<SEC-DOCUMENT>0001086888-21-000014.txt : 20210212
<SEC-HEADER>0001086888-21-000014.hdr.sgml : 20210212
<ACCEPTANCE-DATETIME>20210211200910
ACCESSION NUMBER:		0001086888-21-000014
CONFORMED SUBMISSION TYPE:	6-K
PUBLIC DOCUMENT COUNT:		3
CONFORMED PERIOD OF REPORT:	20210211
FILED AS OF DATE:		20210212
DATE AS OF CHANGE:		20210211

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MANULIFE FINANCIAL CORP
		CENTRAL INDEX KEY:			0001086888
		STANDARD INDUSTRIAL CLASSIFICATION:	LIFE INSURANCE [6311]
		IRS NUMBER:				889897526
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		6-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-14942
		FILM NUMBER:		21621946

	BUSINESS ADDRESS:	
		STREET 1:		200 BLOOR ST EAST, NT-10
		CITY:			TORONTO
		STATE:			A6
		ZIP:			M4W1E5
		BUSINESS PHONE:		416-926-3000

	MAIL ADDRESS:	
		STREET 1:		200 BLOOR ST EAST, NT-10
		CITY:			TORONTO
		STATE:			A6
		ZIP:			M4W1E5
</SEC-HEADER>
<DOCUMENT>
<TYPE>6-K
<SEQUENCE>1
<FILENAME>form6-k.htm
<DESCRIPTION>FORM6-K-NR-MFC-S27LAUNCH-11FEB2021
<TEXT>
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    <div style="text-align: center; line-height: 15.95pt; font-family: 'Times New Roman Bold', 'Times New Roman', serif; font-size: 14pt; font-weight: bold;">UNITED STATES</div>
    <div style="text-align: center; line-height: 15.95pt; font-family: 'Times New Roman Bold', 'Times New Roman', serif; font-size: 14pt; font-weight: bold;">SECURITIES AND EXCHANGE COMMISSION</div>
    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">Washington, D.C. 20549</div>
    <div style="line-height: 15.95pt;"><br style="line-height: 15.95pt;">
    </div>
    <div style="line-height: 15.95pt;">
      <hr noshade="noshade" align="center" style="height: 2px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;"></div>
    <div style="text-align: center; line-height: 15.95pt; font-family: 'Times New Roman', serif; font-size: 14pt; font-weight: bold;">Form 6-K
      <hr noshade="noshade" align="center" style="height: 2px; color: #000000; background-color: #000000; margin-left: auto; margin-right: auto; border: none;"></div>
    <div style="line-height: 9.1pt;"><br style="line-height: 9.1pt;">
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    </div>
    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">REPORT OF <font style="font-family: 'Times New Roman Bold', 'Times New Roman', serif;">FOREIGN</font>
      PRIVATE ISSUER PURSUANT TO RULE 13<font style="font-family: 'Times New Roman Bold', 'Times New Roman', serif;">a</font>-16 OR <font style="font-family: 'Times New Roman Bold', 'Times New Roman', serif;">15d</font>-16
      UNDER THE</div>
    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">SECURITIES EXCHANGE ACT OF 1934</div>
    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;"> <br>
    </div>
    <div style="line-height: 15.95pt;"><br style="line-height: 15.95pt;">
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    <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">For the month of <u>February, 2021</u></div>
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    <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Commission File Number: 1-14942</div>
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    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
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    <div style="text-align: center; line-height: 11.4pt; font-family: 'Times New Roman', serif;"><font style="font-size: 16pt; font-weight: bold;">MANULIFE FINANCIAL CORPORATION</font>
      <hr noshade="noshade" align="center" style="height: 2px; color: #000000; background-color: #000000; margin-left: auto; margin-right: auto; border: none;">(Translation of registrant's name into English)</div>
    <div style="line-height: 15.95pt;"><br style="line-height: 15.95pt;">
    </div>
    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman Bold', 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">200 Bloor Street East</div>
    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman Bold', 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">North Tower 10</div>
    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman Bold', 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">Toronto, Ontario, Canada M4W 1E5</div>
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      <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman Bold', 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">(416) 926&#8209;3000</div>
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    <div style="text-align: center; line-height: 11.4pt; font-family: 'Times New Roman', serif;">(Address of principal executive office)</div>
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    </div>
    <div style="text-align: justify; line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.</div>
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            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Form 20-F</div>
          </td>
          <td style="width: 28.28%; vertical-align: top;">
            <div style="line-height: 12.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">&#9723;</div>
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            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Form 40-F</div>
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    <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(1): <font style="font-family: 'Arial Narrow', sans-serif;">&#9723;</font></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(7): <font style="font-family: 'Arial Narrow', sans-serif;">&#9723;</font></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
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    <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Indicate by check mark whether the registrant by furnishing the information contained in this Form is also thereby furnishing the information
      to the Commission pursuant to Rule 12g3-2(b) under the Securities Exchange Act of 1934.</div>
    <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;"> <br>
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    <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">If "Yes" is marked, indicate below the file number assigned to the registrant in connection with Rule 12g3-2(b): 82- ________.</div>
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    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">DOCUMENTS FILED AS PART OF THIS FORM 6-K</div>
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    <div style="text-indent: 36pt; line-height: 12.55pt; color: #000000; font-family: 'Times New Roman', serif; font-size: 11pt;">The following documents, filed as exhibits to this Form 6-K, are incorporated by reference as part of this
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            <div style="line-height: 12.55pt; color: #000000; font-family: 'Times New Roman', serif; font-size: 11pt;">Exhibit</div>
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          <td style="width: 86.75%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div style="line-height: 12.55pt; color: #000000; font-family: 'Times New Roman', serif; font-size: 11pt;">Description of Exhibit</div>
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          <td style="width: 13.25%; vertical-align: top; border-top: #000000 2px solid;">&#160;</td>
          <td style="width: 86.75%; vertical-align: top; border-top: #000000 2px solid;">&#160;</td>
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          <td style="width: 13.25%; vertical-align: top;">
            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">99.1</div>
          </td>
          <td style="width: 86.75%; vertical-align: top;">
            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">News release dated February 11, 2021</div>
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    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">SIGNATURES</div>
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    <div style="text-indent: 36pt; line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed
      on its behalf by the undersigned, thereunto duly authorized.</div>
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            <div style="line-height: 15.95pt; font-family: 'Times New Roman', serif; font-size: 14pt;">MANULIFE FINANCIAL CORPORATION</div>
          </td>
        </tr>
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          <td style="width: 41.48%; vertical-align: top;">&#160;</td>
          <td style="width: 58.52%; vertical-align: top;">&#160;</td>
        </tr>
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          <td style="width: 41.48%; vertical-align: top;">&#160;</td>
          <td style="width: 58.52%; vertical-align: top;">&#160;</td>
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          <td style="width: 41.48%; vertical-align: top;">&#160;</td>
          <td style="width: 58.52%; vertical-align: top;">&#160;</td>
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          <td style="width: 41.48%; vertical-align: top;">&#160;</td>
          <td style="width: 58.52%; vertical-align: top;">&#160;</td>
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          <td style="width: 41.48%; vertical-align: top;">&#160;</td>
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            <div style="line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">By:</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><font style="font-style: italic;">/s/</font>&#160;<font style="font-style: italic;">Kay Song</font></font></div>
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          <td style="width: 41.48%; vertical-align: top;">&#160;</td>
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            <div style="line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Name:</font>&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Kay Song</font></div>
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          <td style="width: 41.48%; vertical-align: top;">&#160;</td>
          <td style="width: 58.52%; vertical-align: top;">
            <div style="text-indent: -36.6pt; margin-left: 36.6pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Title:</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Assistant Corporate Secretary</font></div>
            <div style="line-height: 12.55pt;"><font style="line-height: 12.55pt;">&#160;</font></div>
            <div style="line-height: 12.55pt;"><font style="line-height: 12.55pt;">&#160;</font></div>
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            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Date:&#160; February 11, 2021</div>
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    <div style="text-align: center; line-height: 13.7pt; color: #000000; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">EXHIBIT INDEX</div>
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          <td style="width: 86.75%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div style="line-height: 12.55pt; color: #000000; font-family: 'Times New Roman', serif; font-size: 11pt;">Description of Exhibit</div>
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          <td style="width: 13.25%; vertical-align: top; border-top: #000000 2px solid;">&#160;</td>
          <td style="width: 86.75%; vertical-align: top; border-top: #000000 2px solid;">&#160;</td>
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          <td style="width: 13.25%; vertical-align: top;">
            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">99.1</div>
          </td>
          <td style="width: 86.75%; vertical-align: top;">
            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">News release dated February 11, 2021</div>
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<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>exhibit99-1.htm
<DESCRIPTION>EXHIBIT99-1-NR-MFC-S27LAUNCH-11FEB2021
<TEXT>
<html>
  <head>
    <title></title>
    <!-- Licensed to: Manulife Financial Corporation
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         Copyright 1995 - 2021 Broadridge -->
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<body bgcolor="#ffffff" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; text-align: left; color: #000000;">
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    <div style="line-height: 29.65pt; font-family: 'Manulife JH Sans', sans-serif; font-size: 26pt; font-weight: bold;">News<br>
      Release</div>
    <div style="line-height: 17.7pt;"><br style="line-height: 17.7pt;">
    </div>
    <div style="line-height: 20.5pt;"><font style="font-family: 'Manulife JH Sans', sans-serif; font-size: 9.5pt;">C$ unless otherwise stated</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 288pt">&#160;</font><font style="font-family: 'Manulife JH Sans', sans-serif; font-size: 11pt;"><font style="font-size: 9.5pt;">TSX/NYSE/PSE: MFC&#160; &#160; &#160; SEHK: 945</font><br>
        <font style="font-size: 9.5pt;">For Immediate Release</font><br>
        <font style="font-size: 9.5pt;">February 11, 2021</font><br>
        </font><br style="line-height: 20.5pt;">
    </div>
    <div style="line-height: 13.7pt; margin-bottom: 6pt; font-family: Arial, sans-serif; font-size: 12pt; font-weight: bold;">Manulife announces Limited Recourse Capital Notes issue</div>
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    <div style="line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;"> <font style="font-weight: bold;">TORONTO</font> - Manulife Financial Corporation (&#8220;<font style="font-weight: bold;">MFC</font>&#8221;) announced today that it intends to issue $<font style="font-size: 10pt;">2&#160;billion </font>principal amount of 3.375%<font style="font-size: 10pt;"> Limited Recourse Capital Notes Series 1 (Subordinated Indebtedness) (the &#8220;</font><font style="font-size: 10pt; font-weight: bold;">Notes</font><font style="font-size: 10pt;">&#8221;)</font>. MFC intends to file a prospectus supplement to its existing base shelf prospectus in respect of this issue.</div>
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    <div style="line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;"><font style="color: #000000;">The Notes will bear interest at a fixed rate of 3.375</font>% annually,
      payable semi-annually, for the initial period ending on, but excluding, June 19, 2026. Thereafter, the interest rate on the Notes will reset every five years at a rate equal to the prevailing 5-year Government of Canada Yield plus 2.839%. The Notes
      mature on June 19, 2081.</div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
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    <div style="line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;">In connection with the issuance of the Notes, MFC will issue 2,000,000 Non-Cumulative Fixed Rate Reset Class 1 Shares Series 27 (the &#8220;<font style="font-weight: bold;">Series 27 Shares</font>&#8221;) to be held by Computershare Trust Company of Canada as trustee of a newly formed trust (the &#8220;<font style="font-weight: bold;">Limited Recourse Trust</font>&#8221;). In case of non-payment of interest on or principal of the Notes when due, the recourse of each noteholder will be limited to that holder&#8217;s proportionate share of the Limited
      Recourse Trust&#8217;s assets, which will consist of Series 27 Shares except in limited circumstances.</div>
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    <div style="line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;">Subject to prior regulatory approval, MFC may redeem the Notes, in whole or in part on not less than 15 nor more than 60 days&#8217; prior notice by MFC,
      during the period from May 19 to and including June 19, commencing in 2026 and every five years thereafter at a redemption price equal to par, together with accrued and unpaid interest up to, but excluding, the date of redemption.</div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
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    <div style="line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;">The offering is being done on a best efforts agency basis by a syndicate co-led by RBC Capital Markets, BMO Capital Markets, CIBC Capital Markets, <font style="color: #000000;">Scotiabank</font>&#160;<font style="font-size: 10pt;">and TD Securities</font>. The offering is expected to close on February 19, 2021.</div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
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    <div style="line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;">MFC intends to use the net proceeds from the offering for general corporate purposes, including investment in subsidiaries.</div>
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    </div>
    <div style="line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;">Neither the Notes nor the Series 27 Shares have been, nor will be, registered in the United States under the United States Securities Act of 1933, as
      amended (the &#8220;<font style="font-weight: bold;">Securities Act</font>&#8221;), or the securities laws of any state of the United States and may not be offered, sold or delivered, directly or indirectly in the
      United States or to, or for the account or benefit of, a &#8220;U.S. person&#8221; (as defined in Regulation S under the Securities Act) absent registration under the Securities Act or an applicable exemption from such registration requirements. This press
      release does not constitute an offer to sell or a solicitation to buy securities in the United States or in any other jurisdiction where such offer or solicitation would be unlawful.</div>
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    <div style="line-height: 12.55pt; margin-bottom: 6pt; color: #006B3F; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">About Manulife</div>
    <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: Arial, sans-serif; font-size: 11pt;">Manulife Financial Corporation is a leading international financial services group that helps people make their decisions easier
      and lives better. With our global headquarters in Toronto, Canada, we operate as Manulife across our offices in Canada, Asia, and Europe, and primarily as John Hancock in the United States. We provide financial advice, insurance, and wealth and asset
      management solutions for individuals, groups and institutions. At the end of 2020, we had more than 37,000 employees, over 118,000 agents, and thousands of distribution partners, serving over 30 million customers. As of December 31, 2020, we had $1.3
      trillion (US$1.0 trillion) in assets under management and administration, and in the previous 12 months we made $31.6 billion in payments to our customers. Our principal operations are in Asia, Canada and the United States where we have served
      customers for more than 155 years. We trade as 'MFC' on the Toronto, New York, and the Philippine stock exchanges and under '945' in Hong Kong.</div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
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            <div style="margin-left: 4.5pt; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Media Contact:</div>
            <div style="line-height: 12.55pt;"><font style="line-height: 12.55pt;">&#160;</font></div>
            <div style="margin-left: 4.5pt; line-height: 12.55pt; color: #000000; font-family: Arial, sans-serif; font-size: 11pt;">Odette Coleman<br>
              Manulife</div>
            <div style="margin-left: 4.5pt; line-height: 12.55pt; color: #000000; font-family: Arial, sans-serif; font-size: 11pt;">416-819-6938</div>
            <div style="margin-left: 4.5pt; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;">odette_coleman@manulife.com</div>
            <div style="line-height: 12.55pt;"><font style="line-height: 12.55pt;">&#160;</font></div>
            <div style="line-height: 12.55pt;"><font style="line-height: 12.55pt;">&#160;</font></div>
          </td>
          <td style="width: 4.16%; vertical-align: top;">&#160;</td>
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            <div style="margin-left: 4.5pt; line-height: 12.55pt; color: #000000; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Investor Relations:</div>
            <div style="line-height: 12.55pt;"><font style="line-height: 12.55pt;">&#160;</font></div>
            <div style="margin-left: 4.5pt; line-height: 12.55pt; color: #000000; font-family: Arial, sans-serif; font-size: 11pt;">Adrienne O&#8217;Neill</div>
            <div style="margin-left: 4.5pt; line-height: 12.55pt; color: #000000; font-family: Arial, sans-serif; font-size: 11pt;">Manulife</div>
            <div style="margin-left: 4.5pt; line-height: 12.55pt; color: #000000; font-family: Arial, sans-serif; font-size: 11pt;">416-926-6997</div>
            <div style="margin-left: 4.5pt; line-height: 12.55pt; color: #000000; font-family: Arial, sans-serif; font-size: 11pt;">adrienne_oneill@manulife.com</div>
            <div style="line-height: 12.55pt;"><font style="line-height: 12.55pt;">&#160;</font></div>
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