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">33,506</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">17,155</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">397,297</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">19,384</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">9,849</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 14%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total derivatives</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 14%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">422,823</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">33,551</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">17,752</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">402,477</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">19,449</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">10,284</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>

        </table>
        <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The total notional amount of $423 billion (December 31, 2019 &#8211; $402 billion) includes $129 billion (December 31, 2019
          &#8211; $128 billion) related to derivatives utilized in the Company&#8217;s variable annuity guarantee dynamic hedging and macro equity risk hedging programs. Due to the Company&#8217;s variable annuity hedging practices, a large number of trades are in
          offsetting positions, resulting in a materially lower net fair value exposure to the Company than what the total notional amount would suggest.</div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The following table presents the fair value of the derivative instruments by remaining term to maturity. The fair values disclosed
          below do not incorporate the impact of master netting agreements (refer to note 6).</div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="zc8cb121859f6404c8476e09df5119129">

            <tr>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="14">
                <div style="text-align: center; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Remaining term to maturity</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">As at September 30, 2020</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Less than</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1 year</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1 to 3</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">years</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3 to 5</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">years</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Over 5</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">years</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Derivative assets</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,774</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">4,148</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,601</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">26,028</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">33,551</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Derivative liabilities</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">297</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">278</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">490</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">16,687</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">17,752</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="14">
                <div style="text-align: center; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;"> <br>
                </div>
                <div style="text-align: center; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Remaining term to maturity</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; padding-bottom: 2px;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">As at December 31, 2019</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Less than</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1 year</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1 to 3</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">years</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3 to 5</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">years</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Over 5</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">years</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Derivative assets</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,248</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,659</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,309</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">15,233</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">19,449</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Derivative liabilities</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">332</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">145</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">218</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">9,589</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">10,284</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>

        </table>
        <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
        </div>
        <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="width: 100%;" id="DSPFPageFooter">
            <div>Manulife Financial Corporation - Third Quarter 2020<br>
            </div>
          </div>
          <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">52</font></div>
          <div id="DSPFPageBreak" style="page-break-after:always;">
            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
          <div id="DSPFPageHeader"></div>
        </div>
        <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
        </div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The following table presents fair value of the derivative contracts by the fair value hierarchy.</div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="z09a08dfd30ff45fea17af5db6d8fbd17">

            <tr>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">As at September 30, 2020</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Fair value</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Level 1</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Level 2</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Level 3</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Derivative assets</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="margin-left: 16pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Interest rate contracts</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">31,793</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">26,816</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">4,977</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="margin-left: 16pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Foreign exchange contracts</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">837</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">837</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="margin-left: 16pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Equity contracts</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">918</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">904</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">14</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="margin-left: 16pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Credit default swaps</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">3</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">3</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total derivative assets</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">33,551</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">28,560</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">4,991</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Derivative liabilities</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="margin-left: 16pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Interest rate contracts</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">15,025</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">14,126</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">899</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="margin-left: 16pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Foreign exchange contracts</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">2,612</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">2,606</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">6</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="margin-left: 16pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Equity contracts</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">115</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">40</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">75</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total derivative liabilities</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">17,752</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">16,772</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">980</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"> <br>
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                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">As at December 31, 2019</div>
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              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Fair value</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Level 1</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Level 2</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Level 3</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Derivative assets</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="margin-left: 16pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Interest rate contracts</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">17,894</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">15,801</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">2,093</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="margin-left: 16pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Foreign exchange contracts</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">680</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">680</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="margin-left: 16pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Equity contracts</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">869</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">821</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">48</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="margin-left: 16pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Credit default swaps</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">6</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">6</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total derivative assets</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">19,449</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">17,308</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2,141</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Derivative liabilities</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="margin-left: 16pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Interest rate contracts</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">8,397</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">7,730</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">667</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="margin-left: 16pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Foreign exchange contracts</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,850</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,849</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="margin-left: 16pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Equity contracts</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">37</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">20</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">17</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total derivative liabilities</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">10,284</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">9,599</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">685</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>

        </table>
        <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Level 3 roll forward information for net derivative contracts measured using significant unobservable inputs is
          disclosed in note 3(c).</div>
        <div style="line-height: 9.1pt;"><br style="line-height: 9.1pt;">
        </div>
        <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
          <table cellspacing="0" cellpadding="0" id="z978ce48a7178459fabfa798df18dd588" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 12pt; margin-top: 12pt;">

              <tr>
                <td style="width: 45pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Note 5</td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Insurance and Investment Contract Liabilities and Reinsurance Assets</div>
                </td>
              </tr>

          </table>
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z50f0a50919cd475f9c22e795f3aee0bf" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 12pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 27pt; vertical-align: top;">
                  <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(a)</div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Insurance and investment contracts</div>
                </td>
              </tr>

          </table>
        </div>
        <div style="line-height: 12.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="color: #000000;">A </font>comprehensive review of valuation assumptions and methods is performed annually. The review reduces the Company&#8217;s
          exposure to uncertainty by ensuring assumptions for both asset and liability risks remain appropriate. This is accomplished by monitoring experience and updating assumptions which represent a best estimate of expected future experience, and
          margins that are appropriate for the risks assumed. While the assumptions selected represent the Company&#8217;s current best estimates and assessment of risk, the ongoing monitoring of experience and the changes in economic environment are likely to
          result in future changes to the <font style="color: #000000;">actuarial</font> assumptions, which could materially impact the insurance contract liabilities.</div>
        <div style="line-height: 15.75pt; margin-top: 12pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Annual review 2020</div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The completion of the 2020 annual review of actuarial methods and assumptions resulted in an increase in insurance contract liabilities
          of $563, net of reinsurance, and a decrease in net income attributed to shareholders of $198 post-tax.</div>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="10">
                <div style="text-align: center; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Change in insurance contract liabilities, net of reinsurance</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">For the three and nine months ended September 30, 2020</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Attributed to</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">participating</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">policyholders&#8217;</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">account<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Attributed to</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">shareholders&#8217;</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">account</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Change in net</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">income attributed</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">to shareholders</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(post-tax)</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Canada variable annuity product review</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(42</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(42</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">31</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Mortality and morbidity updates</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(304</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(1</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(303</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">232</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Lapses and policyholder behaviour</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">893</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">893</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(682</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: middle; width: 52%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Investment related updates</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(212</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(153</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(59</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">31</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: middle; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other updates</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">228</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">455</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(227</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">190</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net impact</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">563</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">301</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">262</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(198</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
              </td>
            </tr>

        </table>
        <div style="line-height: 2.3pt;"><br style="line-height: 2.3pt;">
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z797477c27c734744a7273323ade11ab0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 9pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">The change in insurance contract liabilities, net of reinsurance, attributable to the participating policyholders&#8217; account was driven by refinements
                    to the Company&#8217;s valuation models, primarily due to annual updates to reflect market movements in the first half of 2020.</div>
                </td>
              </tr>

          </table>
        </div>
        <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="width: 100%;" id="DSPFPageFooter">
            <div>Manulife Financial Corporation - Third Quarter 2020<br>
            </div>
          </div>
          <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">53</font></div>
          <div id="DSPFPageBreak" style="page-break-after:always;">
            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
          <div id="DSPFPageHeader"></div>
        </div>
        <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z2a91773fc4a347f1b2cdf7ec974c4acc" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 27pt; vertical-align: top;">
                  <div style="line-height: 14.4pt; margin-top: 10pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-style: normal; font-weight: bold;">(i)</div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 14.4pt; margin-top: 10pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Canada variable annuity product review</div>
                </td>
              </tr>

          </table>
        </div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The review of the Company&#8217;s variable annuity product in Canada resulted in a $31 post-tax gain to net income attributed to
          shareholders.</div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The gain was driven by refinements to the segregated fund guaranteed minimum withdrawal benefit valuation models, partially offset by
          updates to lapse assumptions to reflect emerging experience.</div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z680a0658bd6840cebb7a947555771e15" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 27pt; vertical-align: top;">
                  <div style="line-height: 14.4pt; margin-top: 10pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-style: normal; font-weight: bold;">(ii)</div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 14.4pt; margin-top: 10pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Updates to mortality and morbidity</div>
                </td>
              </tr>

          </table>
        </div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Mortality and morbidity updates resulted in a $232 post-tax gain to net income attributed to shareholders.</div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The gain was primarily driven by a review of the Company&#8217;s reinsurance arrangements and mortality margins for preferred risk classes in
          Canada Individual Insurance business, as well as updates to the morbidity assumptions on certain products in Japan. This was partially offset by a charge from the review of mortality assumptions in the U.S. Insurance business, where emerging
          experience showed higher mortality at older attained ages.</div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Other updates to mortality and morbidity assumptions were made across several products, largely in Canada, to reflect recent experience
          resulting in a net post-tax gain to net income attributable to shareholders.</div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z4a68e2da694c4c358199e5b323e07d5c" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 27pt; vertical-align: top;">
                  <div style="line-height: 14.4pt; margin-top: 10pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-style: normal; font-weight: bold;">(iii)</div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 14.4pt; margin-top: 10pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Updates to lapses and policyholder behaviour</div>
                </td>
              </tr>

          </table>
        </div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Updates to lapses and policyholder behaviour assumptions resulted in a $682 post-tax charge to net income attributed to shareholders.</div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The Company completed a detailed review of the lapse assumptions for universal life policies in Canada, including both yearly renewable
          term, and level cost of insurance products. The Company lowered the ultimate lapse assumptions due to the emergence of more recent data, which resulted in a post-tax charge of $504 to net income attributed to shareholders, primarily driven by
          adverse experience on large policies.</div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Other updates to lapse and policyholder behaviour assumptions were made across several products to reflect recent experience resulting
          in a net post-tax charge to net income attributable to shareholders. The primary driver of the charge was adverse lapse experience from retail policies in Japan.</div>
        <div>
          <table cellspacing="0" cellpadding="0" id="zc6df5051226c4009adeb9fd80d63ef16" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 27pt; vertical-align: top;">
                  <div style="line-height: 14.4pt; margin-top: 10pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-style: normal; font-weight: bold;">(iv)</div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 14.4pt; margin-top: 10pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Investment related updates</div>
                </td>
              </tr>

          </table>
        </div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Updates to investment return assumptions resulted in a $31 post-tax gain to net income attributed to shareholders.</div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z172bd3d7504146b28ced87447bfa20e3" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 27pt; vertical-align: top;">
                  <div style="line-height: 14.4pt; margin-top: 10pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-style: normal; font-weight: bold;">(v)</div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 14.4pt; margin-top: 10pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Other updates</div>
                </td>
              </tr>

          </table>
        </div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Other updates resulted in a $190 post-tax gain to net income attributed to shareholders. This incorporated several positive items
          including updates to the Company&#8217;s U.S. segregated fund guaranteed minimum withdrawal benefit valuation models, as well as updates to the projection of the tax and liability cash flows in the U.S to align with updated U.S. tax and statutory
          reporting standard changes, partially offset by refinements to the valuation models, primarily driven by annual updates to reflect market movements in the first half of 2020.</div>
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          reinsurance, and a decrease in net income attributed to shareholders of $21 post-tax.</div>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="10">
                <div style="text-align: center; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Change in insurance contract liabilities, net of reinsurance</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">For the three and nine months ended September 30, 2019</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Attributed to</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">participating</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">policyholders&#8217;</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">account</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Attributed to</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">shareholders&#8217;</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">account</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Change in net</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">income attributed</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">to shareholders</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(post-tax)</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Long-Term Care triennial review</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">$ <br>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">11</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1"><font style="font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">$</font> <br>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1"><font style="font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">$</font> <br>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">11</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="1">$ <br>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(8</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Mortality and morbidity updates</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1"> <br>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">25</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1"> <br>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">47</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1"> <br>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(22</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1"> <br>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">14</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Lapses and policyholder behaviour</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">135</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">17</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">118</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(75</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: middle; width: 52%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Investment return assumptions</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">12</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">81</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(69</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">70</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: middle; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other updates</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(109</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(163</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">54</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(22</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net impact</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">74</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(18</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">92</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(21</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
              </td>
            </tr>

        </table>
        <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
        </div>
        <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="width: 100%;" id="DSPFPageFooter">
            <div>Manulife Financial Corporation - Third Quarter 2020<br>
            </div>
          </div>
          <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">54</font></div>
          <div id="DSPFPageBreak" style="page-break-after:always;">
            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
          <div id="DSPFPageHeader"></div>
        </div>
        <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="zf02dbbc2767c4738a2959a7559dae91b" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 12pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 27pt; vertical-align: top;">
                  <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(b)</div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Investment contracts &#8211; Fair value measurement</div>
                </td>
              </tr>

          </table>
        </div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">As at September 30, 2020, the fair value of investment contract liabilities measured at fair value was $964 (December 31, 2019 &#8211; $789).
          The carrying value and fair value of investment contract liabilities measured at amortized cost were $2,275 and $2,709, respectively (December 31, 2019 &#8211; $2,315 and $2,640, respectively). The carrying value and fair value of investment contract
          liabilities net of reinsurance assets were $2,200 and $2,625, respectively (December 31, 2019 &#8211; $2,222 and $2,537, respectively).</div>
        <div>
          <table cellspacing="0" cellpadding="0" id="zb62fb2ed437047498363a072b6b51d92" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 12pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 27pt; vertical-align: top;">
                  <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(c)</div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Gross claims and benefits</div>
                </td>
              </tr>

          </table>
        </div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The following table presents a breakdown of gross claims and benefits for the three and nine months ended September 30, 2020 and 2019.</div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="z7a44b365d1a44d6f9a4594aba53afafb">

            <tr>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="6">
                <div style="text-align: center; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">three months ended</div>
                <div style="text-align: center; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">September 30,</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="6">
                <div style="text-align: center; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">nine months ended</div>
                <div style="text-align: center; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">September 30,</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">For the</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2020</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2019</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2020</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2019</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Death, disability and other claims</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">4,502</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3,690</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">13,507</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">11,670</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Maturity and surrender benefits</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,917</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2,068</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">6,399</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">6,367</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Annuity payments</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">866</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">990</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,691</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3,023</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Policyholder dividends and experience rating refunds</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">398</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">414</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,056</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,091</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net transfers from segregated funds</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(337</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(242</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(1,110</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(775</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">7,346</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">6,920</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">22,543</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">21,376</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>

        </table>
        <div>
          <table cellspacing="0" cellpadding="0" id="z6ec6de6246a04fe4862636149a1c8a70" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 12pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 27pt; vertical-align: top;">
                  <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(d)</div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Reinsurance transactions</div>
                </td>
              </tr>

          </table>
        </div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">On September 30, 2020, the Company, through its subsidiary John Hancock Life Insurance Company (U.S.A.), entered into a reinsurance
          agreement with Global Atlantic Financial Group Ltd to reinsure a block of legacy U.S. bank owned life insurance (&#8220;BOLI&#8221;). Under the terms of the transaction, the Company will maintain responsibility for servicing the policies with no expected
          impact to the BOLI policyholders. The transaction was structured such that the Company ceded policyholder contract liabilities and transferred invested assets backing these liabilities.</div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The transaction closed with an effective date of July 1, 2020. The Company recorded an after-tax gain of $262, which includes an
          increase of reinsurance assets and ceded premiums of $3.4 billion and $3.3 billion, respectively, on the Consolidated Statements of Income.</div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">On September 26, 2018, the Company entered into coinsurance agreements with Reinsurance Group of America (&#8220;RGA&#8221;) to reinsure a block of
          legacy U.S. individual pay-out annuities business from John Hancock Life Insurance Company (U.S.A.) (&#8220;JHUSA&#8221;) with a 100% quota share and John Hancock Life Insurance Company of New York (&#8220;JHNY&#8221;) with a 90% quota share.&#160;Under the terms of the
          agreements, the Company will maintain responsibility for servicing the policies. The transaction was structured such that the Company ceded policyholder contract liabilities and transferred invested assets backing these liabilities. The JHUSA
          transaction closed in 2018.</div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The JHNY transaction closed with an effective date of January 1, 2019. The Company recorded an after-tax gain of $18, which includes an
          increase in reinsurance assets of $132 and ceded premiums of $131 in the Consolidated Statements of Income.</div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">On October 31, 2018, the Company entered into coinsurance agreements with Jackson National Life Insurance Company (&#8220;Jackson&#8221;), a wholly
          owned subsidiary of Prudential plc, to reinsure a block of legacy U.S. group pay-out annuities business from JHUSA with a 100% quota share and from JHNY with a 90% quota share. Under the terms of the agreements, the Company will maintain
          responsibility for servicing the policies. The transaction was structured such that the Company ceded policyholder contract liabilities and transferred related invested assets backing these liabilities. The JHUSA transaction closed in 2018.</div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The JHNY transaction closed with an effective date of January 1, 2019. The Company recorded an after-tax gain of $31, which includes an
          increase in reinsurance assets of $621, a ceding commission paid of $35 and ceded premiums of $581 in the Consolidated Statements of Income.</div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
        </div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
        </div>
        <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="width: 100%;" id="DSPFPageFooter">
            <div>Manulife Financial Corporation - Third Quarter 2020<br>
            </div>
          </div>
          <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">55</font></div>
          <div id="DSPFPageBreak" style="page-break-after:always;">
            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
          <div id="DSPFPageHeader"></div>
        </div>
        <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
        </div>
        <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
          <table cellspacing="0" cellpadding="0" id="zbb719a10e5394520b3117253ba173dcc" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 10pt; margin-top: 12pt;">

              <tr>
                <td style="width: 54pt; vertical-align: top; font-family: 'Arial Narrow',sans-serif; font-size: 12pt; font-weight: bold;">Note 6</td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Risk Management</div>
                </td>
              </tr>

          </table>
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
        </div>
        <div style="line-height: 12.55pt; margin-top: 10pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The Company&#8217;s policies and procedures for managing risk related to financial instruments and insurance contracts can
          be found in note 8 of the Company&#8217;s 2019 Annual Consolidated Financial Statements as well as the shaded tables and text in the &#8220;Risk Management&#8221; section of the Company&#8217;s Management's Discussion and Analysis (&#8220;MD&amp;A&#8221;) in the 2019 Annual Report<font style="font-family: Calibri, sans-serif;">.</font></div>
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            <tr>
              <td style="width: 27pt; vertical-align: top; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-weight: bold;">(a)</td>
              <td style="width: auto; vertical-align: top;">
                <div style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Risk disclosures included in the Third Quarter&#8217;s MD&amp;A</div>
              </td>
            </tr>

        </table>
        <div style="line-height: 12.55pt; margin-top: 2pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Market risk sensitivities related to variable annuity and segregated fund guarantees, publicly traded equity
          performance risk, interest rate and spread risk and alternative long-duration asset performance risk are disclosed in shaded text and tables in the &#8220;Risk Management and Risk Factors&#8221; section of the Third Quarter 2020 MD&amp;A. These disclosures
          are in accordance with IFRS 7 &#8220;Financial Instruments: Disclosures&#8221; and IAS 34 &#8220;Interim Financial Reporting&#8221; and are an integral part of these unaudited Interim Consolidated Financial Statements<font style="font-family: Calibri, sans-serif;">.</font></div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z5dbc0ff5442b4395948d426fc8c3dc63" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 27pt; vertical-align: top;">
                  <div style="line-height: 12.55pt; margin-top: 10pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(b)</div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 12.55pt; margin-top: 10pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Credit risk</div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z24c3e57131644726b1fc5a19024de5cd" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 27pt; vertical-align: top;">
                  <div style="line-height: 12.55pt; margin-top: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(I)</div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 12.55pt; margin-top: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Credit quality</div>
                </td>
              </tr>

          </table>
        </div>
        <div style="line-height: 12.55pt; margin-top: 2pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The credit quality of commercial mortgages and private placements is assessed at least annually by using an internal
          rating based on regular monitoring of credit related exposures, considering both qualitative and quantitative factors.</div>
        <div style="line-height: 12.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The following tables present the credit quality and carrying value of the commercial mortgages and private placements.</div>
        <div style="line-height: 12.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
        </div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="zcfbad34874d74b6aa3264001f00feae7">

            <tr>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">As at September 30, 2020</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">AAA</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">AA</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; border-bottom: #000000 solid 2px;" colspan="1">&#160;<font style="font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">A</font></td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1"><br>
              </td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">BBB</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">BB</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">B and lower</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Commercial mortgages</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 16%;">
                <div style="margin-left: 8pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Retail</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">125</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,400</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">4,826</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">2,252</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">306</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
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                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">8,910</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 16%;">
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              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">70</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,491</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">6,080</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,075</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">180</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">25</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">8,921</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 16%;">
                <div style="margin-left: 8pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Multi-family residential</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">632</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,626</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">2,771</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">698</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">35</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">5,762</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 16%;">
                <div style="margin-left: 8pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Industrial</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">26</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">355</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">2,126</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">255</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">3</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">2,765</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 16%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="margin-left: 8pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">248</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">872</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">887</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">983</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">373</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">7</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">3,370</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 16%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-indent: -3.55pt; margin-left: 3.55pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total commercial</div>
                <div style="text-indent: -3.55pt; margin-left: 8pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">mortgages</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,101</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">5,744</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">16,690</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">5,263</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">897</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">33</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">29,728</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 16%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Agricultural mortgages</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">135</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">84</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">114</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">333</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 16%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Private placements</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,122</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">4,868</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">15,818</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">15,240</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,246</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">2,491</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">40,785</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 16%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total</div>
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              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">2,223</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">10,612</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">32,643</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">20,587</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">2,257</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">2,524</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">70,846</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 16%;">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">As at December 31, 2019</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">AAA</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">AA</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif';" colspan="1">&#160;A</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><br>
                </div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">BBB</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">BB</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">B and lower</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 16%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Commercial mortgages</div>
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              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 16%;">
                <div style="margin-left: 8pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Retail</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">132</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,374</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">5,285</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">2,039</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">10</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">8,840</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 16%;">
                <div style="margin-left: 8pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Office</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">77</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,540</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">5,808</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,402</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">26</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">18</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">8,871</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 16%;">
                <div style="margin-left: 8pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Multi-family residential</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">640</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,585</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">2,397</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">714</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">35</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">5,371</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 16%;">
                <div style="margin-left: 8pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Industrial</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">38</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">364</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,820</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">237</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">10</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">2,469</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 16%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="margin-left: 8pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other</div>
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              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">260</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">739</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">976</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,290</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">8</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">3,273</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 16%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-indent: -3.55pt; margin-left: 3.55pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total commercial</div>
                <div style="text-indent: -3.55pt; margin-left: 8pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">mortgages</div>
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              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,147</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">5,602</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">16,286</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">5,682</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">81</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">26</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">28,824</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 16%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Agricultural mortgages</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">27</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">137</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">312</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">476</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 16%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Private placements</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,098</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">5,513</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">14,311</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">14,139</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">823</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">2,095</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">37,979</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 16%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">2,245</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">11,142</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">30,734</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">20,133</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">904</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">2,121</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">67,279</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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        <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow','sans-serif';">The </font><font style="font-family: 'Arial Narrow','sans-serif';">Company assesses credit quality of residential mortgages and loans to Bank clients at least annually with the loan status as performing or non-performing being the key credit quality indicator.</font></div>
        <div style="line-height: 12.55pt; margin-bottom: 12pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow','sans-serif';">The following table </font><font style="font-family: 'Arial Narrow','sans-serif';">presents the carrying value of residential mortgages and loans to Bank clients.</font></div>
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                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">As at</div>
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              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="10">
                <div style="text-align: center; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">September 30, 2020</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="10">
                <div style="text-align: center; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">December 31, 2019</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Insured</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Uninsured</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Insured</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Uninsured</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Residential mortgages</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                <div style="margin-left: 8pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Performing</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">6,505</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">13,927</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">20,432</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">6,613</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">13,411</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">20,024</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                <div style="margin-left: 8pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Non-performing<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">13</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">35</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">48</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">25</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">27</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">52</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Loans to Bank clients</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                <div style="margin-left: 8pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Performing</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">n/a</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,941</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,941</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">n/a</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,740</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,740</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="margin-left: 8pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Non-performing<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">n/a</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">n/a</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">6,518</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">15,903</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">22,421</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">6,638</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">15,178</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">21,816</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>

        </table>
        <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="za5dc7ea6bd814fdcb1d2085dde049c9f" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 13.5pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Non-performing refers to assets that are 90 days or more past due.</div>
                </td>
              </tr>

          </table>
        </div>
        <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="width: 100%;" id="DSPFPageFooter">
            <div>Manulife Financial Corporation - Third Quarter 2020<br>
            </div>
          </div>
          <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">56</font></div>
          <div id="DSPFPageBreak" style="page-break-after:always;">
            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
          <div id="DSPFPageHeader"></div>
        </div>
        <div style="line-height: 11.45pt; margin-bottom: 10pt;"><br style="line-height: 11.45pt;">
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="zd86004a4b4fd45a2bd3e9d22479ecca9" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 12pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 27pt; vertical-align: top;">
                  <div style="line-height: 12.55pt; margin-top: 12pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(II)</div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 12.55pt; margin-top: 12pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Past due and credit impaired financial assets</div>
                </td>
              </tr>

          </table>
        </div>
        <div style="line-height: 12.55pt; margin-top: 2pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The following table presents past due but not impaired and impaired financial assets and the allowance for credit
          losses<font style="font-family: Calibri, sans-serif;">.</font></div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="za072dcf5493d4869bfbeafb0dc13dabe">

            <tr>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="10">
                <div style="text-align: center; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Past due but not impaired</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">As at September 30, 2020</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Less than 90</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">days</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">90 days and</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">greater</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total impaired</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Allowance for</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">credit losses</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Debt securities</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="margin-left: 8.85pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">FVTPL</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">14</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">14</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">59</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="margin-left: 8.85pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">AFS</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">6</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">7</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Private placements</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">73</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">5</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">78</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">183</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">79</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Mortgages and loans to Bank clients</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">54</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">54</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">69</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">31</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other financial assets</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">85</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">33</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">118</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">3</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">232</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">39</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">271</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">315</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">110</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="10">
                <div style="text-align: center; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"> <br>
                </div>
                <div style="text-align: center; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Past due but not impaired</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; padding-bottom: 2px;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; padding-bottom: 2px;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">As at December 31, 2019</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Less than 90</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">days</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">90 days and</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">greater</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total impaired</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Allowance for</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">credit losses</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Debt securities</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="margin-left: 8.85pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">FVTPL</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">11</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">11</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">167</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="text-indent: 8.85pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">AFS</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">4</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">5</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Private placements</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">215</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">215</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">7</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">4</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Mortgages and loans to Bank clients</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">61</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">61</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">59</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">16</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other financial assets</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">60</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">42</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">102</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">351</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">43</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">394</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">234</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">20</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>

        </table>
        <div style="line-height: 9.1pt;"><br style="line-height: 9.1pt;">
        </div>
        <table cellspacing="0" cellpadding="0" id="za96e0acd5c764d6ebba269baf131ea6d" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 2pt; margin-top: 12pt;">

            <tr>
              <td style="width: 27pt; vertical-align: top; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-weight: bold;">(c)</td>
              <td style="width: auto; vertical-align: top;">
                <div style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Securities lending, repurchase and reverse repurchase transactions</div>
              </td>
            </tr>

        </table>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">As at September 30, 2020, the Company had loaned securities (which are included in invested assets), with a market value of $1,174
          (December 31, 2019 &#8211; $558). The Company holds collateral with a current market value that exceeds the value of securities lent in all cases.</div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">As at September 30, 2020, the Company had engaged in reverse repurchase transactions of $1,101 (December 31, 2019 &#8211; $990) which are
          recorded as short-term receivables. In addition, the Company had engaged in repurchase transactions of $347 as at September 30, 2020 (December 31, 2019 &#8211; $333) which are recorded as payables.</div>
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            <tr>
              <td style="width: 27pt; vertical-align: top; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-weight: bold;">(d)</td>
              <td style="width: auto; vertical-align: top;">
                <div style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Credit default swaps</div>
              </td>
            </tr>

        </table>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The Company replicates exposure to specific issuers by selling credit protection via credit default swaps (&#8220;CDS&#8221;) to complement its
          cash debt securities investing. The Company does not write CDS protection in excess of its government bond holdings.</div>
        <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="width: 100%;" id="DSPFPageFooter">
            <div>Manulife Financial Corporation - Third Quarter 2020<br>
            </div>
          </div>
          <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">57</font></div>
          <div id="DSPFPageBreak" style="page-break-after:always;">
            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
          <div id="DSPFPageHeader"></div>
        </div>
        <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
        </div>
        <div style="line-height: 12.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The following table <font style="color: #231F20;">presents</font> the CDS protection sold by type of contract and external agency rating for the
          underlying reference security.</div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="z0cda76c3ab094d5d99edffa05f3c0fbd">

            <tr>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">As at September 30, 2020</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Notional amount<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Fair value</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Weighted average</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">maturity</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(in years)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Single name CDS<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3),(4) </sup>&#8211; Corporate debt</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 64%;">
                <div style="margin-left: 18pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">A</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">247</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">2</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="margin-left: 18pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">BBB</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">126</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">2</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total single name CDS</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">373</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">3</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total CDS protection sold</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">373</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">3</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>

        </table>
        <div style="line-height: 9.1pt;"><br style="line-height: 9.1pt;">
        </div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="z5265f15f13cd4c53b32c7c9ae2f1a6d9">

            <tr>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">As at December 31, 2019</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Notional amount<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Fair value</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Weighted average</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">maturity</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(in years)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Single name CDS<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3),(4) </sup>&#8211; Corporate debt</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 64%;">
                <div style="margin-left: 18pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">AA</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">24</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 64%;">
                <div style="margin-left: 18pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">A</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">371</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">5</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="margin-left: 18pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">BBB</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">107</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">2</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total single name CDS</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">502</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">6</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total CDS protection sold</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">502</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">6</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>

        </table>
        <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z3e31a4261e1f460cb1bc6937abdb4e60" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 9pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Notional amounts represent the maximum future payments the Company would have to pay its counterparties assuming a default of the underlying credit
                    and zero recovery on the underlying issuer obligation.</div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z75226a30cac54b24aa8a7a0f2d59b146" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 9pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">The weighted average maturity of the CDS is weighted based on notional amounts.</div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z0ffae295779143ac8a335ff812ad5759" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 9pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Standard &amp; Poor&#8217;s assigned credit ratings are used where available followed by Moody&#8217;s, DBRS, and Fitch. If no external rating is available, an
                    internally developed rating is used<font style="font-family: Calibri,sans-serif;">.</font></div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="zd3580884715b4b688b080ab647276e57" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 9pt; vertical-align: top; font-size: 8pt;">
                  <div style="line-height: 12.55pt; font-family: 'Arial Narrow',sans-serif;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 12.55pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">The Company held no purchased credit protection.</div>
                </td>
              </tr>

          </table>
        </div>
        <table cellspacing="0" cellpadding="0" id="z85e569d83aa441f6966692c05c79bdac" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 2pt; margin-top: 12pt;">

            <tr>
              <td style="width: 27pt; vertical-align: top; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-weight: bold;">(e)</td>
              <td style="width: auto; vertical-align: top;">
                <div style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Derivatives</div>
              </td>
            </tr>

        </table>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The Company&#8217;s point-in-time exposure to losses related to credit risk of a derivative counterparty is limited to the amount of any net
          gains that may have accrued with a counterparty. Gross derivative counterparty exposure is measured as the total fair value (including accrued interest) of all outstanding contracts in a gain position excluding any offsetting contracts in a loss
          position and the impact of collateral on hand. The Company limits the risk of credit losses from derivative counterparties by: using investment grade counterparties; entering into master netting arrangements which permit the offsetting of
          contracts in a loss position in the case of a counterparty default; and entering into Credit Support Annex agreements, whereby collateral must be provided when the exposure exceeds a certain threshold.</div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">All contracts are held with counterparties rated BBB+ or higher. As at September 30, 2020, the percentage of the Company&#8217;s derivative
          exposure which was with counterparties rated AA- or higher amounted to 19 per cent (December 31, 2019 &#8211; 23 per cent). As at September 30, 2020, the largest single counterparty exposure, without considering the impact of master netting agreements
          or the benefit of collateral held, was $4,846 (December 31, 2019 &#8211; $3,047). The net exposure to this counterparty, after considering master netting agreements and the fair value of collateral held, was $nil (December 31, 2019 &#8211; $nil).</div>
        <table cellspacing="0" cellpadding="0" id="z81bcadeb87984a5b95fc62f0c3a84ee0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 2pt; margin-top: 12pt;">

            <tr>
              <td style="width: 27pt; vertical-align: top; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-weight: bold;">(f)</td>
              <td style="width: auto; vertical-align: top;">
                <div style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Offsetting financial assets and financial liabilities</div>
              </td>
            </tr>

        </table>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Certain derivatives, securities lent and repurchase agreements have conditional offset rights. The Company does not offset these
          financial instruments in the Consolidated Statements of Financial Position, as the rights of offset are conditional. In the case of derivatives, collateral is collected from and pledged to counterparties and clearing houses to manage credit risk
          exposure in accordance with Credit Support Annexes to swap agreements and clearing agreements. Under master netting agreements, the Company has a right of offset in the event of default, insolvency, bankruptcy or other early termination.</div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">In the case of reverse repurchase and repurchase transactions, additional collateral may be collected from or pledged to counterparties
          to manage credit exposure according to bilateral reverse repurchase or repurchase agreements. <font style="color: #000000;">In the event of default by a counterparty, the Company is entitled to liquidate the collateral held to offset against the
            same counterparty&#8217;s obligation</font><font style="font-family: Calibri, sans-serif; color: #000000;">.</font></div>
        <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="width: 100%;" id="DSPFPageFooter">
            <div>Manulife Financial Corporation - Third Quarter 2020<br>
            </div>
          </div>
          <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">58</font></div>
          <div id="DSPFPageBreak" style="page-break-after:always;">
            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
          <div id="DSPFPageHeader"></div>
        </div>
        <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
        </div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The following table presents the effect of conditional master netting and similar arrangements. Similar arrangements may include global
          master repurchase agreements, global master securities lending agreements, and any related rights to financial collateral.</div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="zaea5f67636f84c2ebb2b75aafec62af2">

            <tr>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="6">
                <div style="text-align: center; line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Related amounts not set off in the Consolidated</div>
                <div style="text-align: center; line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Statements of Financial Position</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">As at September 30, 2020</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
                <div style="text-align: right; line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Gross amounts of</div>
                <div style="text-align: right; line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">financial instruments<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
                <div style="text-align: right; line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Amounts subject to an enforceable</div>
                <div style="text-align: right; line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">master netting arrangement or</div>
                <div style="text-align: right; line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">similar agreements</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
                <div style="text-align: right; line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Financial and cash</div>
                <div style="text-align: right; line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">collateral pledged</div>
                <div style="text-align: right; line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">(received)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
                <div style="text-align: right; line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Net amount</div>
                <div style="text-align: right; line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">including financing</div>
                <div style="text-align: right; line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">entities<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;"> (3)</sup></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
                <div style="text-align: right; line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Net amounts</div>
                <div style="text-align: right; line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">excluding</div>
                <div style="text-align: right; line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">financing entities</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom;">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">Financial assets</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Derivative assets</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">34,388</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">(15,662</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">(18,702</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">24</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">24</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Securities lending</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">1,174</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">(1,174</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 8.55pt; font-family: Calibri, sans-serif; font-size: 7.5pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 8.55pt; font-family: Calibri, sans-serif; font-size: 7.5pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Reverse repurchase agreements</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">1,101</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">(1,101</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; font-family: Calibri, sans-serif; font-size: 7.5pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; font-family: Calibri, sans-serif; font-size: 7.5pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">Total financial assets</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">36,663</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">(15,662</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">(20,977</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">24</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">24</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">Financial liabilities</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Derivative liabilities</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">(19,082</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">15,662</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">3,025</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">(395</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">(86</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">)</div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Repurchase agreements</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">(347</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">347</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; font-family: Calibri, sans-serif; font-size: 7.5pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; font-family: Calibri, sans-serif; font-size: 7.5pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">Total financial liabilities</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">(19,429</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">15,662</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">3,372</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">(395</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">(86</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">)</div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; padding-bottom: 2px;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="6">
                <div style="line-height: 0pt;"><font style="line-height: 0pt;"> </font></div>
                <div style="text-align: center; line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;"> <br>
                </div>
                <div style="text-align: center; line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Related amounts not set off in the Consolidated</div>
                <div style="text-align: center; line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Statements of Financial Position</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; padding-bottom: 2px;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; padding-bottom: 2px;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">As at December 31, 2019</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Gross amounts of</div>
                <div style="text-align: right; line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">financial instruments<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Amounts subject to an enforceable</div>
                <div style="text-align: right; line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">master netting arrangement or</div>
                <div style="text-align: right; line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">similar agreements</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Financial and cash</div>
                <div style="text-align: right; line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">collateral pledged</div>
                <div style="text-align: right; line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">(received)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Net amount</div>
                <div style="text-align: right; line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">including financing</div>
                <div style="text-align: right; line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">entities<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;"> (3)</sup></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Net amounts</div>
                <div style="text-align: right; line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">excluding</div>
                <div style="text-align: right; line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">financing entities</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">Financial assets</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Derivative assets</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">20,144</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">(9,188</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">(10,889</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">67</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">67</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Securities lending</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">558</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">(558</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 8.55pt; font-family: Calibri, sans-serif; font-size: 7.5pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 8.55pt; font-family: Calibri, sans-serif; font-size: 7.5pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Reverse repurchase agreements</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">990</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">(989</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">1</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">1</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">Total financial assets</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">21,692</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">(9,188</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">(12,436</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">68</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">68</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">Financial liabilities</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Derivative liabilities</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">(11,345</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">9,188</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">1,903</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">(254</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">(53</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">)</div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Repurchase agreements</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">(333</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">330</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">(3</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">(3</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">)</div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 8.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">Total financial liabilities</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">(11,678</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">9,188</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">2,233</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">(257</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">(56</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">)</div>
              </td>
            </tr>

        </table>
        <div>
          <table cellspacing="0" cellpadding="0" id="ze292775d5817427fbd4ee699b6215083" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 1pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 9.35pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; margin-top: 1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; margin-top: 1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Include accrued interest of $843 and $1,330, respectively (December 31, 2019 &#8211; $696 and $1,061, respectively).</div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z846b68e7885e4980b8c7623dd91b2358" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 9pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Financial and cash collateral pledged excludes over-collateralization. As at September 30, 2020, the Company was over-collateralized on OTC
                    derivative assets, OTC derivative liabilities, securities lending and reverse purchase agreements and repurchase agreements in the amounts of $2,320, $619, $65 and $3, respectively (December 31, 2019 &#8211; $1,149, $526, $44 and $nil,
                    respectively). As at September 30, 2020, collateral pledged (received) does not include collateral in transit on OTC instruments or include initial margin on exchange traded contracts or cleared contracts.</div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z0a03a4818dee407f83a54b94eb88dd4f" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 9pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Includes derivative contracts entered between the Company and its unconsolidated financing entities. The Company does not exchange collateral on
                    derivative contracts entered with these entities.</div>
                </td>
              </tr>

          </table>
        </div>
        <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The Company has certain credit linked note assets and variable surplus note liabilities which have unconditional
          offset rights. Under the netting agreements, the Company has rights of offset including in the event of the Company&#8217;s default, insolvency, or bankruptcy. These financial instruments are offset in the Company&#8217;s Consolidated Statements of Financial
          Position.</div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">A credit linked note is a security that allows the issuer to transfer a specific credit risk to the buyer. A surplus note is a
          subordinated debt obligation that often qualifies as surplus (the U.S. statutory equivalent of equity) by some U.S. state insurance regulators. Interest payments on surplus notes are made after all other contractual payments are made. The
          following table presents the effect of unconditional netting<font style="font-family: 'Times New Roman', serif;">.</font></div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="z2c0f639528bd41649a7f1987bb722af4">

            <tr>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">As at September 30, 2020</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Gross amounts of</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">financial instruments</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Amounts subject to</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">an enforceable</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">netting arrangement</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net amounts of</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">financial instruments</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 64%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Credit linked note</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">912</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(912</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Variable surplus note</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(912</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">912</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">As at December 31, 2019</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"> <br>
                </div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Gross amounts of</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">financial instruments</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"> <br>
                </div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Amounts subject to</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">an enforceable</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">netting arrangement</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net amounts of</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">financial instruments</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 64%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Credit linked note</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">782</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(782</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Variable surplus note</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(782</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
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                  <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Carrying value of long-term debt instruments</div>
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              <td valign="bottom" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;</td>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
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                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Maturity date</div>
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                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Par value</div>
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              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
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                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2020</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2019</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 19%;">
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              <td valign="bottom" style="vertical-align: bottom; width: 19%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">August 27, 2020</div>
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              <td valign="bottom" style="vertical-align: bottom; width: 19%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">August 27, 2060</div>
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              <td valign="bottom" style="vertical-align: bottom; width: 19%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">US$1,155</div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,529</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; width: 19%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4.70% Senior notes<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 19%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">June 23, 2016</div>
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              <td valign="bottom" style="vertical-align: bottom; width: 19%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">June 23, 2046</div>
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              <td valign="bottom" style="vertical-align: bottom; width: 19%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">US$1,000</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,325</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,290</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 19%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">5.375% Senior notes<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 19%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">March 4, 2016</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 19%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">March 4, 2046</div>
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              <td valign="bottom" style="vertical-align: bottom; width: 19%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">US$750</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">988</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">962</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 19%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2.396% Senior notes<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 19%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">June 1, 2020</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 19%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">June 1, 2027</div>
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              <td valign="bottom" style="vertical-align: bottom; width: 19%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">US$200</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">266</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 19%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2.484% Senior notes<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1),(3)</sup></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 19%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">May 19, 2020</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 19%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">May 19, 2027</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 19%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">US$500</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">662</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 19%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3.527% Senior notes<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 19%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">December 2, 2016</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 19%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">December 2, 2026</div>
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              <td valign="bottom" style="vertical-align: bottom; width: 19%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">US$270</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">359</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">350</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 19%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4.150% Senior notes<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 19%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">March 4, 2016</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 19%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">March 4, 2026</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 19%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">US$1,000</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,328</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,292</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 19%; border-bottom: 2px solid rgb(0, 0, 0);">
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              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 19%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">September 17, 2010</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 19%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">September 17, 2020</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 19%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">US$500</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">649</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 19%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 19%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 19%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 19%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;&#160;&#160;&#160;&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">6,457</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">4,543</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>

        </table>
        <div>
          <table cellspacing="0" cellpadding="0" id="z1f08fe5bb8b74b5c8adbd44eb46d5bce" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 1pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 9pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; margin-top: 1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; margin-top: 1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">These U.S. dollar <font style="color: rgb(0, 0, 0);">senior notes have been designated as hedges of the Company&#8217;s net investment in
                      its U.S. operations which reduces the earnings volatility that would otherwise arise from the re-measurement of these senior notes into Canadian dollars.</font></div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z68d8ecd8c9874f818206bb9b0c86d2f2" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 9pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Issued by MFC during the third quarter, interest is payable semi-annually. The senior notes may be redeemed at the option of MFC in whole, but not in
                    part, on August 27, 2025, and thereafter on every August 27 at a redemption price equal to par, together with accrued and unpaid interest.</div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z2e4badd7b1b64a2795a5d20884cd52f2" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 9pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Issued by MFC during the second quarter, interest is payable semi-annually. The senior notes may be redeemed in whole or in part at the option of MFC
                    at any time, at a redemption price equal to the greater of par and a price based on the yield of a corresponding U.S. Treasury bond plus 30 basis points.</div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z89847f322c974f028a9fb8ffb94d8ce6" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 9pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">On September 17, 2020, the 4.90% senior notes matured.</div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z15307520048f4955be99594a9a12eda7" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 12pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 27pt; vertical-align: top;">
                  <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(b)</div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Fair value measurement</div>
                </td>
              </tr>

          </table>
        </div>
        <div style="line-height: 12.55pt; margin-top: 2pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Fair value of long-term debt instruments is determined using the following hierarchy:</div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Level 1 &#8211; Fair value is determined using quoted market prices where available.</div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Level 2 &#8211; When quoted market prices are not available, fair value is determined with reference to quoted prices of similar debt
          instruments or estimated using discounted cash flows based on observable market rates.</div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The Company measures long-term debt at amortized cost in the Consolidated Statements of Financial Position. As at September 30, 2020,
          the fair value of long-term debt was $7,291 (December 31, 2019 &#8211; $5,078). Fair value of long-term debt was determined using Level 2 valuation techniques (December 31, 2019 &#8211; Level 2).</div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
        </div>
        <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="width: 100%;" id="DSPFPageFooter">
            <div>Manulife Financial Corporation - Third Quarter 2020<br>
            </div>
          </div>
          <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">60</font></div>
          <div id="DSPFPageBreak" style="page-break-after:always;">
            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
          <div id="DSPFPageHeader"></div>
        </div>
        <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
        </div>
        <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
          <table cellspacing="0" cellpadding="0" id="zecfcc4b7a91b4573a40ab0cad9680eed" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 12pt; margin-top: 12pt;">

              <tr>
                <td style="width: 54pt; vertical-align: top; font-family: 'Arial Narrow',sans-serif; font-size: 12pt; font-weight: bold;">Note 8</td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Capital Instruments</div>
                </td>
              </tr>

          </table>
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z0f9cb3a9a17d46a086446a66abfa3b28" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 12pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 27pt; vertical-align: top;">
                  <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(a)</div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Carrying value of capital instruments</div>
                </td>
              </tr>

          </table>
        </div>
        <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="z35906cf723e940f09a4ca404f515d042">

            <tr>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 25%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">As at</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 15%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Issue date</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Earliest par</div>
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">redemption date</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 13%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Maturity date</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Par value</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">September 30,</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2020</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">December 31,</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2019</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 25%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">JHFC Subordinated notes</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 15%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">December 14, 2006</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2" rowspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">n/a</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 13%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">December 15, 2036</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2" rowspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$650</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">647</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">647</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 25%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2.818% MFC Subordinated debentures<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 15%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">May 12, 2020</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">May 13, 2030</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 13%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">May 13, 2035</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2" rowspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$1,000</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">995</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 25%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4.061% MFC Subordinated notes<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 15%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">February 24, 2017</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">February 24, 2027</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 13%;">
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              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">
                <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">US$750</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">996</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">969</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 25%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2.237% MFC Subordinated debentures<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 15%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">May 12, 2020</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">May 12, 2025</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 13%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">May 12, 2030</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2" rowspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$1,000</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">995</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 25%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3.00% MFC Subordinated notes</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 15%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">November 21, 2017</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">November 21, 2024</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 13%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">November 21, 2029</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2" rowspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">S$500</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">486</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">481</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 25%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3.049% MFC Subordinated debentures</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 15%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">August 18, 2017</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">August 20, 2024</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 13%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">August 20, 2029</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2" rowspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$750</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">748</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">747</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 25%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3.317% MFC Subordinated debentures</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 15%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">May 9, 2018</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">May 9, 2023</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 13%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">May 9, 2028</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2" rowspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$600</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">598</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">598</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 25%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3.181% MLI Subordinated debentures</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 15%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">November 20, 2015</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">November 22, 2022</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 13%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">November 22, 2027</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2" rowspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$1,000</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">998</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">998</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 25%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3.85% MFC Subordinated notes</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 15%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">May 25, 2016</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">May 25, 2021</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 13%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">May 25, 2026</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2" rowspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">S$500</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">488</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">482</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 25%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2.389% MLI Subordinated debentures</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 15%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">June 1, 2015</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">January 5, 2021</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 13%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">January 5, 2026</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2" rowspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$350</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">350</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">350</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 25%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2.10% MLI Subordinated debentures<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 15%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">March 10, 2015</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">June 1, 2020</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 13%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">June 1, 2025</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2" rowspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$750</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">750</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 25%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2.64% MLI Subordinated debentures<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 15%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">December 1, 2014</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">January 15, 2020</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 13%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">January 15, 2025</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;" colspan="2" rowspan="1">$500</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">500</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 25%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">7.375% JHUSA Surplus notes</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 15%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">February 25, 1994</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2" rowspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">n/a</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 13%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">February 15, 2024</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
                <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">US$450</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; border-bottom: 2px solid rgb(0, 0, 0); width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">614</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; border-bottom: 2px solid rgb(0, 0, 0); width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">598</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 25%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 15%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 12%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 13%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">7,915</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">7,120</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>

        </table>
        <div>
          <table cellspacing="0" cellpadding="0" id="z6876308f19314c3e9f49038f10631a3d" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 1pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 9pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; margin-top: 1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; margin-top: 1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Issued by MFC, interest is payable semi-annually. After May 13, 2030, the interest rate will reset to equal the 90-day Bankers&#8217;
                    Acceptance rate plus 1.82%. With regulatory approval, MFC may redeem the debentures, in whole, or in part, on or after May 13, 2025, at a redemption price together with accrued and unpaid interest. If the redemption date is on or after
                    May 13, 2025, but prior to May 13, 2030, the redemption price shall be the greater of: (i) the fair value of the debt based on the yield on uncallable Government of Canada bonds with a term to maturity equal to the period between the
                    date fixed for redemption and May 13, 2030; and (ii) par. If the redemption date is on or after May 13, 2030, the redemption price shall be equal to par.</div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="zed41631f1fda4cd9b386526bf5d0daa8" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 9pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Designated as a hedge of the Company&#8217;s net investment in its U.S. operations which reduces the earnings volatility that would otherwise arise from
                    the re-measurement of the subordinated notes into Canadian dollars.</div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z3eacf09248274a1e9237050f3d0d98c4" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 9pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Issued by MFC, interest is payable semi-annually. After May 12, 2025, the interest rate will reset to equal the 90-day Bankers&#8217; Acceptance rate plus
                    1.49%. With regulatory approval, MFC may redeem the debentures, in whole, or in part, on or after May 12, 2025, at a redemption price equal to par, together with accrued and unpaid interest.</div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="zb5dfa82b005645868cd54283649115cf" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 9pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">MLI redeemed in full the 2.64% and 2.10% subordinated debentures at par, on January 15, 2020 and June 1, 2020 respectively, the
                    earliest par redemption dates<font style="font-family: 'Times New Roman',serif;">.</font></div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z97d7d211acc84655bf16f03a2ba21476" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 12pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 27pt; vertical-align: top;">
                  <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(b)</div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Fair value measurement</div>
                </td>
              </tr>

          </table>
        </div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Fair value of capital instruments is determined using the following hierarchy:</div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Level 1 &#8211; Fair value is determined using quoted market prices where available.</div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Level 2 &#8211; When quoted market prices are not available, fair value is determined with reference to quoted prices of similar debt
          instruments or estimated using discounted cash flows based on observable market rates.</div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The Company measures capital instruments at amortized cost in the Consolidated Statements of Financial Position. As at September 30,
          2020, the fair value of capital instruments was $8,358 (December 31, 2019 &#8211; $7,333). Fair value of capital instruments was determined using Level 2 valuation techniques (December 31, 2019 &#8211; Level 2).</div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
          <br>
          <br>
          <br>
        </div>
        <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="width: 100%;" id="DSPFPageFooter">
            <div>Manulife Financial Corporation - Third Quarter 2020<br>
            </div>
          </div>
          <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">61</font></div>
          <div id="DSPFPageBreak" style="page-break-after:always;">
            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
          <div id="DSPFPageHeader"></div>
        </div>
        <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
        </div>
        <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
          <table cellspacing="0" cellpadding="0" id="zde571e41ce9c41989fd88c1aaa04e2da" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 12pt; margin-top: 12pt;">

              <tr>
                <td style="width: 45pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Note 9</td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Share Capital and Earnings Per Share</div>
                </td>
              </tr>

          </table>
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="zf01b7de21fc94a73a72e2bc38e161cd5" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 12pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 27pt; vertical-align: top;">
                  <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(a)</div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Preferred shares</div>
                </td>
              </tr>

          </table>
        </div>
        <div style="margin-right: 0.7pt; line-height: 12.55pt; margin-top: 2pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The following table presents information about the outstanding preferred shares as at September
          30, 2020 and December 31, 2019<font style="font-family: Calibri, sans-serif;">.</font></div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="zcbc0dfb9b8cd49b584530124b13f6de1">

            <tr>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;&#160;&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Annual</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Earliest</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Number of</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="6" rowspan="1">
                <div style="text-align: center; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net amount<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;">&#160;&#160;&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">dividend</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">redemption</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">shares</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Face</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">September 30,</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">December 31,</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">As at</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Issue date</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">rate<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">date<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">amount</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2020</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2019</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Class A preferred shares</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 14%;">
                <div style="margin-left: 9pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Series 2</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 14%;">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">February 18, 2005</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4.65</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">n/a</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">14</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">350</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">344</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">344</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 14%;">
                <div style="margin-left: 9pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Series 3</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 14%;">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">January 3, 2006</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4.50</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">n/a</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">12</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">300</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">294</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">294</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;" colspan="2">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Class 1 preferred shares</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom;">
                <div style="margin-left: 9pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Series 3<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4),(5)</sup></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom;">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">March 11, 2011</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2.178</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">June 19, 2021</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">6</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">158</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">155</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">155</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom;">
                <div style="margin-left: 9pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Series 4<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(6)</sup></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom;">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">June 20, 2016</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="3" rowspan="1">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">floating</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">June 19, 2021</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">2</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">42</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">41</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">41</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom;">
                <div style="margin-left: 9pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Series 5<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4),(5)</sup></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom;">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">December 6, 2011</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3.891</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">December 19, 2021</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">8</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">200</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">195</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">195</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom;">
                <div style="margin-left: 9pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Series 7<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4),(5)</sup></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom;">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">February 22, 2012</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4.312</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">March 19, 2022</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">10</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">250</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">244</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">244</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom;">
                <div style="margin-left: 9pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Series 9<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4),(5)</sup></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom;">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">May 24, 2012</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4.351</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">September 19, 2022</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">10</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">250</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">244</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">244</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom;">
                <div style="margin-left: 9pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Series 11<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4),(5)</sup></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom;">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">December 4, 2012</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4.731</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">March 19, 2023</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">8</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">200</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">196</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">196</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom;">
                <div style="margin-left: 9pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Series 13<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4),(5)</sup></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom;">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">June 21, 2013</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4.414</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">September 19, 2023</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">8</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">200</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">196</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">196</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom;">
                <div style="margin-left: 9pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Series 15<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4),(5)</sup></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom;">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">February 25, 2014</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3.786</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">June 19, 2024</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">8</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">200</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">195</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">195</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom;">
                <div style="margin-left: 9pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Series 17<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4),(5)</sup></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom;">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">August 15, 2014</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3.80</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">December 19, 2024</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">14</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">350</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">343</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">343</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom;">
                <div style="margin-left: 9pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Series 19<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4),(5),(7)</sup></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom;">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">December 3, 2014</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3.675</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">March 19, 2025</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">10</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">250</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">246</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">246</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom;">
                <div style="margin-left: 9pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Series 21<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4),(5)</sup></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom;">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">February 25, 2016</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">5.60</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">June 19, 2021</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">17</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">425</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">417</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">417</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom;">
                <div style="margin-left: 9pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Series 23<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4),(5)</sup></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom;">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">November 22, 2016</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4.85</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">March 19, 2022</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">19</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">475</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">467</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">467</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="margin-left: 9pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Series 25<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4),(5)</sup></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">February 20, 2018</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; border-bottom: #000000 solid 2px;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4.70</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">June 19, 2023</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; border-bottom: #000000 solid 2px;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">10</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; border-bottom: #000000 solid 2px;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">250</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; border-bottom: #000000 solid 2px;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">245</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; border-bottom: #000000 solid 2px;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">245</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 14%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 14%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">156</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">3,900</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">3,822</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">3,822</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>

        </table>
        <div>
          <table cellspacing="0" cellpadding="0" id="z75a39aa26199468f81e0007fef43524f" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 1pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 9pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; margin-top: 1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; margin-top: 1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><font style="color: rgb(0, 0, 0);">Holders of Class A and Class 1 preferred shares </font>are entitled to receive non-cumulative
                    preferential cash dividends on a quarterly basis, as and when declared by the Board of Directors.</div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="zcfae4b47db4244fcb68eea0848aaa962" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 9pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Redemption of all preferred shares is subject to regulatory approval. MFC may redeem each series, in whole or in part, at par,
                    on the earliest redemption date or every five years thereafter, except for Class A Series 2, Class A Series 3 and Class 1 Series 4 preferred shares. Class A Series 2 and Series 3 preferred shares are past their respective earliest
                    redemption date and MFC may redeem these shares, in whole or in part, at par at any time, subject to regulatory approval, as noted. MFC may redeem the Class 1 Series 4, in whole or in part, at any time, at $25.00 per share if redeemed
                    on June 19, 2021 and on June 19 every five years thereafter, or at $25.50 per share if redeemed on any other date after June 19, 2016, subject to regulatory approval, as noted.</div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z831a4de35cff47c995e0acd1a21bbf25" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 9pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Net of after-tax issuance costs.</div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z649f9b1d21c54a77ab889525b00c0dc2" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 9pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">On the earliest redemption date and every five years thereafter, the annual dividend rate will be reset to the five-year Government of Canada bond
                    yield plus a yield specified for each series. The specified yield for Class 1 shares is: Series 3 &#8211; 1.41%, Series 5 &#8211; 2.90%, Series 7 &#8211; 3.13%, Series 9 &#8211; 2.86%, Series 11 &#8211; 2.61%, Series 13 &#8211; 2.22%, Series 15 &#8211; 2.16%, Series 17 &#8211; 2.36%,
                    Series 19 &#8211; 2.30%, Series 21 &#8211; 4.97%, Series 23 &#8211; 3.83% and Series 25 &#8211; 2.55%<font style="font-family: Calibri,sans-serif;">.</font></div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z4eb102fe1ae44c679cb9d1c6f691a33d" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 9pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">On the earliest redemption date and every five years thereafter, Class 1 preferred shares are convertible at the option of the holder into a new
                    series that is one number higher than their existing series, and the holders are entitled to non-cumulative preferential cash dividends, payable quarterly if and when declared by the Board of Directors, at a rate equal to the
                    three-month Government of Canada Treasury bill yield plus the rate specified in footnote 4 above.</div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z7725105a109649a299ab8d12c1c95a35" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 9pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(6)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">The floating dividend rate for the Class 1 Shares Series 4 equals the three-month Government of Canada Treasury bill yield plus
                    1.41%.</div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z0fbeccd6d7ce46e390ce1f9294ce8e69" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 9pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(7)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><font style="color: rgb(0, 0, 0);">MFC </font>did not exercise its right to redeem all or any of the outstanding Class 1 Shares Series 19 on March
                    19, 2020, the earliest redemption date. The dividend rate was reset as specified in footnote 4 above to an annual fixed rate of 3.675%, for a five-year period commencing on March 20, 2020<font style="font-family: Calibri,sans-serif; color: rgb(0, 0, 0);">.</font></div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="zc3fcdff3f3fa4c628b6b0cd167db9b39" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 12pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 27pt; vertical-align: top;">
                  <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 11pt; font-weight: bold;">(b)</div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Common shares</div>
                </td>
              </tr>

          </table>
        </div>
        <div style="line-height: 12.55pt; margin-top: 2pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">As at September 30, 2020, there were 25 million outstanding stock options and deferred share units that entitle the
          holders to receive common shares or payment in cash or common shares, at the option of the holders (December 31, 2019 &#8211; 23 million).</div>
        <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="zc4a25186003d4788a5e2682004f8a23a">

            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 71%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">For the</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" rowspan="1" colspan="3">&#160;<br>
                <div style="text-align: right; line-height: 9.1pt; color: rgb(0, 0, 0); font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;"> nine months ended</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: rgb(0, 0, 0); font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"> <br>
                </div>
                <div style="text-align: right; line-height: 9.1pt; color: rgb(0, 0, 0); font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">year ended</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 71%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Number of common shares (in millions)</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%;" rowspan="1" colspan="3">
                <div style="text-align: right; line-height: 9.1pt; color: rgb(0, 0, 0); font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">September 30,2020</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: rgb(0, 0, 0); font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"> December 31, 2019</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 71%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Balance, beginning of period</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 11%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,949</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 11%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,971</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 71%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Repurchased for cancellation</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 11%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(10</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 11%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(58</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 71%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Issued under dividend reinvestment plan</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 11%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 11%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">31</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 71%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Issued on exercise of stock options and deferred share units</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 11%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 11%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">5</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 71%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Balance, end of period</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 11%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,940</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 11%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,949</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>

        </table>
        <div><br>
          <br>
        </div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
          <div style="width: 100%;" id="DSPFPageFooter">
            <div>Manulife Financial Corporation - Third Quarter 2020<br>
            </div>
          </div>
          <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">62</font></div>
          <div style="page-break-after: always;" id="DSPFPageBreak">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
          <div id="DSPFPageHeader"></div>
        </div>
        <br>
        <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Normal Course Issuer Bid</div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The current NCIB commenced on November 14, 2019 and will continue until November 13, 2020, when the NCIB expires, or such earlier date
          as the Company completes its purchases. However, on March 13, 2020, the Office of the Superintendent of Financial Institutions (&#8220;OSFI&#8221;) announced measures to support the resilience of financial institutions. Consistent with these measures, OSFI
          set the expectation for all federally regulated financial institutions that dividend increases and share buybacks should be halted for the time being. Accordingly, the Company has not repurchased its shares since March 13, 2020.</div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">From January 1, 2020 to March 12, 2020, the Company had purchased for cancellation 10 million shares for $253. Of this, $121 was
          recorded in common shares and $132 was recorded in retained earnings in the Consolidated Statements of Changes in Equity.</div>
        <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Dividend Reinvestment Plan</div>
        <div style="line-height: 12.55pt; margin-top: 2pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The Company offers a Dividend Reinvestment Program (&#8220;DRIP&#8221;) whereby shareholders may elect to automatically reinvest
          dividends in the form of MFC common shares instead of receiving cash. The offering of the program and its terms of execution are subject to the Board of Directors&#8217; discretion. For the dividends paid in the first three quarters of 2020, common
          shares in connection with the DRIP were purchased on the open market with no applicable discount.
          <div>
            <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 12pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">

                <tr>
                  <td style="width: 27pt; vertical-align: top;">
                    <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">(c)</div>
                  </td>
                  <td style="width: auto; vertical-align: top;">
                    <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Earnings per share</div>
                  </td>
                </tr>

            </table>
            <div style="line-height: 12.55pt; margin-top: 2pt; margin-bottom: 12pt;">The following is a reconciliation of the denominator (number of shares) in the calculation of basic and diluted earnings per share.</div>
            <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

                <tr>
                  <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
                    <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">For the</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="6">
                    <div style="text-align: center; line-height: 9.1pt; color: rgb(0, 0, 0); font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">three months ended</div>
                    <div style="text-align: center; line-height: 9.1pt; color: rgb(0, 0, 0); font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">September 30,</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); text-align: center;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); text-align: center;" colspan="1">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="6">
                    <div style="text-align: center; line-height: 9.1pt; color: rgb(0, 0, 0); font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">nine months ended</div>
                    <div style="text-align: center; line-height: 9.1pt; color: rgb(0, 0, 0); font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">September 30,</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                    <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(in millions)</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                    <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2020</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                    <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2019</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px; border-right: #000000 solid 2px;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                    <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2020</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                    <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2019</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                    <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Weighted average number of common shares</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div style="line-height: 9.1pt; margin-left: 9pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold; color: rgb(0, 0, 0);">1,940</font></div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; text-align: right;" colspan="1">
                    <div style="margin-left: 9pt">&#160;</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; text-align: right;" colspan="1">
                    <div style="margin-left: 9pt">&#160;</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; text-align: right;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1"> <font style="font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">1,954</font><br>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-right: #000000 solid 2px;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,941</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div style="line-height: 9.1pt; color: rgb(0, 0, 0); font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">1,961</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
                    <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Dilutive stock-based awards<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                    <div style="line-height: 9.1pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold; color: rgb(0, 0, 0);">2</font></div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); text-align: right;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); text-align: right;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); text-align: right;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                    <div style="margin-left: 18pt;"> <font style="font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">4</font><br>
                    </div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                    <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2<br>
                    </div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                    <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
                    <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Weighted average number of diluted common shares</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                    <div style="line-height: 9.1pt; margin-left: 9pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold; color: rgb(0, 0, 0);">1,942</font></div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); text-align: right;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); text-align: right;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); text-align: right;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1"> <font style="font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">1,958</font><br>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                    <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,943</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                    <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,965</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                </tr>

            </table>
            <div style="line-height: 1.45pt;"><br style="line-height: 1.45pt;">
            </div>
            <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">

                <tr>
                  <td style="width: 18pt; vertical-align: top;">
                    <div style="line-height: 9.1pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
                  </td>
                  <td style="width: auto; vertical-align: top;">
                    <div style="line-height: 9.1pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">The dilutive effect of stock-based awards was calculated using the treasury stock method. This method calculates the number of
                      incremental shares by assuming the outstanding stock-based awards are (i) exercised and (ii) then reduced by the number of shares assumed to be repurchased from the issuance proceeds, using the average market price of MFC common
                      shares for the period.</div>
                  </td>
                </tr>

            </table>
          </div>
          <br>
        </div>
        <div> </div>
        <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
          <table cellspacing="0" cellpadding="0" id="z551e68c7cd1448a295f6e69bc7901623" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 12pt; margin-top: 12pt;">

              <tr>
                <td style="width: 63pt; vertical-align: top; font-family: 'Arial Narrow',sans-serif; font-size: 12pt; font-weight: bold;">Note 10</td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Revenue from Service Contracts</div>
                </td>
              </tr>

          </table>
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
        </div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The Company provides investment management services, administrative services and distribution and related services to proprietary and
          third-party investment funds, retirement plans, group benefit plans and other arrangements. The Company also provides real estate management services to tenants of the Company&#8217;s investment properties.</div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The Company&#8217;s service contracts generally impose single performance obligations, each consisting of a series of similar
          related services for each customer.</div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The Company&#8217;s performance obligations within service arrangements are generally satisfied over time as the customer
          simultaneously receives and consumes the benefits of the services rendered, measured using an output method. Fees typically include variable consideration and the related revenue is recognized to the extent that it is highly probable that a
          significant reversal in the amount of cumulative revenue recognized will not occur when the uncertainty is subsequently resolved.</div>
        <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Asset based fees vary with asset values of accounts under management, subject to market conditions and
          investor behaviors beyond the Company&#8217;s control. Transaction processing and administrative fees vary with activity volume, also beyond the Company&#8217;s control. Some fees, including distribution fees, are based on account balances and transaction
          volumes. Fees related to account balances and transaction volumes are measured daily. Real estate management service fees include fixed portions plus recovery of variable costs of services rendered to tenants. Fees related to services provided
          are generally recognized as services are rendered, which is when it becomes highly probable that no significant reversal of cumulative revenue recognized will occur. The Company has determined that its service contracts have no significant
          financing components as fees are collected monthly. The Company has no significant contract assets or contract liabilities.</div>
        <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="width: 100%;" id="DSPFPageFooter">
            <div>Manulife Financial Corporation - Third Quarter 2020<br>
            </div>
          </div>
          <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">63</font></div>
          <div id="DSPFPageBreak" style="page-break-after:always;">
            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
          <div id="DSPFPageHeader"></div>
        </div>
        <div style="line-height: 12.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The following tables present revenue from service contracts by service lines and reporting segments as disclosed in note 13.</div>
        <div style="line-height: 12.55pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
        </div>
        <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
        </div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="ze2126b5cf18342d287e907c03f890c7a">

            <tr>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">For the three months ended September 30, 2020</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Asia</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Canada</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">U.S.</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Global</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">WAM</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Corporate</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">and Other</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: rgb(0, 0, 0); font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Total</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Investment management and other related fees</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">45</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">49</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">126</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">705</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(59</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">866</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;" rowspan="1" colspan="3">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Transaction processing, administration, and service fees</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">61</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">208</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">4</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">567</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">840</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Distribution fees and other</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">61</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">5</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">23</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">182</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(15</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">256</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total included in other revenue</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">167</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">262</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">153</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,454</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(74</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,962</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-indent: -3.8pt; margin-left: 3.8pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Real estate management services included in net </div>
                <div style="text-indent: -3.8pt; margin-left: 3.8pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; investment income</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">9</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">37</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">29</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">77</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">176</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">299</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">182</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,454</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(72</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,039</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>

        </table>
        <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
        </div>
        <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
        </div>
        <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
        </div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="zfee648d2b09d4b29bff88a6dec394b34">

            <tr>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">For the three months ended September 30, 2019</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Asia</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Canada</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">U.S.</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"> <br>
                </div>
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Global</div>
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">WAM</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Corporate</div>
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">and Other</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Investment management and other related fees</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">42</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">43</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">136</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">706</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(49</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">878</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;" rowspan="1" colspan="2">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Transaction processing, administration, and service fees</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">59</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">209</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">517</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">790</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Distribution fees and other</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">48</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">13</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">20</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">176</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(13</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">244</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total included in other revenue</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">149</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">265</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">160</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,399</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(61</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,912</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-indent: -3.65pt; margin-left: 3.65pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Real estate management services included in net</div>
                <div style="text-indent: -3.65pt; margin-left: 3.65pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; investment income</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">9</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">48</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">33</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">92</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">158</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">313</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">193</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,399</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(59</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2,004</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>

        </table>
        <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
        </div>
        <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
        </div>
        <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
        </div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="z1d20e9d5ec6646bca74a8acad500c4ed">

            <tr>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">For the nine months ended September 30, 2020</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Asia</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Canada</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">U.S.</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Global</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">WAM</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Corporate</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">and Other</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Total</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Investment management and other related fees</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">130</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">144</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">388</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,044</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(151</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,555</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;" rowspan="1" colspan="2">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Transaction processing, administration, and service fees</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">174</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">603</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">12</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,636</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,426</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">158</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">12</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">58</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">536</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(40</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">724</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total included in other revenue</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">462</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">759</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">458</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">4,216</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(190</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">5,705</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-indent: -3.65pt; margin-left: 3.65pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Real estate management services included in net</div>
                <div style="text-indent: -3.65pt; margin-left: 3.65pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; investment income</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">26</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">113</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">100</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">6</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">245</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">488</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">872</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">558</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">4,216</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(184</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">5,950</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>

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        <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
        </div>
        <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
        </div>
        <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
        </div>
        <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
        </div>
        <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
        </div>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">For the nine months ended September 30, 2019</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Asia</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Canada</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">U.S.</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Global</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">WAM</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Corporate</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">and Other</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: top; border-bottom: #000000 solid 2px;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Investment management and other related fees</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">122</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">120</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">407</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2,081</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(147</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2,583</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;" rowspan="1" colspan="3">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Transaction processing, administration, and service fees</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">166</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">618</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">12</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,517</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2,314</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Distribution fees and other</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">148</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">38</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">61</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">527</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(29</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">745</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total included in other revenue</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">436</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">776</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">480</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4,125</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(175</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">5,642</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-indent: -3.65pt; margin-left: 3.65pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Real estate management services included in net</div>
                <div style="text-indent: -3.65pt; margin-left: 3.65pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; investment income</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">26</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">121</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">101</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">6</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">254</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">462</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">897</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">581</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4,125</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(169</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">5,896</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>

        </table>
        <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
        </div>
        <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="width: 100%;" id="DSPFPageFooter">
            <div>Manulife Financial Corporation - Third Quarter 2020<br>
            </div>
          </div>
          <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">64</font></div>
          <div id="DSPFPageBreak" style="page-break-after:always;">
            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
          <div id="DSPFPageHeader"></div>
        </div>
        <div style="line-height: 1.45pt; margin-bottom: 10pt;"><br style="line-height: 1.45pt;">
        </div>
        <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
          <table cellspacing="0" cellpadding="0" id="z0b994c7db15a401082c71798ff74eaff" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 12pt; margin-top: 12pt;">

              <tr>
                <td style="width: 54.35pt; vertical-align: top; font-family: 'Arial Narrow',sans-serif; font-size: 12pt; font-weight: bold;">Note 11</td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Employee Future Benefits</div>
                </td>
              </tr>

          </table>
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
        </div>
        <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The Company maintains a number of pension plans, both defined benefit and defined contribution, and retiree
          welfare plans for eligible employees and agents. Information about the cost of the Company&#8217;s material pension and retiree welfare plans in the U.S. and Canada, included in operating expenses and other comprehensive income is as follows.</div>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="6">
                <div style="text-align: center; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Pension plans</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="6">
                <div style="text-align: center; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Retiree welfare plans</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">For the three months ended September 30,</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2020</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2019</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: rgb(0, 0, 0); font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">2020</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); text-align: right;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: rgb(0, 0, 0); font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">2019</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Defined benefit current service cost</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">9</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">9</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Defined benefit administrative expenses</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Service cost</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">11</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">11</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Interest on net defined benefit (asset) liability</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Defined benefit cost</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">13</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">15</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Defined contribution cost</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">19</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">19</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net benefit cost reported in earnings</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">32</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">34</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Actuarial (gain) loss on economic assumption changes</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">41</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">11</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Investment (gain) loss (excluding interest income)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(83</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(9</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Remeasurement (gain) loss recorded in AOCI</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(42</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">2</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="6">
                <div style="text-align: center; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"> <br>
                </div>
                <div style="text-align: center; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Pension plans</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="6">
                <div style="text-align: center; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Retiree welfare plans</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">For the nine months ended September 30,</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2020</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2019</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2020</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2019</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Defined benefit current service cost</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">30</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">30</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Defined benefit administrative expenses</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">5</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">7</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Service cost</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">35</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">37</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Interest on net defined benefit (asset) liability</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">7</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">13</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Defined benefit cost</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">42</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">50</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Defined contribution cost</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">65</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">62</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net benefit cost reported in earnings</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">107</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">112</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Actuarial (gain) loss on economic assumption changes</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">281</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">43</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Investment (gain) loss (excluding interest income)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(146</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(27</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Remeasurement (gain) loss recorded in AOCI</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">135</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">16</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>

        </table>
        <div style="line-height: 15.75pt;"><br style="line-height: 15.75pt;">
        </div>
        <div style="line-height: 12.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">As disclosed in note 1, the COVID-19 pandemic and the recent economic downturn has introduced significant uncertainty regarding key inputs used in
          establishing the carrying amounts of the Company&#8217;s net defined pension obligation for material plans. The Company fully remeasures its net defined benefit obligation annually and remeasures quarterly based on changes in discount rates and
          investment returns.</div>
        <div style="line-height: 12.55pt; margin-top: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">For the three months ended September 30, 2020, the net defined benefit obligation for material plans was estimated to have decreased by
          $92 due to higher than expected investment returns, partially offset by $52 due to lower rates on the investment grade corporate bonds that are used to establish the discount rates for benefit obligations for a net decrease of $40. For the nine
          months ended September 30, 2020, the net defined benefit obligation for material plans was estimated to have increased by $324 due to lower rates on the investment grade corporate bonds that are used to establish the discount rates for benefit
          obligations, partly offset by $173 due to higher than expected investment returns for a net increase of $151. These changes were recorded as adjustments to the net defined benefit obligation. No quarterly adjustments were recorded prior to June
          30, 2020, as the estimated changes were not significant.</div>
        <div style="line-height: 12.55pt; margin-top: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Any future changes in asset values or discount rates could have a material impact on the net defined pension obligation. Measurement
          uncertainty exists in the valuation of investments including potentially unobservable valuation inputs and the determination of discount rates. This uncertainty along with ongoing volatility in corporate bond markets could lead to remeasurement
          in the Company&#8217;s net defined benefit obligation in future interim periods.</div>
        <div style="line-height: 12.55pt; margin-top: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
        </div>
        <div style="line-height: 12.55pt; margin-top: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
        </div>
        <div style="line-height: 12.55pt; margin-top: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
        </div>
        <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="width: 100%;" id="DSPFPageFooter">
            <div>Manulife Financial Corporation - Third Quarter 2020<br>
            </div>
          </div>
          <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">65</font></div>
          <div id="DSPFPageBreak" style="page-break-after:always;">
            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
          <div id="DSPFPageHeader"></div>
        </div>
        <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
        </div>
        <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
          <table cellspacing="0" cellpadding="0" id="z6e9b047e30074e9b98b63320ab57fa14" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 12pt; margin-top: 12pt;">

              <tr>
                <td style="width: 54pt; vertical-align: top; font-family: 'Arial Narrow',sans-serif; font-size: 12pt; font-weight: bold;">Note 12</td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Commitments and Contingencies</div>
                </td>
              </tr>

          </table>
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z657c74e790094beebd29dba6d38a6ee3" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 27pt; vertical-align: top;">
                  <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(a)</div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Legal proceedings</div>
                </td>
              </tr>

          </table>
        </div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The Company is regularly involved in legal actions, both as a defendant and as a plaintiff. The legal actions where the Company is a
          party ordinarily relate to its activities as a provider of insurance protection or wealth management products, reinsurance, or in its capacity as an investment adviser, employer, or taxpayer. Other life insurers and asset managers, operating in
          the jurisdictions in which the Company does business, have been subject to a wide variety of other types of actions, some of which resulted in substantial judgments or settlements against the defendants; it is possible that the Company may become
          involved in similar actions in the future. In addition, government and regulatory bodies in Canada, the United States, Asia and other jurisdictions where the Company conducts business regularly make inquiries and, from time to time, require the
          production of information or conduct examinations concerning the Company's compliance with, among other things, insurance laws, securities laws, and laws governing the activities of broker-dealers.</div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">In June 2018, a class action was initiated against John Hancock Life Insurance Company (U.S.A.) (&#8220;JHUSA&#8221;) and John Hancock Life
          Insurance Company of New York (&#8220;JHNY&#8221;) in the U.S. District Court for the Southern District of New York on behalf of owners of approximately 1,500 Performance Universal Life (&#8220;UL&#8221;) policies issued between 2003 and 2009 whose policies were subject
          to a Cost of Insurance (&#8220;COI&#8221;) increase announced in 2018. In October 2018, a second and almost identical class action was initiated against JHUSA and JHNY in the U.S. District Court for the Southern District of New York. The two cases were
          determined to be related, and they were consolidated and assigned to the same judge. Discovery has commenced in these cases. No hearings on substantive matters have been scheduled. It is too early to assess the range of potential outcomes for
          these two related lawsuits. In addition to the consolidated class action, there are seven non-class lawsuits opposing the Performance UL COI increases that also have been filed. Each of the lawsuits, except one, is brought by plaintiffs owning
          multiple policies and by entities managing them for investment purposes. Two of the non-class lawsuits are pending in New York state court; two of the lawsuits are pending in the U.S. District Court for the Southern District of New York; and
          three lawsuits are pending in the U.S. District Court for the Central District of California. Whether individually or on a combined basis, it remains premature, given the procedural status of these cases, as well as the relatively early
          development of parties&#8217; respective legal theories, to suggest a reliable estimate of potential outcomes.</div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z9bb090e43a2c4c688f9157a441134a16" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 27pt; vertical-align: top;">
                  <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(b)</div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Guarantees</div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="zc314899ef85640edbecd722422d56fa6" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 27pt; vertical-align: top;">
                  <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(I)</div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Guarantees regarding Manulife Finance (Delaware), L.P. (&#8220;MFLP&#8221;)</div>
                </td>
              </tr>

          </table>
        </div>
        <div style="line-height: 12.55pt; margin-top: 2pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">MFC has guaranteed the payment of amounts on the $650 subordinated debentures due on December 15, 2041 issued by MFLP,
          a wholly owned unconsolidated partnership<font style="font-family: Calibri, sans-serif;">.</font></div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z35a3e9ba24a746a489d1bd890bcd2aea" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 27pt; vertical-align: top;">
                  <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(II)</div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Guarantees regarding The Manufacturers Life Insurance Company</div>
                </td>
              </tr>

          </table>
        </div>
        <div style="line-height: 12.55pt; margin-top: 2pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">MFC has provided a subordinated guarantee on the day of issuance for the following subordinated debentures issued by
          MLI: $350 issued on June 1, 2015; and $1,000 issued on November 20, 2015<font style="font-family: Calibri, sans-serif;">.</font></div>
        <div style="line-height: 12.55pt; margin-top: 2pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: Calibri, sans-serif;"> <br>
          </font></div>
        <div style="line-height: 12.55pt; margin-top: 2pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: Calibri, sans-serif;"> <br>
          </font></div>
        <div style="line-height: 12.55pt; margin-top: 2pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: Calibri, sans-serif;"> <br>
          </font></div>
        <div style="line-height: 12.55pt; margin-top: 2pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: Calibri, sans-serif;"> <br>
          </font></div>
        <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="width: 100%;" id="DSPFPageFooter">
            <div>Manulife Financial Corporation - Third Quarter 2020<br>
            </div>
          </div>
          <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">66</font></div>
          <div id="DSPFPageBreak" style="page-break-after:always;">
            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
          <div id="DSPFPageHeader"></div>
        </div>
        <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
        </div>
        <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow','sans-serif'; font-size: 11pt;">The following table sets forth certain condensed consolidated financial information for MFC and MFLP.</div>
        <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Condensed Consolidated Statements of Income Information</div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="z801291ec430a48a8982f27f1043822ea">

            <tr>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">For the three months ended September 30, 2020</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">MFC</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(Guarantor)</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">MLI</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">consolidated</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">subsidiaries</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">of MFC on a</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">combined</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">basis</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Consolidation</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">adjustments</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">consolidated</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">amounts</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: rgb(0, 0, 0); font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">MFLP</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total revenue</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">196</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">13,389</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">202</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(411</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">13,376</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">5</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net income (loss) attributed to shareholders</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,068</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,154</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(193</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(1,961</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,068</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(2</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">For the three months ended September 30, 2019</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">MFC</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(Guarantor)</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">MLI</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">consolidated</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"> <br>
                </div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">subsidiaries</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">of MFC on a</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">combined</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">basis</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Consolidation</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">adjustments</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">consolidated</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">amounts</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: rgb(0, 0, 0); font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">MFLP</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total revenue</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">148</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">22,654</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">153</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(326</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">22,629</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">14</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net income (loss) attributed to shareholders</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">723</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">806</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(147</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(659</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">723</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">For the nine months ended September 30, 2020</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">MFC</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(Guarantor)</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">MLI</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">consolidated</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"> <br>
                </div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">subsidiaries</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">of MFC on a</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">combined</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">basis</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Consolidation</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">adjustments</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">consolidated</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">amounts</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">MFLP</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total revenue</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">309</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">61,105</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">333</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(708</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">61,039</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">32</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net income (loss) attributed to shareholders</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">4,091</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">4,359</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(321</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(4,038</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">4,091</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">6</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">For the nine months ended September 30, 2019</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">MFC</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(Guarantor)</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">MLI</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">consolidated</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><br>
                  Other</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">subsidiaries</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">of MFC on a</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">combined</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">basis</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Consolidation</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">adjustments</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total</div>
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                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">amounts</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: rgb(0, 0, 0); font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">MFLP</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;">
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">290</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">68,455</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">276</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(623</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">68,398</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">24</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net income (loss) attributed to shareholders</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4,374</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4,605</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(265</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(4,340</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4,374</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(1</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
            </tr>

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        <div style="line-height: 15.75pt; margin-bottom: 6pt;"><br style="line-height: 15.75pt;">
        </div>
        <div style="line-height: 15.75pt; margin-bottom: 6pt;"><br style="line-height: 15.75pt;">
        </div>
        <div style="line-height: 15.75pt; margin-bottom: 6pt;"><br style="line-height: 15.75pt;">
        </div>
        <div style="line-height: 15.75pt; margin-bottom: 6pt;"><br style="line-height: 15.75pt;">
        </div>
        <div style="line-height: 15.75pt; margin-bottom: 6pt;"></div>
        <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="width: 100%;" id="DSPFPageFooter">
            <div>Manulife Financial Corporation - Third Quarter 2020<br>
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          <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">67</font></div>
          <div id="DSPFPageBreak" style="page-break-after:always;">
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          <div id="DSPFPageHeader"></div>
        </div>
        <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
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        <div style="text-align: justify; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Condensed Consolidated Statements of Financial Position Information</div>
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            <tr>
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                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">As at September 30, 2020</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">MFC</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(Guarantor)</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">MLI</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">consolidated</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">subsidiaries of</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">MFC on a</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">combined</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">basis</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Consolidation</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">adjustments</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">consolidated</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">amounts</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: rgb(0, 0, 0); font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">MFLP</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Invested assets</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">38</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">414,186</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">10</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">414,234</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">4</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total other assets</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">98,470</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">114,074</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">60,336</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(162,111</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">110,769</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,209</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Segregated funds net assets</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">351,408</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">351,408</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Insurance contract liabilities</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">392,086</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">392,086</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Investment contract liabilities</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">3,239</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">3,239</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Segregated funds net liabilities</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">351,408</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">351,408</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total other liabilities</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">45,231</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">66,860</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">60,654</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(96,951</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">75,794</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">971</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">As at December 31, 2019</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">MFC</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(Guarantor)</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">MLI</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">consolidated</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"> <br>
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                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">subsidiaries of</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">MFC on a</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">combined</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">basis</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Consolidation</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">adjustments</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">consolidated</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">amounts</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: rgb(0, 0, 0); font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">MFLP</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Invested assets</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">21</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">378,496</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">10</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">378,527</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">6</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total other assets</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">57,474</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">87,774</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(57,756</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">87,495</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,088</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Segregated funds net assets</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">343,108</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">343,108</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Insurance contract liabilities</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">351,161</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">351,161</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Investment contract liabilities</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3,104</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3,104</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Segregated funds net liabilities</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">343,108</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">343,108</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total other liabilities</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">8,357</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">53,998</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(704</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">61,651</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">858</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>

        </table>
        <div>
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              <tr>
                <td style="width: 27pt; vertical-align: top;">
                  <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(III)</div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Guarantees regarding John Hancock Life Insurance Company (U.S.A.) (&#8220;JHUSA&#8221;)</div>
                </td>
              </tr>

          </table>
        </div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Details of guarantees regarding certain securities issued or to be issued by JHUSA are outlined in note 15.</div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
        </div>
        <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
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              <tr>
                <td style="width: 54pt; vertical-align: top; font-family: 'Arial Narrow',sans-serif; font-size: 12pt; font-weight: bold;">Note 13</td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Segment and Geographic Reporting</div>
                </td>
              </tr>

          </table>
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
        </div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The Company&#8217;s reporting segments are Asia, Canada, U.S., Global WAM, and Corporate and Other. Each reporting segment is responsible for
          managing its operating results, developing products, defining strategies for services and distribution based on the profile and needs of its business and market. The following are the Company&#8217;s significant products and services by segments.</div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Wealth and asset management businesses (Global WAM)</font> &#8211; include mutual funds and exchange traded
          funds, group retirement and savings products, and institutional asset management services across all major asset classes. These products and services are distributed through multiple distribution channels, including agents and brokers affiliated
          with the Company, independent securities brokerage firms and financial advisors pension plan consultants and banks.</div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Insurance and annuity products (Asia, Canada and U.S.)</font> &#8211; include a variety of individual life
          insurance, individual and group long-term care insurance and guaranteed and partially guaranteed annuity products. Products are distributed through multiple distribution channels, including insurance agents, brokers, banks, financial planners and
          direct marketing. Manulife Bank of Canada offers a variety of deposit and credit products to Canadian customers.</div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Corporate and Other Segment</font> &#8211; comprised of investment performance on assets backing capital,
          net of amounts allocated to operating segments; costs incurred by the corporate office related to shareholder activities (not allocated to operating segments); financing costs; Property and Casualty (&#8220;P&amp;C&#8221;) Reinsurance Business and run-off
          reinsurance operations including variable annuities and accident and health.</div>
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          <div style="width: 100%;" id="DSPFPageFooter">
            <div>Manulife Financial Corporation - Third Quarter 2020<br>
            </div>
          </div>
          <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">68</font></div>
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            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
          <div id="DSPFPageHeader"></div>
        </div>
        <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z39a8c8dfed8c47a096d88a431675a18b" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 12pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 27pt; vertical-align: top;">
                  <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(a)</div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">By Segment</div>
                </td>
              </tr>

          </table>
        </div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="ze2720a98738042ed9a9f48a2d5d3153f">

            <tr>
              <td valign="bottom" style="vertical-align: bottom;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">For the three months ended</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Global</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Corporate</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">September 30, 2020</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Asia</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Canada</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">U.S.</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">WAM</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">and Other</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Revenue</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Life and health insurance <sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">4,768</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">2,218</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(1,719</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">35</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">5,302</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Annuities and pensions</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">616</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">77</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">11</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">704</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net premium income</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">5,384</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,295</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(1,708</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">35</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">6,006</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net investment income</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,637</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">756</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,179</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">14</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">35</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">4,621</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other revenue</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">140</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">262</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">927</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,451</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(31</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,749</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total revenue</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">7,161</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">3,313</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,398</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,465</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">39</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">13,376</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Contract benefits and expenses</div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Life and health insurance</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">4,666</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,497</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(234</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(109</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">6,820</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Annuities and pensions</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">699</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(418</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(74</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">41</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">248</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net benefits and claims</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">5,365</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,079</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(308</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">41</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(109</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">7,068</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Interest expense</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">67</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">66</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">12</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">136</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">281</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other expenses</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,325</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">766</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">597</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,079</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">90</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">3,857</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">6,757</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,911</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">301</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,120</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">117</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">11,206</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Income (loss) before income taxes</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">404</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">402</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,097</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">345</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(78</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,170</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Income tax recovery (expense)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(78</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(65</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(206</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(37</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">5</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(381</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net income (loss)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">326</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">337</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">891</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">308</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(73</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,789</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Less net income (loss) attributed to:</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                <div style="margin-left: 9pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Non-controlling interests</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">117</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">117</div>
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              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(442</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">46</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(396</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
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              <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-indent: -3.65pt; margin-left: 3.65pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net income (loss) attributed to shareholders</div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">651</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">291</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">891</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">308</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(73</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">2,068</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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        <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
        </div>
        <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
        </div>
        <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
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        <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
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            <div>Manulife Financial Corporation - Third Quarter 2020<br>
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        <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
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                <div style="text-indent: -4.5pt; margin-left: 4.5pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">For the three months ended</div>
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              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="text-indent: -4.5pt; margin-left: 4.5pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">September 30, 2019</div>
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              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Asia</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Canada</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">U.S.</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">WAM</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom;">
                <div style="text-indent: -4.5pt; margin-left: 4.5pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Revenue</div>
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              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                <div style="text-indent: -4.5pt; margin-left: 4.5pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Life and health insurance</div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">4,420</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">2,154</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,710</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">25</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">8,309</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-indent: -4.5pt; margin-left: 4.5pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Annuities and pensions<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">792</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">74</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">160</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,026</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                <div style="text-indent: -4.5pt; margin-left: 4.5pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net premium income</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">5,212</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2,228</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,870</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">25</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">9,335</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                <div style="text-indent: -4.5pt; margin-left: 4.5pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net investment income</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,459</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2,034</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">6,536</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">9</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">486</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">10,524</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-indent: -4.5pt; margin-left: 4.5pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other revenue</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">434</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">262</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">740</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,400</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(66</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2,770</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-indent: -4.5pt; margin-left: 4.5pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total revenue</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">7,105</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4,524</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">9,146</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,409</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">445</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">22,629</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                <div style="text-indent: -4.5pt; margin-left: 4.5pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Contract benefits and expenses</div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                <div style="text-indent: -4.5pt; margin-left: 4.5pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Life and health insurance</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4,819</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2,536</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">6,877</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(32</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">14,200</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-indent: -4.5pt; margin-left: 4.5pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Annuities and pensions</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">832</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,318</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,195</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">23</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3,368</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                <div style="text-indent: -4.5pt; margin-left: 4.5pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net benefits and claims</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">5,651</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3,854</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">8,072</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">23</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(32</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">17,568</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                <div style="text-indent: -4.5pt; margin-left: 4.5pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Interest expense</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">60</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">143</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">13</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">130</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">348</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-indent: -4.5pt; margin-left: 4.5pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other expenses</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,328</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">809</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">670</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,077</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">114</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3,998</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-indent: -4.5pt; margin-left: 4.5pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total contract benefits and expenses</div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">7,039</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4,806</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">8,755</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,102</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">212</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">21,914</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                <div style="text-indent: -4.5pt; margin-left: 4.5pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Income (loss) before income taxes</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">66</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(282</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">391</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">307</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">233</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">715</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-indent: -4.5pt; margin-left: 4.5pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Income tax recovery (expense)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(14</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">73</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(49</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(26</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(84</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(100</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                <div style="text-indent: -4.5pt; margin-left: 4.5pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net income (loss)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">52</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(209</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">342</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">281</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">149</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">615</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                <div style="text-indent: -4.5pt; margin-left: 4.5pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Less net income (loss) attributed to:</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                <div style="margin-left: 9pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Non-controlling interests</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">8</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">5</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">13</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="margin-left: 9pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Participating policyholders</div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(84</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(37</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(121</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-indent: -4.5pt; margin-left: 4.5pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net income (loss) attributed to shareholders</div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">128</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(172</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">342</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">281</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">144</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">723</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>

        </table>
        <div style="line-height: 15.75pt;"><br style="line-height: 15.75pt;">
        </div>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">As at and for the nine months ended</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Global</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Corporate</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">September 30, 2020</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Asia</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Canada</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">U.S.</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">WAM</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">and Other</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Revenue</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Life and health insurance <sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">13,353</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">6,529</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,334</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">100</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">21,316</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Annuities and pensions</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,920</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">248</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">110</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,278</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net premium income</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">15,273</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">6,777</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,444</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">100</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">23,594</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net investment income</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">3,742</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">7,110</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">16,057</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">30</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,412</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">29,351</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other revenue</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,134</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">745</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,164</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">4,222</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(171</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">8,094</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total revenue</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">20,149</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">14,632</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">19,665</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">4,252</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,341</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">61,039</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Contract benefits and expenses</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Life and health insurance</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">12,535</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">7,764</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">12,267</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(97</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">32,469</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Annuities and pensions</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,751</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">4,563</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">3,930</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">124</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">11,368</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net benefits and claims</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">15,286</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">12,327</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">16,197</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">124</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(97</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">43,837</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Interest expense</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">201</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">292</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">37</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">385</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">916</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other expenses</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">3,781</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,330</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,975</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">3,216</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">278</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">11,580</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total contract benefits and expenses</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">19,268</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">14,949</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">18,209</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">3,341</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">566</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">56,333</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Income (loss) before income taxes</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">881</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(317</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,456</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">911</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,775</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">4,706</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Income tax recovery (expense)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(145</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(85</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(293</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(115</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(333</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(971</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net income (loss)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">736</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(402</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,163</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">796</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,442</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">3,735</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Less net income (loss) attributed to:</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                <div style="margin-left: 9pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Non-controlling interests</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">193</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">193</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(580</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">31</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(549</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net income (loss) attributed to shareholders</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,123</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(433</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,163</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">796</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,442</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">4,091</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total assets</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">142,179</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">165,580</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">296,101</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">225,758</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">46,793</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">876,411</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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        <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
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            <div>Manulife Financial Corporation - Third Quarter 2020<br>
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          <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">70</font></div>
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        <div style="line-height: 15.75pt; margin-bottom: 10pt;">
          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

              <tr>
                <td valign="bottom" style="vertical-align: bottom;">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">As at and for the nine months ended</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="2">
                  <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Global</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="2">
                  <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Corporate</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">September 30, 2019</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                  <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Asia</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                  <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Canada</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                  <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">U.S.</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                  <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">WAM</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
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                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                  <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom;">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Revenue</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Life and health insurance</div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                  <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">12,797</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                  <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">6,407</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                  <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">4,802</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                  <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                  <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">76</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                  <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">24,082</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Annuities and pensions<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2,254</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">272</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(268</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2,258</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net premium income</div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">15,051</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">6,679</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4,534</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">76</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">26,340</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net investment income</div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">6,483</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">9,877</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">16,791</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">37</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">904</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">34,092</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other revenue</div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,018</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">810</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2,114</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4,125</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(101</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">7,966</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total revenue</div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">22,552</div>
                </td>
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                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">17,366</div>
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                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">23,439</div>
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                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4,162</div>
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                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">879</div>
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                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">68,398</div>
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                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 28%;">
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                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Life and health insurance</div>
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                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">14,394</div>
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                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">8,341</div>
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                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">18,402</div>
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                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
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                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(43</div>
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                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">41,094</div>
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                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Annuities and pensions</div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2,560</div>
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                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">5,479</div>
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                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,413</div>
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                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">84</div>
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                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
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                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">9,536</div>
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                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net benefits and claims</div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">16,954</div>
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                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">13,820</div>
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                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">19,815</div>
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                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">84</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(43</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">50,630</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Interest expense</div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">173</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">389</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">36</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">5</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">391</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">994</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other expenses</div>
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                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3,823</div>
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                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2,378</div>
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                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2,031</div>
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                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3,223</div>
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                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">324</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">11,779</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
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                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">20,950</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">16,587</div>
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                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">21,882</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3,312</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">672</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">63,403</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 28%;">
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                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,602</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">779</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,557</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">850</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">207</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4,995</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Income tax recovery (expense)</div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(180</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(18</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(272</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(93</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(66</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(629</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
                </td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net income (loss)</div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,422</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">761</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,285</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">757</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">141</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4,366</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Less net income (loss) attributed to:</div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                  <div style="margin-left: 9pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Non-controlling interests</div>
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                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">160</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">164</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="margin-left: 9pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Participating policyholders</div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(37</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(135</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(172</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
                </td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net income (loss) attributed to shareholders</div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,299</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">896</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,285</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">757</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">137</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">4,374</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total assets</div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">124,619</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">160,204</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">279,486</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">211,602</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">35,915</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">811,826</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              </tr>

          </table>
        </div>
        <div style="line-height: 15.75pt; margin-bottom: 10pt;">
          <div>
            <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 1pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z4daebe7efb264bf89e9c54f197b20b81">

                <tr>
                  <td style="width: 9.35pt; vertical-align: top; align: right;">
                    <div style="line-height: 9.1pt; margin-top: 1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
                  </td>
                  <td style="width: auto; vertical-align: top;">
                    <div style="line-height: 9.1pt; margin-top: 1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">During the current quarter, the Company ceded premiums to Global Atlantic Financial Group Ltd to reinsure a block of legacy U.S.
                      BOLI business. Refer to note 5(d) for details.</div>
                  </td>
                </tr>

            </table>
          </div>
          <div>
            <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zf87e924a9d0d459ca66f34d9155f8894">

                <tr>
                  <td style="width: 9pt; vertical-align: top; align: right;">
                    <div style="line-height: 9.1pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
                  </td>
                  <td style="width: auto; vertical-align: top;">
                    <div style="line-height: 9.1pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">In 2019, the Company ceded premiums to RGA and Jackson for the JHNY transactions. Refer to note 5(d) for details.</div>
                  </td>
                </tr>

            </table>
          </div>
        </div>
        <div> </div>
        <div> </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z28eccdf5bab040eb995ea80875a2744e" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 12pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 27pt; vertical-align: top;">
                  <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(b)</div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">By Geographic Location</div>
                </td>
              </tr>

          </table>
        </div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="z7699e01f3a3e451b88f2a1c30b8c260d">

            <tr>
              <td valign="bottom" style="vertical-align: bottom;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">For the three months ended</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">September 30, 2020</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Asia</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Canada</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">U.S.</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Revenue</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Life and health insurance<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;"> (1)</sup></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">4,791</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">2,123</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(1,719</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">107</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">5,302</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Annuities and pensions</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">616</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">77</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">11</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">704</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net premium income</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">5,407</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,200</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(1,708</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">107</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">6,006</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net investment income</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,669</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">648</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,280</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">24</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">4,621</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other revenue</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">382</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">695</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,665</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">7</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,749</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total revenue</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">7,458</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">3,543</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">2,237</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">138</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">13,376</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>

        </table>
        <div style="line-height: 15.75pt;"><br style="line-height: 15.75pt;">
        </div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="z113fc606776f4b25b254c5025eac713e">

            <tr>
              <td valign="bottom" style="vertical-align: bottom;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">For the three months ended</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">September 30, 2019</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Asia</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Canada</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">U.S.</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Revenue</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Life and health insurance</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">4,436</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">2,085</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,710</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">78</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">8,309</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Annuities and pensions<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">792</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">74</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">160</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,026</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net premium income</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">5,228</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2,159</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,870</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">78</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">9,335</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net investment income</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,566</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2,195</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">6,698</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">65</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">10,524</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
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              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">638</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">657</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,477</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(2</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2,770</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total revenue</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">7,432</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">5,011</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">10,045</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">141</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">22,629</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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        <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="width: 100%;" id="DSPFPageFooter">
            <div>Manulife Financial Corporation - Third Quarter 2020<br>
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          <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">71</font></div>
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            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
          <div id="DSPFPageHeader"></div>
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        <div style="line-height: 15.75pt; margin-bottom: 10pt;">
          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

              <tr>
                <td valign="bottom" style="vertical-align: bottom;">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">For the nine months ended</div>
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                <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
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              <tr>
                <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">September 30, 2020</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                  <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Asia</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                  <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Canada</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                  <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">U.S.</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                  <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                  <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom;">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Revenue</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Life and health insurance <sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                  <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
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                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">13,419</font></div>
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                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                  <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">6,260</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                  <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,335</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                  <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">302</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                  <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">21,316</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Annuities and pensions</div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,920</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">248</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">110</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
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                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,278</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 40%;">
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                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">15,339</div>
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                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">6,508</div>
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                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,445</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">302</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">23,594</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net investment income</div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">4,038</div>
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                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">7,224</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">18,071</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">18</div>
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                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">29,351</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other revenue</div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,840</div>
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                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,962</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">4,280</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">12</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">8,094</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total revenue</div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">21,217</font></div>
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                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">15,694</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">23,796</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">332</font></div>
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                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">61,039</font></div>
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                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

              <tr>
                <td valign="bottom" style="vertical-align: bottom;">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">For the nine months ended</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">September 30, 2019</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                  <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Asia</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                  <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Canada</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                  <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">U.S.</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
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                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                  <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom;">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Revenue</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Life and health insurance</div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                  <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">12,847</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                  <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">6,170</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                  <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">4,803</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                  <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">262</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                  <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">24,082</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Annuities and pensions <sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2,254</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">272</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(268</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2,258</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net premium income</div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">15,101</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">6,442</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4,535</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">262</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">26,340</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net investment income</div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">6,713</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">10,200</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">16,984</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">195</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">34,092</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other revenue</div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,656</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,961</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4,343</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">6</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">7,966</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total revenue</div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">23,470</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">18,603</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">25,862</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">463</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">68,398</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              </tr>

          </table>
        </div>
        <div style="line-height: 15.75pt; margin-bottom: 10pt;">
          <div>
            <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 1pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zd6416360b056462f8268e3e24fd0463f">

                <tr>
                  <td style="width: 9.35pt; vertical-align: top; align: right;">
                    <div style="line-height: 9.1pt; margin-top: 1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
                  </td>
                  <td style="width: auto; vertical-align: top;">
                    <div style="line-height: 9.1pt; margin-top: 1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">During the current quarter, the Company ceded premiums to Global Atlantic Financial Group Ltd to reinsure a block of legacy U.S.
                      BOLI business. Refer to note 5(d) for details.</div>
                  </td>
                </tr>

            </table>
          </div>
          <div>
            <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z71a99b8acc8246a2b589f7d46b7ee9ac">

                <tr>
                  <td style="width: 9pt; vertical-align: top; align: right;">
                    <div style="line-height: 9.1pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
                  </td>
                  <td style="width: auto; vertical-align: top;">
                    <div style="line-height: 9.1pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">In 2019, the Company ceded premiums to RGA and Jackson for the JHNY transactions. Refer to note 5(d) for details.</div>
                  </td>
                </tr>

            </table>
          </div>
        </div>
        <div> </div>
        <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
          <table cellspacing="0" cellpadding="0" id="ze9781d963d0344a4a4b6950c03b5ad52" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 12pt; margin-top: 18pt;">

              <tr>
                <td style="width: 54pt; vertical-align: top; font-family: 'Arial Narrow',sans-serif; font-size: 12pt; font-weight: bold;">Note 14</td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Segregated Funds</div>
                </td>
              </tr>

          </table>
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
        </div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The Company manages segregated funds on behalf of policyholders. Policyholders are provided with the opportunity to invest in different
          categories of segregated funds that respectively hold a range of underlying investments. The underlying investments of the segregated funds consist of both individual securities and mutual funds (collectively &#8220;net assets&#8221;).</div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The following table presents the carrying values and changes in segregated funds net assets.</div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="z35e9478a7ceb4c9ca742534f1f2ab014">

            <tr>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">As at</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">September 30,</div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;"> 2020</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">December 31, </div>
                <div style="text-align: right; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2019</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Investments at market value</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 76%;">
                <div style="margin-left: 16pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Cash and short-term securities</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">4,065</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3,364</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 76%;">
                <div style="margin-left: 16pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Debt securities</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">17,801</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">16,883</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 76%;">
                <div style="margin-left: 16pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Equities</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">12,615</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">12,989</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 76%;">
                <div style="margin-left: 16pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Mutual funds</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">313,882</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">304,753</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 76%;">
                <div style="margin-left: 16pt; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other investments</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">4,718</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4,785</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 76%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Accrued investment income</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">293</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,678</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other assets and liabilities, net</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(1,594</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(975</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total segregated funds net assets</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">351,780</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">343,477</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 76%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Composition of segregated funds net assets</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 76%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Held by policyholders</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">351,408</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">343,108</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Held by the Company</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">372</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">369</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total segregated funds net assets</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">351,780</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">343,477</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>

        </table>
        <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="width: 100%;" id="DSPFPageFooter">
            <div>Manulife Financial Corporation - Third Quarter 2020<br>
            </div>
          </div>
          <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">72</font></div>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="6">
                <div style="text-align: center; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">three months ended</div>
                <div style="text-align: center; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">September 30,</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="6">
                <div style="text-align: center; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">nine months ended</div>
                <div style="text-align: center; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">September 30,</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">For the</div>
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              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2020</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2019</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2020</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2019</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net policyholder cash flow</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
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              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">9,157</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">9,160</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">29,157</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">29,144</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net transfers to general fund</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(337</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(242</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(1,110</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(775</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Payments to policyholders</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(10,226</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(11,243</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(32,228</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(35,505</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(1,406</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(2,325</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(4,181</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(7,136</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Investment related</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Interest and dividends</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">976</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">5,600</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">3,257</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">7,753</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">15,654</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(3,001</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">6,767</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">32,308</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">16,630</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2,599</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">10,024</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">40,061</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Other</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Management and administration fees</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(965</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(954</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(2,959</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(2,948</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Impact of changes in foreign exchange rates</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(4,881</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2,523</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">5,419</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(6,526</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(5,846</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,569</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,460</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(9,474</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net additions (deductions)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">9,378</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,843</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">8,303</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">23,451</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Segregated funds net assets, beginning of period</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">342,402</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">335,204</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">343,477</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">313,596</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Segregated funds net assets, end of period</div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">351,780</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">337,047</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">351,780</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">337,047</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>

        </table>
        <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Segregated funds assets may be exposed to a variety of financial and other risks. These risks are primarily mitigated
          by investment guidelines that are actively monitored by professional and experienced portfolio advisors. The Company is not exposed to these risks beyond the liabilities related to the guarantees associated with certain variable life and annuity
          products. Accordingly, the Company&#8217;s exposure to loss from segregated fund products is limited to the value of these guarantees.</div>
        <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">These guarantees are recorded within the Company&#8217;s insurance contract liabilities. Assets supporting these guarantees
          are recognized in invested assets according to their investment type. The &#8220;Risk Management and Risk Factors update&#8221; section of the Company&#8217;s Third Quarter 2020 MD&amp;A provides information regarding the risks associated with variable annuity and
          segregated fund guarantees.</div>
        <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
        </div>
        <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><br>
          <br>
        </div>
        <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="width: 100%;" id="DSPFPageFooter">
            <div>Manulife Financial Corporation - Third Quarter 2020<br>
            </div>
          </div>
          <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">73</font></div>
          <div id="DSPFPageBreak" style="page-break-after:always;">
            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
          <div id="DSPFPageHeader"></div>
        </div>
        <div style="line-height: 14.4pt; margin-bottom: 10pt;"><br style="line-height: 14.4pt;">
        </div>
        <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
          <table cellspacing="0" cellpadding="0" id="zd66b190289b6403cb6fdc32531954175" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 12pt; margin-top: 12pt;">

              <tr>
                <td style="width: 54pt; vertical-align: top; font-family: 'Arial Narrow',sans-serif; font-size: 12pt; font-weight: bold;">Note 15</td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Information Provided in Connection with Investments in Deferred Annuity Contracts and SignatureNotes Issued or Assumed by John Hancock Life
                    Insurance Company (U.S.A.)</div>
                </td>
              </tr>

          </table>
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
        </div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The following condensed consolidating financial information presented in accordance with IFRS, and the related disclosure have been
          included in these Interim Consolidated Financial Statements with respect to JHUSA in compliance with Regulation S-X and Rule 12h-5 of the United States Securities and Exchange Commission (the &#8220;Commission&#8221;). These financial statements are (i)
          incorporated by reference in the registration statements of MFC and JHUSA that relate to MFC&#8217;s guarantee of certain securities to be issued by JHUSA and (ii) are provided in reliance on an exemption from continuous disclosure obligations of
          JHUSA. For information about JHUSA, the MFC guarantees and restrictions on the ability of MFC to obtain funds from its subsidiaries by dividend or loan, refer to note 23 to the Company&#8217;s 2019 Annual Consolidated Financial Statements.</div>
        <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Condensed Consolidated Statement of Financial Position</div>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">As at September 30, 2020</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">MFC</div>
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(Guarantor)</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">JHUSA</div>
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(Issuer)</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other</div>
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">subsidiaries</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Consolidation</div>
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">adjustments</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Consolidated</div>
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">MFC</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Assets</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Invested assets</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">38</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">117,274</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">297,240</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(318</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">414,234</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Investments in unconsolidated subsidiaries</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">65,249</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">8,436</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">49,375</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(123,060</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Reinsurance assets</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">68,753</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">11,427</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(31,972</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">48,208</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other assets</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">33,221</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">30,167</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">87,938</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(88,765</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">62,561</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Segregated funds net assets</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">184,736</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">169,410</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(2,738</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">351,408</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total assets</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">98,508</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">409,366</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">615,390</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(246,853</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">876,411</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Liabilities and equity</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Insurance contract liabilities</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">175,320</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">249,497</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(32,731</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">392,086</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Investment contract liabilities</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,106</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,134</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(1</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">3,239</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other liabilities</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">33,468</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">28,216</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">88,305</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(88,567</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">61,422</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Long-term debt</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">6,457</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">6,457</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Capital instruments</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">5,306</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">613</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">31,996</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(30,000</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">7,915</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Segregated funds net liabilities</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">184,736</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">169,410</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(2,738</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">351,408</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Shareholders' equity</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">53,277</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">19,375</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">73,441</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(92,816</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">53,277</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Participating policyholders' equity</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(791</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(791</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Non-controlling interests</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,398</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,398</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total liabilities and equity</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">98,508</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">409,366</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">615,390</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(246,853</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">876,411</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>

        </table>
        <div style="line-height: 15.75pt; margin-top: 6pt;"><br style="line-height: 15.75pt;">
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        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="z12d5b12c188c449c80600fefb21cb55a">

            <tr>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">As at December 31, 2019</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">MFC</div>
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(Guarantor)</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">JHUSA</div>
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(Issuer)</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other</div>
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">subsidiaries</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Consolidation</div>
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">adjustments</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Consolidated</div>
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">MFC</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Assets</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Invested assets</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">21</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">107,746</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">271,100</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(340</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">378,527</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Investments in unconsolidated subsidiaries</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">57,068</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">7,467</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">16,983</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(81,518</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Reinsurance assets</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">61,310</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">10,080</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(29,944</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">41,446</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other assets</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">406</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">20,859</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">45,111</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(20,327</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">46,049</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Segregated funds net assets</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">181,982</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">162,845</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(1,719</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">343,108</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total assets</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">57,495</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">379,364</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">506,119</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(133,848</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">809,130</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Liabilities and equity</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Insurance contract liabilities</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">157,398</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">224,378</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(30,615</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">351,161</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Investment contract liabilities</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,091</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2,014</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(1</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3,104</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other liabilities</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">537</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">21,311</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">48,226</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(20,086</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">49,988</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Long-term debt</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4,543</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4,543</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Capital instruments</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3,277</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">599</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3,244</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">7,120</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Segregated funds net liabilities</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">181,982</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">162,845</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(1,719</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">343,108</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Shareholders' equity</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">49,138</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">16,983</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">64,444</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(81,427</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">49,138</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Participating policyholders' equity</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(243</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(243</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Non-controlling interests</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,211</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,211</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total liabilities and equity</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">57,495</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">379,364</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">506,119</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(133,848</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">809,130</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>

        </table>
        <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="width: 100%;" id="DSPFPageFooter">
            <div>Manulife Financial Corporation - Third Quarter 2020<br>
            </div>
          </div>
          <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">74</font></div>
          <div id="DSPFPageBreak" style="page-break-after:always;">
            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
          <div id="DSPFPageHeader"></div>
        </div>
        <div style="line-height: 12.55pt; margin-top: 18pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Condensed Consolidated Statement of Income</div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="zcca2bee5711e49febb688b62d904b024">

            <tr>
              <td valign="bottom" style="vertical-align: bottom;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">For the three months ended</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" rowspan="1" colspan="2"><br>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" rowspan="1" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" rowspan="1" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" rowspan="1" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" rowspan="1" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" rowspan="1" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="line-height: 8.6pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">September 30, 2020</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="1" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">MFC</div>
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(Guarantor)</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="1" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">JHUSA</div>
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(Issuer)</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="1" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other</div>
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">subsidiaries</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="1" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Consolidation</div>
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">adjustments</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="1" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Consolidated</div>
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">MFC</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="1" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Revenue</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net premium income</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(2,050</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">8,056</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">6,006</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net investment income (loss)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">194</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,444</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">3,395</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(412</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">4,621</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net other revenue</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">956</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,223</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(432</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,749</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total revenue</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">196</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">350</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">13,674</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(844</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">13,376</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Contract benefits and expenses</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net benefits and claims</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(484</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">7,670</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(118</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">7,068</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Commissions, investment and general expenses</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">4</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">719</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">3,412</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(369</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">3,766</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other expenses</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">113</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">47</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">569</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(357</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">372</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total contract benefits and expenses</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">117</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">282</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">11,651</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(844</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">11,206</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Income (loss) before income taxes</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">79</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">68</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,023</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,170</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Income tax (expense) recovery</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(21</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">14</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(374</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(381</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Income (loss) after income taxes</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">58</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">82</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,649</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,789</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Equity in net income (loss) of unconsolidated subsidiaries</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,010</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">330</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">412</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(2,752</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net income (loss)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,068</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">412</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,061</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(2,752</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,789</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net income (loss) attributed to:</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="margin-left: 9pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Non-controlling interests</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">117</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">117</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="margin-left: 9pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Participating policyholders</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(396</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(1</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(396</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="margin-left: 9pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Shareholders</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,068</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">411</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,340</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(2,751</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,068</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,068</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">412</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,061</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(2,752</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,789</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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        <div style="line-height: 15.75pt; margin-top: 6pt;"><br style="line-height: 15.75pt;">
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            <tr>
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                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">For the three months ended</div>
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              <td valign="bottom" style="vertical-align: bottom;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" rowspan="1" colspan="2"><br>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" rowspan="1" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" rowspan="1" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" rowspan="1" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" rowspan="1" colspan="2"><br>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" rowspan="1" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">September 30, 2019</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="1" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">MFC</div>
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(Guarantor)</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="1" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">JHUSA</div>
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(Issuer)</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="1" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other</div>
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">subsidiaries</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="1" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Consolidation</div>
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">adjustments</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="1" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Consolidated</div>
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">MFC</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="1" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Revenue</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net premium income</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,324</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">8,011</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">9,335</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net investment income (loss)</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">151</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">5,659</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">5,066</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(352</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">10,524</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net other revenue</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(3</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">739</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3,908</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(1,874</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2,770</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total revenue</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">148</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">7,722</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">16,985</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(2,226</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">22,629</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Contract benefits and expenses</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
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              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">7,065</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">12,008</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(1,505</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">17,568</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Commissions, investment and general expenses</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">749</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3,515</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(373</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3,895</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other expenses</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">107</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">59</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">633</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(348</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">451</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total contract benefits and expenses</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">111</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">7,873</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">16,156</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(2,226</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">21,914</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Income (loss) before income taxes</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">37</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(151</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">829</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">715</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Income tax (expense) recovery</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(10</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">104</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(194</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(100</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Income (loss) after income taxes</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">27</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(47</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">635</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">615</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Equity in net income (loss) of unconsolidated subsidiaries</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">696</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">219</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">172</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(1,087</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net income (loss)</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">723</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">172</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">807</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(1,087</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">615</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net income (loss) attributed to:</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="margin-left: 9pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Non-controlling interests</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">13</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">13</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="margin-left: 9pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Participating policyholders</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(121</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(4</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(121</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="margin-left: 9pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Shareholders</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">723</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">168</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">915</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(1,083</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">723</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">723</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">172</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">807</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(1,087</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">615</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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        <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
        </div>
        <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="width: 100%;" id="DSPFPageFooter">
            <div>Manulife Financial Corporation - Third Quarter 2020<br>
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          <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">75</font></div>
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            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
          <div id="DSPFPageHeader"></div>
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        <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
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        <div style="line-height: 12.55pt; margin-top: 18pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Condensed Consolidated Statement of Income</div>
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                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">For the nine months ended</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" rowspan="1" colspan="2"><br>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" rowspan="1" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" rowspan="1" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" rowspan="1" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" rowspan="1" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" rowspan="1" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="line-height: 9.05pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">September 30, 2020</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="1" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">MFC</div>
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(Guarantor)</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="1" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">JHUSA</div>
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(Issuer)</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="1" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other</div>
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">subsidiaries</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="1" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Consolidation</div>
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">adjustments</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="1" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Consolidated</div>
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">MFC</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="1" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Revenue</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net premium income</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">234</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">23,360</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">23,594</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net investment income (loss)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">309</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">13,574</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">16,146</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(678</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">29,351</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net other revenue</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,194</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">11,238</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(5,338</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">8,094</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total revenue</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">309</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">16,002</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">50,744</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(6,016</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">61,039</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Contract benefits and expenses</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net benefits and claims</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">12,808</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">35,388</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(4,359</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">43,837</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Commissions, investment and general expenses</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">17</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,286</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">10,040</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(1,048</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">11,295</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other expenses</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">326</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">162</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,322</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(609</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,201</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total contract benefits and expenses</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">343</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">15,256</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">46,750</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(6,016</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">56,333</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Income (loss) before income taxes</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(34</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">746</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">3,994</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">4,706</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Income tax (expense) recovery</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">9</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(52</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(928</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(971</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Income (loss) after income taxes</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(25</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">694</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">3,066</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">3,735</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Equity in net income (loss) of unconsolidated subsidiaries</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">4,116</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">957</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,651</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(6,724</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net income (loss)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">4,091</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,651</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">4,717</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(6,724</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">3,735</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net income (loss) attributed to:</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="margin-left: 9pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Non-controlling interests</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">193</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">193</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="margin-left: 9pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Participating policyholders</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(549</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(549</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
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            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="margin-left: 9pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Shareholders</div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">4,091</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,651</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">5,073</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(6,724</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">4,091</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">4,091</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,651</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">4,717</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(6,724</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">3,735</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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        <div style="line-height: 15.75pt; margin-top: 6pt;"><br style="line-height: 15.75pt;">
        </div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="zecbea91b2f8247ccb9f34c912e578e9b">

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                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">For the nine months ended</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" rowspan="1" colspan="2"><br>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" rowspan="1" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" rowspan="1" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" rowspan="1" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" rowspan="1" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" rowspan="1" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">September 30, 2019</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="1" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">MFC</div>
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(Guarantor)</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="1" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">JHUSA</div>
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(Issuer)</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="1" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other</div>
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">subsidiaries</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="1" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Consolidation</div>
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">adjustments</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="1" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="1" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Consolidated</div>
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">MFC</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" rowspan="1" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Revenue</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net premium income</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3,738</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">22,602</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">26,340</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net investment income (loss)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">282</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">13,513</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">20,986</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(689</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">34,092</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net other revenue</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">8</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2,288</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">10,203</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(4,533</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">7,966</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total revenue</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">290</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">19,539</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">53,791</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(5,222</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">68,398</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Contract benefits and expenses</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net benefits and claims</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">16,821</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">37,236</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(3,427</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">50,630</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Commissions, investment and general expenses</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">17</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2,328</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">10,280</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(1,144</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">11,481</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other expenses</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">313</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">152</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,478</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(651</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,292</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total contract benefits and expenses</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">330</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">19,301</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">48,994</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(5,222</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">63,403</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Income (loss) before income taxes</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(40</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">238</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4,797</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4,995</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Income tax (expense) recovery</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">10</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">75</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(714</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(629</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Income (loss) after income taxes</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(30</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">313</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4,083</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4,366</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Equity in net income (loss) of unconsolidated subsidiaries</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4,404</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">510</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">823</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(5,737</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net income (loss)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4,374</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">823</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4,906</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(5,737</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4,366</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net income (loss) attributed to:</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="margin-left: 9pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Non-controlling interests</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">164</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">164</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="margin-left: 9pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Participating policyholders</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(172</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(2</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(172</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="margin-left: 9pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Shareholders</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4,374</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">821</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4,914</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(5,735</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4,374</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4,374</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">823</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4,906</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(5,737</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4,366</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>

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        <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
        </div>
        <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="width: 100%;" id="DSPFPageFooter">
            <div>Manulife Financial Corporation - Third Quarter 2020<br>
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          <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">76</font></div>
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            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
          <div id="DSPFPageHeader"></div>
        </div>
        <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
        </div>
        <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Consolidated Statement of Cash Flows</div>
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                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">For the nine months ended September 30, 2020</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">MFC</div>
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(Guarantor)</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">JHUSA</div>
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(Issuer)</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other</div>
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">subsidiaries</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Consolidation</div>
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">adjustments</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Consolidated</div>
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">MFC</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Operating activities</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net income (loss)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">4,091</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,651</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">4,717</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(6,724</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">3,735</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Adjustments:</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="margin-left: 8pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Equity in net income of unconsolidated subsidiaries</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(4,116</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(957</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(1,651</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">6,724</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="margin-left: 8pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Increase (decrease) in insurance contract liabilities</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">10,643</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">21,268</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">31,911</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="margin-left: 8pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Increase (decrease) in investment contract liabilities</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">35</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">98</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">133</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="text-indent: -4.35pt; margin-left: 12.35pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(Increase) decrease in reinsurance assets excluding coinsurance</div>
                <div style="text-indent: -4.35pt; margin-left: 17pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">transactions</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(3,063</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">386</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(2,677</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="margin-left: 8pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Amortization of (premium) discount on invested assets</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">38</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">65</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">103</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="margin-left: 8pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other amortization</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">5</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">112</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">382</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">499</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="margin-left: 8pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net realized and unrealized (gains) losses and impairment on</div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(9</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(10,118</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(9,419</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(19,546</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="margin-left: 8pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Deferred income tax expense (recovery)</div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(9</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(396</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">836</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">431</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="margin-left: 8pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Stock option expense</div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">8</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">10</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Cash provided by (used in) operating activities before undernoted</div>
                <div style="margin-left: 3.5pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">items</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(38</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(2,053</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">16,690</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">14,599</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Dividends from unconsolidated subsidiary</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">252</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">168</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(420</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Changes in policy related and operating receivables and payables</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(40</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">8,919</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(9,632</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(753</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Cash provided by (used in) operating activities</div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(78</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">7,118</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">7,226</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(420</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">13,846</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Investing activities</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Purchases and mortgage advances</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(27,063</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(56,806</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(83,869</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Disposals and repayments</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">22,968</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">52,245</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">75,213</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Changes in investment broker net receivables and payables</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(324</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">89</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(235</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Investment in common shares of subsidiaries</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(2,000</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,000</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Capital contribution to unconsolidated subsidiaries</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(1</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">21</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(21</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Notes receivable from parent</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">31,364</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Notes receivable from subsidiaries</div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(31,170</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">31,170</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Cash provided by (used in) investing activities</div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(33,170</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(4,399</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(35,836</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">64,514</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(8,891</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
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              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Financing activities</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="text-indent: -3.65pt; margin-left: 3.65pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Change in repurchase agreements and securities sold but not yet</div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">16</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">16</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Issue of long-term debt, net</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,455</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,455</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Redemption of long-term debt</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(652</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(652</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Issue of capital instruments, net</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,990</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,990</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Redemption of capital instruments</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(1,250</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(1,250</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Secured borrowings</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">709</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">594</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,303</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Changes in deposits from Bank clients, net</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(212</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(212</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Lease payments</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(7</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(92</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(99</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Shareholders' dividends paid in cash</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(1,754</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(1,754</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Dividends paid to parent</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(168</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(252</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">420</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Contributions from (distributions to) non-controlling interests, net</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(9</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(9</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Common shares repurchased</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(253</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(253</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Common shares issued, net</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">28</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,000</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(2,000</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">28</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Capital contributions by parent</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(1</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Return of capital to parent</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(21</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">21</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Notes payable to parent</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">31,170</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(31,170</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Notes payable to subsidiaries</div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">31,364</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(31,364</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Cash provided by (used in) financing activities</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">33,178</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">534</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">31,945</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(64,094</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,563</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Cash and short-term securities</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Increase (decrease) during the period</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(70</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">3,253</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">3,335</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">6,518</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="text-indent: -3.35pt; margin-left: 3.35pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Effect of foreign exchange rate changes on cash and short-term</div>
                <div style="text-indent: -3.35pt; margin-left: 8pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">securities</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">86</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">83</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(33</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">136</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Balance, beginning of period</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">22</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,564</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">16,962</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">19,548</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Balance, end of period</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">38</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">5,900</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">20,264</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">26,202</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Cash and short-term securities</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Gross cash and short-term securities</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">22</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">3,058</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">17,220</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">20,300</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net payments in transit, included in other liabilities</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(494</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(258</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(752</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net cash and short-term securities, beginning of period</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">22</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,564</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">16,962</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">19,548</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">End of period</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Gross cash and short-term securities</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">38</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">6,381</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">20,551</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">26,970</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net payments in transit, included in other liabilities</div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(481</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(287</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(768</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net cash and short-term securities, end of period</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">38</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">5,900</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">20,264</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">26,202</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Supplemental disclosures on cash flow information:</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Interest received</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">347</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">3,241</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">5,785</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(766</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">8,607</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Interest paid</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">325</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">67</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,216</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(766</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">842</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Income taxes paid (refund)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">619</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">398</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,017</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>

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          <div style="width: 100%;" id="DSPFPageFooter">
            <div>Manulife Financial Corporation - Third Quarter 2020<br>
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        <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
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              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
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                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">MFC</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
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                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">subsidiaries</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Consolidation</div>
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">adjustments</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Consolidated</div>
                <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">MFC</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
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                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Operating activities</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
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                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net income (loss)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">4,374</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">823</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">4,906</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(5,737</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">4,366</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Adjustments:</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="margin-left: 8pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Equity in net income of unconsolidated subsidiaries</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(4,404</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(510</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(823</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">5,737</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="margin-left: 8pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Increase (decrease) in insurance contract liabilities</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">12,699</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">21,740</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">34,439</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
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              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">40</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">96</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">136</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="text-indent: -4.35pt; margin-left: 12.35pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(Increase) decrease in reinsurance assets excluding coinsurance</div>
                <div style="text-indent: -4.35pt; margin-left: 17pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">transactions</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(2,324</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,496</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">29</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">57</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">86</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="margin-left: 8pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other amortization</div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">4</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">90</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">370</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">464</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="margin-left: 8pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net realized and unrealized (gains) losses and impairment on assets</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(7</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(9,886</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(14,503</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(24,396</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="margin-left: 8pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Deferred income tax expense (recovery)</div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(10</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(35</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">89</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">44</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="margin-left: 8pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Stock option expense</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(1</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">9</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">8</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Cash provided by (used in) operating activities before undernoted items</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(43</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">925</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">13,437</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">14,319</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Dividends from unconsolidated subsidiary</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(155</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">738</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">168</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">565</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Cash provided by (used in) operating activities</div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(384</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,818</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">13,605</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(155</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">14,884</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Investing activities</div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Purchases and mortgage advances</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(18,243</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(41,919</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(60,162</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Disposals and repayments</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">16,190</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">31,016</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">47,206</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Changes in investment broker net receivables and payables</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">20</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">272</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">292</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="text-indent: -3.35pt; margin-left: 3.35pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net cash flows from acquisition and disposal of subsidiaries and</div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">269</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">134</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(134</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Notes receivable from parent</div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Notes receivable from subsidiaries</div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">21,778</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Cash provided by (used in) investing activities</div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(21,778</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(1,899</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">45,834</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Financing activities</div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="text-indent: -3.35pt; margin-left: 3.35pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Change in repurchase agreements and securities sold but not yet</div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">462</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">462</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Redemption of capital instruments</div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(500</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(500</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Changes in deposits from Bank clients, net</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">2,064</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">2,064</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Lease payments</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(6</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(79</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(85</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Shareholders' dividends paid in cash</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(1,038</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(1,038</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Dividends paid to parent</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(155</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">155</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Contributions from (distributions to) non-controlling interests, net</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(20</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(20</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Common shares repurchased</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(1,069</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(1,069</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Common shares issued, net</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">89</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">89</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">134</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Notes payable to parent</div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">21,778</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(21,778</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Notes payable to subsidiaries</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">24,190</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(24,190</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Cash provided by (used in) financing activities</div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">22,172</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(6</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">23,416</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(45,679</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(97</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Cash and short-term securities</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Increase (decrease) during the period</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">10</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(87</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">2,469</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">2,392</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="text-indent: -3.35pt; margin-left: 3.35pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Effect of foreign exchange rate changes on cash and short-term</div>
                <div style="text-indent: -3.35pt; margin-left: 8pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">securities</div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(219</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(297</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <tr>
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                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Balance, beginning of period</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">21</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">2,317</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">13,044</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">15,382</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Balance, end of period</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">31</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">2,152</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">15,294</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">17,477</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Cash and short-term securities</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Beginning of period</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Gross cash and short-term securities</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">21</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">2,783</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">13,411</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">16,215</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net payments in transit, included in other liabilities</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(466</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(367</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(833</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net cash and short-term securities, beginning of period</div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">21</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">2,317</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">13,044</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">15,382</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">End of period</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Gross cash and short-term securities</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">31</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">2,510</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">15,477</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">18,018</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net payments in transit, included in other liabilities</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(358</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(183</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(541</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net cash and short-term securities, end of period</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">31</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">2,152</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">15,294</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">17,477</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Supplemental disclosures on cash flow information:</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Interest received</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">300</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">3,227</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">5,705</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(699</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
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                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">8,533</font></div>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Interest paid</div>
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              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">356</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">43</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,216</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(699</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">916</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Income taxes paid (refund)</div>
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              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(814</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">526</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(288</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
              </td>
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        </table>
        <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
        </div>
        <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
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              <tr>
                <td style="width: 54pt; vertical-align: top; font-family: 'Arial Narrow',sans-serif; font-size: 12pt; font-weight: bold;">Note 16</td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Comparatives</div>
                </td>
              </tr>

          </table>
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
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        <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Certain comparative amounts have been reclassified to conform to the current period&#8217;s presentation.</div>
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      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
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          <div>Manulife Financial Corporation - Third Quarter 2020<br>
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        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">78</font></div>
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  <br>
  <div>
    <div>
      <div style="line-height: 14.4pt;"><br>
        <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
          <div style="line-height: 13.7pt; font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">SHAREHOLDER INFORMATION</div>
        </div>
      </div>
      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
      </div>
      <div>
        <div style="line-height: 13.7pt;"><br>
          <div style="text-indent: 0pt;">
            <div style="text-indent: 0pt; display: block;">
              <div>
                <table cellspacing="0" cellpadding="0" style="width: 100%; font-family: times new roman; font-size: 10pt;">

                    <tr>
                      <td valign="top" rowspan="2" style="border-width: 2px; border-style: solid; border-color: black; width: 35.63%;">
                        <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">&#160;</div>
                        <div style="text-indent: 0pt; display: block; margin-left: 0pt; font-weight: bold; margin-right: 0pt;">&#160;<font style="font-family: 'Arial Narrow','sans-serif'; font-weight: bold;">MANULIFE FINANCIAL CORPORATION<br>
                          </font></div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;HEAD OFFICE</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;200 Bloor Street East</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;Toronto, ON Canada M4W 1E5</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;Telephone: 416 926-3000</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;Online: <font style="display: inline; text-decoration: underline;">www.manulife.com</font></div>
                        <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0.6pt;">&#160;</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-weight: bold; margin-right: 0.6pt;">&#160;INVESTOR RELATIONS</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0.6pt;">&#160;Financial analysts, portfolio managers and</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0.6pt;">&#160;other investors requiring financial information </div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0.6pt;">&#160;may contact our Investor Relations Department </div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0.6pt;">&#160;or access our website at <font style="text-decoration: underline;">www.manulife.com</font></div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0.6pt;">&#160;E-mail: <font style="font-variant: normal; font-style: normal; font-weight: normal;"><u>InvestRel@manulife.com</u></font></div>
                        <div style="text-indent: 0pt; display: block;">&#160;</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-weight: bold; margin-right: 0.6pt;">&#160;SHAREHOLDER SERVICES</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-weight: bold; margin-right: 0.6pt;">&#160;For information or assistance regarding </div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-weight: bold; margin-right: 0.6pt;">&#160;your share account, including dividends, </div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-weight: bold; margin-right: 0.6pt;">&#160;changes of address or ownership, lost </div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-weight: bold; margin-right: 0.6pt;">&#160;certificates, to eliminate duplicate mailings </div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-weight: bold; margin-right: 0.6pt;">&#160;or to receive shareholder material </div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0.6pt;"><font style="display: inline; font-weight: bold;">&#160;electronically</font>, please contact our Transfer </div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0.6pt;">&#160;Agents in Canada, the United States, Hong </div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0.6pt;">&#160;Kong or the Philippines. If you live outside one </div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0.6pt;">&#160;of these countries, please contact our Canadian </div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0.6pt;">&#160;Transfer Agent.</div>
                        <div style="text-indent: 0pt; display: block;">&#160;</div>
                      </td>
                      <td valign="top" rowspan="2" style="border-bottom: 2px solid black; width: 33.96%; border-top: 2px solid black; border-right: 2px solid black;">
                        <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">&#160;</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-weight: bold; margin-right: 0pt;">&#160;TRANSFER AGENTS</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-weight: bold; margin-right: 0pt;">&#160;Canada</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;AST Trust Company (Canada)</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;P.O. Box 700, Station B </div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;Montreal, QC Canada H3B 3K3</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;Toll Free: 1 800 783-9495</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;Collect: 416 682-3864</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;E-mail: <font style="text-decoration: underline;">inquiries@astfinancial.com</font></div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;Online: <font style="text-decoration: underline;">www.astfinancial.com/ca-en</font></div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 6.6pt;">&#160;AST Trust Company (Canada)&#160;offices are also&#160;&#160; </div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 6.6pt;">&#160;located&#160;in Toronto<font style="display: inline;">,</font> Vancouver and Calgary.</div>
                        <div style="text-indent: 0pt; display: block;">&#160;</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-weight: bold; margin-right: 0pt;">&#160;United States</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;American Stock Transfer &amp; Trust Company, LLC</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;P.O. Box 199036</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;Brooklyn, NY&#160; 11219<br>
                        </div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;United States<br>
                        </div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;Toll Free: 1 800 249-7702</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;Collect: 416 682-3864<br>
                        </div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;E-mail: <font style="font-variant: normal; font-style: normal; font-weight: normal;"><u>manulifeinquiries@astfinancial.com</u></font></div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;Online: <font style="text-decoration: underline;">www.astfinancial.com</font></div>
                        <div style="text-indent: 0pt; display: block;">&#160;</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-weight: bold; margin-right: 0pt;">&#160;Hong Kong&#160;</div>
                        <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">
                          <div style="line-height: 13.7pt; font-family: 'Arial Narrow','sans-serif';">&#160;Tricor Investor Services&#160;Limited</div>
                          <div style="line-height: 13.7pt; font-family: 'Arial Narrow','sans-serif';">&#160;Level 54, Hopewell Centre</div>
                          <div style="line-height: 13.7pt; font-family: 'Arial Narrow','sans-serif';">&#160;183 Queen's Road East</div>
                          <div style="line-height: 13.7pt; font-family: 'Arial Narrow','sans-serif';">&#160;Wan Chai,&#160;Hong Kong</div>
                          <div style="line-height: 13.7pt; font-family: 'Arial Narrow','sans-serif';">&#160;Telephone: 852 2980-1333<br>
                            &#160;Email: <font style="font-variant: normal; font-style: normal; font-weight: normal;"><u>is-enquiries@hk.tricorglobal.com</u></font></div>
                        </div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;Online:&#160;<font style="font-variant: normal; font-style: normal; font-weight: normal;"><u>www.tricoris.com</u></font></div>
                        <div style="text-indent: 0pt; display: block;">&#160;</div>
                      </td>
                      <td valign="top" style="border-bottom: 2px solid rgb(0, 0, 0); width: 28%; border-top: 2px solid black; border-right: 2px solid black;">
                        <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">&#160;</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-weight: bold; margin-right: 0pt;">&#160;</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-weight: bold; margin-right: 0pt;">&#160;Philippines</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;Rizal Commercial Banking Corporation</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;Ground Floor, West Wing</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;GPL (Grepalife) Building</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;221 Senator Gil Puyat Avenue</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;"><font style="display: inline;">&#160;Makati City,&#160;Metro Manila, </font><font style="display: inline;">Philippines</font></div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;Telephone: 632 5318-8567</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;E-mail: <font style="text-decoration: underline;">rcbcstocktransfer@rcbc.com</font></div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;Online: <font style="text-decoration: underline;">www.rcbc.com/stocktransfer</font></div>
                        <div style="text-indent: 0pt; display: block;">&#160;</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-weight: bold; margin-right: 0pt;">&#160;AUDITORS</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;Ernst &amp; Young LLP</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;Chartered Professional Accountants</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;Licensed Public Accountants</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;Toronto, Canada</div>
                        <div style="text-indent: 0pt; display: block;">&#160;</div>
                      </td>
                    </tr>
                    <tr>
                      <td valign="top" style="border-bottom: 2px solid black; width: 28%; border-right: 2px solid black;">
                        <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">&#160;</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;"><font style="display: inline;">&#160;The following Manulife documents&#160;</font><font style="display: inline;">are</font></div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;"><font style="display: inline;">&#160;available</font> online at <font style="display: inline; text-decoration: underline;">www.manulife.com</font></div>
                        <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">&#160;</div>
                        <div style="text-indent: 0pt; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt;"><font style="display: inline;">&#183;</font><font style="letter-spacing: 9pt; color: black;">&#160;</font><font style="display: inline;">Annual Report
                            and Proxy Circular</font></div>
                        <div style="text-indent: 0pt; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt;"><font style="display: inline;">&#183;</font><font style="letter-spacing: 9pt; color: black;">&#160;</font><font style="display: inline;">Notice of
                            Annual Meeting</font></div>
                        <div style="text-indent: 0pt; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt;"><font style="display: inline;">&#183;</font><font style="letter-spacing: 9pt; color: black;">&#160;</font><font style="display: inline;">Shareholders
                            Reports</font></div>
                        <div style="text-indent: 0pt; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt;"><font style="display: inline;">&#183;</font><font style="letter-spacing: 9pt; color: black;">&#160;</font><font style="display: inline;">Public
                            Accountability Statement</font></div>
                        <div style="text-indent: 0pt; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt;"><font style="display: inline;">&#183;</font><font style="letter-spacing: 9pt; color: black;">&#160;</font><font style="display: inline;">Corporate
                            Governance material</font></div>
                        <div style="text-indent: 0pt; display: block;">&#160;</div>
                      </td>
                    </tr>

                </table>
              </div>
              <div style="text-indent: 0pt; display: block;">&#160;</div>
            </div>
            <div style="text-indent: 0pt; display: block;">
              <div><br>
              </div>
              <div>
                <table cellspacing="0" cellpadding="0" style="width: 100%; font-family: times new roman; font-size: 10pt;">

                    <tr bgcolor="#c0c0c0">
                      <td valign="top" style="border-bottom: 2px solid black; width: 84%;">
                        <div style="text-indent: -18pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 18pt; font-size: 11pt; font-weight: bold; margin-right: 0pt;">Rating<br>
                        </div>
                      </td>
                    </tr>

                </table>
              </div>
            </div>
            <div style="text-indent: 0pt; display: block;">
              <div style="text-indent: 0pt; display: block;">
                <div>
                  <table cellspacing="0" cellpadding="0" border="0" style="width: 100%; font-family: times new roman; font-size: 10pt;">

                      <tr>
                        <td valign="top" rowspan="7" style="border-bottom: 2px solid rgb(0, 0, 0); width: 43.85%; background-color: rgb(255, 255, 255);">
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-weight: bold; margin-right: 148.3pt; text-decoration: underline;"><br>
                          </div>
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 8.1pt;">Financial strength is a key factor in generating new business, maintaining and expanding distribution
                            relations and providing a base for expansion, acquisitions and growth. As at September 30, 2020, Manulife had total capital of C$62.1 billion, including&#160;C$53.3 billion of total shareholders&#8217; equity. The Manufacturers Life
                            Insurance Company&#8217;s financial strength ratings are among the strongest in the insurance industry.</div>
                        </td>
                        <td colspan="4" style="font-family: 'Arial Narrow','sans-serif'; padding-left: 3px; padding-right: 3px; padding-bottom: 2px; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</td>
                      </tr>
                      <tr bgcolor="#ffff00" style="height: 18px;">
                        <td style="width: 2%; font-family: 'Arial Narrow','sans-serif'; padding-left: 3px; padding-right: 3px; padding-bottom: 2px; vertical-align: bottom; background-color: rgb(255, 255, 255);" rowspan="1">&#160;</td>
                        <td valign="middle" style="width: 20.32%; padding-left: 3px; padding-right: 3px; font-weight: bold; font-family: 'Arial Narrow','sans-serif'; border-color: rgb(0, 0, 0); border-style: solid; border-width: 2px; background-color: rgb(255, 255, 255);" rowspan="1">Rating Agency <br>
                        </td>
                        <td valign="middle" style="text-indent: 0pt; width: 16%; margin-left: 0pt; margin-right: 0pt; padding-left: 3px; padding-right: 3px; padding-bottom: 2px; font-weight: bold; font-family: 'Arial Narrow','sans-serif'; border-top: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" rowspan="1">MLI Rating <br>
                        </td>
                        <td valign="middle" style="text-indent: 0pt; width: 16%; margin-left: 0pt; margin-right: 0pt; padding-left: 3px; padding-right: 3px; padding-bottom: 2px; font-weight: bold; font-family: 'Arial Narrow','sans-serif'; border-top: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" rowspan="1">Rank <br>
                        </td>
                      </tr>
                      <tr bgcolor="#ffff00" style="height: 18px;">
                        <td style="width: 2%; font-family: 'Arial Narrow','sans-serif'; padding-left: 3px; padding-right: 3px; padding-bottom: 2px; vertical-align: bottom; background-color: rgb(255, 255, 255);" rowspan="1">&#160;</td>
                        <td valign="middle" style="width: 20.32%; padding-left: 3px; padding-right: 3px; font-family: 'Arial Narrow','sans-serif'; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" rowspan="1">S&amp;P Global Ratings <br>
                        </td>
                        <td valign="middle" style="text-indent: 0pt; width: 16%; margin-left: 0pt; margin-right: 0pt; padding-left: 3px; padding-right: 3px; font-family: 'Arial Narrow','sans-serif'; border-top: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" rowspan="1">AA- <br>
                        </td>
                        <td valign="middle" style="text-indent: 0pt; width: 16%; margin-left: 0pt; margin-right: 0pt; padding-left: 3px; padding-right: 3px; font-family: 'Arial Narrow','sans-serif'; border-top: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" rowspan="1">(4<font style="display: inline; vertical-align: text-top;">th</font> of 21 ratings) <br>
                        </td>
                      </tr>
                      <tr bgcolor="#ffff00" style="height: 18px;">
                        <td style="width: 2%; font-family: 'Arial Narrow','sans-serif'; padding-left: 3px; padding-right: 3px; padding-bottom: 2px; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
                        <td valign="middle" style="width: 20.32%; padding-left: 3px; padding-right: 3px; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">Moody&#8217;s Investors Services Inc.<br>
                          </div>
                        </td>
                        <td valign="middle" style="text-indent: 0pt; width: 16%; margin-left: 0pt; margin-right: 0pt; padding-left: 3px; padding-right: 3px; border-bottom: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">A1</div>
                        </td>
                        <td valign="middle" style="text-indent: 0pt; width: 16%; margin-left: 0pt; margin-right: 0pt; padding-left: 3px; padding-right: 3px; border-bottom: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">(5<font style="display: inline; vertical-align: text-top;">th</font> of 21 ratings)</div>
                        </td>
                      </tr>
                      <tr bgcolor="#ffff00">
                        <td style="width: 2%; font-family: 'Arial Narrow','sans-serif'; padding-left: 3px; padding-right: 3px; padding-bottom: 2px; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
                        <td valign="middle" style="width: 20.32%; padding-left: 3px; padding-right: 3px; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">Fitch Ratings Inc.</div>
                        </td>
                        <td valign="middle" style="text-indent: 0pt; width: 16%; margin-left: 0pt; margin-right: 0pt; padding-left: 3px; padding-right: 3px; border-bottom: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">AA-</div>
                        </td>
                        <td valign="middle" style="text-indent: 0pt; width: 16%; margin-left: 0pt; margin-right: 0pt; padding-left: 3px; padding-right: 3px; border-bottom: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">(4<font style="display: inline; vertical-align: text-top;">th</font> of 21 ratings)</div>
                        </td>
                      </tr>
                      <tr bgcolor="#ffff00">
                        <td style="width: 2%; font-family: 'Arial Narrow','sans-serif'; padding-left: 3px; padding-right: 3px; padding-bottom: 2px; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
                        <td valign="middle" style="width: 20.32%; padding-left: 3px; padding-right: 3px; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">DBRS Morningstar<br>
                          </div>
                        </td>
                        <td valign="middle" style="text-indent: 0pt; width: 16%; margin-left: 0pt; margin-right: 0pt; padding-left: 3px; padding-right: 3px; border-bottom: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">AA<br>
                          </div>
                        </td>
                        <td valign="middle" style="text-indent: 0pt; width: 16%; margin-left: 0pt; margin-right: 0pt; padding-left: 3px; padding-right: 3px; border-bottom: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">(3rd<font style="display: inline; vertical-align: text-top;"></font> of 22&#160;ratings)</div>
                        </td>
                      </tr>
                      <tr bgcolor="#ffff00">
                        <td style="border-bottom: 2px solid rgb(0, 0, 0); width: 2%; font-family: 'Arial Narrow','sans-serif'; padding-left: 3px; padding-right: 3px; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
                        <td valign="middle" style="border-bottom: 2px solid rgb(0, 0, 0); width: 20.32%; padding-left: 3px; padding-right: 3px; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">AM Best Company</div>
                        </td>
                        <td valign="middle" style="border-bottom: 2px solid rgb(0, 0, 0); text-indent: 0pt; width: 16%; margin-left: 0pt; margin-right: 0pt; padding-left: 3px; padding-right: 3px; border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">A+ (Superior)</div>
                        </td>
                        <td valign="middle" style="border-bottom: 2px solid rgb(0, 0, 0); text-indent: 0pt; width: 16%; margin-left: 0pt; margin-right: 0pt; padding-left: 3px; padding-right: 3px; border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">(2<font style="display: inline; vertical-align: text-top;">nd</font> of 13 ratings)</div>
                        </td>
                      </tr>

                  </table>
                </div>
                <div style="text-indent: 0pt; display: block; clear: both;">&#160;</div>
                <div>
                  <div>
                    <div>&#160; <br>
                    </div>
                    <div>
                      <table cellspacing="0" cellpadding="0" style="width: 100%; font-family: times new roman; font-size: 10pt;">

                          <tr bgcolor="#c0c0c0">
                            <td valign="top" style="border-bottom: 2px solid black; width: 84%;">
                              <div style="text-indent: -18pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 18pt; font-size: 11pt; font-weight: bold; margin-right: 0pt;">Common Stock Trading Data<br>
                              </div>
                            </td>
                          </tr>

                      </table>
                    </div>
                  </div>
                </div>
              </div>
              <div style="text-indent: 0pt; display: block;">
                <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">
                  <table cellspacing="0" cellpadding="0" border="0" style="width: 100%; font-family: times new roman; font-size: 10pt;">

                      <tr>
                        <td valign="top" rowspan="6" style="border-bottom: 2px solid rgb(0, 0, 0); width: 43.1%; background-color: rgb(255, 255, 255);">
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 8.1pt;"> <br>
                          </div>
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 8.1pt;">The following values are the high, low and close prices, including the average daily trading volume
                            for Manulife Financial Corporation&#8217;s common stock on the Canadian exchanges, the U.S. exchanges, The Stock Exchange of Hong Kong and the Philippine Stock Exchange for the third quarter. The common stock symbol is <font style="display: inline; font-weight: bold;">MFC</font> on all exchanges except Hong Kong where it is <font style="display: inline; font-weight: bold;">945</font><font style="display: inline;">.</font></div>
                        </td>
                        <td valign="bottom" colspan="6" style="background-color: rgb(255, 255, 255);">
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;"><font style="font-family: 'Arial Narrow','sans-serif';"><font style="display: inline;"> <br>
                              </font></font></div>
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;"><font style="font-family: 'Arial Narrow','sans-serif';"><font style="display: inline;">As at September 30, 2020, there were 1,940 million common
                                shares outstanding.</font></font> <br>
                          </div>
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;"><font style="display: inline;"> <br>
                            </font></div>
                        </td>
                      </tr>
                      <tr style="height: 56px;">
                        <td valign="bottom" style="width: 2%; font-family: 'Arial Narrow','sans-serif'; border-left: 2px solid rgb(0, 0, 0); border-top: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
                        <td valign="bottom" style="border-top: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); width: 14%; background-color: rgb(255, 255, 255);">
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: -5.4pt;">
                            <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: -5.4pt;">July 1&#160;&#8211;&#160;</div>
                            <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: -5.4pt;">September 30,<br>
                              2020<br>
                            </div>
                          </div>
                        </td>
                        <td valign="bottom" style="border-bottom: 2px solid rgb(0, 0, 0); width: 9%; border-top: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                          <div style="font-family: 'Arial Narrow','sans-serif'; font-weight: bold; text-align: center;">Canada<br>
                          </div>
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt; text-align: center;"><font style="display: inline;">Canadian </font><font style="display: inline;">$</font></div>
                        </td>
                        <td valign="bottom" style="border-bottom: 2px solid rgb(0, 0, 0); width: 10%; border-top: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                          <div style="display: block; font-family: 'Arial Narrow','sans-serif'; font-weight: bold; text-align: center;">U.S. </div>
                          <div style="display: block; font-family: 'Arial Narrow','sans-serif'; text-align: center;"><font style="display: inline;">United States </font><font style="display: inline;">$</font></div>
                        </td>
                        <td valign="bottom" style="border-bottom: 2px solid rgb(0, 0, 0); width: 9%; border-top: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                          <div style="display: block; font-family: 'Arial Narrow','sans-serif'; font-weight: bold; text-align: center;">Hong Kong</div>
                          <div style="display: block; font-family: 'Arial Narrow','sans-serif'; text-align: center;"><font style="display: inline;">Hong Kong </font><font style="display: inline;">$</font></div>
                        </td>
                        <td valign="bottom" style="border-bottom: 2px solid rgb(0, 0, 0); width: 9%; border-top: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                          <div style="font-family: 'Arial Narrow','sans-serif'; font-weight: bold; text-align: center;">Philippines</div>
                          <div style="display: block; font-family: 'Arial Narrow','sans-serif'; text-align: center;">Philippine </div>
                          <div style="display: block; font-family: 'Arial Narrow','sans-serif'; text-align: center;">Pesos&#160; </div>
                        </td>
                      </tr>
                      <tr style="height: 19px;">
                        <td valign="middle" style="width: 2%; font-family: 'Arial Narrow','sans-serif'; border-left: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
                        <td valign="middle" style="width: 14%; border-bottom: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">High</div>
                        </td>
                        <td valign="middle" style="width: 9%; border-bottom: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt; margin-right: 0pt; text-align: center;">$20.79</div>
                        </td>
                        <td valign="middle" style="width: 10%; border-bottom: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 18pt; margin-right: 0pt; text-align: center;">$15.68</div>
                        </td>
                        <td valign="middle" style="width: 9%; border-bottom: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt; margin-right: 0pt; text-align: center;">$119.90</div>
                        </td>
                        <td valign="middle" style="width: 9%; border-bottom: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                          <div style="display: block; font-family: 'Arial Narrow','sans-serif'; text-align: center;">P 760<br>
                          </div>
                        </td>
                      </tr>
                      <tr style="height: 18px;">
                        <td valign="middle" style="width: 2%; font-family: 'Arial Narrow','sans-serif'; border-left: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
                        <td valign="middle" style="width: 14%; border-bottom: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">Low</div>
                        </td>
                        <td valign="middle" style="width: 9%; border-bottom: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt; margin-right: 0pt; text-align: center;">$17.80</div>
                        </td>
                        <td valign="middle" style="width: 10%; border-bottom: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 18pt; margin-right: 0pt; text-align: center;">$13.11</div>
                        </td>
                        <td valign="middle" style="width: 9%; border-bottom: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt; margin-right: 0pt; text-align: center;">$102.30</div>
                        </td>
                        <td valign="middle" style="width: 9%; border-bottom: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                          <div style="display: block; font-family: 'Arial Narrow','sans-serif'; text-align: center;">P 610<br>
                          </div>
                        </td>
                      </tr>
                      <tr>
                        <td valign="middle" style="width: 2%; font-family: 'Arial Narrow','sans-serif'; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
                        <td valign="middle" style="width: 14%; border-bottom: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">Close</div>
                        </td>
                        <td valign="middle" style="width: 9%; border-bottom: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt; margin-right: 0pt; text-align: center;">$18.52</div>
                        </td>
                        <td valign="middle" style="width: 10%; border-bottom: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 18pt; margin-right: 0pt; text-align: center;">$13.91</div>
                        </td>
                        <td valign="middle" style="text-indent: 0pt; width: 9%; margin-left: 0pt; margin-right: 0pt; border-bottom: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt; text-align: center;">&#160;&#160;&#160; $107.00</div>
                        </td>
                        <td valign="middle" style="width: 9%; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                          <div style="display: block; font-family: 'Arial Narrow','sans-serif'; text-align: center;">P 680<br>
                          </div>
                        </td>
                      </tr>
                      <tr>
                        <td valign="middle" style="border-bottom: 2px solid rgb(0, 0, 0); width: 2%; font-family: 'Arial Narrow','sans-serif'; border-left: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
                        <td valign="middle" style="border-bottom: 2px solid rgb(0, 0, 0); width: 14%; border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">Average Daily</div>
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">Volume (000)</div>
                        </td>
                        <td valign="middle" style="border-bottom: 2px solid rgb(0, 0, 0); width: 9%; border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt; margin-right: 0pt; text-align: center;">8,785<br>
                          </div>
                        </td>
                        <td valign="middle" style="border-bottom: 2px solid rgb(0, 0, 0); width: 10%; border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 18pt; margin-right: 0pt; text-align: center;">2,066<br>
                          </div>
                        </td>
                        <td valign="middle" style="border-bottom: 2px solid rgb(0, 0, 0); width: 9%; border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt; margin-right: 0pt; text-align: center;">64<br>
                          </div>
                        </td>
                        <td valign="middle" style="border-bottom: 2px solid rgb(0, 0, 0); width: 9%; border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt; text-align: center;">&#160; 0.03<br>
                          </div>
                        </td>
                      </tr>

                  </table>
                </div>
              </div>
            </div>
          </div>
        </div>
      </div>
    </div>
    <br>
    <div>
      <div>
        <div>
          <div> <br>
          </div>
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          <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
            <div style="width: 100%;" id="DSPFPageFooter">
              <div>Manulife Financial Corporation - Third Quarter 2020<br>
              </div>
            </div>
            <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">79</font></div>
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              <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
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          <br>
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            <div>&#160; <br>
            </div>
            <div>
              <table cellspacing="0" cellpadding="0" style="width: 100%; font-family: times new roman; font-size: 10pt;">

                  <tr bgcolor="#c0c0c0">
                    <td valign="top" style="border-bottom: 2px solid black; width: 84%;">
                      <div style="text-indent: -18pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 18pt; font-size: 11pt; font-weight: bold; margin-right: 0pt;">Consent to receive documents electronically</div>
                    </td>
                  </tr>

              </table>
            </div>
            <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">&#160;</div>
            <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">&#160;</div>
            <div>
              <table cellspacing="0" cellpadding="0" style="width: 100%; font-family: times new roman; font-size: 10pt;">

                  <tr style="height: 237px;">
                    <td valign="top" style="width: 43%;">
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 0pt;">Electronic documents available from Manulife </div>
                      &#160; <br>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 8.1pt;">Manulife is pleased to offer Electronic Documents. Access the</div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 8.1pt;"> information when you want, no more waiting for the mail.</div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; font-size: 11pt;">&#160;</div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 0pt;">The Manulife documents available electronically are:</div>
                      <font style="font-family: 'Arial Narrow','sans-serif'; font-size: 11pt;">&#160;</font>
                      <div style="text-indent: 18pt; font-family: 'Arial Narrow','sans-serif'; font-size: 11pt;"><font style="display: inline;">&#183;</font><font style="letter-spacing: 9pt; color: black;">&#160;</font><font style="display: inline;">Annual Report
                          and Proxy Circular</font></div>
                      <div style="text-indent: 18pt; font-family: 'Arial Narrow','sans-serif'; font-size: 11pt;"><font style="display: inline;">&#183;</font><font style="letter-spacing: 9pt; color: black;">&#160;</font><font style="display: inline;">Notice of Annual
                          Meeting</font></div>
                      <div style="text-indent: 18pt; font-family: 'Arial Narrow','sans-serif'; font-size: 11pt;"><font style="display: inline;">&#183;</font><font style="letter-spacing: 9pt; color: black;">&#160;</font><font style="display: inline;">Shareholder
                          Reports</font></div>
                      <div style="text-indent: 18pt; font-family: 'Arial Narrow','sans-serif'; font-size: 11pt;"><font style="display: inline;">&#183;</font><font style="letter-spacing: 9pt; color: black;">&#160;</font><font style="display: inline;">Public
                          Accountability Statement</font></div>
                      <div style="text-indent: 18pt; font-family: 'Arial Narrow','sans-serif'; font-size: 11pt;"><font style="display: inline;">&#183;</font><font style="letter-spacing: 9pt; color: black;">&#160;</font><font style="display: inline;">Corporate
                          Governance material</font></div>
                      <div style="text-indent: 0pt; display: block;">&#160;</div>
                    </td>
                    <td valign="top" style="width: 41%;">
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 8.1pt;">These documents will be available to you on our website</div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 8.1pt;"> <font style="display: inline; text-decoration: underline;">www.manulife.com</font> at
                        the same time as they are mailed to other</div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 8.1pt;">shareholders. Documents relating to the annual meeting, including</div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 8.1pt;">annual reports, will be available on the website at least until the next</div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 8.1pt;">version is available.</div>
                      <font style="font-family: 'Arial Narrow','sans-serif'; font-size: 11pt;">&#160;</font>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 8.1pt;">We will notify you when documents will be available on the website and confirm the
                        instructions for accessing the documents at the same time.</div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 8.1pt;">In the event that the documents are not available on our website, paper</div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 8.1pt;">copies will be mailed to you.</div>
                      &#160; <br>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 8.1pt;">This information is also available for viewing or download under</div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 8.1pt;">quarterly reports from the Investor Relations section of our website at <font style="display: inline; text-decoration: underline;">www.manulife.com</font></div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 8.1pt;"><font style="display: inline; text-decoration: underline;"> <br>
                        </font></div>
                    </td>
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            <div style="text-indent: 0pt; display: block;"><br>
            </div>
            <div style="text-indent: 0pt; display: block; font-family: Times New Roman; margin-left: 0pt; margin-right: 0pt;">.</div>
            <div style="font-family: 'Arial Narrow','sans-serif'; font-size: 11pt;"><font style="display: inline; font-weight: bold;">&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;</font><font style="display: inline; font-weight: bold;">&#8230;</font><font style="display: inline; font-weight: bold;">.</font><font style="display: inline; font-weight: bold;">&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;.&#8230;&#8230;&#8230;</font>Detach Here <font style="display: inline; font-weight: bold;">..</font><font style="display: inline; font-weight: bold;">&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;</font><font style="display: inline; font-weight: bold;">..</font><font style="display: inline; font-weight: bold;">&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;</font></div>
            <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif';"><br>
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                  <tr>
                    <td valign="top" style="width: 43%;">
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 8.85pt;">To receive documents electronically when they are available through </div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 8.85pt;">Manulife&#8217;s electronic delivery service, complete this form and </div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 8.85pt;">return it as indicated.</div>
                      <div style="text-indent: 0pt; display: block;">&#160;</div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 8.85pt;">I have read and understand the statement on the reverse and consent to </div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 8.85pt;">receive electronically the Manulife documents listed in the manner<br>
                      </div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 8.85pt;">described. I acknowledge that I have the computer requirements to<br>
                      </div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 8.85pt;">access the documents that are made available on Manulife&#8217;s website.<br>
                      </div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 8.85pt;">I understand that I am not required to consent to electronic delivery<br>
                      </div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 8.85pt;">and that I may revoke my consent at any time.</div>
                      <div style="text-indent: 0pt; display: block;">&#160;</div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 8.85pt;">Please note: We will contact you by phone only if there is a problem with your email
                        address.</div>
                      <div style="text-indent: 0pt; display: block;">&#160;</div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 8.85pt;">The information provided is confidential and will not be used for any </div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 8.85pt;">purpose other than that described.</div>
                      <div style="text-indent: 0pt; display: block;">&#160;</div>
                    </td>
                    <td valign="top" style="width: 41%;">
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt; font-size: 11pt; margin-right: 0pt;">Please Print:</div>
                      <div style="text-indent: 0pt; display: block;">&#160;</div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt; font-size: 11pt; margin-right: 0pt;">_________________________________________________________</div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt; font-size: 11pt; margin-right: 0pt;">Shareholder Name</div>
                      <div style="text-indent: 0pt; display: block;">&#160;</div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt; font-size: 11pt; margin-right: 0pt;">_________________________________________________________</div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt; font-size: 11pt; margin-right: 0pt;">Contact Phone Number</div>
                      <div style="text-indent: 0pt; display: block;">&#160;</div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt; font-size: 11pt; margin-right: 0pt;">_________________________________________________________</div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt; font-size: 11pt; margin-right: 0pt;">Shareholder Email Address</div>
                      <div style="text-indent: 0pt; display: block;">&#160;</div>
                      <div style="text-indent: 0pt; display: block;">&#160;</div>
                      <div style="text-indent: 0pt; display: block;">&#160;</div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt; font-size: 11pt; margin-right: 0pt;">_________________________________________________________</div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt; font-size: 11pt; margin-right: 0pt;">Shareholder Signature</div>
                      <div style="text-indent: 0pt; display: block;">&#160;</div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt; font-size: 11pt; margin-right: 0pt;">_________________________________________________________</div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt; font-size: 11pt; margin-right: 0pt;">Date</div>
                      <div style="text-indent: 0pt; display: block;">&#160;</div>
                    </td>
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      <div>&#160;</div>
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    <div style="width: 100%;" id="DSPFPageFooter">
      <div>Manulife Financial Corporation - Third Quarter 2020<br>
        <br>
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    </div>
  </div>
  <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-weight: normal; font-style: normal;" id="DSPFPageNumber">80</font></div>
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<DOCUMENT>
<TYPE>EX-99.2
<SEQUENCE>3
<FILENAME>exhibit99-2.htm
<DESCRIPTION>EXHIBIT99-2-CEO-CERT
<TEXT>
<html>
  <head>
    <title></title>
    <!-- Licensed to: Manulife Financial Corporation
         Document created using EDGARfilings PROfile 7.2.0.0
         Copyright 1995 - 2020 Broadridge -->
  </head>
<body bgcolor="#ffffff" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000;">
  <div>
    <div id="DSPFPageHeader">
      <div style="line-height: 13.7pt;"><br style="line-height: 13.7pt;">
      </div>
      <div style="line-height: 13.7pt;"><br style="line-height: 13.7pt;">
      </div>
    </div>
    <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
    </div>
    <div style="text-align: center; line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">Form 52-109F2</div>
    <div style="text-align: center; line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">Certification of Interim Filings</div>
    <div style="text-align: center; line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">Full Certificate</div>
    <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
    </div>
    <div style="line-height: 11.4pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif;">I, Roy Gori, President and Chief Executive Officer of Manulife Financial Corporation, certify the following:</div>
    <table cellspacing="0" cellpadding="0" id="zf314130145b9447ab769043e6d262e3c" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 6pt;">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">1.</td>
          <td style="width: auto; vertical-align: top;">
            <div style="font-family: 'Arial Narrow', sans-serif;"><font style="font-style: italic;">Review</font>:&#160; I have reviewed the interim financial report and interim MD&amp;A
              (together, the &#8220;interim filings&#8221;) of Manulife&#160;Financial Corporation<font style="font-style: italic;">&#160;</font>(the &#8220;issuer&#8221;) for the interim period ended September 30, 2020.</div>
          </td>
        </tr>

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    <table cellspacing="0" cellpadding="0" id="ze8e62a3712974164b08f1d62b5fa8b5f" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 6pt;">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">2.</td>
          <td style="width: auto; vertical-align: top;">
            <div style="font-family: 'Arial Narrow', sans-serif;"><font style="font-style: italic;">No misrepresentations</font>:&#160; Based on my knowledge, having exercised reasonable
              diligence, the interim filings do not contain any untrue statement of a material fact or omit to state a material fact required to be stated or that is necessary to make a statement not misleading in light of the circumstances under which it
              was made, with respect to the period covered by the interim filings.</div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" id="zbc31e3ffc00d46cc9f59c4fef82083b0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 6pt;">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">3.</td>
          <td style="width: auto; vertical-align: top;">
            <div style="font-family: 'Arial Narrow', sans-serif;"><font style="font-style: italic;">Fair presentation</font>:&#160; Based on my knowledge, having exercised reasonable
              diligence, the interim financial report together with the other financial information included in the interim filings fairly present in all material respects the financial condition, financial performance and cash flows of the issuer, as of
              the date of and for the periods presented in the interim filings.</div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" id="z5c02782f3ec146ce858e444b910a6986" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 6pt;">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">4.</td>
          <td style="width: auto; vertical-align: top;">
            <div style="font-family: 'Arial Narrow', sans-serif;"><font style="font-style: italic;">Responsibility</font>:&#160; The issuer&#8217;s other certifying officer(s) and I are
              responsible for establishing and maintaining disclosure controls and procedures (DC&amp;P) and internal control over financial reporting (ICFR), as those terms are defined in National Instrument 52-109 <font style="font-style: italic;">Certification of Disclosure in Issuer&#8217;s Annual and Interim Filings, </font>for the issuer.</div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" id="za3be448429994ab883ae9b8f898135fb" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 6pt;">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">5.</td>
          <td style="width: auto; vertical-align: top;">
            <div style="font-family: 'Arial Narrow', sans-serif;"><font style="font-style: italic;">Design</font>:&#160; Subject to the limitations, if any, described in paragraphs 5.2
              and 5.3, the issuer&#8217;s other certifying officer(s) and I have, as at the end of the period covered by the interim filings</div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" id="z4fc4ca615e6d493a924772849846a42e" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 6pt;">

        <tr>
          <td style="width: 72pt;"><br>
          </td>
          <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">(a)</td>
          <td style="width: auto; vertical-align: top;">
            <div style="font-family: 'Arial Narrow', sans-serif;">designed DC&amp;P, or caused it to be designed under our supervision, to provide reasonable assurance that</div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" id="z2d66ef24c82642ffadd80a25b474e3d1" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 6pt;">

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          <td style="width: 99pt;"><br>
          </td>
          <td style="width: 13.5pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">(i)</td>
          <td style="width: auto; vertical-align: top;">
            <div style="font-family: 'Arial Narrow', sans-serif;">material information relating to the issuer is made known to us by others, particularly during the period in which the interim filings are being prepared; and</div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" id="zdfc756c101644a2497272bf39d85d987" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 6pt;">

        <tr>
          <td style="width: 99pt;"><br>
          </td>
          <td style="width: 13.5pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">(ii)</td>
          <td style="width: auto; vertical-align: top;">
            <div style="font-family: 'Arial Narrow', sans-serif;">information required to be disclosed by the issuer in its annual filings, interim filings or other reports filed or submitted by it under securities legislation is recorded,
              processed, summarized and reported within the time periods specified in securities legislation; and</div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" id="zd71f4a91976e4154913af6d80ee5145f" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 6pt;">

        <tr>
          <td style="width: 72pt;"><br>
          </td>
          <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">(b)</td>
          <td style="width: auto; vertical-align: top;">
            <div style="font-family: 'Arial Narrow', sans-serif;">designed ICFR, or caused it to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of
              financial statements for external purposes in accordance with the issuer&#8217;s GAAP.</div>
          </td>
        </tr>

    </table>
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        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">5.1</td>
          <td style="width: auto; vertical-align: top;">
            <div style="font-family: 'Arial Narrow', sans-serif;"><font style="font-style: italic;">Control framework</font>:&#160; The control framework the issuer&#8217;s other certifying
              officer(s) and I used to design the issuer&#8217;s ICFR is Internal Control &#8211; Integrated Framework (2013) issued by the Committee of Sponsoring Organizations of the Treadway Commission.</div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" id="z1b38485c193448c080d41a6879f6ce77" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 6pt;">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">5.2</td>
          <td style="width: auto; vertical-align: top;">
            <div style="font-family: 'Arial Narrow', sans-serif;">N/A</div>
          </td>
        </tr>

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        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">5.3</td>
          <td style="width: auto; vertical-align: top;">
            <div style="font-family: 'Arial Narrow', sans-serif;">N/A</div>
          </td>
        </tr>

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        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">6.</td>
          <td style="width: auto; vertical-align: top;">
            <div style="font-family: 'Arial Narrow', sans-serif;"><font style="font-style: italic;">Reporting changes in ICFR</font>:&#160; The issuer has disclosed in its interim
              MD&amp;A any change in the issuer&#8217;s ICFR that occurred during the period beginning on July 1, 2020 and ended on September 30, 2020 that has materially affected, or is reasonably likely to materially affect, the issuer&#8217;s ICFR.</div>
          </td>
        </tr>

    </table>
    <div style="line-height: 11.4pt; margin-bottom: 6pt;"><br style="line-height: 11.4pt;">
    </div>
    <div style="text-align: justify; line-height: 11.4pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif;">Date:&#160;&#160; November 11, 2020</div>
    <div style="line-height: 11.4pt; margin-bottom: 6pt;"><br style="line-height: 11.4pt;">
    </div>
    <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-style: italic;"><u>/s/ Roy Gori</u></font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 180pt">&#160;</font></div>
    <div style="text-align: justify; line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">Roy Gori</div>
    <div style="text-align: justify; line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">President and Chief Executive Officer</div>
  </div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.3
<SEQUENCE>4
<FILENAME>exhibit99-3.htm
<DESCRIPTION>EXHIBIT99-2-CFO-CERT
<TEXT>
<html>
  <head>
    <title></title>
    <!-- Licensed to: Manulife Financial Corporation
         Document created using EDGARfilings PROfile 7.2.0.0
         Copyright 1995 - 2020 Broadridge -->
  </head>
<body bgcolor="#ffffff" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000;">
  <div>
    <div id="DSPFPageHeader">
      <div style="line-height: 13.7pt;"><br style="line-height: 13.7pt;">
      </div>
    </div>
    <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
    </div>
    <div style="text-align: center; line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">Form 52-109F2</div>
    <div style="text-align: center; line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">Certification of Interim Filings</div>
    <div style="text-align: center; line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">Full Certificate</div>
    <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
    </div>
    <div style="line-height: 11.4pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif;">I, Philip J. Witherington, Chief Financial Officer of Manulife Financial Corporation, certify the following:</div>
    <table cellspacing="0" cellpadding="0" id="z1f61231e6c724ef1b079057c0f646915" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 6pt;">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">1.</td>
          <td style="width: auto; vertical-align: top;">
            <div style="font-family: 'Arial Narrow', sans-serif;"><font style="font-style: italic;">Review</font>:&#160; I have reviewed the interim financial report and interim MD&amp;A
              (together, the &#8220;interim filings&#8221;) of Manulife&#160;Financial Corporation<font style="font-style: italic;">&#160;</font>(the &#8220;issuer&#8221;) for the interim period ended September 30, 2020.</div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" id="z7f6ebdd8b0664d19859585997b82092c" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 6pt;">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">2.</td>
          <td style="width: auto; vertical-align: top;">
            <div style="font-family: 'Arial Narrow', sans-serif;"><font style="font-style: italic;">No misrepresentations</font>:&#160; Based on my knowledge, having exercised reasonable
              diligence, the interim filings do not contain any untrue statement of a material fact or omit to state a material fact required to be stated or that is necessary to make a statement not misleading in light of the circumstances under which it
              was made, with respect to the period covered by the interim filings.</div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" id="zf12badd44f334741a0c414b9b09b1bfa" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 6pt;">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">3.</td>
          <td style="width: auto; vertical-align: top;">
            <div style="font-family: 'Arial Narrow', sans-serif;"><font style="font-style: italic;">Fair presentation</font>:&#160; Based on my knowledge, having exercised reasonable
              diligence, the interim financial report together with the other financial information included in the interim filings fairly present in all material respects the financial condition, financial performance and cash flows of the issuer, as of
              the date of and for the periods presented in the interim filings.</div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" id="zfe18c13c52ed42188c14d7f27c107004" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 6pt;">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">4.</td>
          <td style="width: auto; vertical-align: top;">
            <div style="font-family: 'Arial Narrow', sans-serif;"><font style="font-style: italic;">Responsibility</font>:&#160; The issuer&#8217;s other certifying officer(s) and I are
              responsible for establishing and maintaining disclosure controls and procedures (DC&amp;P) and internal control over financial reporting (ICFR), as those terms are defined in National Instrument 52-109 <font style="font-style: italic;">Certification of Disclosure in Issuer&#8217;s Annual and Interim Filings, </font>for the issuer.</div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" id="z7e2e99f055d34dcbaafaa3a8ebd3740c" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 6pt;">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">5.</td>
          <td style="width: auto; vertical-align: top;">
            <div style="font-family: 'Arial Narrow', sans-serif;"><font style="font-style: italic;">Design</font>:&#160; Subject to the limitations, if any, described in paragraphs 5.2
              and 5.3, the issuer&#8217;s other certifying officer(s) and I have, as at the end of the period covered by the interim filings</div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" id="z4f648d869d6a406b8e5754329ae6151e" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 6pt;">

        <tr>
          <td style="width: 72pt;"><br>
          </td>
          <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">(a)</td>
          <td style="width: auto; vertical-align: top;">
            <div style="font-family: 'Arial Narrow', sans-serif;">designed DC&amp;P, or caused it to be designed under our supervision, to provide reasonable assurance that</div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" id="zbb52f4338ed04652bd37f5454adcaa86" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 6pt;">

        <tr>
          <td style="width: 99pt;"><br>
          </td>
          <td style="width: 13.5pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">(i)</td>
          <td style="width: auto; vertical-align: top;">
            <div style="font-family: 'Arial Narrow', sans-serif;">material information relating to the issuer is made known to us by others, particularly during the period in which the interim filings are being prepared; and</div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" id="z5a4f4913c5f94bf8acb065512fccc3fe" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 6pt;">

        <tr>
          <td style="width: 99pt;"><br>
          </td>
          <td style="width: 13.5pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">(ii)</td>
          <td style="width: auto; vertical-align: top;">
            <div style="font-family: 'Arial Narrow', sans-serif;">information required to be disclosed by the issuer in its annual filings, interim filings or other reports filed or submitted by it under securities legislation is recorded,
              processed, summarized and reported within the time periods specified in securities legislation; and</div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" id="z4ed0099ea1924a08b54338826f3b3181" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 6pt;">

        <tr>
          <td style="width: 72pt;"><br>
          </td>
          <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">(b)</td>
          <td style="width: auto; vertical-align: top;">
            <div style="font-family: 'Arial Narrow', sans-serif;">designed ICFR, or caused it to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of
              financial statements for external purposes in accordance with the issuer&#8217;s GAAP.</div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" id="z47e7f908f0544998b9e9248d76005d06" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 6pt;">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">5.1</td>
          <td style="width: auto; vertical-align: top;">
            <div style="font-family: 'Arial Narrow', sans-serif;"><font style="font-style: italic;">Control framework</font>:&#160; The control framework the issuer&#8217;s other certifying
              officer(s) and I used to design the issuer&#8217;s ICFR is Internal Control &#8211; Integrated Framework (2013) issued by the Committee of Sponsoring Organizations of the Treadway Commission.</div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" id="z6b7f5956dbef4a53aa74a26a1fa8cd83" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 6pt;">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">5.2</td>
          <td style="width: auto; vertical-align: top;">
            <div style="font-family: 'Arial Narrow', sans-serif;">N/A</div>
          </td>
        </tr>

    </table>
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        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">5.3</td>
          <td style="width: auto; vertical-align: top;">
            <div style="font-family: 'Arial Narrow', sans-serif;">N/A</div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" id="z75750edcf8f04dedaaa6dc8ce5c5f9b1" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; margin-bottom: 6pt;">

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          </td>
          <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">6.</td>
          <td style="width: auto; vertical-align: top;">
            <div style="font-family: 'Arial Narrow', sans-serif;"><font style="font-style: italic;">Reporting changes in ICFR</font>:&#160; The issuer has disclosed in its interim
              MD&amp;A any change in the issuer&#8217;s ICFR that occurred during the period beginning on July 1, 2020 and ended on September 30, 2020 that has materially affected, or is reasonably likely to materially affect, the issuer&#8217;s ICFR.</div>
          </td>
        </tr>

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    <div style="line-height: 11.4pt; margin-bottom: 6pt;"><br style="line-height: 11.4pt;">
    </div>
    <div style="text-align: justify; line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">Date:&#160; November 11, 2020</div>
    <div style="line-height: 11.4pt; margin-bottom: 6pt;"><br style="line-height: 11.4pt;">
    </div>
    <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-style: italic;"><u>/s/ Philip J. Witherington</u></font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 180pt">&#160;</font></div>
    <div style="text-align: justify; line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">Philip J. Witherington</div>
    <div style="text-align: justify; line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">Chief Financial Officer</div>
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